Civic Intelligence

YWCA Cortland

EIN 15-0536617 • 501(c)3 • Cortland, NY

Profile

The ywca cortland is dedicated to eliminating racism, empowering women, and promoting peace, justice, freedom, and dignity for all. There are four core mission-based programs to include aid to victims of violence, health and fitness, childcare and mentoring.

14 Clayton AvenueCortland, NY 13045

www.cortlandywca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.23x

Higher debt load relative to assets than 53% of similar nonprofits.

NTEE P • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

68th percentile

0.36x

Higher debt load relative to revenue than 68% of similar nonprofits.

NTEE P • $5M-$10M nonprofits • Source year 2024

Net Margin

34th percentile

-0.8%

Higher net margin than 34% of similar nonprofits.

NTEE P • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

27th percentile

$88,385

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

NTEE P • $5M-$10M nonprofits • Source year 2024

Asset Growth

40th percentile

1.1%

Faster asset growth than 40% of similar nonprofits.

NTEE P • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

49th percentile

7.4%

Faster revenue growth than 49% of similar nonprofits.

NTEE P • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$5,644,183

Up $60,948 (+1.1%) from 2023

Liabilities

Up

$1,306,897

Up $48,649 (+3.9%) from 2023

Net Assets

Up

$4,337,286

Up $12,299 (+0.3%) from 2023

Operations
Liabilities / Revenue68th percentileNet Margin34th percentile

Revenue

Up

$3,610,111

Up $247,486 (+7.4%) from 2023

Expenses

Up

$3,637,731

Up $158,988 (+4.6%) from 2023

Net Income

Up

-$27,620

Up $88,498 (+76%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $3,343,863Liabilities 2010: $455,625Net Assets 2010: $2,888,2382010Assets 2011: $4,212,201Liabilities 2011: $930,287Net Assets 2011: $3,281,9142011Assets 2012: $5,373,501Liabilities 2012: $1,733,569Net Assets 2012: $3,639,9322012Assets 2013: $5,140,874Liabilities 2013: $1,565,568Net Assets 2013: $3,575,3062013Assets 2014: $4,919,391Liabilities 2014: $1,464,721Net Assets 2014: $3,454,6702014Assets 2015: $4,819,834Liabilities 2015: $1,360,542Net Assets 2015: $3,459,2922015Assets 2016: $4,684,307Liabilities 2016: $1,314,127Net Assets 2016: $3,370,1802016Assets 2017: $4,615,143Liabilities 2017: $1,195,607Net Assets 2017: $3,419,5362017Assets 2018: $4,678,911Liabilities 2018: $1,287,791Net Assets 2018: $3,391,1202018Assets 2019: $4,601,582Liabilities 2019: $1,334,390Net Assets 2019: $3,267,1922019Assets 2020: $4,931,858Liabilities 2020: $1,650,625Net Assets 2020: $3,281,2332020Assets 2021: $5,437,624Liabilities 2021: $1,264,122Net Assets 2021: $4,173,5022021Assets 2022: $5,608,499Liabilities 2022: $1,242,178Net Assets 2022: $4,366,3212022Assets 2023: $5,583,235Liabilities 2023: $1,258,248Net Assets 2023: $4,324,9872023Assets 2024: $5,644,183Liabilities 2024: $1,306,897Net Assets 2024: $4,337,2862024

Highlighted filing

2024

Assets$5,644,183
Liabilities$1,306,897
Net Assets$4,337,286
Open 2024 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,329,3792010Expenses 2011: $2,329,6102011Expenses 2012: $2,327,9912012Revenue 2013: $2,255,513Expenses 2013: $2,345,888Net Income 2013: -$90,3752013Revenue 2014: $2,270,009Expenses 2014: $2,376,563Net Income 2014: -$106,5542014Revenue 2015: $2,550,224Expenses 2015: $2,519,044Net Income 2015: $31,1802015Revenue 2016: $2,545,716Expenses 2016: $2,642,958Net Income 2016: -$97,2422016Revenue 2017: $2,792,434Expenses 2017: $2,779,873Net Income 2017: $12,5612017Revenue 2018: $2,868,674Expenses 2018: $2,823,304Net Income 2018: $45,3702018Revenue 2019: $2,715,651Expenses 2019: $2,878,718Net Income 2019: -$163,0672019Revenue 2020: $2,042,748Expenses 2020: $2,060,040Net Income 2020: -$17,2922020Revenue 2021: $3,140,903Expenses 2021: $2,250,034Net Income 2021: $890,8692021Revenue 2022: $3,201,909Expenses 2022: $2,880,407Net Income 2022: $321,5022022Revenue 2023: $3,362,625Expenses 2023: $3,478,743Net Income 2023: -$116,1182023Revenue 2024: $3,610,111Expenses 2024: $3,637,731Net Income 2024: -$27,6202024

Highlighted filing

2024

Revenue$3,610,111
Expenses$3,637,731
Net Income-$27,620
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,644,183
Liabilities
$1,306,897
Net assets
$4,337,286
Revenue
$3,610,111
Expenses
$3,637,731
Net income
-$27,620
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.64$1.31$4.34$3.61$3.64$0.03
2023Summary only. Only limited summary data is available for this year.$5.58$1.26$4.32$3.36$3.48$0.12
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.61$1.24$4.37$3.20$2.88$0.32
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.44$1.26$4.17$3.14$2.25$0.89
2020Summary only. Only limited summary data is available for this year.$4.93$1.65$3.28$2.04$2.06$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.60$1.33$3.27$2.72$2.88$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.68$1.29$3.39$2.87$2.82$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.62$1.20$3.42$2.79$2.78$0.01
2016Summary only. Only limited summary data is available for this year.$4.68$1.31$3.37$2.55$2.64$0.10
2015Summary only. Only limited summary data is available for this year.$4.82$1.36$3.46$2.55$2.52$0.03
2014Detailed filing. Detailed filing data is available for this year.$4.92$1.46$3.45$2.27$2.38$0.11
2013Detailed filing. Detailed filing data is available for this year.$5.14$1.57$3.58$2.26$2.35$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.37$1.73$3.64$2.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.21$0.93$3.28$2.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.34$0.46$2.89$2.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 20, 2025
Return Version
2024v5.1
Gross Receipts
$3,628,536
Mission and Program Overview

Mission

To provide childcare so that families can support themselves, health promotion activities, services and protection to victims of violence and chance to exchange ideas.

The ywca cortland is dedicated to eliminating racism, empowering women, and promoting peace, justice, freedom, and dignity for all. There are four core mission-based programs to include aid to victims of violence, health and fitness, childcare and mentoring.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,508,591$3,576,876▲ $68,285
Investments in Publicly Traded Securities$1,258,934$958,616▼ $300,318
Accounts Receivable$519,634$696,968▲ $177,334
Cash and Non-Interest-Bearing Accounts$158,081$330,286▲ $172,205
Prepaid Expenses and Deferred Charges$1,206$25,015▲ $23,809
Savings and Temporary Cash Investments$113,755$22,640▼ $91,115
Intangible Assets$10,036$8,794▼ $1,242
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Inventories for Sale or Use-$0-
Total Assets$5,583,235$5,644,183▲ $60,948
Other Assets Total$12,998$24,988▲ $11,990
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,054,174$970,356▼ $83,818
Accounts Payable and Accrued Expenses$191,245$317,553▲ $126,308
Other Liabilities$12,829$18,988▲ $6,159
Total Liabilities$1,258,248$1,306,897▲ $48,649
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,648,136$3,427,963▼ $220,173
Net Assets With Donor Restrictions$676,851$909,323▲ $232,472
Total Net Assets Fund Balance$4,324,987$4,337,286▲ $12,299
Total Liabilities and Net Assets / Fund Balance$5,583,235$5,644,183▲ $60,948

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,984,665$2,801,823$5,786,488
Leasehold Improvements$340,550$157,323$497,873
Equipment$100,701$374,248$474,949
Land$150,960-$150,960

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$179,132$1,100--$180,232
2023$179,132---$179,132
2022$179,132---$179,132
2021$179,132---$179,132
2020$179,132---$179,132
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kelly TobinExecutive DirecFT$88,385$88,385

Board Members and Trustees

NameTitle
Kristina MartyPresident
Cathy BischoffVice President
Barbara HenzaBoard Member
Carrie WhitmoreBoard Member
Deb WinesBoard Member
Dr Nimisha MuttiahBoard Member
Elizabeth BrandoBoard Member
Gina SikoraBoard Member
Ginny WrightBoard Member
Gloria GartenlaudBoard Member
Jennifer TurckBoard Member
Kathie WilcoxBoard Member
Kathy StemmBoard Member
Kim StevensBoard Member
Susan WilliamsBoard Member
Suzette PaceBoard Member
Mary Ellen BloodgoodTrustee
Merle MckownTrustee
Sue Sherman-broylesTrustee
Angela LohTrustee - Pres
Alice AndersonTrustee - Sec
Joseph CompagniTrustee - Treas
Phuong-binh DuongSecretary
Susan CerretaniSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$2,255,107
Program Service Revenue
$1,186,809
Investment Income
$51,631
Other Revenue
$116,564
All Other Contributions
$652,142
Change in Net Assets
$-27,620

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,610,111
Revenue Not Reported on Form 990
$39,919
Total Revenue per Audited Statements
$3,650,030
Total Revenue per Form 990
$3,610,111
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,506,977
Other Expenses$1,130,754
Total Fundraising Expense$90,315
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,925,800$101,343$68,934$2,096,077
Payroll Taxes$170,406$10,240$6,029$186,675
Depreciation Depletion$158,084$20,128$4,849$183,061
Other Employee Benefits$124,420$7,091$4,329$135,840
Other Expenses$97,400$12,350-$109,750
Insurance$93,592$11,971-$105,563
All Other Expenses$65,164$30,005$2,937$98,106
Current Officers, Directors, Trustees, and Key Employees$81,205$4,273$2,907$88,385
Occupancy$77,570$10,168-$87,738
Interest-$40,397-$40,397
Travel$18,354$1,352-$19,706
Payments to Affiliates-$15,553-$15,553
Fees for Services Accounting$9,570$1,100$330$11,000
Conferences and Meetings$5,955--$5,955
Total Functional Expenses$3,250,112$297,304$90,315$3,637,731

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,637,731
Total Expenses per Audited Statements$3,637,731
Total Expenses per Form 990$3,637,731
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$83,237
Fundraising Direct Expenses$15,285
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Chefs Take a Stand$31,008$26,484$439$26,045
Golf Tournament$26,828$24,155$71$24,084
Total Events$91,299$83,237$15,285$67,952
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liabilities$18,988
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 was reviewed and approved by the finance committee prior to its filing, and then made available to the full board for review.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy requires the annual written disclosure of any conflicts that have arisen.”

Form 990, Part VI, Section B, Line 15A

“The Human Resource Committee that is comprised of board members and community members, along with the Finance Director meets bi-annually to execute a performance evaluation of the Executive Director. The Executive Directors compensation is compared to salaries of similar positions in the surrounding area. After the review of these factors, the committee makes a salary recommendation to the Board, who then approves the appropriate compensation.”

Form 990, Part VI, Section B, Line 15B

“The executive director's salary is determined by comparing it to other executive director salaries within the area, and also on performance evaluations. Once these factors are reviewed, the appropriate compensation is approved by the board.”

Form 990, Part VI, Section C, Line 19

“The ywca of cortland's governing documents, policies, and financial statements are available for public inspection upon request.”

Filing and Contact Details

Filer

Filer Name
Ywca Cortland
EIN
15-0536617
Phone
6077539651
Address
14 Clayton Avenue, Cortland, NY 13045

Signing Officer

Name
Kristina Marty
Title
President
Signed
2025-06-20

Organization Details

Formed
1915
Legal Domicile
Ny
Voting Board Members
18
Independent Board Members
18
Employees
142
Volunteers
300

Preparer

Firm
Port Kashdin & McSherry CPAs
Address
3535 West Rd, Cortland, NY 13045
Preparer
Christopher Guay
Phone
6077565681
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

“The Organization follows the provisions of Accounting for Uncertainty in Income Taxes, which prescribes a recognition threshold and measurement process for recording in the financial statements uncertain tax positions taken or expected to be taken in a tax return. Additionally, this provides guidance on the recognition, classification, accounting in interim periods and disclosure requirements for certain tax positions. At December 31, 2024, the Organization did not have any unrecognized tax benefits or any related accrued interest or penalties. The tax years open to examination by the Federal and New York State taxing authorities are 2022 through 2024.Significant management judgment is required in determining uncertain tax positions. While the Organization bases its estimates on historical experience and various other assumptions that management believes to be reasonable under the circumstances, actual results may differ from these estimates, and, as a result, could have a material impact on the financial position.”

Raw XML AppendixShowing 400 of 695 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0THE YWCA CORTLAND IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN, AND PROMOTING PEACE, JUSTICE, FREEDOM, AND DIGNITY FOR ALL. THERE ARE FOUR CORE MISSION-BASED PROGRAMS TO INCLUDE AID TO VICTIMS OF VIOLENCE, HEALTH AND FITNESS, CHILDCARE AND MENTORING.
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