Civic Intelligence

Rensselaer County Housing Resources

EIN 14-1664058 • 501(c)3 • Troy, NY

Profile

Provide assistance to low income individuals and families to find affordable housing, to improve existing housing stock and to encourage homeownership.

415 River StreetTroy, NY 12180

www.triponline.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.86x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

91st percentile

0.42x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

17th percentile

-39%

Higher net margin than 17% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

98th percentile

$105,105

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 51.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

15th percentile

-75%

Faster asset growth than 15% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

21st percentile

-44%

Faster revenue growth than 21% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$46,755

Down $137,948 (-75%) from 2024

Liabilities

Down

$86,859

Down $58,199 (-40%) from 2024

Net Assets

Down

-$40,104

Down $79,749 (-201%) from 2024

Revenue

Down

$206,015

Down $160,197 (-44%) from 2024

Expenses

Up

$285,764

Up $22,662 (+8.6%) from 2024

Net Income

Down

-$79,749

Down $182,859 (-177%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200K-$400KAssets 2011: $188,387Liabilities 2011: $218,078Net Assets 2011: -$29,6912011Assets 2012: $94,408Liabilities 2012: $112,562Net Assets 2012: -$18,1542012Assets 2013: $88,833Liabilities 2013: $109,226Net Assets 2013: -$20,3932013Assets 2014: $100,414Liabilities 2014: $35,478Net Assets 2014: $64,9362014Assets 2015: $145,983Liabilities 2015: $60,989Net Assets 2015: $84,9942015Assets 2016: $109,373Liabilities 2016: $135,130Net Assets 2016: -$25,7572016Assets 2017: $91,853Liabilities 2017: $41,863Net Assets 2017: $49,9902017Assets 2018: $344,945Liabilities 2018: $284,617Net Assets 2018: $60,3282018Assets 2019: $219,189Liabilities 2019: $261,007Net Assets 2019: -$41,8182019Assets 2020: $13,001Liabilities 2020: $267,855Net Assets 2020: -$254,8542020Assets 2021: $73,809Liabilities 2021: $238,733Net Assets 2021: -$164,9242021Assets 2022: $123,323Liabilities 2022: $239,391Net Assets 2022: -$116,0682022Assets 2023: $158,246Liabilities 2023: $221,711Net Assets 2023: -$63,4652023Assets 2024: $184,703Liabilities 2024: $145,058Net Assets 2024: $39,6452024Assets 2025: $46,755Liabilities 2025: $86,859Net Assets 2025: -$40,1042025

Highlighted filing

2025

Assets$46,755
Liabilities$86,859
Net Assets-$40,104

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $571,336Expenses 2011: $577,215Net Income 2011: -$5,8792011Expenses 2012: $272,9902012Revenue 2013: $112,564Expenses 2013: $114,803Net Income 2013: -$2,2392013Revenue 2014: $372,580Expenses 2014: $354,611Net Income 2014: $17,9692014Revenue 2015: $237,161Expenses 2015: $217,103Net Income 2015: $20,0582015Revenue 2016: $451,402Expenses 2016: $562,153Net Income 2016: -$110,7512016Revenue 2017: $429,596Expenses 2017: $353,849Net Income 2017: $75,7472017Revenue 2018: $299,959Expenses 2018: $289,621Net Income 2018: $10,3382018Revenue 2019: $208,451Expenses 2019: $310,597Net Income 2019: -$102,1462019Revenue 2020: $179,152Expenses 2020: $424,207Net Income 2020: -$245,0552020Revenue 2021: $359,062Expenses 2021: $269,131Net Income 2021: $89,9312021Revenue 2022: $230,133Expenses 2022: $181,277Net Income 2022: $48,8562022Revenue 2023: $323,003Expenses 2023: $270,400Net Income 2023: $52,6032023Revenue 2024: $366,212Expenses 2024: $263,102Net Income 2024: $103,1102024Revenue 2025: $206,015Expenses 2025: $285,764Net Income 2025: -$79,7492025

Highlighted filing

2025

Revenue$206,015
Expenses$285,764
Net Income-$79,749

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.47$0.87$0.40$2.06$2.86$0.80
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.85$1.45$0.40$3.66$2.63$1.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.58$2.22$0.63$3.23$2.70$0.53
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.23$2.39$1.16$2.30$1.81$0.49
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$2.39$1.65$3.59$2.69$0.90
2020Summary only. Only limited summary data is available for this year.$0.13$2.68$2.55$1.79$4.24$2.45
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.19$2.61$0.42$2.08$3.11$1.02
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.45$2.85$0.60$3.00$2.90$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.42$0.50$4.30$3.54$0.76
2016Detailed filing. Detailed filing data is available for this year.$1.09$1.35$0.26$4.51$5.62$1.11
2015Detailed filing. Detailed filing data is available for this year.$1.46$0.61$0.85$2.37$2.17$0.20
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.00$0.35$0.65$3.73$3.55$0.18
2013Summary only. Only limited summary data is available for this year.$0.89$1.09$0.20$1.13$1.15$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$1.13$0.18$2.73
2011Summary only. Only limited summary data is available for this year.$1.88$2.18$0.30$5.71$5.77$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2024 to Apr 30, 2025
Signed
Jan 13, 2026
Return Version
2024v5.5
Gross Receipts
$206,015
Mission and Program Overview

Mission

To connect individuals and families with resources and knowledge to live in desirable homes and create vibrant sustainable communities across rensselaer county, ny.

To provide assistance to low income individuals and families to find affordable housing, to improve existing housing stock and to encourage home ownership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$161,312$26,542▼ $134,770
Prepaid Expenses and Deferred Charges$710--
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$184,703$46,755▼ $137,948
Other Assets Total$22,681$20,213▼ $2,468
Liabilities
Deferred Revenue$122,327$66,596▼ $55,731
Other Liabilities$22,681$20,213▼ $2,468
Accounts Payable and Accrued Expenses$50$50→ $0
Total Liabilities$145,058$86,859▼ $58,199
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$39,645$-40,104▼ $79,749
Total Net Assets Fund Balance$39,645$-40,104▼ $79,749
Total Liabilities and Net Assets / Fund Balance$184,703$46,755▼ $137,948

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$8,661$8,661
Other Assets Org$20,213--
Compensation and Service Providers

Employees

NameTitleOtherTotal
Noah BaumPresident & CEO of Trip$105,105$105,105
Eric BaralCFO/COO, Trip$93,582$93,582

Board Members and Trustees

NameTitle
Karen MasonChair
Yvonne DreweDirector
Joe DurkinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$206,015
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$7,500
Change in Net Assets
$-79,749

Audited Revenue Reconciliation

Revenue per Audited Statements
$206,015
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$206,015
Total Revenue per Form 990
$206,015
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$160,731
Other Expenses$125,033
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$115,726$12,859-$128,585
Other Expenses$108,897--$108,897
Other Employee Benefits$20,078$2,231-$22,309
Payroll Taxes$8,853$984-$9,837
Fees for Services Other$6,030$670-$6,700
Occupancy$1,800$1,800-$3,600
Conferences and Meetings$2,333$259-$2,592
Insurance$2,271$253-$2,524
Office Expenses$300$300-$600
Advertising$120--$120
Total Functional Expenses$266,408$19,356$0$285,764

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$285,764
Total Expenses per Audited Statements$285,764
Total Expenses per Form 990$285,764
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$20,213
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

Services are provided by trip management company, a related entity. All employees are paid by the management agent.

Form 990, Part VI, Section A, Line 8B

NO SUCH COMMITTEES

Form 990, Part VI, Section B, Line 11B

Executive director reviews prior to filing

Form 990, Part VI, Section B, Line 12C

Both rchr and trip board of directors review all policies. Management enforces compliance, any gross negligence is brought to the board of directors' attention.

Form 990, Part VI, Section C, Line 19

UPON REQUEST

Filing and Contact Details

Filer

Filer Name
Rensselaer County Housing Resources
EIN
14-1664058
Phone
5182728289
Address
415 RIVER STREET, TROY, NY 12180

Signing Officer

Name
Noah D Baum
Title
President & C.e.o.
Phone
5182728289
Signed
2026-01-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Noah D Baum
Formed
1998
Legal Domicile
Ny
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
0

Preparer

Firm
Efpr Advisory LLC
Address
6390 MAIN STREET SUITE 200, WILLIAMSVILLE, NY 14221
Preparer
David a Urban CPA
Phone
7166340700
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Rchr is exempt from federal income taxes under section 501(c)(3) of the internal revenue code (the code); therefore, no provision for income taxes is reflected in the financial statements. Rchr has been classified as a publicly supported organization that is not a private foundation under section 509(a) of the code. Rchr presently discloses or recognizes income tax positions based on management's estimate of whether it is reasonably possible or probable that a liability has been incurred for unrecognized income taxes. Management has concluded that rchr has taken no uncertain tax positions that require adjustment in its financial statements. U.s. Forms 990 filed by rchr are subject to examination by taxing authorities.

Raw XML AppendixShowing 400 of 405 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02
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IRS990ScheduleA/OtherIncome170Grp/TotalAmt0126588
IRS990ScheduleA/PublicOrganization170Ind0X
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IRS990ScheduleA/PublicSupportPY170Pct00.91220
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0206015
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0321178
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0224457
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0351762
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01342134
IRS990ScheduleA/TotalSupportAmt01468749
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
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IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0RIGHT-OF-USE ASSET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020213
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OPERATING LEASE LIABILITY
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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0206015
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0RCHR IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (THE CODE); THEREFORE, NO PROVISION FOR INCOME TAXES IS REFLECTED IN THE FINANCIAL STATEMENTS. RCHR HAS BEEN CLASSIFIED AS A PUBLICLY SUPPORTED ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION UNDER SECTION 509(A) OF THE CODE. RCHR PRESENTLY DISCLOSES OR RECOGNIZES INCOME TAX POSITIONS BASED ON MANAGEMENT'S ESTIMATE OF WHETHER IT IS REASONABLY POSSIBLE OR PROBABLE THAT A LIABILITY HAS BEEN INCURRED FOR UNRECOGNIZED INCOME TAXES. MANAGEMENT HAS CONCLUDED THAT RCHR HAS TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT IN ITS FINANCIAL STATEMENTS. U.S. FORMS 990 FILED BY RCHR ARE SUBJECT TO EXAMINATION BY TAXING AUTHORITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt020213
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IRS990ScheduleD/TotalLiabilityAmt020213
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SERVICES ARE PROVIDED BY TRIP MANAGEMENT COMPANY, A RELATED ENTITY. ALL EMPLOYEES ARE PAID BY THE MANAGEMENT AGENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO SUCH COMMITTEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXECUTIVE DIRECTOR REVIEWS PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOTH RCHR AND TRIP BOARD OF DIRECTORS REVIEW ALL POLICIES. MANAGEMENT ENFORCES COMPLIANCE, ANY GROSS NEGLIGENCE IS BROUGHT TO THE BOARD OF DIRECTORS' ATTENTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0REAL ESTATE MANAGEMENT
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0TROY REHABILITATION & IMPROVEMENT
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0141503695
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0NY
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0AFFORDABLE HOUSING
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0LINE 7
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IRS990/TerminateOperationsInd00
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IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0TROY
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IRS990/VotingMembersGoverningBodyCnt03
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IRS990/WebsiteAddressTxt0WWW.TRIPONLINE.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0NOAH D BAUM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT & C.E.O.
ReturnHeader/BusinessOfficerGrp/PhoneNum05182728289
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RENSSELAER COUNTY HOUSING RESOURCES
ReturnHeader/Filer/BusinessNameControlTxt0RENS
ReturnHeader/Filer/EIN0141664058
ReturnHeader/Filer/PhoneNum05182728289
ReturnHeader/Filer/USAddress/AddressLine1Txt0415 RIVER STREET
ReturnHeader/Filer/USAddress/CityNm0TROY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
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ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0333303535
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0EFPR ADVISORY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06390 MAIN STREET SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WILLIAMSVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd014221
ReturnHeader/PreparerPersonGrp/PhoneNum07166340700
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID A URBAN CPA

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