Civic Intelligence

Underwriters Rating Board

EIN 14-1132305 • 501(c)6 • Albany, NY

View Organization Page

Profile

The organization provides rating services and statistical analysis for its member mutual companies.

PO Box 13059Albany, NY 12212

www.urbratingboard.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

12th percentile

0.00x

Higher debt load relative to assets than 12% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

13th percentile

0.00x

Higher debt load relative to revenue than 13% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

74th percentile

14%

Higher net margin than 74% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

64th percentile

11%

Faster asset growth than 64% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

9.9%

Faster revenue growth than 60% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets12th percentile

Assets

Up

$3,093,327

Up $295,860 (+11%) from 2023

Liabilities

Up

$485

Up $28 (+6.1%) from 2023

Net Assets

Up

$3,092,842

Up $295,832 (+11%) from 2023

Operations
Liabilities / Revenue13th percentileNet Margin74th percentile

Revenue

Up

$2,108,411

Up $190,256 (+9.9%) from 2023

Expenses

Up

$1,812,579

Up $93,457 (+5.4%) from 2023

Net Income

Up

$295,832

Up $96,799 (+49%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $1,544,429Liabilities 2010: $209Net Assets 2010: $1,544,2202010Assets 2011: $1,575,252Liabilities 2011: $405Net Assets 2011: $1,574,8472011Assets 2012: $1,580,692Liabilities 2012: $244Net Assets 2012: $1,580,4482012Assets 2013: $1,617,234Liabilities 2013: $798Net Assets 2013: $1,616,4362013Assets 2014: $1,646,591Liabilities 2014: $791Net Assets 2014: $1,645,8002014Assets 2015: $1,674,496Liabilities 2015: $101Net Assets 2015: $1,674,3952015Assets 2016: $1,698,907Liabilities 2016: $104Net Assets 2016: $1,698,8032016Assets 2017: $1,753,443Liabilities 2017: $448Net Assets 2017: $1,752,9952017Assets 2018: $1,813,880Liabilities 2018: $358Net Assets 2018: $1,813,5222018Assets 2019: $1,887,269Liabilities 2019: $470Net Assets 2019: $1,886,7992019Assets 2020: $1,996,604Liabilities 2020: $976Net Assets 2020: $1,995,6282020Assets 2021: $2,289,587Liabilities 2021: $177Net Assets 2021: $2,289,4102021Assets 2022: $2,598,799Liabilities 2022: $822Net Assets 2022: $2,597,9772022Assets 2023: $2,797,467Liabilities 2023: $457Net Assets 2023: $2,797,0102023Assets 2024: $3,093,327Liabilities 2024: $485Net Assets 2024: $3,092,8422024

Highlighted filing

2024

Assets$3,093,327
Liabilities$485
Net Assets$3,092,842
Open 2024 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,150,2742010Expenses 2011: $1,165,5542011Revenue 2012: $1,229,477Expenses 2012: $1,223,876Net Income 2012: $5,6012012Revenue 2013: $1,290,041Expenses 2013: $1,254,053Net Income 2013: $35,9882013Revenue 2014: $1,373,588Expenses 2014: $1,344,224Net Income 2014: $29,3642014Revenue 2015: $1,413,145Expenses 2015: $1,384,550Net Income 2015: $28,5952015Revenue 2016: $1,505,637Expenses 2016: $1,481,229Net Income 2016: $24,4082016Revenue 2017: $1,604,374Expenses 2017: $1,550,182Net Income 2017: $54,1922017Revenue 2018: $1,650,893Expenses 2018: $1,590,366Net Income 2018: $60,5272018Revenue 2019: $1,684,261Expenses 2019: $1,610,985Net Income 2019: $73,2762019Revenue 2020: $1,749,630Expenses 2020: $1,636,495Net Income 2020: $113,1352020Revenue 2021: $1,882,408Expenses 2021: $1,588,626Net Income 2021: $293,7822021Revenue 2022: $1,835,456Expenses 2022: $1,526,889Net Income 2022: $308,5672022Revenue 2023: $1,918,155Expenses 2023: $1,719,122Net Income 2023: $199,0332023Revenue 2024: $2,108,411Expenses 2024: $1,812,579Net Income 2024: $295,8322024

Highlighted filing

2024

Revenue$2,108,411
Expenses$1,812,579
Net Income$295,832
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,093,327
Liabilities
$485
Net assets
$3,092,842
Revenue
$2,108,411
Expenses
$1,812,579
Net income
$295,832
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.09$0.00$3.09$2.11$1.81$0.30
2023Detailed filing. Detailed filing data is available for this year.$2.80$0.00$2.80$1.92$1.72$0.20
2022Detailed filing. Detailed filing data is available for this year.$2.60$0.00$2.60$1.84$1.53$0.31
2021Detailed filing. Detailed filing data is available for this year.$2.29$0.00$2.29$1.88$1.59$0.29
2020Detailed filing. Detailed filing data is available for this year.$2.00$0.00$2.00$1.75$1.64$0.11
2019Detailed filing. Detailed filing data is available for this year.$1.89$0.00$1.89$1.68$1.61$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.81$0.00$1.81$1.65$1.59$0.06
2017Detailed filing. Detailed filing data is available for this year.$1.75$0.00$1.75$1.60$1.55$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.70$0.00$1.70$1.51$1.48$0.02
2015Detailed filing. Detailed filing data is available for this year.$1.67$0.00$1.67$1.41$1.38$0.03
2014Detailed filing. Detailed filing data is available for this year.$1.65$0.00$1.65$1.37$1.34$0.03
2013Detailed filing. Detailed filing data is available for this year.$1.62$0.00$1.62$1.29$1.25$0.04
2012Summary only. Only limited summary data is available for this year.$1.58$0.00$1.58$1.23$1.22$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.58$0.00$1.57$1.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.54$0.00$1.54$1.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 12, 2025
Return Version
2024v5.1
Gross Receipts
$2,143,481
Mission and Program Overview

Mission

The organization provides rating services and statistical analysis for its member mutual insurance companies.

The organization provides rating services and statistical analysis for its member mutual companies.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,021,988$2,228,399▲ $206,411
Land, Buildings, and Equipment, Net$724,845$724,845→ $0
Cash and Non-Interest-Bearing Accounts$50,634$140,083▲ $89,449
Total Assets$2,797,467$3,093,327▲ $295,860
Liabilities
Accounts Payable and Accrued Expenses$457$485▲ $28
Total Liabilities$457$485▲ $28
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,797,010$3,092,842▲ $295,832
Total Net Assets Fund Balance$2,797,010$3,092,842▲ $295,832
Total Liabilities and Net Assets / Fund Balance$2,797,467$3,093,327▲ $295,860

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$588,785-$588,785
Equipment$136,060-$136,060
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Chris StaublePresident
Timothy CurrenManager
Stephen KnodellSecretary
Thomas SecciaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,015,735
Program Service Revenue
$336
Investment Income
$91,410
Other Revenue
$930
Change in Net Assets
$295,832
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,599,619
Other Expenses$212,960
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$905,126--$905,126
Other Employee Benefits$313,625--$313,625
Current Officers, Directors, Trustees, and Key Employees$189,276--$189,276
Pension Plan Contributions$109,298--$109,298
Payroll Taxes$82,294--$82,294
Occupancy$34,839--$34,839
Insurance$34,096--$34,096
Information Technology$27,537--$27,537
All Other Expenses$20,820--$20,820
Fees for Services Other$16,319--$16,319
Travel$13,618--$13,618
Advertising$7,846--$7,846
Office Expenses$6,815--$6,815
Fees for Services Accounting$5,300--$5,300
Other Expenses$222--$222
Total Functional Expenses$1,812,579$0$0$1,812,579
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“The organization makes its documents available on its website.”

Conflict of interest policy compliance Part VI line 12C

“The board regularly meets to review the results of operations and financial statements.”

Governing documents etc available to public Part VI line 19

“The organization makes its documents available on its website.”

Filing and Contact Details

Filer

Filer Name
Underwriters Rating Board
EIN
14-1132305
In Care Of
% TIMOTHY CURREN
Phone
5183558363
Address
PO BOX 13059, ALBANY, NY 12212

Signing Officer

Name
Timothy Curren
Title
Manager
Phone
5183558363
Signed
2025-02-12
Discuss with paid preparer
No

Organization Details

Formed
1952
Legal Domicile
Ny
Voting Board Members
3
Independent Board Members
3
Employees
12

Preparer

Firm
Maikels & Trainor Cpas
Address
21 EVERETT ROAD EXT, Albany, NY 12205
Preparer
Allen F Maikels CPA
Phone
5184874679
Raw XML Appendix315 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0457
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0485
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE ORGANIZATION PROVIDES RATING SERVICES AND STATISTICAL ANALYSIS FOR ITS MEMBER MUTUAL COMPANIES.
IRS990/AdvertisingGrp/ProgramServicesAmt07846
IRS990/AdvertisingGrp/TotalAmt07846
IRS990/AllOtherExpensesGrp/ProgramServicesAmt020820
IRS990/AllOtherExpensesGrp/TotalAmt020820
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0TIMOTHY N CURREN
IRS990/BooksInCareOfDetail/PhoneNum05183558363
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02932 CURRY ROAD
IRS990/BooksInCareOfDetail/USAddress/CityNm0SCHENECTADY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990/BooksInCareOfDetail/USAddress/ZIPCd012303
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt050634
IRS990/CashNonInterestBearingGrp/EOYAmt0140083
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0189276
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0189276
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02015735
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt091410
IRS990/CYOtherExpensesAmt0212960
IRS990/CYOtherRevenueAmt0930
IRS990/CYProgramServiceRevenueAmt0336
IRS990/CYRevenuesLessExpensesAmt0295832
IRS990/CYSalariesCompEmpBnftPaidAmt01599619
IRS990/CYTotalExpensesAmt01812579
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02108411
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE ORGANIZATION PROVIDED RATING SERVICES AND STATISTICAL ANALYSIS FOR ITS MEMBER MUTUAL COMPANIES.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt01812579
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt05300
IRS990/FeesForServicesAccountingGrp/TotalAmt05300
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt016319
IRS990/FeesForServicesOtherGrp/TotalAmt016319
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/PersonNm0TIMOTHY CURREN
IRS990/Form990PartVIISectionAGrp/PersonNm1CHRIS STAUBLE
IRS990/Form990PartVIISectionAGrp/PersonNm2STEPHEN KNODELL
IRS990/Form990PartVIISectionAGrp/PersonNm3THOMAS SECCIA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt03
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt02143481
IRS990/GrossRentsGrp/RealAmt036000
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt03
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt027537
IRS990/InformationTechnologyGrp/TotalAmt027537
IRS990/InsuranceGrp/ProgramServicesAmt034096
IRS990/InsuranceGrp/TotalAmt034096
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt091410
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt091410
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0724845
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0724845
IRS990/LandBldgEquipCostOrOtherBssAmt0724845
IRS990/LegalDomicileStateCd0NY
IRS990/LessRentalExpensesGrp/RealAmt035070
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt02015735
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE ORGANIZATION PROVIDES RATING SERVICES AND STATISTICAL ANALYSIS FOR ITS MEMBER MUTUAL COMPANIES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02797010
IRS990/NetAssetsOrFundBalancesEOYAmt03092842
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0930
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0930
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt02797010
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03092842
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt034839
IRS990/OccupancyGrp/TotalAmt034839
IRS990/OfficeExpensesGrp/ProgramServicesAmt06815
IRS990/OfficeExpensesGrp/TotalAmt06815
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0313625
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0313625
IRS990/OtherExpensesGrp/Desc0POSTAGE
IRS990/OtherExpensesGrp/Desc1PRINTING
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3BANK CHARGES
IRS990/OtherExpensesGrp/ProgramServicesAmt012481
IRS990/OtherExpensesGrp/ProgramServicesAmt129525
IRS990/OtherExpensesGrp/ProgramServicesAmt23542
IRS990/OtherExpensesGrp/ProgramServicesAmt3222
IRS990/OtherExpensesGrp/TotalAmt012481
IRS990/OtherExpensesGrp/TotalAmt129525
IRS990/OtherExpensesGrp/TotalAmt23542
IRS990/OtherExpensesGrp/TotalAmt3222
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0905126
IRS990/OtherSalariesAndWagesGrp/TotalAmt0905126
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt082294
IRS990/PayrollTaxesGrp/TotalAmt082294
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0109298
IRS990/PensionPlanContributionsGrp/TotalAmt0109298
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0336
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0336
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01870773
IRS990/PYInvestmentIncomeAmt044416
IRS990/PYOtherExpensesAmt0244602
IRS990/PYOtherRevenueAmt02546
IRS990/PYProgramServiceRevenueAmt0420
IRS990/PYRevenuesLessExpensesAmt0199033
IRS990/PYSalariesCompEmpBnftPaidAmt01474520
IRS990/PYTotalExpensesAmt01719122
IRS990/PYTotalRevenueAmt01918155
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0295832
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0930
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02108411
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02021988
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02228399
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0588785
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0588785
IRS990ScheduleD/EquipmentGrp/BookValueAmt0136060
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0136060
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0724845
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION MAKES ITS DOCUMENTS AVAILABLE ON ITS WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD REGULARLY MEETS TO REVIEW THE RESULTS OF OPERATIONS AND FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MAKES ITS DOCUMENTS AVAILABLE ON ITS WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02797467
IRS990/TotalAssetsEOYAmt03093327
IRS990/TotalAssetsGrp/BOYAmt02797467
IRS990/TotalAssetsGrp/EOYAmt03093327
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt02015735
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01812579
IRS990/TotalFunctionalExpensesGrp/TotalAmt01812579
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0457
IRS990/TotalLiabilitiesEOYAmt0485
IRS990/TotalLiabilitiesGrp/BOYAmt0457
IRS990/TotalLiabilitiesGrp/EOYAmt0485
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02797010
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03092842
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01812579
IRS990/TotalProgramServiceRevenueAmt0336
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt092676
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02108411
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02797467
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03093327
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ProgramServicesAmt013618
IRS990/TravelGrp/TotalAmt013618
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0WWW.URBRATINGBOARD.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0TIMOTHY CURREN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum05183558363
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNDERWRITERS RATING BOARD
ReturnHeader/Filer/BusinessNameControlTxt0UNDE
ReturnHeader/Filer/EIN0141132305
ReturnHeader/Filer/InCareOfNm0% TIMOTHY CURREN
ReturnHeader/Filer/PhoneNum05183558363
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 13059
ReturnHeader/Filer/USAddress/CityNm0ALBANY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd012212
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454290980
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MAIKELS & TRAINOR CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt021 EVERETT ROAD EXT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Albany
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd012205
ReturnHeader/PreparerPersonGrp/PhoneNum05184874679
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ALLEN F MAIKELS CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-04-30T15:13:19-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.