Civic Intelligence

Veterans of Foreign Wars of the United States Dept of New York

990EZ • Fiscal year 2020 • EIN 14-1622710

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 24, 2021

Organization ProfileN/A
710 Pleasant StPeru, NY 12901

(518) 643-2309

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.49x

Higher debt load relative to assets than 94% of similar nonprofits.

2020 filings • 501(c)19 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

95th percentile

1.08x

Higher debt load relative to revenue than 95% of similar nonprofits.

2020 filings • 501(c)19 • <$500k nonprofits • Source year 2020

Net Margin

13th percentile

-48%

Higher net margin than 13% of similar nonprofits.

2020 filings • 501(c)19 • <$500k nonprofits • Source year 2020

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)19 • <$500k nonprofits • Source year 2020

Asset Growth

88th percentile

21%

Faster asset growth than 88% of similar nonprofits.

2020 filings • 501(c)19 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

20th percentile

-48%

Faster revenue growth than 20% of similar nonprofits.

2020 filings • 501(c)19 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$59,848

Up $10,345 (+21%) from 2019

Net Assets

Down

$30,425

Down $2,596 (-7.9%) from 2019

Liabilities

Up

$29,423

Up $12,941 (+79%) from 2019

Revenue And Expenses
Liabilities / Revenue95th percentileNet Margin13th percentile

Revenue

Down

$27,224

Down $25,485 (-48%) from 2019

Expenses

Down

$40,424

Down $14,677 (-27%) from 2019

Net Income

Down

-$13,200

Down $10,808 (-452%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $89,368Liabilities 2011: $32,357Net Assets 2011: $57,0112011Assets 2012: $84,146Liabilities 2012: $28,862Net Assets 2012: $55,2842012Assets 2013: $77,965Liabilities 2013: $41,346Net Assets 2013: $36,6192013Assets 2014: $73,015Liabilities 2014: $35,107Net Assets 2014: $37,9082014Assets 2015: $70,478Liabilities 2015: $34,744Net Assets 2015: $35,7342015Assets 2016: $60,393Liabilities 2016: $31,868Net Assets 2016: $28,5252016Assets 2017: $59,804Liabilities 2017: $33,212Net Assets 2017: $26,5922017Assets 2018: $47,174Liabilities 2018: $22,355Net Assets 2018: $24,8192018Assets 2019: $49,503Liabilities 2019: $16,482Net Assets 2019: $33,0212019Assets 2020: $59,848Liabilities 2020: $29,423Net Assets 2020: $30,4252020Assets 2021: $73,573Liabilities 2021: $0Net Assets 2021: $73,5732021Assets 2022: $81,373Liabilities 2022: $0Net Assets 2022: $81,3732022Assets 2023: $128,023Liabilities 2023: $02023Assets 2024: $235,747Liabilities 2024: $0Net Assets 2024: $235,7472024

Highlighted filing

2020

Assets$59,848
Liabilities$29,423
Net Assets$30,425
Open 2020 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $84,029Expenses 2011: $93,123Net Income 2011: -$9,0942011Revenue 2012: $110,786Expenses 2012: $116,008Net Income 2012: -$5,2222012Revenue 2013: $91,110Expenses 2013: $97,291Net Income 2013: -$6,1812013Revenue 2014: $90,367Expenses 2014: $95,317Net Income 2014: -$4,9502014Revenue 2015: $77,943Expenses 2015: $84,372Net Income 2015: -$6,4292015Revenue 2016: $63,417Expenses 2016: $73,602Net Income 2016: -$10,1852016Revenue 2017: $65,299Expenses 2017: $66,088Net Income 2017: -$7892017Revenue 2018: $69,407Expenses 2018: $77,987Net Income 2018: -$8,5802018Revenue 2019: $52,709Expenses 2019: $55,101Net Income 2019: -$2,3922019Revenue 2020: $27,224Expenses 2020: $40,424Net Income 2020: -$13,2002020Revenue 2021: $124,364Expenses 2021: $110,639Net Income 2021: $13,7252021Revenue 2022: $71,948Expenses 2022: $64,148Net Income 2022: $7,8002022Revenue 2023: $101,465Expenses 2023: $54,815Net Income 2023: $46,6502023Revenue 2024: $167,790Expenses 2024: $60,066Net Income 2024: $107,7242024

Highlighted filing

2020

Revenue$27,224
Expenses$40,424
Net Income-$13,200
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 24, 2021
Return Version
2020v4.0
Gross Receipts
$45,950
Mission and Program Overview

Mission

Provide assistance to veterans including funeral, provide a place for community members & clubs can gather to honor & remember our deceased veterans. It gives assistance to veterans & their families.

To provide an association/location which is fraternal, patriotic & historical to educate & strengthen the comradeship among veterans, to give aid to veterans, their families and the needy

Program Services

DescriptionGrantsExpenses
Donation to local veteran in need$98$0
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Thomas BoisseauCommanderPT$0--
Ricky J CornishSr Vice Commander-$0--
James W Lefebvre JrJr Vice CommanderrPT$0--
W Jason AmoriellQuartermaster-$0--
Gregory LeeTrustee-$0--
Glenn MillerTrustee-$0--
John MashtareTrustee-$0--
David GordonChaplain-$0--
Filing and Contact Details

Filer

Filer Name
Peru Memorial VFW Post # 309
EIN
14-1622710
Phone
5186432309
Address
710 Pleasant St, Peru, NY 12901

Signing Officer

Name
Judith Lefebvre
Title
Auxiliary President
Phone
5185935628
Signed
2021-11-24
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

“Income received from rental of rooms for private celebrator events”

Form 990-EZ, Part I, Line 16

“School and land taxes, licensing, loan payments, interest, depreciation, insurance, cleaning and office miscellous expenses”

Form 990-EZ, Part I, Line 20

“Small grants and donation to support our VFW during the pandemic”

Form 990-EZ, Part II, Line 24

“inventories on hand, land, undepreciated value of land and buildings”

Form 990-EZ, Part II, Line 26

“Accounts payable, loans, and taxes”

Form 990-EZ, Part V, Line 35B

“filed paper copy which has been returned from the IRS”

Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt010
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Peru Memorial VFW Post # 309
IRS990EZ/BooksInCareOfDetail/PhoneNum05186432309
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0710 Pleasant St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Peru
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd012901
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt03050
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02050
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt010060
IRS990EZ/CostOfGoodsSoldAmt011720
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-13200
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt00
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt049503
IRS990EZ/Form990TotalAssetsGrp/EOYAmt059848
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt07692
IRS990EZ/GrantsAndSimilarAmountsPaidAmt098
IRS990EZ/GrossProfitLossSlsOfInvntryAmt012681
IRS990EZ/GrossReceiptsAmt045950
IRS990EZ/GrossSalesOfInventoryAmt024401
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt07
IRS990EZ/LandAndBuildingsGrp/BOYAmt04737
IRS990EZ/LandAndBuildingsGrp/EOYAmt020327
IRS990EZ/LoansToFromOfficersAmt01000
IRS990EZ/MadeLoansToFromOfficersInd01
IRS990EZ/MembershipDuesAmt0481
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt033021
IRS990EZ/NetAssetsOrFundBalancesEOYAmt030425
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt033021
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt030425
IRS990EZ/OccupancyRentUtltsAndMaintAmt012594
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt33
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Thomas Boisseau
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ricky J Cornish
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2James W Lefebvre Jr
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3W Jason Amoriell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Gregory Lee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Glenn Miller
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6John Mashtare
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7David Gordon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Commander
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Sr Vice Commander
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Jr Vice Commanderr
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Quartermaster
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Chaplain
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationFiled990TInd00
IRS990EZ/OrganizationHadUBIInd01
IRS990EZ/OtherAssetsTotalDetail/BOYAmt041716
IRS990EZ/OtherAssetsTotalDetail/EOYAmt037471
IRS990EZ/OtherChangesInNetAssetsAmt010604
IRS990EZ/OtherExpensesTotalAmt023001
IRS990EZ/OtherRevenueTotalAmt03309
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To provide an association/location which is fraternal, patriotic & historical to educate & strengthen the comradeship among veterans, to give aid to veterans, their families and the needy
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Donation to local veteran in need
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt098
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt04721
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt07006
IRS990EZ/SpecialEventsNetIncomeLossAmt0686
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt016482
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt029423
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt040424
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt027224
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0to pay bills
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt01000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0James W Lefebvre Jr
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Jr Vice Commander
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd00
IRS990ScheduleL/TotalBalanceDueAmt01000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Income received from rental of rooms for private celebrator events
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1School and land taxes, licensing, loan payments, interest, depreciation, insurance, cleaning and office miscellous expenses
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Small grants and donation to support our VFW during the pandemic
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3inventories on hand, land, undepreciated value of land and buildings
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Accounts payable, loans, and taxes
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5filed paper copy which has been returned from the IRS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part V, Line 35b
ReasonableCauseExplanation/ExplanationTxt0Paper copies of 990, 990T, with supporting schedules as well as Form 8948 were filed and received by the IRS on May 5, 2021. The IRS returned the above listed returns and schedules marked in hand written red ink to e-file. Letter dated October 21, 2021 (LTR2694C) was received in the US Mail on November 19, 2021.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Judith Lefebvre
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Auxiliary President
ReturnHeader/BusinessOfficerGrp/PhoneNum05185935628
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Peru Memorial VFW Post # 309
ReturnHeader/Filer/BusinessNameControlTxt0PERU
ReturnHeader/Filer/EIN0141622710
ReturnHeader/Filer/PhoneNum05186432309
ReturnHeader/Filer/USAddress/AddressLine1Txt0710 Pleasant St
ReturnHeader/Filer/USAddress/CityNm0Peru
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd012901
ReturnHeader/ReturnTs02021-11-24T13:10:29-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$59,848
Liabilities
$29,423
Net assets
$30,425
Revenue
$27,224
Expenses
$40,424
Net income
-$13,200
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Summary only. Only limited summary data is available for this year.$2.36$0.00$2.36$1.68$0.60$1.08
2023Summary only. Only limited summary data is available for this year.$1.28$0.00$1.01$0.55$0.47
2022Summary only. Only limited summary data is available for this year.$0.81$0.00$0.81$0.72$0.64$0.08
2021Summary only. Only limited summary data is available for this year.$0.74$0.00$0.74$1.24$1.11$0.14
2020Detailed filing. Detailed filing data is available for this year.$0.60$0.29$0.30$0.27$0.40$0.13
2019Summary only. Only limited summary data is available for this year.$0.50$0.16$0.33$0.53$0.55$0.02
2018Summary only. Only limited summary data is available for this year.$0.47$0.22$0.25$0.69$0.78$0.09
2017Summary only. Only limited summary data is available for this year.$0.60$0.33$0.27$0.65$0.66$0.01
2016Summary only. Only limited summary data is available for this year.$0.60$0.32$0.29$0.63$0.74$0.10
2015Summary only. Only limited summary data is available for this year.$0.70$0.35$0.36$0.78$0.84$0.06
2014Summary only. Only limited summary data is available for this year.$0.73$0.35$0.38$0.90$0.95$0.05
2013Summary only. Only limited summary data is available for this year.$0.78$0.41$0.37$0.91$0.97$0.06
2012Summary only. Only limited summary data is available for this year.$0.84$0.29$0.55$1.11$1.16$0.05
2011Summary only. Only limited summary data is available for this year.$0.89$0.32$0.57$0.84$0.93$0.09