Civic Intelligence

West Virginia Automobile Insurance Plan

EIN 13-6194673 • 501(c)6 • Johnston, RI

Profile

see note below

c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919-4932

www.aipso.com/wv

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.01x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

65th percentile

0.02x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Net Margin

65th percentile

8.1%

Higher net margin than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

93rd percentile

63%

Faster asset growth than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

16th percentile

-35%

Faster revenue growth than 16% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$103,551

Up $40,024 (+63%) from 2018

Liabilities

Flat

$928

Flat from 2018

Net Assets

Up

$102,623

Up $40,024 (+64%) from 2018

Operations
Liabilities / Revenue65th percentileNet Margin65th percentile

Revenue

Down

$41,834

Down $22,996 (-35%) from 2018

Expenses

Up

$38,464

Up $2,904 (+8.2%) from 2018

Net Income

Down

$3,370

Down $25,900 (-88%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2016: $17,033Liabilities 2016: $16,764Net Assets 2016: $2692016Assets 2017: $63,829Liabilities 2017: $829Net Assets 2017: $63,0002017Assets 2018: $63,527Liabilities 2018: $928Net Assets 2018: $62,5992018Assets 2019: $103,551Liabilities 2019: $928Net Assets 2019: $102,6232019

Highlighted filing

2019

Assets$103,551
Liabilities$928
Net Assets$102,623
Open 2019 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0Revenue 2016: $118,712Expenses 2016: $82,681Net Income 2016: $36,0312016Revenue 2017: $70,729Expenses 2017: $43,740Net Income 2017: $26,9892017Revenue 2018: $64,830Expenses 2018: $35,560Net Income 2018: $29,2702018Revenue 2019: $41,834Expenses 2019: $38,464Net Income 2019: $3,3702019

Highlighted filing

2019

Revenue$41,834
Expenses$38,464
Net Income$3,370
Open 2019 Filing

Filings

Most recent year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$103,551
Liabilities
$928
Net assets
$102,623
Revenue
$41,834
Expenses
$38,464
Net income
$3,370
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Detailed filing. Detailed filing data is available for this year.$1.04$0.01$1.03$0.42$0.38$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.64$0.01$0.63$0.65$0.36$0.29
2017Detailed filing. Detailed filing data is available for this year.$0.64$0.01$0.63$0.71$0.44$0.27
2016Detailed filing. Detailed filing data is available for this year.$0.17$0.17$0.00$1.19$0.83$0.36
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
May 13, 2020
Return Version
2019v5.1
Gross Receipts
$41,834
Mission and Program Overview

Mission

see note below

Program Services

DescriptionGrantsExpenses
To make motor vehicle insurance available for those persons not able to obtain coverage in the voluntarymarket.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
-Gov Comm Member-$0--
Filing and Contact Details

Filer

Filer Name
West Virginia Automobile Insurance Plan
EIN
13-6194673
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919-4932

Signing Officer

Name
Sherri Palermo
Title
Accounting Manager
Phone
4019462310
Signed
2020-05-13
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Miscellaneous 220.”

Form 990EZ, Part I, Line 20

“Reapportionment of Prior Year's Excess -755.”

Form 990EZ, Part I, Line 20

“Reallocation Adjustment -141.”

Form 990EZ, Part I, Line 20

“Pension Related Changes Other Than Net Periodic Cost 37550.”

Form 990EZ, Part II, Line 24

“Accounts receivable 2577. 2766.”

Form 990EZ, Part II, Line 24

“Prepaid expenses 10. 118.”

Form 990EZ, Part II, Line 24

“Due from VA AIP - pension 45711. 84813.”

Form 990EZ, Part II, Line 26

“Accounts payable 928. 788.”

Form 990EZ, Part II, Line 26

“Accrued expenses 0. 140.”

Raw XML Appendix150 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AIPSO
IRS990EZ/BooksInCareOfDetail/PhoneNum04019462310
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 Central Avenue
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Johnston
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0029194932
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt015229
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt015854
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03370
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt012974
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt063527
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0103551
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt041834
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0290
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt041544
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt062599
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0102623
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt062599
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0102623
IRS990EZ/OccupancyRentUtltsAndMaintAmt023
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0Amica Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt1Government Employees Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt221st Century Centennial Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt3Progressive Casualty Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt4Nationwide Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt5State Farm Mutual Auto Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt6Travelers
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Gov Comm Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Gov Comm Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt048298
IRS990EZ/OtherAssetsTotalDetail/EOYAmt087697
IRS990EZ/OtherChangesInNetAssetsAmt036654
IRS990EZ/OtherExpensesTotalAmt0220
IRS990EZ/PrimaryExemptPurposeTxt0see note below
IRS990EZ/PrintingPublicationsPostageAmt0121
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To make motor vehicle insurance available for those persons not able to obtain coverage in the voluntarymarket.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt025126
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0928
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0928
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt038464
IRS990EZ/TotalRevenueAmt041834
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.aipso.com/wv
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Miscellaneous 220.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Reapportionment of Prior Year's Excess -755.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Reallocation Adjustment -141.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Pension Related Changes Other Than Net Periodic Cost 37550.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Accounts receivable 2577. 2766.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Prepaid expenses 10. 118.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Due from VA AIP - pension 45711. 84813.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Accounts payable 928. 788.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Accrued expenses 0. 140.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part II, Line 26
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Sherri Palermo
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Accounting Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-05-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WEST VIRGINIA AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0136194673
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0JOHNSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd0029194932
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0C90AFD6DC90ACA4F5CB076DBBBFEC717CF36B374
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0C90AFD6DC90ACA4F5CB076DBBBFEC717CF36B374
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0165.225.38.99
ReturnHeader/FilingSecurityInformation/IPDt02020-10-30
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm008:06:19
ReturnHeader/ReturnTs02020-10-30T08:06:25-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.