Civic Intelligence

Laborers' Local 157 Health Benefits Fund

990 • Fiscal year 2013 • EIN 14-1437195

Jul 01, 2012 to Jun 30, 2013

Organization ProfileN/A
Schenectady, NY
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.36x

Higher debt load relative to assets than 82% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

94th percentile

0.70x

Higher debt load relative to revenue than 94% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Net Margin

77th percentile

20%

Higher net margin than 77% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

75th percentile

15%

Faster asset growth than 75% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

29th percentile

-4.0%

Faster revenue growth than 29% of similar nonprofits.

2013 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$6,930,412

Up $909,884 (+15%) from 2012

Net Assets

Up

$4,441,207

Up $776,037 (+21%) from 2012

Liabilities

Up

$2,489,205

Up $133,847 (+5.7%) from 2012

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin77th percentile

Revenue

Down

$3,553,075

Down $146,468 (-4.0%) from 2012

Expenses

Down

$2,859,885

Down $389,623 (-12%) from 2012

Net Income

Up

$693,190

Up $243,155 (+54%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth75th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $4,542,751Liabilities 2010: $2,062,873Net Assets 2010: $2,479,8782010Assets 2011: $5,643,421Liabilities 2011: $2,449,485Net Assets 2011: $3,193,9362011Assets 2012: $6,020,528Liabilities 2012: $2,355,358Net Assets 2012: $3,665,1702012Assets 2013: $6,930,412Liabilities 2013: $2,489,205Net Assets 2013: $4,441,2072013Assets 2014: $8,809,718Liabilities 2014: $2,900,001Net Assets 2014: $5,909,7172014Assets 2015: $9,086,842Liabilities 2015: $3,105,920Net Assets 2015: $5,980,9222015Assets 2016: $9,577,793Liabilities 2016: $3,332,825Net Assets 2016: $6,244,9682016Assets 2017: $10,262,907Liabilities 2017: $3,569,726Net Assets 2017: $6,693,1812017Assets 2018: $10,582,162Liabilities 2018: $4,246,618Net Assets 2018: $6,335,5442018Assets 2019: $12,536,921Liabilities 2019: $4,546,805Net Assets 2019: $7,990,1162019Assets 2020: $12,799,995Liabilities 2020: $3,931,838Net Assets 2020: $8,868,1572020Assets 2021: $15,164,627Liabilities 2021: $3,865,064Net Assets 2021: $11,299,5632021Assets 2022: $13,731,577Liabilities 2022: $2,656,433Net Assets 2022: $11,075,1442022Assets 2023: $15,944,009Liabilities 2023: $3,619,826Net Assets 2023: $12,324,1832023Assets 2024: $18,249,247Liabilities 2024: $3,581,222Net Assets 2024: $14,668,0252024

Highlighted filing

2013

Assets$6,930,412
Liabilities$2,489,205
Net Assets$4,441,207
Open 2013 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,044,2132010Revenue 2011: $3,634,912Expenses 2011: $2,908,321Net Income 2011: $726,5912011Revenue 2012: $3,699,543Expenses 2012: $3,249,508Net Income 2012: $450,0352012Revenue 2013: $3,553,075Expenses 2013: $2,859,885Net Income 2013: $693,1902013Revenue 2014: $4,799,595Expenses 2014: $3,531,102Net Income 2014: $1,268,4932014Revenue 2015: $4,362,362Expenses 2015: $4,186,895Net Income 2015: $175,4672015Revenue 2016: $4,379,156Expenses 2016: $4,080,775Net Income 2016: $298,3812016Revenue 2017: $5,104,952Expenses 2017: $4,552,780Net Income 2017: $552,1722017Revenue 2018: $5,135,017Expenses 2018: $5,529,043Net Income 2018: -$394,0262018Revenue 2019: $5,660,731Expenses 2019: $4,290,836Net Income 2019: $1,369,8952019Revenue 2020: $5,102,948Expenses 2020: $3,906,614Net Income 2020: $1,196,3342020Revenue 2021: $4,720,112Expenses 2021: $3,658,466Net Income 2021: $1,061,6462021Revenue 2022: $5,105,855Expenses 2022: $3,293,612Net Income 2022: $1,812,2432022Revenue 2023: $4,544,920Expenses 2023: $4,316,403Net Income 2023: $228,5172023Revenue 2024: $5,775,500Expenses 2024: $4,132,777Net Income 2024: $1,642,7232024

Highlighted filing

2013

Revenue$3,553,075
Expenses$2,859,885
Net Income$693,190
Open 2013 Filing
Filing Detail Status

This 2013 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jul 1, 2012 to Jun 30, 2013
Mission and Program Overview

Mission

To provide health insurance to it's members

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$6,930,412
Liabilities
$2,489,205
Net assets
$4,441,207
Revenue
$3,553,075
Expenses
$2,859,885
Net income
$693,190
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$18.2$3.58$14.7$5.78$4.13$1.64
2023Detailed filing. Detailed filing data is available for this year.$15.9$3.62$12.3$4.54$4.32$0.23
2022Detailed filing. Detailed filing data is available for this year.$13.7$2.66$11.1$5.11$3.29$1.81
2021Detailed filing. Detailed filing data is available for this year.$15.2$3.87$11.3$4.72$3.66$1.06
2020Detailed filing. Detailed filing data is available for this year.$12.8$3.93$8.87$5.10$3.91$1.20
2019Detailed filing. Detailed filing data is available for this year.$12.5$4.55$7.99$5.66$4.29$1.37
2018Detailed filing. Detailed filing data is available for this year.$10.6$4.25$6.34$5.14$5.53$0.39
2017Detailed filing. Detailed filing data is available for this year.$10.3$3.57$6.69$5.10$4.55$0.55
2016Detailed filing. Detailed filing data is available for this year.$9.58$3.33$6.24$4.38$4.08$0.30
2015Detailed filing. Detailed filing data is available for this year.$9.09$3.11$5.98$4.36$4.19$0.18
2014Detailed filing. Detailed filing data is available for this year.$8.81$2.90$5.91$4.80$3.53$1.27
2013Summary only. Only limited summary data is available for this year.$6.93$2.49$4.44$3.55$2.86$0.69
2012Summary only. Only limited summary data is available for this year.$6.02$2.36$3.67$3.70$3.25$0.45
2011Summary only. Only limited summary data is available for this year.$5.64$2.45$3.19$3.63$2.91$0.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.54$2.06$2.48$2.04