Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
EIN 16-0495830
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
Score unavailable
No filing with officer or executive compensation is available for this organization yet.
Asset Growth
38th percentile
Faster asset growth than 38% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Down$4,938,059
Down $9,535 (-0.2%) from 2010
Liabilities
Up$4,245,729
Up $8,774 (+0.2%) from 2010
Net Assets
Down$692,330
Down $18,309 (-2.6%) from 2010
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$200,573
Down $49,747 (-20%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Most recent year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
| Balance Sheet | Operations | |||||
|---|---|---|---|---|---|---|
| Year | Assets | Liabilities | Net Assets | Revenue | Expenses | Net Income |
| 2011Facts available. Structured filing facts are available, but richer extracted sections are limited. | $4.94 | $4.25 | $0.69 | $0.20 | ||
| 2010Facts available. Structured filing facts are available, but richer extracted sections are limited. | $4.95 | $4.24 | $0.71 | $0.25 | ||
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 5963 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 5282 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | THE PURPOSE OF THIS CREDIT UNION IS TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY TO ACCUMULATE THEIR SAVINGS AND TO CREATE FOR THEM A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO BOX 322 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | JAMESTOWN |
| IRS990/AddressPrincipalOfficerUS/State | 0 | NY |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 147020322 |
| IRS990/AllOtherExpenses/Total | 0 | 520 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 15713 |
| IRS990/CashNonInterestBearing/EOY | 0 | 11806 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | TO PROVIDE PERSONAL FINANCIAL SERVICES TO ITS MEMBERS, INCLUDING ACCEPTING DEPOSITS AND MAKING LOANS. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 1362 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form8282PropertyDisposedOf | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 1.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 4.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 9 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 10 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 11 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | ARNOLD ZDROJEWSKI |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | LAMONT WAGER |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | TERESA BRADY |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | RHONDA BROWN |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | MARY BASCOM |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | DEBRA PASTOR |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | PAUL HOLTHOUSE |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | PHILIP DEANGELO |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | SUSAN JONES |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | SUSAN CARLSON |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | DAWN VACCARO |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | SANDRA GUSTAFSON |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 6289 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 7875 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 42645 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 49300 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 11 | DIRECTOR |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 182264 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/Interest/Total | 0 | 27495 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 177389 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 177389 |
| IRS990/InvestmentIncomePriorYear | 0 | 189776 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 177389 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 96019 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 103316 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 3254 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 7297 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingCash | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | THE PURPOSE OF THIS CREDIT UNION IS TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY TO ACCUMULATE THEIR SAVINGS AND TO CREATE FOR THEM A SOURCE OF CREDIT FOR PROVIDENT OR PRODUCTIVE PURPOSES. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | SANDRA J GUSTAFSON |
| IRS990/NbrIndependentVotingMembers | 0 | 8 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 710639 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 692330 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 2 |
| IRS990/NumberIndependentVotingMembers | 0 | 8 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 2 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/OfficeExpenses/Total | 0 | 28296 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 22826 |
| IRS990/OtherAssetsTotal/EOY | 0 | 29546 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 32186 |
| IRS990/OtherExpensePriorYear | 0 | 127461 |
| IRS990/OtherExpensesCurrentYear | 0 | 76442 |
| IRS990/OtherExpenses/Description | 0 | MEMBER INSURANCE |
| IRS990/OtherExpenses/Description | 1 | EXAMINATION FEES |
| IRS990/OtherExpenses/Description | 2 | LOAN SERVICING |
| IRS990/OtherExpenses/Description | 3 | EDUCATIONAL AND PROMOTI |
| IRS990/OtherExpenses/Total | 0 | 11200 |
| IRS990/OtherExpenses/Total | 1 | 4611 |
| IRS990/OtherExpenses/Total | 2 | 1588 |
| IRS990/OtherExpenses/Total | 3 | 537 |
| IRS990/OtherLiabilities/BOY | 0 | 4230992 |
| IRS990/OtherLiabilities/EOY | 0 | 4240447 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 1877174 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 1654819 |
| IRS990/OtherRevenueCurrentYear | 0 | 4875 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 900099 |
| IRS990/OtherRevenueMisc/Description | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 4875 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 4875 |
| IRS990/OtherRevenuePriorYear | 0 | 6376 |
| IRS990/OtherSalariesAndWages/Total | 0 | 91945 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenueCY | 0 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/QuidProQuoContributions | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | -18309 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 710639 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 692330 |
| IRS990/RevenuesLessExpensesCY | 0 | -18309 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -54168 |
| IRS990/SalariesEtcCurrentYear | 0 | 124131 |
| IRS990/SalariesEtcPriorYear | 0 | 122859 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 3028627 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 3234591 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 7297 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 96019 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 103316 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 884273 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 2845044 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 266794 |
| IRS990ScheduleD/OtherLiabilities/Amount | 3 | 230392 |
| IRS990ScheduleD/OtherLiabilities/Amount | 4 | 13944 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | REGULAR SHARE DEPOSITS |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | PRIORITY SHARE DEPOSITS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | SHARE DRAFT DEPOSITS |
| IRS990ScheduleD/OtherLiabilities/Description | 3 | IRA DEPOSITS |
| IRS990ScheduleD/OtherLiabilities/Description | 4 | CHRISTMAS CLUB DEPOSITS |
| IRS990ScheduleD/TotalOfAmounts | 0 | 4240447 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 7297 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE ORGANIZAITON HAS MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | MEMBERS ELECT MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | MEMBERS RATIFY THE DECISIONS OF THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | THE FORM 990 IS PROVIDED TO THE BOARD FOR THEIR APPROVAL BEFORE ITS SUBMISSION TO THE IRS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | CONFLICTS OF INTEREST MONITORED THROUGH CONTINUAL BOARD REVIEW. THE CREDIT UNION'S POLICY DICTATES THAT THE ORGANIZATION WILL NOT DEAL WITH ANY VENDOR THAT IS A RELATED PARTY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | COMPENSATION IS DETERMINED BY A PERSONNEL COMMITTEE ON AN ANNUAL BASIS. THE COMMITTEE DEVELOPS COMPENSATION AMOUNTS BASED ON THE ANNUAL BUDGETS AND IN COMPARISON TO THE PUBLISHED AVERAGES FOR OTHER CREDIT UNIONS OF SIMILAR SIZE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | NY |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 300 E THIRD ST |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | JAMESTOWN |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | NY |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 14701 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | SANDRA GUSTAFSON |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7164879785 |
| IRS990/TotalAssets/BOY | 0 | 4947594 |
| IRS990/TotalAssetsBOY | 0 | 4947594 |
| IRS990/TotalAssets/EOY | 0 | 4938059 |
| IRS990/TotalAssetsEOY | 0 | 4938059 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 200573 |
| IRS990/TotalExpensesPriorYear | 0 | 250320 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 200573 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 4236955 |
| IRS990/TotalLiabilitiesBOY | 0 | 4236955 |
| IRS990/TotalLiabilities/EOY | 0 | 4245729 |
| IRS990/TotalLiabilitiesEOY | 0 | 4245729 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 4947594 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 4938059 |
| IRS990/TotalNbrEmployees | 0 | 2 |
| IRS990/TotalNbrVolunteers | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 710639 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 692330 |
| IRS990/TotalOtherCompensation | 0 | 14164 |
| IRS990/TotalOtherRevenue | 0 | 4875 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 91945 |
| IRS990/TotalRevenueCurrentYear | 0 | 182264 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 177389 |
| IRS990/TotalRevenuePriorYear | 0 | 196152 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 4875 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 182264 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | 0 |
| IRS990/Travel/Total | 0 | 833 |
| IRS990/TypeOfOrganizationAssociation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | N/A |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1928 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 160495830 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | JAMESTOWN POST OFFICE EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | JAME |
| ReturnHeader/Filer/Phone | 0 | 7164879785 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 322 NO 233 |
| ReturnHeader/Filer/USAddress/City | 0 | JAMESTOWN |
| ReturnHeader/Filer/USAddress/State | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 147020322 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2012-05-16 |
| ReturnHeader/Officer/Name | 0 | SANDRA J GUSTAFSON |
| ReturnHeader/Officer/Phone | 0 | 7164879785 |
| ReturnHeader/Officer/Title | 0 | MANAGER |
| ReturnHeader/PreparerFirm/EIN | 0 | 161117932 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | BUFFAMANTE WHIPPLE BUTTAFARO PC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 201 WEST THIRD STREET |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | JAMESTOWN |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | NY |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 14701 |
| ReturnHeader/Preparer/Name | 0 | WAYNE J RISHELL CPA |
| ReturnHeader/Preparer/Phone | 0 | 7166645104 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-05-15T08:09:23-05:00 |
No mirrored PDF or thumbnail assets are attached yet.