One Credit Union of Ny (Fka Buffalo Serv

“The organization has members that elect the members of the governing body. All members have the right to receive distributions of income from the organization.”

“The organization has members that elect the members of the governing body.”

“Certain decisions made by the governing body affecting the organization may be subject to approval by a majority of the organizations members.”

“A copy of the form 990 will be distributed to members of the governing body by e-mail prior to being filed. It will also be reviewed by the board of directors and ceo before filing.”

“A performance review of the ceo is done annually by the board. Compensation is evaluated as part of this annual review.”

“Financial statements are posted in each branch office and distributed at the annual members meeting. All documents are also available upon request.”

“Loan services: program service expenses 114,275. Management and general expenses 0. Fundraising expenses 0. Total expenses 114,275. Provision (recovery) for loan losses: program service expenses 47,939. Management and general expenses 0. Fundraising expenses 0. Total expenses 47,939. Atm operating fees: program service expenses 23,769. Management and general expenses 0. Fundraising expenses 0. Total expenses 23,769. Association dues: program service expenses 10,760. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,760. Annual meeting: program service expenses 4,482. Management and general expenses 0. Fundraising expenses 0. Total expenses 4,482. Cash over/short expenses: program service expenses 698. Management and general expenses 0. Fundraising expenses 0. Total expenses 698. Miscellaneous operating expenses: program service expenses 290. Management and general expenses 0. Fundraising expenses 0. Total expenses 290.”

“To adjust net assets for change in unrealized loss from investments -27,075.”