Civic Intelligence

Marbletown Business Association

EIN 14-1797749 • 501(c)6 • Accord, NY

Profile

Support of local business.

PO Box 450Accord, NY 12404

www.rondoutvalley.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.12x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.14x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

77th percentile

16%

Higher net margin than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

64th percentile

6.2%

Faster asset growth than 64% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

76th percentile

19%

Faster revenue growth than 76% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$32,337

Up $3,669 (+13%) from 2023

Liabilities

Up

$3,903

Up $3,408 (+688%) from 2023

Net Assets

Up

$28,434

Up $261 (+0.9%) from 2023

Operations
Liabilities / Revenue80th percentileNet Margin77th percentile

Revenue

Up

$28,507

Up $8,465 (+42%) from 2023

Expenses

Up

$23,868

Up $8,913 (+60%) from 2023

Net Income

Down

$4,639

Down $448 (-8.8%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0-$10KAssets 2010: $6,213Liabilities 2010: $5,851Net Assets 2010: $3622010Assets 2011: $28,520Liabilities 2011: $21,435Net Assets 2011: $7,0852011Assets 2012: $11,489Liabilities 2012: $17,250Net Assets 2012: -$5,7612012Assets 2013: $10,687Liabilities 2013: $1,3612013Assets 2014: $9,818Liabilities 2014: $1,185Net Assets 2014: $8,6332014Assets 2015: $15,654Liabilities 2015: $1,2852015Assets 2016: $23,740Liabilities 2016: $1,335Net Assets 2016: $22,4052016Assets 2017: $24,539Liabilities 2017: $1,3352017Assets 2018: $22,954Liabilities 2018: $1,335Net Assets 2018: $21,6192018Assets 2019: $24,332Liabilities 2019: $1,3352019Assets 2020: $18,286Liabilities 2020: $1352020Assets 2021: $19,653Liabilities 2021: $852021Assets 2022: $23,172Liabilities 2022: $852022Assets 2023: $28,668Liabilities 2023: $495Net Assets 2023: $28,1732023Assets 2025: $32,337Liabilities 2025: $3,903Net Assets 2025: $28,4342025

Highlighted filing

2025

Assets$32,337
Liabilities$3,903
Net Assets$28,434
Open 2025 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $30,363Expenses 2010: $34,806Net Income 2010: -$4,4432010Revenue 2011: $41,637Expenses 2011: $34,914Net Income 2011: $6,7232011Revenue 2012: $45,502Expenses 2012: $54,172Net Income 2012: -$8,6702012Revenue 2013: $57,255Expenses 2013: $37,858Net Income 2013: $19,3972013Revenue 2014: $29,151Expenses 2014: $29,994Net Income 2014: -$8432014Revenue 2015: $31,876Expenses 2015: $26,140Net Income 2015: $5,7362015Revenue 2016: $34,406Expenses 2016: $26,419Net Income 2016: $7,9872016Revenue 2017: $21,040Expenses 2017: $20,242Net Income 2017: $7982017Revenue 2018: $18,849Expenses 2018: $20,479Net Income 2018: -$1,6302018Revenue 2019: $23,202Expenses 2019: $21,824Net Income 2019: $1,3782019Revenue 2020: $12,824Expenses 2020: $18,408Net Income 2020: -$5,5842020Revenue 2021: $10,892Expenses 2021: $9,475Net Income 2021: $1,4172021Revenue 2022: $18,815Expenses 2022: $15,299Net Income 2022: $3,5162022Revenue 2023: $20,042Expenses 2023: $14,955Net Income 2023: $5,0872023Revenue 2025: $28,507Expenses 2025: $23,868Net Income 2025: $4,6392025

Highlighted filing

2025

Revenue$28,507
Expenses$23,868
Net Income$4,639
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$32,337
Liabilities
$3,903
Net assets
$28,434
Revenue
$28,507
Expenses
$23,868
Net income
$4,639
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$32.3$3.90$28.4$28.5$23.9$4.64
2023Detailed filing. Detailed filing data is available for this year.$28.7$0.50$28.2$20.0$15.0$5.09
2022Summary only. Only limited summary data is available for this year.$23.2$0.09$18.8$15.3$3.52
2021Summary only. Only limited summary data is available for this year.$19.7$0.09$10.9$9.48$1.42
2020Summary only. Only limited summary data is available for this year.$18.3$0.14$12.8$18.4$5.58
2019Summary only. Only limited summary data is available for this year.$24.3$1.34$23.2$21.8$1.38
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.0$1.34$21.6$18.8$20.5$1.63
2017Summary only. Only limited summary data is available for this year.$24.5$1.34$21.0$20.2$0.80
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.7$1.34$22.4$34.4$26.4$7.99
2015Summary only. Only limited summary data is available for this year.$15.7$1.29$31.9$26.1$5.74
2014Detailed filing. Detailed filing data is available for this year.$9.82$1.19$8.63$29.2$30.0$0.84
2013Summary only. Only limited summary data is available for this year.$10.7$1.36$57.3$37.9$19.4
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.5$17.3$5.76$45.5$54.2$8.67
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.5$21.4$7.09$41.6$34.9$6.72
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.21$5.85$0.36$30.4$34.8$4.44
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Nov 1, 2024 to Oct 31, 2025
Signed
Dec 30, 2025
Return Version
2024v5.0
Gross Receipts
$28,507
Mission and Program Overview

Mission

Support of local business.

Program Services

DescriptionGrantsExpenses
VISITORS CENTER, MEETINGS, TOURS.--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SCOTT DAVISPresident-$0--
STEVE KELLEYVice Preside-$0--
MIRIAM GIBBONSSecretary-$0--
MEG SHEELEYMember-$0--
ALAN ROBERTSMember-$0--
VICTORIA COYNEMember-$0--
MICHAEL TUMMINIATreasurer-$0--
MELISSA CARLILEMember-$0--
NIK GERNERMember-$0--
ZACHARY JARVISMember-$0--
ERIC STEWARTMember-$0--
TIM SWEENEYMember-$0--
KAREN OSTERHOUDTMember-$0--
KATE KENNEYMember-$0--
Filing and Contact Details

Filer

Filer Name
Marbletown Business Association
EIN
14-1797749
Phone
8456874567
Address
PO BOX 450, ACCORD, NY 12404

Signing Officer

Name
Scott Davis
Title
President
Phone
8456874567
Signed
2025-12-30
Discuss with paid preparer
Yes

Preparer

Firm
Berardi Gottstine & Miller Cpas
Address
PO BOX 5030, KINGSTON, NY 12402
Preparer
Chad D Miller
Phone
8453381619
Supplemental Narrative

Additional Explanations

Form 990-ez, Page 1, Item C

“Rondout valley business association”

Form 990-ez, Part I, Line 8

“Garden tour 6,398 holiday party 4,665 total 11,063”

Form 990-ez, Part I, Line 16

“Expenses advertising 1,925 credit card fees 356 office supplies 136 meetings 3,181 insurance 1,620 donations 100 garden tour exp 3,811 holiday party expense 5,405 miscellaneous 92 scholarships 563 taxes 25 total 17,214”

Form 990-ez, Part I, Line 20

“To balance prior books 64”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 5,400 3,603 deferred revenue 185 300”

Raw XML Appendix147 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KATE KENNEY
IRS990EZ/BooksInCareOfDetail/PhoneNum08459439725
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 724
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0KERHONKSON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd012446
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt029316
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt032337
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt04639
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06364
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt029316
IRS990EZ/Form990TotalAssetsGrp/EOYAmt032337
IRS990EZ/GrossReceiptsAmt028507
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0629
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt016815
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt023731
IRS990EZ/NetAssetsOrFundBalancesEOYAmt028434
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt023731
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt028434
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt7000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt8000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt9000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt130
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SCOTT DAVIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEVE KELLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MIRIAM GIBBONS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MEG SHEELEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ALAN ROBERTS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5VICTORIA COYNE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MICHAEL TUMMINIA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MELISSA CARLILE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8NIK GERNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9ZACHARY JARVIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10ERIC STEWART
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11TIM SWEENEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12KAREN OSTERHOUDT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm13KATE KENNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt064
IRS990EZ/OtherExpensesTotalAmt017214
IRS990EZ/OtherRevenueTotalAmt011063
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SUPPORT OF LOCAL BUSINESS.
IRS990EZ/PrintingPublicationsPostageAmt0290
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0VISITORS CENTER, MEETINGS, TOURS.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt05585
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03903
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt023868
IRS990EZ/TotalRevenueAmt028507
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.RONDOUTVALLEY.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RONDOUT VALLEY BUSINESS ASSOCIATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1GARDEN TOUR 6,398 HOLIDAY PARTY 4,665 TOTAL 11,063
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXPENSES ADVERTISING 1,925 CREDIT CARD FEES 356 OFFICE SUPPLIES 136 MEETINGS 3,181 INSURANCE 1,620 DONATIONS 100 GARDEN TOUR EXP 3,811 HOLIDAY PARTY EXPENSE 5,405 MISCELLANEOUS 92 SCHOLARSHIPS 563 TAXES 25 TOTAL 17,214
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO BALANCE PRIOR BOOKS 64
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ACCOUNTS PAYABLE AND ACCRUED EXPENSES 5,400 3,603 DEFERRED REVENUE 185 300
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PAGE 1, ITEM C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SCOTT DAVIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08456874567
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MARBLETOWN BUSINESS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0MARB
ReturnHeader/Filer/EIN0141797749
ReturnHeader/Filer/PhoneNum08456874567
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 450
ReturnHeader/Filer/USAddress/CityNm0ACCORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd012404
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0141717508
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BERARDI GOTTSTINE & MILLER CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 5030
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0KINGSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd012402
ReturnHeader/PreparerPersonGrp/PhoneNum08453381619
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHAD D MILLER
ReturnHeader/ReturnTs02026-01-13T15:02:11-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-11-01
ReturnHeader/TaxPeriodEndDt02025-10-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.