Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Independent Insurance Agents Assn
990EZ • Fiscal year 2015 • EIN 16-0754800
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.05x
Liabilities / Revenue
68th percentile
Higher debt load relative to revenue than 68% of similar nonprofits.
Net Margin
76th percentile
Higher net margin than 76% of similar nonprofits.
Top Officer Pay
69th percentile
Higher top officer pay than 69% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
85th percentile
Faster asset growth than 85% of similar nonprofits.
Revenue Growth
80th percentile
Faster revenue growth than 80% of similar nonprofits.
Balance Sheet
Assets
Up$71,518
Up $17,942 (+33%) from 2014
Net Assets
Up$67,752
Up $14,176 (+26%) from 2014
Liabilities
$3,766
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
Up$100,474
Up $16,400 (+20%) from 2014
Expenses
Up$86,298
Up $14,049 (+19%) from 2014
Net Income
Up$14,176
Up $2,351 (+20%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2014 to Jun 30, 2015
- Signed
- Nov 4, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $100,474
Mission and Program Overview
Mission
The fundamental purpose of the association is to promote and represent the common business interest of independent insurance agents and brokers within the insurance industry in western new york and to promote a greater understanding of the independent agency system to the general public.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| CONVENTIONS, EDUCATION, LUNCHEONS, MEETINGS, MEMBERSHIP ENHANCEMENT, OUTINGS,SOCIAL EVENTS AND TRAVEL | - | $40,327 |
| ADVERTISING, PUBLIC RELATIONS, GIFTS AND PROMOTIONS, COMPUTER WEBSITE & PRINTING | - | $25,463 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MARK GARVELLI | President | - | $0 | - | - |
| DAVID GELIA | Vice Preside | - | $0 | - | - |
| MATHEW SAXE | Treasurer | - | $0 | - | - |
| WENDY CLEMENS | Chair Of The | - | $0 | - | - |
| KAREN CATALANO | Director | - | $0 | - | - |
| DEBBIE JUNKIN | Director | - | $0 | - | - |
| CHRISTINE GARVELLI | Director | - | $0 | - | - |
| LEO KUZIEMKOSKI | Director | - | $0 | - | - |
| TAMARA STORCH | Director | - | $0 | - | - |
| MICHAEL CARROLL | Director | - | $0 | - | - |
| PAUL CHISHOLM | Director | - | $0 | - | - |
| DOREEN DECARLO | Director | - | $0 | - | - |
| BARBARA DUKE | Director | - | $0 | - | - |
| KATHLEEN RAPASADI | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- INDEPENDENT INSURANCE AGENTS'
- EIN
- 16-0754800
- Phone
- 7162073886
- Address
- PO BOX 983, ORCHARD PARK, NY 14127
Signing Officer
- Name
- Victor Rutecki
- Title
- President
- Phone
- 7162073886
- Signed
- 2015-11-04
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Bechtel & Wasinger Cpas Pllc
- Address
- 5350 MAIN ST, WILLIAMSVILLE, NY 14221
- Preparer
- Joanne L Wasinger
- Phone
- 7162048366
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses advertising and public relati 20,612 computer website 535 contributions 3,961 education 2,300 golf outing 16,950 holiday party 7,984 printing 355 bank charges 57 insurance 1,942 luncheons and meetings 7,744 office and computer suppl 84 postage 177 telephone 87 miscellaneous 95 nextgen events 1,083 membership enhancement 12,010 total 75,976”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 0 3,766”
Form 990-ez, Part III
“The fundamental purpose of the association is to promote and represent the common business interest of independent insurance agents and brokers within the insurance industry in western new york and to promote a greater understanding of the independent agency system to the general public.”
Raw XML Appendix153 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JEANNE HELLERT |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 7162073886 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O BOX 983 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | ORCHARD PARK |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 14127 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 53576 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 71518 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 42383 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 14176 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 10296 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 53576 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 71518 |
| IRS990EZ/GrossReceiptsAmt | 0 | 100474 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 31860 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 53576 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 67752 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 53576 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 67752 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 12 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 13 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 12 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 13 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | MARK GARVELLI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | DAVID GELIA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MATHEW SAXE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | WENDY CLEMENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | KAREN CATALANO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | DEBBIE JUNKIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | CHRISTINE GARVELLI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | LEO KUZIEMKOSKI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | TAMARA STORCH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | MICHAEL CARROLL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | PAUL CHISHOLM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | DOREEN DECARLO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 12 | BARBARA DUKE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 13 | KATHLEEN RAPASADI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | CHAIR OF THE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 12 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 13 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 75976 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE FUNDAMENTAL PURPOSE OF THE ASSOCIATION IS TO PROMOTE AND REPRESENT THE COMMON BUSINESS INTEREST OF INDEPENDENT INSURANCE AGENTS AND BROKERS WITHIN THE INSURANCE INDUSTRY IN WESTERN NEW YORK AND TO PROMOTE A GREATER UNDERSTANDING OF THE INDEPENDENT AGENCY SYSTEM TO THE GENERAL PUBLIC. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 26231 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | CONVENTIONS, EDUCATION, LUNCHEONS, MEETINGS, MEMBERSHIP ENHANCEMENT, OUTINGS,SOCIAL EVENTS AND TRAVEL |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | ADVERTISING, PUBLIC RELATIONS, GIFTS AND PROMOTIONS, COMPUTER WEBSITE & PRINTING |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 40327 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 25463 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 26 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 3766 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 86298 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 65790 |
| IRS990EZ/TotalRevenueAmt | 0 | 100474 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.WNYAGENT.COM |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES ADVERTISING AND PUBLIC RELATI 20,612 COMPUTER WEBSITE 535 CONTRIBUTIONS 3,961 EDUCATION 2,300 GOLF OUTING 16,950 HOLIDAY PARTY 7,984 PRINTING 355 BANK CHARGES 57 INSURANCE 1,942 LUNCHEONS AND MEETINGS 7,744 OFFICE AND COMPUTER SUPPL 84 POSTAGE 177 TELEPHONE 87 MISCELLANEOUS 95 NEXTGEN EVENTS 1,083 MEMBERSHIP ENHANCEMENT 12,010 TOTAL 75,976 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 0 3,766 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FUNDAMENTAL PURPOSE OF THE ASSOCIATION IS TO PROMOTE AND REPRESENT THE COMMON BUSINESS INTEREST OF INDEPENDENT INSURANCE AGENTS AND BROKERS WITHIN THE INSURANCE INDUSTRY IN WESTERN NEW YORK AND TO PROMOTE A GREATER UNDERSTANDING OF THE INDEPENDENT AGENCY SYSTEM TO THE GENERAL PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | VICTOR RUTECKI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7162073886 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-11-04 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | INDEPENDENT INSURANCE AGENTS' |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | ASSOCIATION OF WNY INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INDE |
| ReturnHeader/Filer/EIN | 0 | 160754800 |
| ReturnHeader/Filer/PhoneNum | 0 | 7162073886 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 983 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ORCHARD PARK |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 14127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 264485174 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BECHTEL & WASINGER CPAS PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 5350 MAIN ST |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WILLIAMSVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 14221 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7162048366 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-11-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JOANNE L WASINGER |
| ReturnHeader/ReturnTs | 0 | 2015-11-10T10:56:23-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-06-30 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $71,518
- Liabilities
- $3,766
- Net assets
- $67,752
- Revenue
- $100,474
- Expenses
- $86,298
- Net income
- $14,176