Civic Intelligence

Insurance Premium Finance

EIN 13-6162452 • 501(c)6 • Kansas City, MO

Profile

To provide support services to its members who are in the business of providing financing solutions for customers of insurance agencies who elect to finance their premiums on insurance policies.

1055 Broadway 11th FLKansas City, MO 64105

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

35th percentile

-7.4%

Higher net margin than 35% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

49th percentile

-1.8%

Faster asset growth than 49% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

72nd percentile

15%

Faster revenue growth than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$77,378

Down $1,442 (-1.8%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$77,378

Down $1,442 (-1.8%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin35th percentile

Revenue

Up

$19,500

Up $2,500 (+15%) from 2023

Expenses

Up

$20,942

Up $1,626 (+8.4%) from 2023

Net Income

Up

-$1,442

Up $874 (+38%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth49th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $19,513Liabilities 2011: $0Net Assets 2011: $19,5132011Assets 2012: $26,995Liabilities 2012: $2,000Net Assets 2012: $24,9952012Assets 2013: $29,649Liabilities 2013: $0Net Assets 2013: $29,6492013Assets 2014: $31,908Liabilities 2014: $0Net Assets 2014: $31,9082014Assets 2015: $29,828Liabilities 2015: $0Net Assets 2015: $29,8282015Assets 2016: $33,278Liabilities 2016: $0Net Assets 2016: $33,2782016Assets 2017: $35,233Liabilities 2017: $0Net Assets 2017: $35,2332017Assets 2018: $38,211Liabilities 2018: $1,000Net Assets 2018: $37,2112018Assets 2019: $59,198Liabilities 2019: $0Net Assets 2019: $59,1982019Assets 2020: $63,635Liabilities 2020: $0Net Assets 2020: $63,6352020Assets 2021: $80,099Liabilities 2021: $0Net Assets 2021: $80,0992021Assets 2022: $81,136Liabilities 2022: $0Net Assets 2022: $81,1362022Assets 2023: $78,820Liabilities 2023: $0Net Assets 2023: $78,8202023Assets 2024: $77,378Liabilities 2024: $0Net Assets 2024: $77,3782024

Highlighted filing

2024

Assets$77,378
Liabilities$0
Net Assets$77,378
Open 2024 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0-$10KRevenue 2011: $24,547Expenses 2011: $25,794Net Income 2011: -$1,2472011Revenue 2012: $31,526Expenses 2012: $26,044Net Income 2012: $5,4822012Revenue 2013: $30,520Expenses 2013: $25,866Net Income 2013: $4,6542013Revenue 2014: $28,509Expenses 2014: $26,250Net Income 2014: $2,2592014Revenue 2015: $24,050Expenses 2015: $26,130Net Income 2015: -$2,0802015Revenue 2016: $29,100Expenses 2016: $25,650Net Income 2016: $3,4502016Revenue 2017: $28,000Expenses 2017: $26,045Net Income 2017: $1,9552017Revenue 2018: $28,000Expenses 2018: $26,022Net Income 2018: $1,9782018Revenue 2019: $29,000Expenses 2019: $7,013Net Income 2019: $21,9872019Revenue 2020: $16,500Expenses 2020: $12,063Net Income 2020: $4,4372020Revenue 2021: $20,000Expenses 2021: $3,536Net Income 2021: $16,4642021Revenue 2022: $18,500Expenses 2022: $17,463Net Income 2022: $1,0372022Revenue 2023: $17,000Expenses 2023: $19,316Net Income 2023: -$2,3162023Revenue 2024: $19,500Expenses 2024: $20,942Net Income 2024: -$1,4422024

Highlighted filing

2024

Revenue$19,500
Expenses$20,942
Net Income-$1,442
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$77,378
Liabilities
$0
Net assets
$77,378
Revenue
$19,500
Expenses
$20,942
Net income
-$1,442
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$77.4$0.00$77.4$19.5$20.9$1.44
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$78.8$0.00$78.8$17.0$19.3$2.32
2022Detailed filing. Detailed filing data is available for this year.$81.1$0.00$81.1$18.5$17.5$1.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$80.1$0.00$80.1$20.0$3.54$16.5
2020Detailed filing. Detailed filing data is available for this year.$63.6$0.00$63.6$16.5$12.1$4.44
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$59.2$0.00$59.2$29.0$7.01$22.0
2018Detailed filing. Detailed filing data is available for this year.$38.2$1.00$37.2$28.0$26.0$1.98
2017Detailed filing. Detailed filing data is available for this year.$35.2$0.00$35.2$28.0$26.0$1.96
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$0.00$33.3$29.1$25.7$3.45
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.8$0.00$29.8$24.1$26.1$2.08
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.9$0.00$31.9$28.5$26.3$2.26
2013Detailed filing. Detailed filing data is available for this year.$29.6$0.00$29.6$30.5$25.9$4.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.0$2.00$25.0$31.5$26.0$5.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.5$0.00$19.5$24.5$25.8$1.25
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 5, 2025
Return Version
2024v5.1
Gross Receipts
$19,500
Mission and Program Overview

Mission

To provide support services to its members who are in the business of providing financing solutions for customers of insurance agencies who elect to finance their premiums on insurance policies.

Program Services

DescriptionGrantsExpenses
MEMBERSHIP TRADE ORGANIZATION WHOSE MEMBERS WORK IN THE INSURANCE PREMIUM FINANCING PROFESSION.$0$20,942
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TED KOETHPresident-$0--
JEREMY BEMAKVice President-$0--
JOSH ELLWANGERTreasurer-$0--
DOMINIQUE SAWKOSecretary-$0--
Political and Lobbying Activity
In-house lobbying only
No
Filing and Contact Details

Filer

Filer Name
Insurance Premium Finance
EIN
13-6162452
Phone
8164104870
Address
1055 BROADWAY 11TH FL, KANSAS CITY, MO 64105

Signing Officer

Name
Ted Koeth
Title
President
Phone
8164104870
Signed
2025-05-05
Discuss with paid preparer
Yes

Preparer

Firm
Dopkins & Company Llp
Address
200 INTERNATIONAL DR, BUFFALO, NY 14221-5794
Preparer
Michael Orlowski
Phone
7166348800
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank charges. Amount: 360. Description: misc expenses. Amount: 1,082. Total to form 990-ez, line 16: 1,442.”

Raw XML Appendix112 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MR TED KOETH
IRS990EZ/BooksInCareOfDetail/PhoneNum08164104870
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01055 BROADWAY 11TH FL
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0KANSAS CITY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd064105
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt078820
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt077378
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-1442
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt019500
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt078820
IRS990EZ/Form990TotalAssetsGrp/EOYAmt077378
IRS990EZ/GrossReceiptsAmt019500
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt019500
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt078820
IRS990EZ/NetAssetsOrFundBalancesEOYAmt077378
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt078820
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt077378
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TED KOETH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JEREMY BEMAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JOSH ELLWANGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DOMINIQUE SAWKO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt01442
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE SUPPORT SERVICES TO ITS MEMBERS WHO ARE IN THE BUSINESS OF PROVIDING FINANCING SOLUTIONS FOR CUSTOMERS OF INSURANCE AGENCIES WHO ELECT TO FINANCE THEIR PREMIUMS ON INSURANCE POLICIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MEMBERSHIP TRADE ORGANIZATION WHOSE MEMBERS WORK IN THE INSURANCE PREMIUM FINANCING PROFESSION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020942
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd01
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt020942
IRS990EZ/TotalProgramServiceExpensesAmt020942
IRS990EZ/TotalRevenueAmt019500
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: BANK CHARGES. AMOUNT: 360. DESCRIPTION: MISC EXPENSES. AMOUNT: 1,082. TOTAL TO FORM 990-EZ, LINE 16: 1,442.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TED KOETH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08164104870
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0INSURANCE PREMIUM FINANCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0INSU
ReturnHeader/Filer/EIN0136162452
ReturnHeader/Filer/PhoneNum08164104870
ReturnHeader/Filer/USAddress/AddressLine1Txt01055 BROADWAY 11TH FL
ReturnHeader/Filer/USAddress/CityNm0KANSAS CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd064105
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0160929175
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DOPKINS & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0200 INTERNATIONAL DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BUFFALO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0142215794
ReturnHeader/PreparerPersonGrp/PhoneNum07166348800
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL ORLOWSKI
ReturnHeader/ReturnTs02025-05-06T07:31:38-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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