Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
EIN 14-1691933 • 501(c)3 • New Paltz, NY
Profile
ADULT EDUCATION
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
68th percentile
Higher net margin than 68% of similar nonprofits.
Top Officer Pay
88th percentile
Higher top officer pay than 88% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
67th percentile
Faster revenue growth than 67% of similar nonprofits.
Assets
Down$258,847
Down $79,257 (-23%) from 2024
Liabilities
Down$88,844
Down $106,349 (-54%) from 2024
Net Assets
$170,003
No earlier filing loaded for comparison.
Revenue
Up$116,757
Up $19,215 (+20%) from 2024
Expenses
Down$89,665
Down $9,736 (-9.8%) from 2024
Net Income
Up$27,092
Up $28,951 (+1557%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
ADULT EDUCATION
| Description | Grants | Expenses |
|---|---|---|
| THROUGH STUDYING THE TEACHING OF THE INSTITUTE ON PHILOSOPHY, RELIGION, AND GREAT LITERATURE COUNTLESS INDIVIDUALS LIVES HAVE IMPROVED. PERSONALY, AS FAMILY MEMBERS AND AS CITIZENS | $106,153 | $89,665 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KARIN JAROSZKO | Secritary | - | $0 | - | - |
| ED CRAMER | President | - | $0 | - | - |
| ANITA FALCONE | Treasurer | - | $0 | - | - |
| NEIL MICHAEL COLLER | Director | - | $0 | - | - |
“Description AmountMISC INCOME 10,604”
“Description AmountOFFICE EXPENSE 3,012PROGRAM SUPPLIES 2,320INSURANCE 8,548HEAT LIGHT & POWER 17,187RUBBISH 1,050INTEREST 15,859REPAIR & MAINTENANCE 11,802NYS CORP TAX 60MISC EXP 1,510VIRION & INTERNET EXP 2,300WATER & SEWER 670”
“Category Beginning of Year End of YearACCOUNTS RECEIVABLE 16,677 0LOANS RECEIVABLE 29,459 4,000RENTAL SECURITIES DEPOSIT 20,847 5,000”
“Category Beginning of Year End of YearACCOUNTS PAYABLE 0 13,859MORTGAGE PAYABLE 195,193 74,985”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | LOU ANASTASIO PA |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9142688187 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 45 MINERVA DR |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Yonkers |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 10710 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 47121 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 25847 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 81000 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 27092 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 7347 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 338104 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 258847 |
| IRS990EZ/GrossReceiptsAmt | 0 | 116757 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 224000 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 224000 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 142911 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 170003 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 142911 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 170003 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 18000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | KARIN JAROSZKO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | ED CRAMER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | ANITA FALCONE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | NEIL MICHAEL COLLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | SECRITARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 66983 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 9000 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 64318 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 10604 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | ADULT EDUCATION |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 25153 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THROUGH STUDYING THE TEACHING OF THE INSTITUTE ON PHILOSOPHY, RELIGION, AND GREAT LITERATURE COUNTLESS INDIVIDUALS LIVES HAVE IMPROVED. PERSONALY, AS FAMILY MEMBERS AND AS CITIZENS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 106153 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 89665 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | NY |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 195193 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 88844 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 89665 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 89665 |
| IRS990EZ/TotalRevenueAmt | 0 | 116757 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 81000 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 75183 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 94125 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 100989 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 101881 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 453178 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 25153 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 22359 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 19592 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 28628 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 28316 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 124048 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 577226 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt | 0 | 0 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 0 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 0 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 0 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 0 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 106153 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 97542 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 113717 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 129617 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 130197 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 577226 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 106153 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 97542 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 113717 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 129617 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 130197 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 577226 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountMISC INCOME 10,604 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description AmountOFFICE EXPENSE 3,012PROGRAM SUPPLIES 2,320INSURANCE 8,548HEAT LIGHT & POWER 17,187RUBBISH 1,050INTEREST 15,859REPAIR & MAINTENANCE 11,802NYS CORP TAX 60MISC EXP 1,510VIRION & INTERNET EXP 2,300WATER & SEWER 670 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearACCOUNTS RECEIVABLE 16,677 0LOANS RECEIVABLE 29,459 4,000RENTAL SECURITIES DEPOSIT 20,847 5,000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Category Beginning of Year End of YearACCOUNTS PAYABLE 0 13,859MORTGAGE PAYABLE 195,193 74,985 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other revenue Part I line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Description of total liabilities Part II line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ED CRAMER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9142688187 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | DISCOVERY INSTITUTE INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DISC |
| ReturnHeader/Filer/EIN | 0 | 141691933 |
| ReturnHeader/Filer/InCareOfNm | 0 | % ED CRAMER |
| ReturnHeader/Filer/PhoneNum | 0 | 9142688187 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 64 PLAINS ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | New Paltz |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 12561 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 113287672 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LOUIS ANASTASIO PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 45 MINERVA DRIVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Yonkers |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 10710 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9147799076 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-20 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LOUIS ANASTASIO PA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-10-20T08:54:40-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-09-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-08-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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