Liabilities / Assets
75th percentile
Higher debt load relative to assets than 75% of similar nonprofits.
Campbell'S Point Association Inc
EIN 16-0981853 • 501(c)7 • Watertown, NY
Profile
To serve as a homeowner's association for 49 seasonal cottages located on the shore of lake ontario near sackets harbor, ny.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.07x
Liabilities / Revenue
83rd percentile
Higher debt load relative to revenue than 83% of similar nonprofits.
Net Margin
75th percentile
Higher net margin than 75% of similar nonprofits.
Top Officer Pay
94th percentile
Higher top officer pay than 94% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Balance Sheet
Assets
Up$450,332
Up $37,473 (+9.1%) from 2024
Liabilities
Up$33,580
Up $6,989 (+26%) from 2024
Net Assets
Up$416,752
Up $30,484 (+7.9%) from 2024
Revenue
Down$179,007
Down $11,925 (-6.2%) from 2024
Expenses
Down$152,473
Down $143,188 (-48%) from 2024
Net Income
Up$26,534
Up $131,263 (+125%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $450,332
- Liabilities
- $33,580
- Net assets
- $416,752
- Revenue
- $179,007
- Expenses
- $152,473
- Net income
- $26,534
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Oct 1, 2024 to Sep 30, 2025
- Signed
- Nov 14, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $179,007
Mission and Program Overview
Mission
To serve as a Homeowner's Association for 49 seasonal cottages located on the shore of Lake Ontario near Sackets Harbor, NY.
Homeowners association for cottages
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO SERVE AS A HOMEOWNERS ASSOCIATION FOR 49 SEASONAL COTTAGES LOCATED ON THE SHORE OF LAKE ONTARIO | - | $113,778 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| TIMOTHY ROWE | Vice President | - | $0 | - | - |
| CATHERINE OATWAY | Board Member | - | $0 | - | - |
| MARY LAST | Treasurer | PT | $0 | - | - |
| ED ADAMS | Board Member | - | $0 | - | - |
| JOHN GUTHERY | President | - | $0 | - | - |
| ROBERT FARLEY | Board Member | - | $0 | - | - |
| TERRI MCGRAW | Board Member | - | $0 | - | - |
| PETER BRYANT | Board Member | - | $0 | - | - |
| MAGGIE MEHRAN | Secretary | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Campbells Point Association Inc
- EIN
- 16-0981853
- In Care Of
- % MARY LAST
- Phone
- 3154743986
- Address
- 15700 COUNTY ROUTE 62, WATERTOWN, NY 13601
Signing Officer
- Name
- Mary Last
- Title
- Treasurer
- Phone
- 3153820258
- Signed
- 2025-11-14
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Stickel Financial Services
- Address
- 134 Haley St, Watertown, NY 13601
- Preparer
- Amanda Stickel Ea
- Phone
- 3157676488
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountDepreciation from 4562 25,250OFFICE SUPPLIES 1,785BANK SERVICE FEES 203INSURANCE - LIABILITY 5,916INSURANCE - DISABILITY WC 2,554INSURANCE DIRECTORS 1,300WEBSITE 910ATHLETIC EQUIPMENT 48WINTER SECURITY 389SCHOOL TAXES 23,676PROPERTY TAXES 19,759TRAVEL 304GAS - DIESEL 165UTILITIES 2,370SOCIAL PROGRAMS 3,707CONTRIBUTIONS 400CAPITAL EXPENDITURES - GROUND IMPRO 4,000CAPITAL EXPEND - CHATTERBOX IM 4,000CAPITAL EXPENDITURES - WATER DIST 1,200”
Description of other assets Part II line 24
“Category Beginning of Year End of YearUNEXPIRED INSURANCE 6,065 6,065UNDEPOSITED FUNDS 0 7,650”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearJOHN DEERE NOTE 22,641 16,735COMMUNITY BANK CC 0 110ACCOUNTS PAYABLE 0 16,735”
Raw XML Appendix151 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MARY LAST |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3153820258 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 16205 COVENTRY CREST |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | FORT MYERS |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33908 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 91194 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 106345 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 2000 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 26534 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 11426 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 412859 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 450332 |
| IRS990EZ/GrossReceiptsAmt | 0 | 179007 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 1585 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 315600 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 330272 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 175422 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 390218 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 416752 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 390218 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 416752 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 16261 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | TIMOTHY ROWE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CATHERINE OATWAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MARY LAST |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | ED ADAMS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | JOHN GUTHERY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | ROBERT FARLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | TERRI MCGRAW |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | PETER BRYANT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | MAGGIE MEHRAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | VICE PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | SECRETARY |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 6065 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 13715 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 97936 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | HOMEOWNERS ASSOCIATION FOR COTTAGES |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO SERVE AS A HOMEOWNERS ASSOCIATION FOR 49 SEASONAL COTTAGES LOCATED ON THE SHORE OF LAKE ONTARIO |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 113778 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 26850 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 22641 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 33580 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 152473 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 113778 |
| IRS990EZ/TotalRevenueAmt | 0 | 179007 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.CAMPBELLSPOINT.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountDepreciation from 4562 25,250OFFICE SUPPLIES 1,785BANK SERVICE FEES 203INSURANCE - LIABILITY 5,916INSURANCE - DISABILITY WC 2,554INSURANCE DIRECTORS 1,300WEBSITE 910ATHLETIC EQUIPMENT 48WINTER SECURITY 389SCHOOL TAXES 23,676PROPERTY TAXES 19,759TRAVEL 304GAS - DIESEL 165UTILITIES 2,370SOCIAL PROGRAMS 3,707CONTRIBUTIONS 400CAPITAL EXPENDITURES - GROUND IMPRO 4,000CAPITAL EXPEND - CHATTERBOX IM 4,000CAPITAL EXPENDITURES - WATER DIST 1,200 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Category Beginning of Year End of YearUNEXPIRED INSURANCE 6,065 6,065UNDEPOSITED FUNDS 0 7,650 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearJOHN DEERE NOTE 22,641 16,735COMMUNITY BANK CC 0 110ACCOUNTS PAYABLE 0 16,735 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MARY LAST |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3153820258 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CAMPBELLS POINT ASSOCIATION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CAMP |
| ReturnHeader/Filer/EIN | 0 | 160981853 |
| ReturnHeader/Filer/InCareOfNm | 0 | % MARY LAST |
| ReturnHeader/Filer/PhoneNum | 0 | 3154743986 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 15700 COUNTY ROUTE 62 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WATERTOWN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 13601 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 400024406 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Stickel Financial Services |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 134 Haley St |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Watertown |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 13601 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3157676488 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMANDA STICKEL EA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-11-14T10:38:18-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-10-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-09-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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