Civic Intelligence

Greater Liverpool Chamber of Commerce Inc

EIN 16-1094642 • 501(c)6 • Liverpool, NY

Profile

Networking and general welfare in the business community

314 2nd StreetLiverpool, NY 13088

www.liverpoolchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.52x

Higher debt load relative to assets than 90% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

92nd percentile

0.38x

Higher debt load relative to revenue than 92% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Source year 2024

Net Margin

44th percentile

2.3%

Higher net margin than 44% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Source year 2024

Top Officer Pay

88th percentile

$19,239

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 33.4% of source-year revenue.

NTEE S41 • <$500k nonprofits • Source year 2024

Asset Growth

50th percentile

2.5%

Faster asset growth than 50% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

20th percentile

-26%

Faster revenue growth than 20% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Up

$41,703

Up $1,025 (+2.5%) from 2023

Liabilities

Down

$21,785

Down $289 (-1.3%) from 2023

Net Assets

Up

$19,918

Up $1,314 (+7.1%) from 2023

Operations
Liabilities / Revenue92nd percentileNet Margin44th percentile

Revenue

Down

$57,554

Down $20,366 (-26%) from 2023

Expenses

Down

$56,240

Down $12,220 (-18%) from 2023

Net Income

Down

$1,314

Down $8,146 (-86%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth50th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2011: $13,979Liabilities 2011: $9,3252011Assets 2012: $12,224Liabilities 2012: $10,559Net Assets 2012: $1,6652012Assets 2013: $15,325Liabilities 2013: $10,428Net Assets 2013: $4,8972013Assets 2014: $13,838Liabilities 2014: $10,455Net Assets 2014: $3,3832014Assets 2015: $12,041Liabilities 2015: $6,231Net Assets 2015: $5,8102015Assets 2016: $9,828Liabilities 2016: $12,195Net Assets 2016: -$2,3672016Assets 2017: $8,598Liabilities 2017: $15,667Net Assets 2017: -$7,0692017Assets 2018: $8,050Liabilities 2018: $15,152Net Assets 2018: -$7,1022018Assets 2019: $13,164Liabilities 2019: $15,242Net Assets 2019: -$2,0782019Assets 2020: $34,277Liabilities 2020: $26,078Net Assets 2020: $8,1992020Assets 2021: $45,755Liabilities 2021: $29,882Net Assets 2021: $15,8732021Assets 2022: $39,905Liabilities 2022: $30,761Net Assets 2022: $9,1442022Assets 2023: $40,678Liabilities 2023: $22,074Net Assets 2023: $18,6042023Assets 2024: $41,703Liabilities 2024: $21,785Net Assets 2024: $19,9182024

Highlighted filing

2024

Assets$41,703
Liabilities$21,785
Net Assets$19,918
Open 2024 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $59,016Expenses 2011: $57,841Net Income 2011: $1,1752011Revenue 2012: $49,073Expenses 2012: $52,062Net Income 2012: -$2,9892012Revenue 2013: $55,857Expenses 2013: $52,625Net Income 2013: $3,2322013Revenue 2014: $56,605Expenses 2014: $58,119Net Income 2014: -$1,5142014Revenue 2015: $56,951Expenses 2015: $54,524Net Income 2015: $2,4272015Revenue 2016: $51,906Expenses 2016: $58,700Net Income 2016: -$6,7942016Revenue 2017: $52,639Expenses 2017: $57,341Net Income 2017: -$4,7022017Revenue 2018: $53,191Expenses 2018: $53,224Net Income 2018: -$332018Revenue 2019: $56,378Expenses 2019: $51,354Net Income 2019: $5,0242019Revenue 2020: $45,385Expenses 2020: $35,108Net Income 2020: $10,2772020Revenue 2021: $57,591Expenses 2021: $49,917Net Income 2021: $7,6742021Revenue 2022: $64,888Expenses 2022: $67,804Net Income 2022: -$2,9162022Revenue 2023: $77,920Expenses 2023: $68,460Net Income 2023: $9,4602023Revenue 2024: $57,554Expenses 2024: $56,240Net Income 2024: $1,3142024

Highlighted filing

2024

Revenue$57,554
Expenses$56,240
Net Income$1,314
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$41,703
Liabilities
$21,785
Net assets
$19,918
Revenue
$57,554
Expenses
$56,240
Net income
$1,314
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$41.7$21.8$19.9$57.6$56.2$1.31
2023Detailed filing. Detailed filing data is available for this year.$40.7$22.1$18.6$77.9$68.5$9.46
2022Detailed filing. Detailed filing data is available for this year.$39.9$30.8$9.14$64.9$67.8$2.92
2021Detailed filing. Detailed filing data is available for this year.$45.8$29.9$15.9$57.6$49.9$7.67
2020Detailed filing. Detailed filing data is available for this year.$34.3$26.1$8.20$45.4$35.1$10.3
2019Detailed filing. Detailed filing data is available for this year.$13.2$15.2$2.08$56.4$51.4$5.02
2018Detailed filing. Detailed filing data is available for this year.$8.05$15.2$7.10$53.2$53.2$0.03
2017Detailed filing. Detailed filing data is available for this year.$8.60$15.7$7.07$52.6$57.3$4.70
2016Detailed filing. Detailed filing data is available for this year.$9.83$12.2$2.37$51.9$58.7$6.79
2015Detailed filing. Detailed filing data is available for this year.$12.0$6.23$5.81$57.0$54.5$2.43
2014Detailed filing. Detailed filing data is available for this year.$13.8$10.5$3.38$56.6$58.1$1.51
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.3$10.4$4.90$55.9$52.6$3.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$10.6$1.67$49.1$52.1$2.99
2011Summary only. Only limited summary data is available for this year.$14.0$9.33$59.0$57.8$1.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Nov 1, 2023 to Oct 31, 2024
Signed
Sep 15, 2025
Return Version
2023v6.0
Gross Receipts
$94,862
Mission and Program Overview

Mission

Networking and general welfare in the business community

Program Services

DescriptionGrantsExpenses
Monthly luncheons to bring together members of the business community to further common purposes, Approximately 30 persons on average are involved every month.$0$0
Newsletter to inform members of community events and to introduce members and their services. Approximately 350 members involved.$0$0
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lucretia HudzinskiExecutive DirectorPT$19,239-$19,239
Jennifer CovertDirector-$0--
Yvonne McCoolDirector-$0--
Annette Sherwood-FischerDirector-$0--
Tess KenneyDirector-$0--
Mark RobertsDirector-$0--
Frieda WeeksDirector-$0--
Rina Corigliano-HartImmediate Past PresidentPT$0--
Richard A Usher JrTreasurerPT$0--
Mark Cardone1st Vice-PresidentPT$0--
William PastellaPresidentPT$0--
Robert Just2nd Vice-PresidentPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$14,057$7,907$122$7,785
Musical Entertainment$21,544$5,366$1,938$3,428
Total Events$35,601$13,273$25,694$-12,421
Filing and Contact Details

Filer

Filer Name
Greater Liverpool Chamber of
EIN
16-1094642
Phone
3154573895
Address
314 2nd Street, Liverpool, NY 13088

Signing Officer

Name
Richard A Usher Jr
Title
Treasurer
Phone
3154091126
Signed
2025-09-15
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 4 - Other Investment Income

“Description: Bank interest. Amount: 198.”

Form 990-EZ, Part I, Line 8 - Other Revenue

“Description: Directory. Amount: 1,000. Description: Website advertising. Amount: 950. Total to Form 990-EZ, line 8: 1,950.”

Form 990-EZ, Part I, Line 16 - Other Expenses

“Description: Luncheon Costs. Amount: 4,215. Description: Communications. Amount: 1,836. Description: Credit Card Fees. Amount: 1,307. Description: Insurance. Amount: 2,060. Description: Interest and fees. Amount: 479. Description: Payroll Service Fees. Amount: 1,147. Description: Payroll Taxes. Amount: 3,761. Description: Office Expenses. Amount: 514. Description: Lease Contracts. Amount: 2,157. Description: Travel. Amount: 600. Description: Web Design/Internet. Amount: 1,575. Description: Directory. Amount: 336. Description: Business After Hours. Amount: 306. Description: Event miscellaneous. Amount: 871. Total to Form 990-EZ, line 16: 21,164.”

Form 990-EZ, Part II, Line 24 - Other Assets

“Description: Accounts Receivable. Beg. of Year Amount: 5,778. End of Year Amount: 2,977.”

Form 990-EZ, Part II, Line 26 - Other Liabilities

“Description: Prepaid Dues. Beg. of Year Amount: 2,270. End of Year Amount: 1,560. Description: Memorial Fund Liability. Beg. of Year Amount: 485. End of Year Amount: 485. Description: SBA Loan. Beg. of Year Amount: 18,987. End of Year Amount: 17,634. Description: Accrued Interest. Beg. of Year Amount: 332. End of Year Amount: 0. Description: Accrued salaries. Beg. of Year Amount: 0. End of Year Amount: 2,106.”

Raw XML Appendix196 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum03154573895
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0314 2nd Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Liverpool
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd013088
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jennifer Covert
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Yvonne McCool
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Annette Sherwood-Fischer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Tess Kenney
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Mark Roberts
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Frieda Weeks
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Rina Corigliano-Hart
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Richard A Usher Jr
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Mark Cardone
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Lucretia Hudzinski
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10William Pastella
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Robert Just
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Immediate Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt81st Vice-President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt112nd Vice-President
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt05778
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02977
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt021164
IRS990EZ/OtherRevenueTotalAmt01950
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Networking and general welfare in the business community
IRS990EZ/PrintingPublicationsPostageAmt03003
IRS990EZ/ProgramServiceRevenueAmt07704
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Monthly luncheons to bring together members of the business community to further common purposes, Approximately 30 persons on average are involved every month.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Newsletter to inform members of community events and to introduce members and their services. Approximately 350 members involved.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
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IRS990EZ/SubjectToProxyTaxInd00
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IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt056240
IRS990EZ/TotalRevenueAmt057554
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.liverpoolchamber.com
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt0400
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt0400
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt022328
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Golf Tournament
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Musical Entertainment
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt02046
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IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0122
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt01938
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt02160
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt02160
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description: Bank interest. Amount: 198.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description: Directory. Amount: 1,000. Description: Website advertising. Amount: 950. Total to Form 990-EZ, line 8: 1,950.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description: Luncheon Costs. Amount: 4,215. Description: Communications. Amount: 1,836. Description: Credit Card Fees. Amount: 1,307. Description: Insurance. Amount: 2,060. Description: Interest and fees. Amount: 479. Description: Payroll Service Fees. Amount: 1,147. Description: Payroll Taxes. Amount: 3,761. Description: Office Expenses. Amount: 514. Description: Lease Contracts. Amount: 2,157. Description: Travel. Amount: 600. Description: Web Design/Internet. Amount: 1,575. Description: Directory. Amount: 336. Description: Business After Hours. Amount: 306. Description: Event miscellaneous. Amount: 871. Total to Form 990-EZ, line 16: 21,164.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description: Accounts Receivable. Beg. of Year Amount: 5,778. End of Year Amount: 2,977.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Description: Prepaid Dues. Beg. of Year Amount: 2,270. End of Year Amount: 1,560. Description: Memorial Fund Liability. Beg. of Year Amount: 485. End of Year Amount: 485. Description: SBA Loan. Beg. of Year Amount: 18,987. End of Year Amount: 17,634. Description: Accrued Interest. Beg. of Year Amount: 332. End of Year Amount: 0. Description: Accrued salaries. Beg. of Year Amount: 0. End of Year Amount: 2,106.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 4 - Other Investment Income
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 8 - Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16 - Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part II, Line 24 - Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part II, Line 26 - Other Liabilities
TransferPrsnlBnftContractsDecl/DeclarationDesc0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Richard A Usher Jr
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum03154091126
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Greater Liverpool Chamber of
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Commerce Inc
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0161094642
ReturnHeader/Filer/PhoneNum03154573895
ReturnHeader/Filer/USAddress/AddressLine1Txt0314 2nd Street
ReturnHeader/Filer/USAddress/CityNm0Liverpool
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd013088
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/ReturnTs02025-09-15T21:48:25-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-11-01
ReturnHeader/TaxPeriodEndDt02024-10-31
ReturnHeader/TaxYr02023

Document Assets

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Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits