Civic Intelligence

Hyde Park Central School District United Employees Assoc Benefit Tr

990 • Fiscal year 2015 • EIN 14-6168657

Jul 01, 2014 to Jun 30, 2015 • Filed on Jan 26, 2016

PO Box 5817Wallingford, CT 06492-6717

(203) 269-7741

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.18x

Higher debt load relative to assets than 89% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

91st percentile

0.33x

Higher debt load relative to revenue than 91% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Net Margin

32nd percentile

-11%

Higher net margin than 32% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Asset Growth

71st percentile

6.2%

Faster asset growth than 71% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

59th percentile

0.3%

Faster revenue growth than 59% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Assets

Up

$297,716

Up $17,316 (+6.2%) from 2014

Net Assets

Down

$243,011

Down $18,943 (-7.2%) from 2014

Liabilities

Up

$54,705

Up $36,259 (+197%) from 2014

Revenue

Up

$166,165

Up $491 (+0.3%) from 2014

Expenses

Up

$184,969

Up $37,494 (+25%) from 2014

Net Income

Down

-$18,804

Down $37,003 (-203%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $213,108Liabilities 2011: $20,264Net Assets 2011: $192,8442011Assets 2012: $237,173Liabilities 2012: $29,782Net Assets 2012: $207,3912012Assets 2013: $262,671Liabilities 2013: $18,916Net Assets 2013: $243,7552013Assets 2014: $280,400Liabilities 2014: $18,446Net Assets 2014: $261,9542014Assets 2015: $297,716Liabilities 2015: $54,705Net Assets 2015: $243,0112015Assets 2016: $311,016Liabilities 2016: $55,320Net Assets 2016: $255,6962016Assets 2017: $364,584Liabilities 2017: $59,371Net Assets 2017: $305,2132017Assets 2018: $414,745Liabilities 2018: $67,741Net Assets 2018: $347,0042018Assets 2019: $433,289Liabilities 2019: $27,088Net Assets 2019: $406,2012019Assets 2020: $471,125Liabilities 2020: $21,991Net Assets 2020: $449,1342020Assets 2021: $477,499Liabilities 2021: $30,733Net Assets 2021: $446,7662021Assets 2022: $487,661Liabilities 2022: $16,732Net Assets 2022: $470,9292022Assets 2023: $525,573Liabilities 2023: $0Net Assets 2023: $525,5732023Assets 2024: $586,706Liabilities 2024: $0Net Assets 2024: $586,7062024Assets 2025: $704,613Liabilities 2025: $0Net Assets 2025: $704,6132025

Highlighted filing

2015

Assets$297,716
Liabilities$54,705
Net Assets$243,011

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2011: $151,7012011Expenses 2012: $152,9482012Expenses 2013: $120,0632013Revenue 2014: $165,674Expenses 2014: $147,475Net Income 2014: $18,1992014Revenue 2015: $166,165Expenses 2015: $184,969Net Income 2015: -$18,8042015Revenue 2016: $194,794Expenses 2016: $182,031Net Income 2016: $12,7632016Revenue 2017: $221,442Expenses 2017: $171,932Net Income 2017: $49,5102017Revenue 2018: $236,532Expenses 2018: $194,741Net Income 2018: $41,7912018Revenue 2019: $247,899Expenses 2019: $188,702Net Income 2019: $59,1972019Revenue 2020: $255,895Expenses 2020: $212,962Net Income 2020: $42,9332020Revenue 2021: $239,467Expenses 2021: $241,835Net Income 2021: -$2,3682021Revenue 2022: $263,554Expenses 2022: $239,391Net Income 2022: $24,1632022Revenue 2023: $287,819Expenses 2023: $233,175Net Income 2023: $54,6442023Revenue 2024: $302,874Expenses 2024: $241,741Net Income 2024: $61,1332024Revenue 2025: $266,665Expenses 2025: $148,758Net Income 2025: $117,9072025

Highlighted filing

2015

Revenue$166,165
Expenses$184,969
Net Income-$18,804
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Jan 26, 2016
Return Version
2014v6.0
Gross Receipts
$166,165
Mission and Program Overview

Mission

To provide dental, flexible medical, and vision benefits to all members and their immediate family where applicable.

To provide dental, flexible medical, and vision benefits to all members and their immediate familiy where applicable

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$261,954$243,011▼ $18,943
Savings and Temporary Cash Investments$226,341$201,861▼ $24,480
Cash and Non-Interest-Bearing Accounts$53,904$95,700▲ $41,796
Accounts Receivable$155$155→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$280,400$297,716▲ $17,316
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$18,446$54,705▲ $36,259
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$18,446$54,705▲ $36,259
Net Assets / Fund Balance
Total Net Assets Fund Balance$261,954$243,011▼ $18,943
Total Liabilities and Net Assets / Fund Balance$280,400$297,716▲ $17,316
Compensation and Service Providers

Board Members and Trustees

NameTitle
Anne E DalyChairperson
Mara DoughtyTrustee
Janet DuffyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$165,375
Investment Income
$790
Other Revenue
$0
Change in Net Assets
$-18,804
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$15,758
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$169,211--$169,211
Fees for Services Accounting$3,570--$3,570
Insurance$1,325--$1,325
Office Expenses$33--$33
Other Expenses$22--$22
Total Functional Expenses$184,969$0$0$184,969
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Line 3 - Management Delegated

The payment of benefits and the books of account are maintained by Insurance Programmers, Inc. Management of the Fund or Plan activities is controlled by the Trustees with assistance from the Plan Administrators (aka IPI).

Form 990, Part VI, Line 7A - Election of Members and Their Rights

Trustees to the Trust are elected by the general membership of the Union at their annual meeting.

Form 990, Part VI, Line 11B - Organization'S Process to Review Form 990

Upon completion of the federal tax return, form 990, a copy of such is forwarded to both the plan chairperson and the plan administrators prior to filing. In the event changes are required the accounting office is notified and the obligatory adjustments are made. In the event there are no changes to be made, then the plan chairperson signs form 8879-EO and returns it the accountants, constituting their approval of content and electronic filing with the IRS.

Form 990, Part VI, Line 19 - Governing Documents Disclosure Explanation

There are a variety of methods of making documents available to those who inquire. The individual can request copies to be forwarded to them over the internet, faxed, or they can come in to the administrators facilities and review the documents there. Telephone is another method used along with photocopies of the requested documents, which can be made and mailed accordingly. In all cases, however, no information is given out that will jeopardize one's confidentiality or go askew of the HIPPA laws.

Filing and Contact Details

Filer

Filer Name
Hyde Park Central School District
EIN
14-6168657
In Care Of
% INSURANCE PROGRAMMERS INC
Phone
2032697741
Address
PO Box 5817, Wallingford, CT 06492-6717

Signing Officer

Name
Ann E Daly
Title
Chairperson
Phone
2032697741
Signed
2016-01-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ann E Daly
Formed
1994
Legal Domicile
Ny
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
4

Preparer

Firm
Nanavaty Nanavaty & Davenport LLP
Address
123 South Main St Suite 140, Newtown, CT 06470
Preparer
Glenn J Nanavaty
Phone
2034268500
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

Volunteers assist the Trustees in disseminating information on Plan Benefits, Appeals and Procedures to those who are not able to attend Board Meeting. In some cases, the volunteers will chair certain committees as further assistance to the Plan and Trustees.

Raw XML Appendix330 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990ProvidedToGvrnBodyInd0true
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
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IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
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IRS990/InvestmentInJointVentureInd0false
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IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
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IRS990/IRPDocumentCnt033
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IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LegalDomicileStateCd0NY
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IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
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IRS990/LocalChaptersInd0false
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IRS990/MembersOrStockholdersInd0false
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IRS990/MinutesOfCommitteesInd0true
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IRS990/ProgSrvcAccomActy2Grp/Desc0Flexible medical benefits for 129 members. Spouse & Dependents are not eligible for benefits under this plan.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Volunteers assist the Trustees in disseminating information on Plan Benefits, Appeals and Procedures to those who are not able to attend Board Meeting. In some cases, the volunteers will chair certain committees as further assistance to the Plan and Trustees.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The payment of benefits and the books of account are maintained by Insurance Programmers, Inc. Management of the Fund or Plan activities is controlled by the Trustees with assistance from the Plan Administrators (aka IPI).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Trustees to the Trust are elected by the general membership of the Union at their annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Upon completion of the federal tax return, form 990, a copy of such is forwarded to both the plan chairperson and the plan administrators prior to filing. In the event changes are required the accounting office is notified and the obligatory adjustments are made. In the event there are no changes to be made, then the plan chairperson signs form 8879-EO and returns it the accountants, constituting their approval of content and electronic filing with the IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4There are a variety of methods of making documents available to those who inquire. The individual can request copies to be forwarded to them over the internet, faxed, or they can come in to the administrators facilities and review the documents there. Telephone is another method used along with photocopies of the requested documents, which can be made and mailed accordingly. In all cases, however, no information is given out that will jeopardize one's confidentiality or go askew of the HIPPA laws.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part I, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 3 - Management Delegated
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 7A - Election of Members and Their Rights
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11B - Organization's Process to Review Form 990
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 19 - Governing Documents Disclosure Explanation
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0280400
IRS990/TotalAssetsEOYAmt0297716
IRS990/TotalAssetsGrp/BOYAmt0280400
IRS990/TotalAssetsGrp/EOYAmt0297716
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0184969
IRS990/TotalFunctionalExpensesGrp/TotalAmt0184969
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt018446
IRS990/TotalLiabilitiesEOYAmt054705
IRS990/TotalLiabilitiesGrp/BOYAmt018446
IRS990/TotalLiabilitiesGrp/EOYAmt054705
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0261954
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0243011
IRS990/TotalProgramServiceExpensesAmt0134466
IRS990/TotalProgramServiceRevenueAmt0165375
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0166165
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0166165
IRS990/TotalVolunteersCnt04
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0280400
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0297716
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt027 Hudson Drive
IRS990/USAddress/CityNm0Hyde Park
IRS990/USAddress/StateAbbreviationCd0NY
IRS990/USAddress/ZIPCd012538
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0www.insuranceprogrammers.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANN E DALY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairperson
ReturnHeader/BusinessOfficerGrp/PhoneNum02032697741
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-01-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Hyde Park Central School District
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0United Employees Association
ReturnHeader/Filer/BusinessNameControlTxt0HYDE
ReturnHeader/Filer/EIN0146168657
ReturnHeader/Filer/InCareOfNm0% INSURANCE PROGRAMMERS INC
ReturnHeader/Filer/PhoneNum02032697741
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 5817
ReturnHeader/Filer/USAddress/CityNm0Wallingford
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd0064926717
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Nanavaty Nanavaty & Davenport LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0123 South Main St Suite 140
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Newtown
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006470
ReturnHeader/PreparerPersonGrp/PhoneNum02034268500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Glenn J Nanavaty
ReturnHeader/ReturnTs02016-01-26T08:16:40-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.05$0.00$7.05$2.67$1.49$1.18
2024Detailed filing. Detailed filing data is available for this year.$5.87$0.00$5.87$3.03$2.42$0.61
2023Detailed filing. Detailed filing data is available for this year.$5.26$0.00$5.26$2.88$2.33$0.55
2022Detailed filing. Detailed filing data is available for this year.$4.88$0.17$4.71$2.64$2.39$0.24
2021Detailed filing. Detailed filing data is available for this year.$4.77$0.31$4.47$2.39$2.42$0.02
2020Detailed filing. Detailed filing data is available for this year.$4.71$0.22$4.49$2.56$2.13$0.43
2019Detailed filing. Detailed filing data is available for this year.$4.33$0.27$4.06$2.48$1.89$0.59
2018Detailed filing. Detailed filing data is available for this year.$4.15$0.68$3.47$2.37$1.95$0.42
2017Detailed filing. Detailed filing data is available for this year.$3.65$0.59$3.05$2.21$1.72$0.50
2016Detailed filing. Detailed filing data is available for this year.$3.11$0.55$2.56$1.95$1.82$0.13
2015Detailed filing. Detailed filing data is available for this year.$2.98$0.55$2.43$1.66$1.85$0.19
2014Detailed filing. Detailed filing data is available for this year.$2.80$0.18$2.62$1.66$1.47$0.18
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.63$0.19$2.44$1.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.37$0.30$2.07$1.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.13$0.20$1.93$1.52