Civic Intelligence

Washington County Local Development Corp

EIN 14-1676889 • 501(c)4 • Fort Edward, NY

Profile

Provide loans to businesses who provide jobs to low-middle income households.

County Office Bldg 383 BroadwayFort Edward, NY 12828

washingtoncountyny.gov

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.01x

Higher debt load relative to assets than 33% of similar nonprofits.

501(c)4 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

61st percentile

0.19x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)4 • $5M-$10M nonprofits • Source year 2024

Net Margin

78th percentile

39%

Higher net margin than 78% of similar nonprofits.

501(c)4 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

38th percentile

1.8%

Faster asset growth than 38% of similar nonprofits.

501(c)4 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

36th percentile

2.2%

Faster revenue growth than 36% of similar nonprofits.

501(c)4 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$5,227,216

Up $90,554 (+1.8%) from 2023

Liabilities

Down

$50,720

Down $15,439 (-23%) from 2023

Net Assets

Up

$5,176,496

Up $105,993 (+2.1%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin78th percentile

Revenue

Up

$270,942

Up $5,768 (+2.2%) from 2023

Expenses

Down

$164,949

Down $1,845 (-1.1%) from 2023

Net Income

Up

$105,993

Up $7,613 (+7.7%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth38th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $3,982,788Liabilities 2011: $192,377Net Assets 2011: $3,790,4112011Assets 2012: $4,046,166Liabilities 2012: $182,449Net Assets 2012: $3,863,7172012Assets 2013: $4,142,455Liabilities 2013: $170,729Net Assets 2013: $3,971,7262013Assets 2014: $4,253,116Liabilities 2014: $160,182Net Assets 2014: $4,092,9342014Assets 2015: $4,412,912Liabilities 2015: $149,335Net Assets 2015: $4,263,5772015Assets 2016: $4,708,376Liabilities 2016: $138,372Net Assets 2016: $4,570,0042016Assets 2017: $4,567,682Liabilities 2017: $128,990Net Assets 2017: $4,438,6922017Assets 2018: $4,549,792Liabilities 2018: $266,839Net Assets 2018: $4,282,9532018Assets 2019: $4,576,879Liabilities 2019: $105,230Net Assets 2019: $4,471,6492019Assets 2020: $4,684,917Liabilities 2020: $96,423Net Assets 2020: $4,588,4942020Assets 2021: $4,987,753Liabilities 2021: $83,644Net Assets 2021: $4,904,1092021Assets 2022: $5,077,698Liabilities 2022: $71,764Net Assets 2022: $5,005,9342022Assets 2023: $5,136,662Liabilities 2023: $66,159Net Assets 2023: $5,070,5032023Assets 2024: $5,227,216Liabilities 2024: $50,720Net Assets 2024: $5,176,4962024

Highlighted filing

2024

Assets$5,227,216
Liabilities$50,720
Net Assets$5,176,496
Open 2024 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $240,350Expenses 2011: $165,368Net Income 2011: $74,9822011Revenue 2012: $275,510Expenses 2012: $202,204Net Income 2012: $73,3062012Revenue 2013: $235,924Expenses 2013: $127,915Net Income 2013: $108,0092013Revenue 2014: $227,175Expenses 2014: $105,967Net Income 2014: $121,2082014Revenue 2015: $362,931Expenses 2015: $192,288Net Income 2015: $170,6432015Revenue 2016: $600,138Expenses 2016: $293,711Net Income 2016: $306,4272016Revenue 2017: $344,890Expenses 2017: $476,202Net Income 2017: -$131,3122017Revenue 2018: $295,262Expenses 2018: $451,001Net Income 2018: -$155,7392018Revenue 2019: $293,688Expenses 2019: $104,992Net Income 2019: $188,6962019Revenue 2020: $244,055Expenses 2020: $127,210Net Income 2020: $116,8452020Revenue 2021: $442,708Expenses 2021: $127,093Net Income 2021: $315,6152021Revenue 2022: $264,348Expenses 2022: $162,523Net Income 2022: $101,8252022Revenue 2023: $265,174Expenses 2023: $166,794Net Income 2023: $98,3802023Revenue 2024: $270,942Expenses 2024: $164,949Net Income 2024: $105,9932024

Highlighted filing

2024

Revenue$270,942
Expenses$164,949
Net Income$105,993
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,227,216
Liabilities
$50,720
Net assets
$5,176,496
Revenue
$270,942
Expenses
$164,949
Net income
$105,993
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.23$0.05$5.18$0.27$0.16$0.11
2023Detailed filing. Detailed filing data is available for this year.$5.14$0.07$5.07$0.27$0.17$0.10
2022Detailed filing. Detailed filing data is available for this year.$5.08$0.07$5.01$0.26$0.16$0.10
2021Detailed filing. Detailed filing data is available for this year.$4.99$0.08$4.90$0.44$0.13$0.32
2020Detailed filing. Detailed filing data is available for this year.$4.68$0.10$4.59$0.24$0.13$0.12
2019Summary only. Only limited summary data is available for this year.$4.58$0.11$4.47$0.29$0.10$0.19
2018Detailed filing. Detailed filing data is available for this year.$4.55$0.27$4.28$0.30$0.45$0.16
2017Detailed filing. Detailed filing data is available for this year.$4.57$0.13$4.44$0.34$0.48$0.13
2016Summary only. Only limited summary data is available for this year.$4.71$0.14$4.57$0.60$0.29$0.31
2015Summary only. Only limited summary data is available for this year.$4.41$0.15$4.26$0.36$0.19$0.17
2014Summary only. Only limited summary data is available for this year.$4.25$0.16$4.09$0.23$0.11$0.12
2013Summary only. Only limited summary data is available for this year.$4.14$0.17$3.97$0.24$0.13$0.11
2012Summary only. Only limited summary data is available for this year.$4.05$0.18$3.86$0.28$0.20$0.07
2011Summary only. Only limited summary data is available for this year.$3.98$0.19$3.79$0.24$0.17$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 13, 2025
Return Version
2024v5.2
Gross Receipts
$270,942
Mission and Program Overview

Mission

Provide loans to businesses who

Provide loans to businesses who provide jobs to low-middle income households.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$5,070,503$5,176,496▲ $105,993
Other Notes and Loans Receivable, Net$2,909,599$2,544,435▼ $365,164
Cash and Non-Interest-Bearing Accounts$2,001,835$2,458,246▲ $456,411
Savings and Temporary Cash Investments$184,985$223,000▲ $38,015
Prepaid Expenses and Deferred Charges$1,535$1,535→ $0
Total Assets$5,136,662$5,227,216▲ $90,554
Other Assets Total$38,708$0▼ $38,708
Liabilities
Mortgage Notes Payable Secured by Investment Property$59,351$47,629▼ $11,722
Accounts Payable and Accrued Expenses$6,053$0▼ $6,053
Deferred Revenue$755$3,091▲ $2,336
Total Liabilities$66,159$50,720▼ $15,439
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,070,503$5,176,496▲ $105,993
Total Liabilities and Net Assets / Fund Balance$5,136,662$5,227,216▲ $90,554

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$0--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Deanna DerwayPresidentFT$74,792$74,792

Board Members and Trustees

NameTitle
DAVID O'BRIENChairman
James GiffithVice-chairman
Robert HenkeArgyle, B.o.d.
Cassie FedlerCambridge, B.o.d.
Charles TallDresden, B.o.d.
Dan ShawEaston, B.o.d.
Samuel HallFort Ann, B.o.d.
Tim FisherFort Edward, B.o.d.
Nate BakerGranville, B.o.d.
Jim NolanGreenwich, B.o.d
DAVE O'BRIENHampton, B.o.d.
Scott HahnHartford
Brian CampbellHebron, B.o.d.
Jay SkellieJackson, B.o.d.
Dana HoganKingsbury, B.o.d.
Darrell WilsonPutnam, B.o.d.
Sue ClarySalem, B.o.d.
Sue ClarySecretary
Brian CampbellTreasurer
James GriffithWhite Creek, B.o.d.
John RozellWhitehall, B.o.d.
Revenue and Support

Revenue Composition

Contributions and Grants
$80,000
Program Service Revenue
$160,500
Investment Income
$19,101
Other Revenue
$11,341
Change in Net Assets
$105,993

Audited Revenue Reconciliation

Revenue per Audited Statements
$270,942
Total Revenue per Audited Statements
$270,942
Total Revenue per Form 990
$270,942
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$102,369
Other Expenses$62,580
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$52,354$22,438$0$74,792
Other Expenses$28,380$0$0$28,380
Other Employee Benefits$16,406$7,031$0$23,437
Fees for Services Legal$4,377$16,765$0$21,142
Payroll Taxes$2,898$1,242$0$4,140
Insurance$0$3,819$0$3,819
Office Expenses$0$960$0$960
Interest$618$0$0$618
Total Functional Expenses$108,506$56,443$0$164,949

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$164,949
Total Expenses per Audited Statements$164,949
Total Expenses per Form 990$164,949
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Washington County Local Development Corp
EIN
14-1676889
Phone
5187462292
Address
COUNTY OFFICE BLDG 383 BROADWAY, FORT EDWARD, NY 12828

Signing Officer

Name
Deanna Derway
Title
President
Phone
5187462292
Signed
2025-06-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Deanna Derway
Formed
1985
Legal Domicile
Ny
Voting Board Members
17
Independent Board Members
17
Employees
0
Volunteers
0

Preparer

Firm
Jenkins Beecher & Bethel CPA's
Address
PO Box 1246, South Glens Falls, NY 12803
Preparer
Stephen G Bethel CPA
Phone
5187935166
Supplemental Narrative

Additional Explanations

Pt VI, Line 8B

“Board meeting minutes are kept”

Pt VI, Line 11B

“The 990 is reviewed during a board meeting”

Pt VI, Line 19

“Statements are available to the public upon request”

Pt VI, Line 12C

“ANNUAL REVIEW”

Raw XML AppendixShowing 400 of 479 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4ARGYLE, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt5CAMBRIDGE, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt6DRESDEN, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt7EASTON, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt8FORT ANN, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt9FORT EDWARD, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt10GRANVILLE, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt11GREENWICH, B.O.D
IRS990/Form990PartVIISectionAGrp/TitleTxt12HARTFORD
IRS990/Form990PartVIISectionAGrp/TitleTxt13HAMPTON, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt14HEBRON, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt15JACKSON, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt16KINGSBURY, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt17PUTNAM, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt18SALEM, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt19WHITE CREEK, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt20WHITEHALL, B.O.D.
IRS990/Form990PartVIISectionAGrp/TitleTxt21PRESIDENT
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IRS990/InterestGrp/ManagementAndGeneralAmt00
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IRS990/InterestGrp/TotalAmt0618
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt047629
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
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IRS990/OtherExpensesGrp/Desc2BAD DEBT
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt052354
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IRS990/ReportOtherAssetsInd0true
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05176496
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0184985
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0223000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0164949
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt10
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Interest Receivable
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Property held for resale
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt0164949
IRS990ScheduleD/TotalRevenuePerForm990Amt0270942
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IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0164949
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD MEETING MINUTES ARE KEPT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE 990 IS REVIEWED DURING A BOARD MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANNUAL REVIEW
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c

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