Civic Intelligence

Interfaith Council for Action Inc

EIN 13-6265613 • 501(c)3 • Ossining, NY

View Organization Page

Profile

To foster, promote, and sponsor better housing, recreational, educational or social conditions for the less privileged members of the community at large.

138 Spring Street PO Box 790Ossining, NY 10562

www.ifcany.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

42nd percentile

0.40x

Higher debt load relative to assets than 42% of similar nonprofits.

NTEE L • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

1.34x

Higher debt load relative to revenue than 43% of similar nonprofits.

NTEE L • $5M-$10M nonprofits • Source year 2024

Net Margin

44th percentile

-3.3%

Higher net margin than 44% of similar nonprofits.

NTEE L • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

46th percentile

$117,947

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

NTEE L • $5M-$10M nonprofits • Source year 2024

Asset Growth

9th percentile

-7.9%

Faster asset growth than 9% of similar nonprofits.

NTEE L • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

24th percentile

-1.3%

Faster revenue growth than 24% of similar nonprofits.

NTEE L • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Down

$8,644,846

Down $739,903 (-7.9%) from 2023

Liabilities

Down

$3,484,905

Down $624,679 (-15%) from 2023

Net Assets

Down

$5,159,941

Down $115,224 (-2.2%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin44th percentile

Revenue

Down

$2,597,273

Down $33,790 (-1.3%) from 2023

Expenses

Down

$2,682,568

Down $15,525 (-0.6%) from 2023

Net Income

Down

-$85,295

Down $18,265 (-27%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $3,153,376Liabilities 2011: $1,340,837Net Assets 2011: $1,812,5392011Assets 2012: $2,893,956Liabilities 2012: $966,636Net Assets 2012: $1,927,3202012Assets 2013: $3,627,249Liabilities 2013: $1,753,235Net Assets 2013: $1,874,0142013Assets 2014: $3,874,521Liabilities 2014: $2,178,683Net Assets 2014: $1,695,8382014Assets 2015: $3,912,502Liabilities 2015: $2,501,927Net Assets 2015: $1,410,5752015Assets 2016: $4,678,440Liabilities 2016: $3,347,101Net Assets 2016: $1,331,3392016Assets 2017: $5,721,839Liabilities 2017: $4,026,011Net Assets 2017: $1,695,8282017Assets 2018: $5,339,337Liabilities 2018: $3,819,098Net Assets 2018: $1,520,2392018Assets 2019: $7,163,540Liabilities 2019: $4,284,557Net Assets 2019: $2,878,9832019Assets 2020: $8,225,176Liabilities 2020: $3,920,576Net Assets 2020: $4,304,6002020Assets 2021: $9,277,021Liabilities 2021: $4,087,461Net Assets 2021: $5,189,5602021Assets 2022: $9,387,919Liabilities 2022: $4,030,940Net Assets 2022: $5,356,9792022Assets 2023: $9,384,749Liabilities 2023: $4,109,584Net Assets 2023: $5,275,1652023Assets 2024: $8,644,846Liabilities 2024: $3,484,905Net Assets 2024: $5,159,9412024

Highlighted filing

2024

Assets$8,644,846
Liabilities$3,484,905
Net Assets$5,159,941
Open 2024 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2011: $1,533,1932011Revenue 2012: $1,794,649Expenses 2012: $1,679,868Net Income 2012: $114,7812012Revenue 2013: $1,967,405Expenses 2013: $2,020,711Net Income 2013: -$53,3062013Revenue 2014: $2,050,394Expenses 2014: $2,228,570Net Income 2014: -$178,1762014Revenue 2015: $1,880,101Expenses 2015: $2,109,195Net Income 2015: -$229,0942015Revenue 2016: $2,069,745Expenses 2016: $2,152,772Net Income 2016: -$83,0272016Revenue 2017: $2,402,663Expenses 2017: $2,061,257Net Income 2017: $341,4062017Revenue 2018: $2,237,289Expenses 2018: $2,443,386Net Income 2018: -$206,0972018Revenue 2019: $3,840,408Expenses 2019: $2,566,146Net Income 2019: $1,274,2622019Revenue 2020: $3,761,555Expenses 2020: $2,411,010Net Income 2020: $1,350,5452020Revenue 2021: $3,274,030Expenses 2021: $2,312,609Net Income 2021: $961,4212021Revenue 2022: $2,648,852Expenses 2022: $2,464,787Net Income 2022: $184,0652022Revenue 2023: $2,631,063Expenses 2023: $2,698,093Net Income 2023: -$67,0302023Revenue 2024: $2,597,273Expenses 2024: $2,682,568Net Income 2024: -$85,2952024

Highlighted filing

2024

Revenue$2,597,273
Expenses$2,682,568
Net Income-$85,295
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$8,644,846
Liabilities
$3,484,905
Net assets
$5,159,941
Revenue
$2,597,273
Expenses
$2,682,568
Net income
-$85,295
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.64$3.48$5.16$2.60$2.68$0.09
2023Summary only. Only limited summary data is available for this year.$9.38$4.11$5.28$2.63$2.70$0.07
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.39$4.03$5.36$2.65$2.46$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.28$4.09$5.19$3.27$2.31$0.96
2020Summary only. Only limited summary data is available for this year.$8.23$3.92$4.30$3.76$2.41$1.35
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.16$4.28$2.88$3.84$2.57$1.27
2018Summary only. Only limited summary data is available for this year.$5.34$3.82$1.52$2.24$2.44$0.21
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.72$4.03$1.70$2.40$2.06$0.34
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.68$3.35$1.33$2.07$2.15$0.08
2015Detailed filing. Detailed filing data is available for this year.$3.91$2.50$1.41$1.88$2.11$0.23
2014Detailed filing. Detailed filing data is available for this year.$3.87$2.18$1.70$2.05$2.23$0.18
2013Detailed filing. Detailed filing data is available for this year.$3.63$1.75$1.87$1.97$2.02$0.05
2012Summary only. Only limited summary data is available for this year.$2.89$0.97$1.93$1.79$1.68$0.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.15$1.34$1.81$1.53
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 6, 2025
Return Version
2024v5.1
Gross Receipts
$2,597,273
Mission and Program Overview

Mission

To foster, promote, and sponsor better housing, recreational, educational or social conditions for low to moderate income earners.

The organization's mission is to foster, promote, and sponsor better housing, recreational, educational or social conditions for low to moderate income earners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$6,315,019$6,473,183▲ $158,164
Cash and Non-Interest-Bearing Accounts$1,198,101$871,220▼ $326,881
Savings and Temporary Cash Investments$579,940$657,216▲ $77,276
Pledges and Grants Receivable$82,401$169,294▲ $86,893
Accounts Receivable$402,073$47,658▼ $354,415
Prepaid Expenses and Deferred Charges$7,985$10,146▲ $2,161
Investments Program Related$-24,508$-4,605▲ $19,903
Total Assets$9,384,749$8,644,846▼ $739,903
Other Assets Total$823,738$420,734▼ $403,004
Liabilities
Mortgage Notes Payable Secured by Investment Property$3,208,815$3,134,923▼ $73,892
Deferred Revenue-$171,000-
Other Liabilities$559,921$110,536▼ $449,385
Accounts Payable and Accrued Expenses$340,848$68,446▼ $272,402
Total Liabilities$4,109,584$3,484,905▼ $624,679
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,275,165$5,159,941▼ $115,224
Total Net Assets Fund Balance$5,275,165$5,159,941▼ $115,224
Total Liabilities and Net Assets / Fund Balance$9,384,749$8,644,846▼ $739,903

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$3,859,882$2,688,644$6,548,526
Buildings$2,135,188$3,072,176$5,207,364
Land$422,939-$422,939
Equipment$55,174$286,717$341,891
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jackie ShawFormer Executive DirectorFT$117,947$117,947
James HernandezExecutive Director Eff. 12/5/24FT$3,823$3,823

Board Members and Trustees

NameTitle
Marlene CheathamChair
Mary Ann RobertsVice-chair
Allistair ReasonDirector
Madiha KanwalDirector
Shaun JonesDirector
Shelton WaldenDirector
Thomasina Laidley-brownDirector
Tiffany PaovellaDirector
Michal AronsonSecretary
Eric TalbottTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,210,885
Program Service Revenue
$1,217,207
Investment Income
$21,060
Other Revenue
$148,121
All Other Contributions
$89,997
Change in Net Assets
$-85,295

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,597,273
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-25,979
Total Revenue per Audited Statements
$2,571,294
Total Revenue per Form 990
$2,597,273
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,826,839
Salaries, Compensation, and Employee Benefits$855,729
Total Fundraising Expense$25,144
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$548,128$41,931$2,040$592,099
Occupancy$535,356--$535,356
Depreciation Depletion$437,265$3,258$508$441,031
All Other Expenses$111,298$7,177$4,913$123,388
Current Officers, Directors, Trustees, and Key Employees$79,164$35,206$7,400$121,770
Interest$103,896--$103,896
Other Employee Benefits$67,381$8,895$1,120$77,396
Insurance$70,963$2,416$377$73,756
Fees for Services Other$48,224$15,875$3,094$67,193
Payroll Taxes$50,353$6,647$837$57,837
Other Expenses$55,525$1,875$293$55,525
Office Expenses$30,506$7,989$1,247$39,742
Fees for Services Accounting$23,832$9,797$1,529$35,158
Fees for Services Legal$12,155$4,997$780$17,932
Information Technology$9,121$3,749$585$13,455
Pension Plan Contributions$5,769$762$96$6,627
Fees for Service Investment Mgmnt Fees$1,009$415$65$1,489
Total Functional Expenses$2,504,768$152,656$25,144$2,682,568

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,686,518
Expenses per Audited Statements$2,682,568
Total Expenses per Form 990$2,682,568
Expenses Not Reported on Form 990$3,950
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Tenant Security Deposit Liability$86,993
Accrued Interest Payable$21,602
Sales Tax Payable$1,184
Rent Received in Advance$757
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The independent auditors prepare the organization's 990. Once the form 990 is prepared, the director of finance, executive director and audit committee review it. Members of the board of directors are presented with an electronic copy for review and comments before it is filed. The 990 is then signed by the executive director and submitted to preparer for filing.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is applicable to board officers, board directors and executive staff. It is monitored by e.d. And board chair. Individuals are required to complete an annual disclosure - completed in july of each year. If an individual discloses a conflict of interest then it is discussed at a meeting of all board members. If a majority vote of the non-interest board members decides that a conflict exists, the non-interested directors shall determine whether the transaction can be completed without giving rise to a conflict of interest. If an alternate transaction cannot be possible, then the board shall determine whether the transaction or arrangement is in the organization's best interest, for its own benefit, and whether it is fair and reasonable.”

Form 990, Part VI, Section B, Line 15A

“The executive director's salary is determined by an ad-hoc compensation sub-committee of the board. The results of the committee's findings, and the subsequent board approval of the compensation is documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Annual reports are available on the organization's website. Governing documents, conflict of interest policy, audited financial statements are available upon request. This is noted on the agency's website.”

Filing and Contact Details

Filer

Filer Name
Interfaith Council for Action Inc
EIN
13-6265613
Phone
9149415252
Address
138 SPRING STREET PO BOX 790, OSSINING, NY 10562
Doing Business As
Ifca Housing Network

Signing Officer

Name
James Hernandez
Title
Executive Director
Phone
9149415252
Signed
2025-06-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James Hernandez
Formed
1968
Legal Domicile
Ny
Voting Board Members
10
Independent Board Members
10
Employees
16
Volunteers
15

Preparer

Firm
Cerini & Associates Llp
Address
3340 VETERANS MEMORIAL HWY, BOHEMIA, NY 11716
Preparer
Matthew Burke
Phone
6315821600
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The organization evaluated its activities for uncertain tax positions and has determined that there were no uncertain tax positions for 2024 and 2023.”

Raw XML AppendixShowing 400 of 653 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/EOYAmt047658
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE ORGANIZATION'S MISSION IS TO FOSTER, PROMOTE, AND SPONSOR BETTER HOUSING, RECREATIONAL, EDUCATIONAL OR SOCIAL CONDITIONS FOR LOW TO MODERATE INCOME EARNERS.
IRS990/AllOtherContributionsAmt089997
IRS990/AllOtherExpensesGrp/FundraisingAmt04913
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt07177
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IRS990/DescribedInSection501c3Ind01
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IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt10EXECUTIVE DIRECTOR EFF. 12/5/24
IRS990/Form990PartVIISectionAGrp/TitleTxt11FORMER EXECUTIVE DIRECTOR
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IRS990/PrincipalOfficerNm0JAMES HERNANDEZ
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26625
IRS990/ProgSrvcAccomActy2Grp/Desc0SINCE THE 1980'S, IFCA HAS PARTNERED WITH THE WESTCHESTER COUNTY DEPARTMENT OF SOCIAL SERVICES TO PROVIDE SCATTER-SITE EMERGENCY APARTMENTS FOR FAMILIES TRANSITIONING FROM A HOMELESS SHELTER TO TEMPORARY HOUSING. OUR ON-STAFF SOCIAL WORKERS PROVIDE CASE MANAGEMENT SERVICES TO ASSIST FAMILIES ON THEIR PATH TO SELF SUFFICIENCY.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0742993
IRS990/ProgSrvcAccomActy3Grp/Desc0THANKS TO FUNDING FROM THE NEW YORK STATE HOME LOCAL PROGRAM, IFCA IS ABLE TO ADMINISTER THE TENANT BASED RENTAL ASSISTANCE ("TBRA") PROGRAM. THE TBRA PROGRAM PROVIDES A MONTHLY RENTAL SUBSIDY AND/OR A SECURITY DEPOSIT ASSISTANCE GRANT TO INDIVIDUALS AND FAMILIES THAT MEET THE ELIGIBILITY REQUIREMENTS. THESE HOME FUNDS ARE INTENDED TO PROVIDE DIRECT ASSISTANCE TO HOUSEHOLDS PAYING MORE THAN 30% OF THEIR MONTHLY INCOME FOR RENT OR SECURITY DEPOSIT ASSISTANCE. TBRA IS A RENTAL SUBSIDY THAT HELPS FILL THE GAP BETWEEN WHAT A RENTER CAN AFFORD AND THE ACTUAL RENT FOR A PLACE TO CALL HOME.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0239749
IRS990/ProgSrvcAccomActyOtherGrp/Desc0IFCA IS ONE OF THE OLDEST NEW YORK STATE NEIGHBORHOOD PRESERVATION COMPANIES IN WESTCHESTER COUNTY, PROVIDING A VARIETY OF PROGRAMS AND SERVICES TO TENANTS AND THE COMMUNITY AT LARGE. IFCA OFFERS HOUSING COUNSELING AND REFERRAL SERVICES, FINANCIAL WORKSHOPS, AND BACK TO SCHOOL SUPPLIES. IN 2008, IFCA OPENED A THRIFT SHOP SELLING CLOTHING AND HOUSEHOLD ITEMS AT VERY LOW COSTS. IFCA'S PROGRAMS REACH AT RISK COMMUNITIES AND FAMILIES. THIS CAN ONLY BE ACCOMPLISHED BY RECEIVING VARIOUS GRANTS THAT FUND THESE ACTIVITIES.OTHER PROGRAM SERVICE EXPENSES ARE COMPRISED OF COSTS INCURRED IN RELATION TO PROPERTY MANAGEMENT. OTHER PROGRAM SERVICE REVENUE IS COMPRISED OF THRIFT SHOP INCOME. IFCA'S THRIFT SHOP SELLS NEW AND GENTLY USED ITEMS, INCLUDING CLOTHING, SHOES, BEDDING, DISHES, POTS AND PANS, COSTUME JEWELRY, AND HANDBAGS, AT VERY AFFORDABLE PRICES. PROCEEDS FROM THE THRIFT SHOP FUND IFCA'S COMMUNITY PROGRAMS.
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