Civic Intelligence

Community Action of Greene County

EIN 14-1498767 • 501(c)3 • Catskill, NY

View Organization Page

Profile

"creating opportunities, fighting poverty, changing lives" cagc, inc. Is a private non-profit offering services to low-income and disadvantaged individuals and families working to assist people to reach self-sufficiency. Services include - domestic violence, weatherization assistance, food pantry, transportation, wheels for work and homeless assistance.

7856 Route 9WCatskill, NY 12414

cagcny.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.39x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

73rd percentile

0.30x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

40th percentile

0.2%

Higher net margin than 40% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

62nd percentile

$89,477

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

33rd percentile

-1.8%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

42nd percentile

2.6%

Faster revenue growth than 42% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$2,099,176

Down $39,385 (-1.8%) from 2024

Liabilities

Down

$808,462

Down $45,268 (-5.3%) from 2024

Net Assets

Up

$1,290,714

Up $5,883 (+0.5%) from 2024

Operations
Liabilities / Revenue73rd percentileNet Margin40th percentile

Revenue

Up

$2,737,447

Up $70,548 (+2.6%) from 2024

Expenses

Up

$2,731,562

Up $83,304 (+3.1%) from 2024

Net Income

Down

$5,885

Down $12,756 (-68%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth33rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $1,967,244Liabilities 2011: $109,204Net Assets 2011: $1,858,0402011Assets 2012: $2,120,478Liabilities 2012: $607,263Net Assets 2012: $1,513,2152012Assets 2013: $1,947,161Liabilities 2013: $627,910Net Assets 2013: $1,319,2512013Assets 2014: $1,962,937Liabilities 2014: $586,608Net Assets 2014: $1,376,3292014Assets 2015: $2,029,360Liabilities 2015: $571,200Net Assets 2015: $1,458,1602015Assets 2016: $1,978,974Liabilities 2016: $568,028Net Assets 2016: $1,410,9462016Assets 2017: $1,868,295Liabilities 2017: $536,576Net Assets 2017: $1,331,7192017Assets 2018: $1,670,180Liabilities 2018: $461,533Net Assets 2018: $1,208,6472018Assets 2019: $1,857,402Liabilities 2019: $621,557Net Assets 2019: $1,235,8452019Assets 2020: $1,775,291Liabilities 2020: $599,192Net Assets 2020: $1,176,0992020Assets 2021: $1,987,142Liabilities 2021: $677,301Net Assets 2021: $1,309,8412021Assets 2022: $2,079,586Liabilities 2022: $834,133Net Assets 2022: $1,245,4532022Assets 2023: $2,196,757Liabilities 2023: $811,360Net Assets 2023: $1,385,3972023Assets 2024: $2,138,561Liabilities 2024: $853,730Net Assets 2024: $1,284,8312024Assets 2025: $2,099,176Liabilities 2025: $808,462Net Assets 2025: $1,290,7142025

Highlighted filing

2025

Assets$2,099,176
Liabilities$808,462
Net Assets$1,290,714
Open 2025 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $2,820,354Expenses 2011: $2,545,497Net Income 2011: $274,8572011Expenses 2012: $2,472,9312012Expenses 2013: $2,067,4512013Revenue 2014: $1,880,826Expenses 2014: $1,826,337Net Income 2014: $54,4892014Revenue 2015: $2,061,413Expenses 2015: $1,982,582Net Income 2015: $78,8312015Revenue 2016: $1,814,359Expenses 2016: $1,861,573Net Income 2016: -$47,2142016Revenue 2017: $1,880,402Expenses 2017: $1,959,629Net Income 2017: -$79,2272017Revenue 2018: $1,893,040Expenses 2018: $2,016,112Net Income 2018: -$123,0722018Revenue 2019: $2,078,336Expenses 2019: $2,051,138Net Income 2019: $27,1982019Revenue 2020: $2,145,327Expenses 2020: $2,205,073Net Income 2020: -$59,7462020Revenue 2021: $2,352,567Expenses 2021: $2,239,909Net Income 2021: $112,6582021Revenue 2022: $2,276,011Expenses 2022: $2,287,750Net Income 2022: -$11,7392022Revenue 2023: $3,213,019Expenses 2023: $2,967,459Net Income 2023: $245,5602023Revenue 2024: $2,666,899Expenses 2024: $2,648,258Net Income 2024: $18,6412024Revenue 2025: $2,737,447Expenses 2025: $2,731,562Net Income 2025: $5,8852025

Highlighted filing

2025

Revenue$2,737,447
Expenses$2,731,562
Net Income$5,885
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,099,176
Liabilities
$808,462
Net assets
$1,290,714
Revenue
$2,737,447
Expenses
$2,731,562
Net income
$5,885
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.10$0.81$1.29$2.74$2.73$0.01
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.14$0.85$1.28$2.67$2.65$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.20$0.81$1.39$3.21$2.97$0.25
2022Detailed filing. Detailed filing data is available for this year.$2.08$0.83$1.25$2.28$2.29$0.01
2021Detailed filing. Detailed filing data is available for this year.$1.99$0.68$1.31$2.35$2.24$0.11
2020Detailed filing. Detailed filing data is available for this year.$1.78$0.60$1.18$2.15$2.21$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$0.62$1.24$2.08$2.05$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.67$0.46$1.21$1.89$2.02$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.87$0.54$1.33$1.88$1.96$0.08
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.98$0.57$1.41$1.81$1.86$0.05
2015Detailed filing. Detailed filing data is available for this year.$2.03$0.57$1.46$2.06$1.98$0.08
2014Detailed filing. Detailed filing data is available for this year.$1.96$0.59$1.38$1.88$1.83$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.95$0.63$1.32$2.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.12$0.61$1.51$2.47
2011Summary only. Only limited summary data is available for this year.$1.97$0.11$1.86$2.82$2.55$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Jan 30, 2026
Return Version
2024v5.0
Gross Receipts
$2,737,447
Mission and Program Overview

Mission

"community action of greene county (cagc) empowers disadvantaged individuals and families to grow and thrive through advocacy and person- centered services. Cagc promotes collaboration to strengthen the community." cagc's services include domestic violence, weatherization assistance and food pantry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$886,008$875,668▼ $10,340
Pledges and Grants Receivable$461,979$512,292▲ $50,313
Accounts Receivable$434,449$346,545▼ $87,904
Cash and Non-Interest-Bearing Accounts$190,235$211,148▲ $20,913
Savings and Temporary Cash Investments$161,003$150,751▼ $10,252
Prepaid Expenses and Deferred Charges$4,887$2,772▼ $2,115
Total Assets$2,138,561$2,099,176▼ $39,385
Liabilities
Mortgage Notes Payable Secured by Investment Property$295,163$277,941▼ $17,222
Accounts Payable and Accrued Expenses$123,972$240,487▲ $116,515
Deferred Revenue$242,893$148,257▼ $94,636
Other Liabilities$191,702$141,777▼ $49,925
Total Liabilities$853,730$808,462▼ $45,268
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,174,474$1,230,647▲ $56,173
Net Assets With Donor Restrictions$110,357$60,067▼ $50,290
Total Net Assets Fund Balance$1,284,831$1,290,714▲ $5,883
Total Liabilities and Net Assets / Fund Balance$2,138,561$2,099,176▼ $39,385

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$725,494$943,001$1,668,495
Other Land Buildings$96,776$184,294$281,070
Leasehold Improvements$36,233$102,926$139,159
Equipment$17,165$92,223$109,388
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Florence LorenzExecutive DiFT$89,477$89,477

Board Members and Trustees

NameTitle
Elizabeth DalyPresident
Hannah CalhounBoard Member
Jay LucasBoard Member
Mary Ann ScaleraBoard Member
Nancy BartonBoard Member
Robert HartBoard Member
Sheenah HassellBoard Member
Tracy Jo SzepessyBoard Member
Tracy RicciBoard Member
Julie WadeSecretary
Carrie MultariTreasurer
Lori TorgersenVice-preside
Revenue and Support

Revenue Composition

Contributions and Grants
$2,003,130
Program Service Revenue
$725,237
Investment Income
$3,693
Other Revenue
$5,387
All Other Contributions
$329,509
Change in Net Assets
$5,885

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Clothing and Household Goods-$55,261Fair Market Value
Food Inventory31$8,360Fair Market Value
Other Non Cash Contri Table20$8,110Fair Market Value
Total Noncash Contributions51$71,731-

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,737,447
Revenue Not Reported on Form 990
$53,447
Total Revenue per Audited Statements
$2,790,894
Total Revenue per Form 990
$2,737,447
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,564,789
Salaries, Compensation, and Employee Benefits$1,166,773
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$797,067$83,505-$880,572
Occupancy$152,241$22,708-$174,949
Fees for Services Other$115,644$28,663-$144,307
Other Employee Benefits$117,907--$117,907
Current Officers, Directors, Trustees, and Key Employees$87,964$9,215-$97,179
Depreciation Depletion$68,542$16,075-$84,617
Payroll Taxes$71,115--$71,115
Insurance$56,151$12,819-$68,970
Information Technology$32,689$17,742-$50,431
All Other Expenses$33,775$10,053-$43,828
Other Expenses$34,790$3,564-$38,354
Fees for Services Accounting$23,061$13,664-$36,725
Office Expenses$18,597$7,089-$25,686
Interest-$23,249-$23,249
Travel$13,858--$13,858
Fees for Services Legal$6,972$4,131-$11,103
Advertising$612$300-$912
Total Functional Expenses$2,416,137$315,425$0$2,731,562

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,785,009
Expenses per Audited Statements$2,731,562
Total Expenses per Form 990$2,731,562
Expenses Not Reported on Form 990$53,447
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Line of Credit$140,000
Security Deposits$1,777
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the board as a group prior to filing with the irs.”

Form 990, Page 6, Part VI, Line 12C

“Community action of greene county periodically samples compliance with their conflict of interest policy by direct commmunication with board members. All responses between 04/01/24 and 03/31/25 were analyzed and none of them reflect any conflicts of interest.”

Form 990, Page 6, Part VI, Line 19

“Available upon written request.”

Filing and Contact Details

Filer

Filer Name
Community Action of Greene County
EIN
14-1498767
Phone
5189439205
Address
7856 ROUTE 9W, CATSKILL, NY 12414

Signing Officer

Name
Florence Lorenz
Title
Executive Director
Phone
5189439205
Signed
2026-01-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elizabeth Daly
Formed
1967
Legal Domicile
Ny
Voting Board Members
12
Independent Board Members
12
Employees
24
Volunteers
38

Preparer

Firm
Rbt Cpas Llp
Address
PO BOX 757 2215 ROUTE 9W, LAKE KATRINE, NY 12449
Preparer
Vincent J Buono CPA
Phone
8453367183
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“"community action of greene county (cagc) empowers disadvantaged individuals and families to grow and thrive through advocacy and person- centered services. Cagc promotes collaboration to strengthen the community." cagc's services include domestic violence, weatherization assistance and food pantry.”

Form 990, Page 1, Part I, Line 6

“Volunteers work in the thrift store, food pantry, mobile food pantry, and assist with outreach events.”

Form 990, Page 2, Part III, Line 4D

“The agency offers numerous other small programs to community residents as funding allows and need dictates.”

Financial Statement Notes

Schedule D, Page 3, Part X

“The organization files an annual form 990 as a tax exempt organization under section 501(c)(3) of the internal revenue code. As such, no federal or new york state taxes are paid by the organization. The organization has been classified as an entity that is not a private foundation within the meaning of section 509(a) and qualifies for deductible contributions as provided in section 170(b)(1)(a)(vi). The organization adopted the provisions of accounting principles generally accepted in the united states of america regarding accounting for uncertain tax positions. Management evaluated the organization's tax positions and concluded that the organization had taken no uncertain tax positions that would require adjustment to the financial statements in order to comply with the provisions of this guidance. With few exceptions, the organization is not subject to income tax examinations by the u.s. Federal, state or local tax authorities for fiscal years prior to 2022.”

Raw XML AppendixShowing 400 of 513 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgSrvcAccomActy2Grp/Desc0THE COMMUNITY SERVICE BLOCK GRANT (CSBG) PROVIDES FUNDING TO AGENCIES TO ALLOW THEM TO MAINTAIN OPERATIONS AND GIVE THEM THE SUPPORT SYSTEM TO OFFER NUMEROUS OTHER COMMUNITY SERVICES AS DESCRIBED HEREIN.
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IRS990/ProgSrvcAccomActy3Grp/Desc0THE ENERGY PROGRAMS OFFER INSULATING AND WEATHERIZATION SERVICES TO BOTH HOMEOWNERS AND RENTERS. PARTICIPANTS MUST MEET INCOME ELIGIBILITY REQUIREMENTS. APPROXIMATELY 44 UNITS ARE SERVICED EACH YEAR.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE AGENCY OFFERS NUMEROUS OTHER SMALL PROGRAMS TO COMMUNITY RESIDENTS AS FUNDING ALLOWS AND NEED DICTATES.
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION FILES AN ANNUAL FORM 990 AS A TAX EXEMPT ORGANIZATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. AS SUCH, NO FEDERAL OR NEW YORK STATE TAXES ARE PAID BY THE ORGANIZATION. THE ORGANIZATION HAS BEEN CLASSIFIED AS AN ENTITY THAT IS NOT A PRIVATE FOUNDATION WITHIN THE MEANING OF SECTION 509(A) AND QUALIFIES FOR DEDUCTIBLE CONTRIBUTIONS AS PROVIDED IN SECTION 170(B)(1)(A)(VI). THE ORGANIZATION ADOPTED THE PROVISIONS OF ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REGARDING ACCOUNTING FOR UNCERTAIN TAX POSITIONS. MANAGEMENT EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THE ORGANIZATION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS IN ORDER TO COMPLY WITH THE PROVISIONS OF THIS GUIDANCE. WITH FEW EXCEPTIONS, THE ORGANIZATION IS NOT SUBJECT TO INCOME TAX EXAMINATIONS BY THE U.S. FEDERAL, STATE OR LOCAL TAX AUTHORITIES FOR FISCAL YEARS PRIOR TO 2022.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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