Civic Intelligence

Jamestown Post Office Employees Credit Union

EIN 16-0495830

PO Box 322 No 23314702-0322
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.86x

Higher debt load relative to assets than 94% of similar nonprofits.

$1M-$5M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

38th percentile

-0.2%

Faster asset growth than 38% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$4,938,059

Down $9,535 (-0.2%) from 2010

Liabilities

Up

$4,245,729

Up $8,774 (+0.2%) from 2010

Net Assets

Down

$692,330

Down $18,309 (-2.6%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$200,573

Down $49,747 (-20%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,947,594Liabilities 2010: $4,236,955Net Assets 2010: $710,6392010Assets 2011: $4,938,059Liabilities 2011: $4,245,729Net Assets 2011: $692,3302011

Highlighted filing

2011

Assets$4,938,059
Liabilities$4,245,729
Net Assets$692,330

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Expenses 2010: $250,3202010Expenses 2011: $200,5732011

Highlighted filing

2011

Revenue-
Expenses$200,573
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
May 16, 2012
Return Version
2011v1.2
Gross Receipts
$182,264
Filing and Contact Details

Filer

EIN
16-0495830
Raw XML Appendix356 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation1MEMBERS ELECT MEMBERS OF THE GOVERNING BODY.
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IRS990ScheduleO/GeneralExplanation/Explanation3THE FORM 990 IS PROVIDED TO THE BOARD FOR THEIR APPROVAL BEFORE ITS SUBMISSION TO THE IRS.
IRS990ScheduleO/GeneralExplanation/Explanation4CONFLICTS OF INTEREST MONITORED THROUGH CONTINUAL BOARD REVIEW. THE CREDIT UNION'S POLICY DICTATES THAT THE ORGANIZATION WILL NOT DEAL WITH ANY VENDOR THAT IS A RELATED PARTY.
IRS990ScheduleO/GeneralExplanation/Explanation5COMPENSATION IS DETERMINED BY A PERSONNEL COMMITTEE ON AN ANNUAL BASIS. THE COMMITTEE DEVELOPS COMPENSATION AMOUNTS BASED ON THE ANNUAL BUDGETS AND IN COMPARISON TO THE PUBLISHED AVERAGES FOR OTHER CREDIT UNIONS OF SIMILAR SIZE.
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ReturnHeader/Timestamp02012-05-15T08:09:23-05:00

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