Civic Intelligence

Cavalry Veterans of Syracuse Inc

EIN 15-0508767 • 501(c)7 • Manlius, NY

Profile

Private dining and golf club for members.

Troop K RoadManlius, NY 13104

www.cavalryclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.00x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

1.60x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Net Margin

8th percentile

-19%

Higher net margin than 8% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$123,872

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Asset Growth

21st percentile

-3.7%

Faster asset growth than 21% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-2.4%

Faster revenue growth than 25% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$3,575,495

Down $137,999 (-3.7%) from 2023

Liabilities

Up

$3,582,984

Up $288,826 (+8.8%) from 2023

Net Assets

Down

-$7,489

Down $426,825 (-102%) from 2023

Revenue

Down

$2,235,165

Down $54,613 (-2.4%) from 2023

Expenses

Up

$2,661,990

Up $171,273 (+6.9%) from 2023

Net Income

Down

-$426,825

Down $225,886 (-112%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0-$2.0MAssets 2010: $2,591,162Liabilities 2010: $2,583,503Net Assets 2010: $7,6592010Assets 2011: $2,682,437Liabilities 2011: $2,644,857Net Assets 2011: $37,5802011Assets 2012: $2,508,424Liabilities 2012: $2,425,209Net Assets 2012: $83,2152012Assets 2013: $2,585,853Liabilities 2013: $2,445,541Net Assets 2013: $140,3122013Assets 2014: $2,441,653Liabilities 2014: $2,293,010Net Assets 2014: $148,6432014Assets 2015: $2,180,200Liabilities 2015: $2,011,763Net Assets 2015: $168,4372015Assets 2016: $1,999,064Liabilities 2016: $1,710,612Net Assets 2016: $288,4522016Assets 2017: $2,403,301Liabilities 2017: $2,375,741Net Assets 2017: $27,5602017Assets 2018: $2,145,900Liabilities 2018: $2,301,099Net Assets 2018: -$155,1992018Assets 2019: $2,236,373Liabilities 2019: $2,428,469Net Assets 2019: -$192,0962019Assets 2020: $2,272,113Liabilities 2020: $2,275,105Net Assets 2020: -$2,9922020Assets 2021: $3,611,158Liabilities 2021: $3,418,265Net Assets 2021: $192,8932021Assets 2022: $4,044,631Liabilities 2022: $3,424,356Net Assets 2022: $620,2752022Assets 2023: $3,713,494Liabilities 2023: $3,294,158Net Assets 2023: $419,3362023Assets 2024: $3,575,495Liabilities 2024: $3,582,984Net Assets 2024: -$7,4892024

Highlighted filing

2024

Assets$3,575,495
Liabilities$3,582,984
Net Assets-$7,489

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,126,2142010Expenses 2011: $1,911,4592011Expenses 2012: $1,890,5082012Revenue 2013: $1,971,505Expenses 2013: $1,914,408Net Income 2013: $57,0972013Revenue 2014: $1,979,743Expenses 2014: $1,971,412Net Income 2014: $8,3312014Revenue 2015: $1,888,326Expenses 2015: $1,868,532Net Income 2015: $19,7942015Revenue 2016: $2,007,912Expenses 2016: $1,887,897Net Income 2016: $120,0152016Revenue 2017: $1,704,539Expenses 2017: $1,965,431Net Income 2017: -$260,8922017Revenue 2018: $1,959,955Expenses 2018: $2,142,714Net Income 2018: -$182,7592018Revenue 2019: $2,028,338Expenses 2019: $2,065,235Net Income 2019: -$36,8972019Revenue 2020: $2,100,377Expenses 2020: $1,911,273Net Income 2020: $189,1042020Revenue 2021: $2,321,202Expenses 2021: $2,125,317Net Income 2021: $195,8852021Revenue 2022: $2,905,401Expenses 2022: $2,478,019Net Income 2022: $427,3822022Revenue 2023: $2,289,778Expenses 2023: $2,490,717Net Income 2023: -$200,9392023Revenue 2024: $2,235,165Expenses 2024: $2,661,990Net Income 2024: -$426,8252024

Highlighted filing

2024

Revenue$2,235,165
Expenses$2,661,990
Net Income-$426,825

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.58$3.58$0.01$2.24$2.66$0.43
2023Detailed filing. Detailed filing data is available for this year.$3.71$3.29$0.42$2.29$2.49$0.20
2022Detailed filing. Detailed filing data is available for this year.$4.04$3.42$0.62$2.91$2.48$0.43
2021Detailed filing. Detailed filing data is available for this year.$3.61$3.42$0.19$2.32$2.13$0.20
2020Detailed filing. Detailed filing data is available for this year.$2.27$2.28$0.00$2.10$1.91$0.19
2019Detailed filing. Detailed filing data is available for this year.$2.24$2.43$0.19$2.03$2.07$0.04
2018Detailed filing. Detailed filing data is available for this year.$2.15$2.30$0.16$1.96$2.14$0.18
2017Detailed filing. Detailed filing data is available for this year.$2.40$2.38$0.03$1.70$1.97$0.26
2016Detailed filing. Detailed filing data is available for this year.$2.00$1.71$0.29$2.01$1.89$0.12
2015Detailed filing. Detailed filing data is available for this year.$2.18$2.01$0.17$1.89$1.87$0.02
2014Detailed filing. Detailed filing data is available for this year.$2.44$2.29$0.15$1.98$1.97$0.01
2013Detailed filing. Detailed filing data is available for this year.$2.59$2.45$0.14$1.97$1.91$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.51$2.43$0.08$1.89
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.68$2.64$0.04$1.91
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.59$2.58$0.01$2.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$3,504,352
Mission and Program Overview

Mission

Private dining and golf club for members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,547,309$2,486,231▼ $61,078
Savings and Temporary Cash Investments$334,262$492,245▲ $157,983
Cash and Non-Interest-Bearing Accounts$219,218$182,521▼ $36,697
Accounts Receivable$231,112$66,139▼ $164,973
Inventories for Sale or Use$42,600$56,895▲ $14,295
Loans From Officers Directors$0$55,000▲ $55,000
Prepaid Expenses and Deferred Charges$32,271$34,676▲ $2,405
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$419,336$-7,489▼ $426,825
Total Assets$3,713,494$3,575,495▼ $137,999
Other Assets Total$306,722$256,788▼ $49,934
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,819,876$1,551,466▼ $268,410
Deferred Revenue$1,235,766$1,221,897▼ $13,869
Other Liabilities$66,692$604,535▲ $537,843
Accounts Payable and Accrued Expenses$171,824$150,086▼ $21,738
Total Liabilities$3,294,158$3,582,984▲ $288,826
Net Assets / Fund Balance
Total Net Assets Fund Balance$419,336$-7,489▼ $426,825
Total Liabilities and Net Assets / Fund Balance$3,713,494$3,575,495▼ $137,999

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$1,332,756$2,142,209$3,474,965
Buildings$488,655$2,528,046$3,016,701
Equipment$662,820$2,119,697$2,782,517
Land$2,000-$2,000
Other Assets Org$256,788--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Eamon LeeGeneral ManagerFT$123,872$123,872
Jeff MoeschGolf Course SuperintendentFT$100,728$100,728

Board Members and Trustees

NameTitle
William VerbeckPresident
James M KellyVice-president
Bernie Beck IiiDirector
Brian McgrawDirector
James L PutnamDirector
Robert KellyDirector
Robert TooleDirector
Daniel P JefferySecretary
Jon VerbeckTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,516,450
Investment Income
$30,134
Other Revenue
$-311,419
Change in Net Assets
$-426,825
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,452,007
Salaries, Compensation, and Employee Benefits$1,209,983
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$950,079
Depreciation Depletion---$260,436
Insurance---$217,196
Occupancy---$213,967
Payroll Taxes---$124,678
Current Officers, Directors, Trustees, and Key Employees---$123,872
Office Expenses---$83,863
Interest---$79,148
Other Expenses---$59,286
Fees for Services Accounting---$30,185
All Other Expenses---$15,000
Fees for Services Other---$12,024
Pension Plan Contributions---$11,354
Fees for Services Legal---$6,486
Total Functional Expenses$0$0$0$2,661,990
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$55,000▲ $55,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Loans$335,000
Operating Lease Liabilities$256,788
Other Liabilities$12,747
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Board members william verbeck and jon verbeck are brothers.

Form 990, Part VI, Section A, Line 6

There are 276 voting club members.

Form 990, Part VI, Section A, Line 7A

The club members elect the board of directors at the annual meeting.

Form 990, Part VI, Section B, Line 11B

The board of directors authorized the executive committee to review form 990 prior to filing.

Form 990, Part VI, Section B, Line 12C

The organization requires all board members, officers, and key employees to review and acknowledge the conflict of interest policy annually. During this process, any potential conflicts of interest must be disclosed, even if none are currently active. The finance committee monitors and addresses any conflicts.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Cavalry Veterans of Syracuse Inc
EIN
15-0508767
Phone
3156828393
Address
TROOP K ROAD, MANLIUS, NY 13104

Signing Officer

Name
William Verbeck
Title
President
Phone
3156827117
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Verbeck
Formed
1946
Legal Domicile
Ny
Voting Board Members
9
Independent Board Members
2
Employees
149
Volunteers
0

Preparer

Firm
Fustcharles Llp
Address
220 S WARREN STREET, SYRACUSE, NY 13202
Preparer
Thomas J Giufre
Phone
3154463600
Supplemental Narrative

Additional Explanations

Part XII, Line 2C Explanation

The organization has not changed its oversight process or selection process during thr tax year.

Financial Statement Notes

PART X, LINE 2:

The club is a not-for-profit social club exempt from federal income taxes on its normal operations under section 501(c)7 of the internal revenue code. Net income, if any, from activities unrelated to its exempt purpose is subject to federal and state income taxes. As of december 31, 2024 and 2023, the club did not have any significant unrecognized tax benefits, or any related accrued interest or penalties. The club accounts for interest and penalties related to uncertain tax positions as a part of its general and administrative expenses. The tax years open to examination by taxing authorities are 2021 through 2024.

Raw XML AppendixShowing 400 of 477 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt9GENERAL MANAGER
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IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PRIVATE DINING AND GOLF CLUB FOR MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01819876
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01551466
IRS990/NetAssetsOrFundBalancesBOYAmt0419336
IRS990/NetAssetsOrFundBalancesEOYAmt0-7489
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt025800
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt025800
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0-284580
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt0-332202
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0-47622
IRS990/NetUnrelatedBusTxblIncmAmt03334
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0213967
IRS990/OfficeExpensesGrp/TotalAmt083863
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0306722
IRS990/OtherAssetsTotalGrp/EOYAmt0256788
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0REPAIRS + MAINTENANCE
IRS990/OtherExpensesGrp/Desc1PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc2DATA PROCESSING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/TotalAmt0297991
IRS990/OtherExpensesGrp/TotalAmt1105654
IRS990/OtherExpensesGrp/TotalAmt270771
IRS990/OtherExpensesGrp/TotalAmt359286
IRS990/OtherLiabilitiesGrp/BOYAmt066692
IRS990/OtherLiabilitiesGrp/EOYAmt0604535
IRS990/OtherRevenueMiscGrp/BusinessCd0713910
IRS990/OtherRevenueMiscGrp/BusinessCd1713910
IRS990/OtherRevenueMiscGrp/Desc0CREDIT CARD SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc1SERVICE CHG TO MEMBERS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt015987
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt14796
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt015987
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt14796
IRS990/OtherRevenueTotalAmt020783
IRS990/OtherSalariesAndWagesGrp/TotalAmt0950079
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0124678
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt011354
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt032271
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt034676
IRS990/PrincipalOfficerNm0WILLIAM VERBECK
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0713910
IRS990/ProgramServiceRevenueGrp/BusinessCd1713910
IRS990/ProgramServiceRevenueGrp/BusinessCd2713910
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES & ASSESSMENTS
IRS990/ProgramServiceRevenueGrp/Desc1GOLF CART RENTAL
IRS990/ProgramServiceRevenueGrp/Desc2GREENS FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02212207
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1196121
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2100107
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02212207
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1196121
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2100107
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt029811
IRS990/PYOtherExpensesAmt01410468
IRS990/PYOtherRevenueAmt0-330056
IRS990/PYProgramServiceRevenueAmt02590023
IRS990/PYRevenuesLessExpensesAmt0-200939
IRS990/PYSalariesCompEmpBnftPaidAmt01080249
IRS990/PYTotalExpensesAmt02490717
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02289778
IRS990/ReconcilationRevenueExpnssAmt0-426825
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0419336
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0-7489
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0334262
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0492245
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0488655
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02528046
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03016701
IRS990ScheduleD/EquipmentGrp/BookValueAmt0662820
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02119697
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02782517
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt02000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01332756
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt02142209
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt03474965
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0256788
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RIGHT OF USE ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt012747
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1335000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2256788
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER LOANS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2OPERATING LEASE LIABILITIES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CLUB IS A NOT-FOR-PROFIT SOCIAL CLUB EXEMPT FROM FEDERAL INCOME TAXES ON ITS NORMAL OPERATIONS UNDER SECTION 501(C)7 OF THE INTERNAL REVENUE CODE. NET INCOME, IF ANY, FROM ACTIVITIES UNRELATED TO ITS EXEMPT PURPOSE IS SUBJECT TO FEDERAL AND STATE INCOME TAXES. AS OF DECEMBER 31, 2024 AND 2023, THE CLUB DID NOT HAVE ANY SIGNIFICANT UNRECOGNIZED TAX BENEFITS, OR ANY RELATED ACCRUED INTEREST OR PENALTIES. THE CLUB ACCOUNTS FOR INTEREST AND PENALTIES RELATED TO UNCERTAIN TAX POSITIONS AS A PART OF ITS GENERAL AND ADMINISTRATIVE EXPENSES. THE TAX YEARS OPEN TO EXAMINATION BY TAXING AUTHORITIES ARE 2021 THROUGH 2024.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02486231
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0256788
IRS990ScheduleD/TotalLiabilityAmt0604535
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt05000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt25000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt310000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt410000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt510000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt610000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6SHORT-TERM LIQUIDITY NEEDS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt05000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt15000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt25000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt310000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt410000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt510000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt610000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0WILLIAM VERBECK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JAMES KELLY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JON VERBECK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3DANIEL JEFFERY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4BERNIE BECK III
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5ROBERT KELLY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6THOMAS PUTNAM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD VICE PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD TREASURER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6BROTHER OF BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd61
IRS990ScheduleL/TotalBalanceDueAmt055000
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD MEMBERS WILLIAM VERBECK AND JON VERBECK ARE BROTHERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THERE ARE 276 VOTING CLUB MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CLUB MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS AUTHORIZED THE EXECUTIVE COMMITTEE TO REVIEW FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION REQUIRES ALL BOARD MEMBERS, OFFICERS, AND KEY EMPLOYEES TO REVIEW AND ACKNOWLEDGE THE CONFLICT OF INTEREST POLICY ANNUALLY. DURING THIS PROCESS, ANY POTENTIAL CONFLICTS OF INTEREST MUST BE DISCLOSED, EVEN IF NONE ARE CURRENTLY ACTIVE. THE FINANCE COMMITTEE MONITORS AND ADDRESSES ANY CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION HAS NOT CHANGED ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THR TAX YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART XII, LINE 2C EXPLANATION

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