Civic Intelligence

Newburgh Teachers Association Benefit Trust Fund

990 • Fiscal year 2016 • EIN 14-6131191

Feb 01, 2015 to Jan 31, 2016 • Filed on Dec 02, 2016

Organization ProfileN/A
52 Pierces Rd Attnms Robin EitelNewburgh, NY 12550

(845) 562-7988

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.10x

Higher debt load relative to assets than 69% of similar nonprofits.

2016 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

81st percentile

0.20x

Higher debt load relative to revenue than 81% of similar nonprofits.

2016 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2016

Net Margin

54th percentile

2.5%

Higher net margin than 54% of similar nonprofits.

2016 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

69th percentile

$26,954

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

2016 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2016

Asset Growth

20th percentile

-14%

Faster asset growth than 20% of similar nonprofits.

2016 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

50th percentile

2.0%

Faster revenue growth than 50% of similar nonprofits.

2016 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets69th percentile

Assets

Down

$3,737,220

Down $619,479 (-14%) from 2015

Net Assets

Up

$3,366,967

Up $46,483 (+1.4%) from 2015

Liabilities

Down

$370,253

Down $665,962 (-64%) from 2015

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin54th percentile

Revenue

Up

$1,874,003

Up $37,256 (+2.0%) from 2015

Expenses

Up

$1,827,520

Up $38,289 (+2.1%) from 2015

Net Income

Down

$46,483

Down $1,033 (-2.2%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth20th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $3,079,649Liabilities 2011: $289,594Net Assets 2011: $2,790,0552011Assets 2012: $4,116,510Liabilities 2012: $1,102,419Net Assets 2012: $3,014,0912012Assets 2013: $3,442,060Liabilities 2013: $300,823Net Assets 2013: $3,141,2372013Assets 2014: $3,598,813Liabilities 2014: $325,845Net Assets 2014: $3,272,9682014Assets 2015: $4,356,699Liabilities 2015: $1,036,215Net Assets 2015: $3,320,4842015Assets 2016: $3,737,220Liabilities 2016: $370,253Net Assets 2016: $3,366,9672016Assets 2017: $4,400,947Liabilities 2017: $1,023,847Net Assets 2017: $3,377,1002017Assets 2018: $3,733,460Liabilities 2018: $392,863Net Assets 2018: $3,340,5972018Assets 2019: $3,654,995Liabilities 2019: $470,060Net Assets 2019: $3,184,9352019Assets 2020: $4,309,048Liabilities 2020: $1,183,579Net Assets 2020: $3,125,4692020Assets 2021: $3,821,636Liabilities 2021: $433,099Net Assets 2021: $3,388,5372021Assets 2022: $3,735,518Liabilities 2022: $442,689Net Assets 2022: $3,292,8292022Assets 2023: $3,711,322Liabilities 2023: $470,178Net Assets 2023: $3,241,1442023Assets 2025: $4,173,661Liabilities 2025: $419,492Net Assets 2025: $3,754,1692025

Highlighted filing

2016

Assets$3,737,220
Liabilities$370,253
Net Assets$3,366,967
Open 2016 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $1,570,0312011Expenses 2012: $1,715,3822012Expenses 2013: $1,772,5122013Revenue 2014: $1,837,172Expenses 2014: $1,705,441Net Income 2014: $131,7312014Revenue 2015: $1,836,747Expenses 2015: $1,789,231Net Income 2015: $47,5162015Revenue 2016: $1,874,003Expenses 2016: $1,827,520Net Income 2016: $46,4832016Revenue 2017: $1,921,418Expenses 2017: $1,911,285Net Income 2017: $10,1332017Revenue 2018: $1,930,372Expenses 2018: $1,966,875Net Income 2018: -$36,5032018Revenue 2019: $2,047,117Expenses 2019: $2,202,779Net Income 2019: -$155,6622019Revenue 2020: $2,062,442Expenses 2020: $2,121,908Net Income 2020: -$59,4662020Revenue 2021: $2,055,798Expenses 2021: $1,792,730Net Income 2021: $263,0682021Revenue 2022: $2,047,482Expenses 2022: $2,143,190Net Income 2022: -$95,7082022Revenue 2023: $2,072,363Expenses 2023: $2,124,048Net Income 2023: -$51,6852023Revenue 2025: $2,366,698Expenses 2025: $2,119,471Net Income 2025: $247,2272025

Highlighted filing

2016

Revenue$1,874,003
Expenses$1,827,520
Net Income$46,483
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Feb 1, 2015 to Jan 31, 2016
Signed
Dec 2, 2016
Return Version
2015v2.1
Gross Receipts
$1,874,003
Mission and Program Overview

Mission

A self-insuring fund to provide dental care, vision and prescription co-pay reimbursement benefits to teachers, administrators and retirees of the city of newburgh school district and their qualified dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$4,338,532$3,718,862▼ $619,670
Land, Buildings, and Equipment, Net$8,300$6,303▼ $1,997
Prepaid Expenses and Deferred Charges$1,003$2,007▲ $1,004
Total Assets$4,356,699$3,737,220▼ $619,479
Other Assets Total$8,864$10,048▲ $1,184
Liabilities
Deferred Revenue$894,621$209,940▼ $684,681
Accounts Payable and Accrued Expenses$141,594$160,313▲ $18,719
Total Liabilities$1,036,215$370,253▼ $665,962
Net Assets / Fund Balance
Unrestricted Net Assets$3,320,484$3,366,967▲ $46,483
Total Net Assets Fund Balance$3,320,484$3,366,967▲ $46,483
Total Liabilities and Net Assets / Fund Balance$4,356,699$3,737,220▼ $619,479

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,641$54,296$58,937
Other Land Buildings-$5,542$5,542
Leasehold Improvements$1,662$1,394$3,056
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Russell J CoughlinFund AdminisPT$26,954-$26,954
Stacy a MoranChairperson--$17,645$17,645
Linda a VintiTreasurer--$6,700$6,700
Matthew ScullyTrustee--$5,516$5,516
Jillian M CaciSecretary--$4,560$4,560
Beverly L Brown FazioTrustee--$1,700$1,700
Judy Le RoyTrustee--$1,700$1,700
Jennifer M LaudieroTrustee--$250$250
Kathleen T WingfieldTrustee--$250$250
Robin M PhillipsTrustee--$200$200

Board Members and Trustees

NameTitle
Jennifer J CostabileTrustee
Jennifer J SantanaTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,818,246
Investment Income
$55,757
Other Revenue
$0
Change in Net Assets
$46,483

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,874,003
Total Revenue per Audited Statements
$1,874,003
Total Revenue per Form 990
$1,874,003
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$133,901
Other Expenses$71,908
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$1,621,711
Other Salaries and Wages---$98,498
Current Officers, Directors, Trustees, and Key Employees---$25,168
Office Expenses---$17,932
Occupancy---$12,000
Fees for Services Other---$11,957
Fees for Service Investment Mgmnt Fees---$11,685
Payroll Taxes---$10,235
Fees for Services Accounting---$9,520
Information Technology---$5,045
Depreciation Depletion---$1,997
Insurance---$1,772
Total Functional Expenses$0$0$0$1,827,520

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,827,520
Total Expenses per Audited Statements$1,827,520
Total Expenses per Form 990$1,827,520
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Members of the newburgh teachers association include teachers, teaching assistants, substitute teachers and retirees of the newburgh enlarged city school district.”

Form 990, Page 6, Part VI, Line 7A

“Members of the newburgh teachers association, a related organization, may elect one or more members of the governing body, which is also the governing body of the newburgh teachers association benefit trust fund.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 15A

“The compensation of the fund administrator of the newburgh teachers association benefit trust fund is determined through contract negotiations between the fund administrator and the chairperson of the newburgh teachers association benefit trust fund. An agreed-upon contract between these two individuals is then presented for review, approval and ratification by the board of trustees.”

Form 990, Page 6, Part VI, Line 19

“The organization makes its governing documents and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Newburgh Teachers Association
EIN
14-6131191
Phone
8455627988
Address
52 PIERCES RD ATTNMS ROBIN EITEL, NEWBURGH, NY 12550

Signing Officer

Name
Russell J Coughlin
Title
Fund Administrator
Phone
8455627988
Signed
2016-12-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Russell J Coughlin
Formed
1986
Legal Domicile
Ny
Voting Board Members
11
Independent Board Members
2
Employees
4

Preparer

Firm
Vanacoredebenedictusdigovanni&weddell
Address
11 RACQUET RD, NEWBURGH, NY 12550
Preparer
Davide Digenova CPA
Phone
8455679000
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 3, Part X

“The fund files an annual 990 as a tax-exempt organization under section 501(c)(9) of the internal revenue code. As such, no federal or new york state taxes are paid by the fund. The fund has adopted the provisions of accounting principles generally accepted in the united states of america regarding accounting for uncertain tax positions. Management evaluated the fund's tax positions and concluded that the fund had taken no uncertain tax positions that would require adjustment to the financial statements in order to comply with the provisions of this guidance. With few exceptions, the fund is no longer subject to income tax examinations by the u.s. Federal, state or local tax authorities for years prior to 2013.”

Raw XML AppendixShowing 400 of 402 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0141594
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0160313
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0A SELF-INSURING FUND TO PROVIDE DENTAL CARE, VISION AND PRESCRIPTION CO-PAY REIMBURSEMENT BENEFITS TO TEACHERS, ADMINISTRATORS AND RETIREES OF THE CITY OF NEWBURGH SCHOOL DISTRICT AND THEIR QUALIFIED DEPENDENTS.
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt01621711
IRS990/BooksInCareOfDetail/PersonNm0RUSSELL J COUGHLIN
IRS990/BooksInCareOfDetail/PhoneNum08455627988
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt052 PIERCES ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0NEWBURGH
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990/BooksInCareOfDetail/USAddress/ZIPCd012550
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt025168
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt01621711
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt055757
IRS990/CYOtherExpensesAmt071908
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01818246
IRS990/CYRevenuesLessExpensesAmt046483
IRS990/CYSalariesCompEmpBnftPaidAmt0133901
IRS990/CYTotalExpensesAmt01827520
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01874003
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0894621
IRS990/DeferredRevenueGrp/EOYAmt0209940
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt01997
IRS990/Desc0A SELF-INSURING FUND TO PROVIDE DENTAL CARE, VISION AND PRESCRIPTION CO-PAY REIMBURSEMENT BENEFITS TO TEACHERS, ADMINISTRATORS AND RETIREES OF THE CITY OF NEWBURGH SCHOOL DISTRICT AND THEIR QUALIFIED DEPENDENTS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt09520
IRS990/FeesForServicesOtherGrp/TotalAmt011957
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt011685
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt020.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1110.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0STACY A MORAN
IRS990/Form990PartVIISectionAGrp/PersonNm1LINDA A VINTI
IRS990/Form990PartVIISectionAGrp/PersonNm2JILLIAN M CACI
IRS990/Form990PartVIISectionAGrp/PersonNm3BEVERLY L BROWN FAZIO
IRS990/Form990PartVIISectionAGrp/PersonNm4JENNIFER J COSTABILE
IRS990/Form990PartVIISectionAGrp/PersonNm5JENNIFER M LAUDIERO
IRS990/Form990PartVIISectionAGrp/PersonNm6JUDY LE ROY
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBIN M PHILLIPS
IRS990/Form990PartVIISectionAGrp/PersonNm8JENNIFER J SANTANA
IRS990/Form990PartVIISectionAGrp/PersonNm9MATTHEW SCULLY
IRS990/Form990PartVIISectionAGrp/PersonNm10KATHLEEN T WINGFIELD
IRS990/Form990PartVIISectionAGrp/PersonNm11RUSSELL J COUGHLIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1126954
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt017645
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt24560
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt31700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt5250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt61700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt7200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt95516
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt11FUND ADMINIS
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01986
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01874003
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt05045
IRS990/InsuranceGrp/TotalAmt01772
IRS990/InvestmentIncomeGrp/ExclusionAmt055757
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt055757
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt061232
IRS990/LandBldgEquipBasisNetGrp/BOYAmt08300
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06303
IRS990/LandBldgEquipCostOrOtherBssAmt067535
IRS990/LegalDomicileStateCd0NY
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0A SELF-INSURING FUND TO PROVIDE DENTAL CARE, VISION AND PRESCRIPTION CO-PAY REIMBURSEMENT BENEFITS TO TEACHERS, ADMINISTRATORS AND RETIREES OF THE CITY OF NEWBURGH SCHOOL DISTRICT AND THEIR QUALIFIED DEPENDENTS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt03320484
IRS990/NetAssetsOrFundBalancesEOYAmt03366967
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt012000
IRS990/OfficeExpensesGrp/TotalAmt017932
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08864
IRS990/OtherAssetsTotalGrp/EOYAmt010048
IRS990/OtherSalariesAndWagesGrp/TotalAmt098498
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt010235
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01003
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02007
IRS990/PrincipalOfficerNm0RUSSELL J COUGHLIN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0BOARD OF EDUCATION
IRS990/ProgramServiceRevenueGrp/Desc1RETIREES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01410068
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1408178
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01410068
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1408178
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt01595589
IRS990/PYInvestmentIncomeAmt052419
IRS990/PYOtherExpensesAmt061824
IRS990/PYProgramServiceRevenueAmt01784328
IRS990/PYRevenuesLessExpensesAmt047516
IRS990/PYSalariesCompEmpBnftPaidAmt0131818
IRS990/PYTotalExpensesAmt01789231
IRS990/PYTotalRevenueAmt01836747
IRS990/ReconcilationRevenueExpnssAmt046483
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04338532
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03718862
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt04641
IRS990ScheduleD/EquipmentGrp/DepreciationAmt054296
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt058937
IRS990ScheduleD/ExpensesSubtotalAmt01827520
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01662
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01394
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt03056
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt05542
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt05542
IRS990ScheduleD/RevenueSubtotalAmt01874003
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE FUND FILES AN ANNUAL 990 AS A TAX-EXEMPT ORGANIZATION UNDER SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE. AS SUCH, NO FEDERAL OR NEW YORK STATE TAXES ARE PAID BY THE FUND. THE FUND HAS ADOPTED THE PROVISIONS OF ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REGARDING ACCOUNTING FOR UNCERTAIN TAX POSITIONS. MANAGEMENT EVALUATED THE FUND'S TAX POSITIONS AND CONCLUDED THAT THE FUND HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS IN ORDER TO COMPLY WITH THE PROVISIONS OF THIS GUIDANCE. WITH FEW EXCEPTIONS, THE FUND IS NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS BY THE U.S. FEDERAL, STATE OR LOCAL TAX AUTHORITIES FOR YEARS PRIOR TO 2013.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06303
IRS990ScheduleD/TotalExpensesPerForm990Amt01827520
IRS990ScheduleD/TotalRevenuePerForm990Amt01874003
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01874003
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01827520
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS OF THE NEWBURGH TEACHERS ASSOCIATION INCLUDE TEACHERS, TEACHING ASSISTANTS, SUBSTITUTE TEACHERS AND RETIREES OF THE NEWBURGH ENLARGED CITY SCHOOL DISTRICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE NEWBURGH TEACHERS ASSOCIATION, A RELATED ORGANIZATION, MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY, WHICH IS ALSO THE GOVERNING BODY OF THE NEWBURGH TEACHERS ASSOCIATION BENEFIT TRUST FUND.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPENSATION OF THE FUND ADMINISTRATOR OF THE NEWBURGH TEACHERS ASSOCIATION BENEFIT TRUST FUND IS DETERMINED THROUGH CONTRACT NEGOTIATIONS BETWEEN THE FUND ADMINISTRATOR AND THE CHAIRPERSON OF THE NEWBURGH TEACHERS ASSOCIATION BENEFIT TRUST FUND. AN AGREED-UPON CONTRACT BETWEEN THESE TWO INDIVIDUALS IS THEN PRESENTED FOR REVIEW, APPROVAL AND RATIFICATION BY THE BOARD OF TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd1false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd2false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0NA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt1NA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0NEWBURGH TEACHERS ASSN BLDG CORP
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1NEWBURGH TEACHERS ASSOCIATION
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2NEWBURGH ENLARGED CITY SCHOOL DISTR
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0141798871
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1237361135
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501C2
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501C5
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt2GOVT
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd1NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd2NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0RENTAL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1DEVELOPM'T
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt2SCHOOL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt052 PIERCES ROAD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt152 PIERCES ROAD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt2124 GRAND ST
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0NEWBURGH
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1NEWBURGH
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm2NEWBURGH
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd2NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd012550
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd112550
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd212550
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0false
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0false
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0true
IRS990ScheduleR/SharingOfFacilitiesInd0false
IRS990ScheduleR/TransferFromOtherOrgInd0false
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04356699
IRS990/TotalAssetsEOYAmt03737220
IRS990/TotalAssetsGrp/BOYAmt04356699
IRS990/TotalAssetsGrp/EOYAmt03737220
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01827520
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01036215
IRS990/TotalLiabilitiesEOYAmt0370253
IRS990/TotalLiabilitiesGrp/BOYAmt01036215
IRS990/TotalLiabilitiesGrp/EOYAmt0370253
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03320484
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03366967
IRS990/TotalProgramServiceRevenueAmt01818246
IRS990/TotalReportableCompFromOrgAmt026954
IRS990/TotalRevenueGrp/ExclusionAmt055757
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01818246
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01874003
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04356699
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03737220
IRS990/TotReportableCompRltdOrgAmt038521
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt03320484
IRS990/UnrestrictedNetAssetsGrp/EOYAmt03366967
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt052 PIERCES RD
IRS990/USAddress/CityNm0NEWBURGH
IRS990/USAddress/StateAbbreviationCd0NY
IRS990/USAddress/ZIPCd012550
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt02
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RUSSELL J COUGHLIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0FUND ADMINISTRATOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08455627988
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-12-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEWBURGH TEACHERS ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0BENEFIT TRUST FUND
ReturnHeader/Filer/BusinessNameControlTxt0NEWB
ReturnHeader/Filer/EIN0146131191
ReturnHeader/Filer/PhoneNum08455627988
ReturnHeader/Filer/USAddress/AddressLine1Txt052 PIERCES RD ATTNMS ROBIN EITEL
ReturnHeader/Filer/USAddress/CityNm0NEWBURGH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd012550
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0141604297
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0VANACOREDEBENEDICTUSDIGOVANNI&WEDDELL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011 RACQUET RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWBURGH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd012550
ReturnHeader/PreparerPersonGrp/PhoneNum08455679000
ReturnHeader/PreparerPersonGrp/PreparationDt02016-12-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVIDE DIGENOVA CPA
ReturnHeader/ReturnTs02016-12-05T16:16:41-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-02-01

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,737,220
Liabilities
$370,253
Net assets
$3,366,967
Revenue
$1,874,003
Expenses
$1,827,520
Net income
$46,483
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.17$0.42$3.75$2.37$2.12$0.25
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.71$0.47$3.24$2.07$2.12$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.74$0.44$3.29$2.05$2.14$0.10
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.82$0.43$3.39$2.06$1.79$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.31$1.18$3.13$2.06$2.12$0.06
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.65$0.47$3.18$2.05$2.20$0.16
2018Summary only. Only limited summary data is available for this year.$3.73$0.39$3.34$1.93$1.97$0.04
2017Summary only. Only limited summary data is available for this year.$4.40$1.02$3.38$1.92$1.91$0.01
2016Detailed filing. Detailed filing data is available for this year.$3.74$0.37$3.37$1.87$1.83$0.05
2015Detailed filing. Detailed filing data is available for this year.$4.36$1.04$3.32$1.84$1.79$0.05
2014Detailed filing. Detailed filing data is available for this year.$3.60$0.33$3.27$1.84$1.71$0.13
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.44$0.30$3.14$1.77
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.12$1.10$3.01$1.72
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.08$0.29$2.79$1.57
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)9 • $1M-$5M nonprofits