Liabilities / Assets
50th percentile
Higher debt load relative to assets than 50% of similar nonprofits.
EIN 13-4243257 • 501(c)3 • San Luis Obispo, CA
Profile
Increase the supply of affordable housing in san luis obispo county.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
50th percentile
Higher debt load relative to assets than 50% of similar nonprofits.
Liabilities / Revenue
70th percentile
Higher debt load relative to revenue than 70% of similar nonprofits.
Net Margin
97th percentile
Higher net margin than 97% of similar nonprofits.
Top Officer Pay
23rd percentile
Higher top officer pay than 23% of similar nonprofits.
Top officer pay equals 1.9% of source-year revenue.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
97th percentile
Faster revenue growth than 97% of similar nonprofits.
Assets
Up$25,690,313
Up $4,006,291 (+18%) from 2023
Liabilities
Down$5,419,877
Down $3,600,790 (-40%) from 2023
Net Assets
Up$20,270,436
Up $7,607,081 (+60%) from 2023
Revenue
Up$8,630,087
Up $6,265,978 (+265%) from 2023
Expenses
Up$1,023,006
Up $323,042 (+46%) from 2023
Net Income
Up$7,607,081
Up $5,942,936 (+357%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Increase the supply of affordable housing in san luis obispo county.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $19,817,436 | $19,104,134 | ▼ $713,302 |
| Savings and Temporary Cash Investments | $1,548,257 | $5,448,953 | ▲ $3,900,696 |
| Pledges and Grants Receivable | $38,555 | $515,000 | ▲ $476,445 |
| Cash and Non-Interest-Bearing Accounts | $159,843 | $474,158 | ▲ $314,315 |
| Prepaid Expenses and Deferred Charges | $4,495 | $24,280 | ▲ $19,785 |
| Accounts Receivable | $19,096 | $22,094 | ▲ $2,998 |
| Total Assets | $21,684,022 | $25,690,313 | ▲ $4,006,291 |
| Other Assets Total | $96,340 | $101,694 | ▲ $5,354 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $8,594,789 | $5,068,804 | ▼ $3,525,985 |
| Mortgage Notes Payable Secured by Investment Property | $288,870 | $252,113 | ▼ $36,757 |
| Other Liabilities | $130,741 | $81,837 | ▼ $48,904 |
| Accounts Payable and Accrued Expenses | $6,267 | $17,123 | ▲ $10,856 |
| Total Liabilities | $9,020,667 | $5,419,877 | ▼ $3,600,790 |
| Net Assets / Fund Balance | |||
| Net Assets With Donor Restrictions | $4,015,310 | $11,292,286 | ▲ $7,276,976 |
| Net Assets Without Donor Restrictions | $8,648,045 | $8,978,150 | ▲ $330,105 |
| Total Net Assets Fund Balance | $12,663,355 | $20,270,436 | ▲ $7,607,081 |
| Total Liabilities and Net Assets / Fund Balance | $21,684,022 | $25,690,313 | ▲ $4,006,291 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jefferson Eckles | CEO | FT | $144,568 | $19,410 | $163,978 |
| Kathy Mcclenathen | Deputy Director | FT | $103,830 | $20,491 | $124,321 |
| Name | Title |
|---|---|
| Joel Snyder | Chair Principal |
| Pat Arnold | Vice Chair |
| Jill Bolster-white | Member |
| Matthew Kennedy | Member |
| Russ Levanway | Member |
| Joe Hoeflich | Secretary |
| Neil Amarante | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $606,655 |
| Salaries, Compensation, and Employee Benefits | $416,351 |
| Total Fundraising Expense | $45,950 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $128,492 | $49,420 | $19,769 | $197,681 |
| Current Officers, Directors, Trustees, and Key Employees | $106,585 | $40,994 | $16,397 | $163,976 |
| Interest | $162,503 | - | - | $162,503 |
| Fees for Services Accounting | - | $70,508 | - | $70,508 |
| Other Employee Benefits | $18,990 | $7,304 | $2,921 | $29,215 |
| Payroll Taxes | $16,561 | $6,370 | $2,548 | $25,479 |
| Occupancy | $11,437 | $2,287 | $1,525 | $15,249 |
| Office Expenses | $6,613 | $1,323 | $882 | $8,818 |
| Insurance | $4,396 | $879 | $586 | $5,861 |
| Conferences and Meetings | $2,933 | $587 | $391 | $3,911 |
| Other Expenses | $2,233 | $447 | $298 | $2,978 |
| Total Functional Expenses | $795,988 | $181,068 | $45,950 | $1,023,006 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,027,506 |
| Expenses per Audited Statements | $1,023,006 |
| Total Expenses per Form 990 | $1,023,006 |
| Expenses Not Reported on Form 990 | $4,500 |
| Expenses Not Reported on Financial Statements | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Operating Lease Liability | $35,361 |
| Accrued Vacation Payable | $24,802 |
| Accrued Payroll Liabilities | $17,365 |
| Accrued Interest Payable | $4,309 |
“Organization's process to review form 990: organization's bookkeeper, ceo and board review tax return prior to filing.”
“All staff, directors and loan committee members sign an agreement to follow the code of ethics, which includes the conflict of interest policy.”
“The executive committee typically performs an annual performance review and annual salary review of the organization's ceo, including a review and approval by independent persons, using comparability data and contemporaneous substantiation of the deliberation and decision.”
“Public disclosure copies of the organization's governing documents, determination letters, policies, and audited financial statements are posted on the organization's website and are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 6267 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 17123 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 19096 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 22094 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | INCREASE THE SUPPLY OF AFFORDABLE HOUSING IN SAN LUIS OBISPO COUNTY. |
| IRS990/AllOtherContributionsAmt | 0 | 92985 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KASEM CORNELIUS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8055435970 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 71 ZACA LANE SUITE 130 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SAN LUIS OBISPO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 93401 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 159843 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 474158 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 16397 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 40994 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 106585 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 163976 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 391 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 587 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 2933 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3911 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 7674658 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 92497 |
| IRS990/CYOtherExpensesAmt | 0 | 606655 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 862932 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 7607081 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 416351 |
| IRS990/CYTotalExpensesAmt | 0 | 1023006 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 45950 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 8630087 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | PROVIDE FINANCING AND TECHNICAL ASSISTANCE TO CREATE AND PRESERVEAFFORDABLE HOUSING FOR LOWER AND MODERATE INCOME HOUSEHOLDS AND THOSEWITH SPECIAL NEEDS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 4015310 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 11292286 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 795988 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditPerformedInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 1 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 70508 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 70508 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 19410 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 20491 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOEL SNYDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | PAT ARNOLD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOE HOEFLICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | NEIL AMARANTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JILL BOLSTER-WHITE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MATTHEW KENNEDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RUSS LEVANWAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEFFERSON ECKLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KATHY MCCLENATHEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 144568 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 103830 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR PRINCIPAL |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DEPUTY DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 2003 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GovernmentGrantsAmt | 0 | 7581673 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 8630087 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 586 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 879 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 4396 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 5861 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 162503 |
| IRS990/InterestGrp/TotalAmt | 0 | 162503 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 92497 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 92497 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | INCREASE THE SUPPLY OF AFFORDABLE HOUSING IN SAN LUIS OBISPO COUNTY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 288870 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 252113 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12663355 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 20270436 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 8648045 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 8978150 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 1525 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 2287 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 11437 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 15249 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 882 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 1323 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 6613 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 8818 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 96340 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 101694 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 2921 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 7304 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 18990 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 29215 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR CREDIT LO |
| IRS990/OtherExpensesGrp/Desc | 1 | DUES AND SUBSCRIPTIONS |
| IRS990/OtherExpensesGrp/Desc | 2 | TELEPHONE |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 633 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 298 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 949 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 447 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 330500 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 4745 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 2233 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 330500 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6327 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2978 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 130741 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 81837 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 19769 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 49420 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 128492 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 197681 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 19817436 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19104134 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 2548 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6370 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 16561 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 25479 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 38555 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 515000 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 4495 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 24280 |
| IRS990/PrincipalOfficerNm | 0 | JEFF ECKLES |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522292 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522292 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | LOAN FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 769164 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 93768 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 769164 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 93768 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 1480203 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 23799 |
| IRS990/PYOtherExpensesAmt | 0 | 377604 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 860107 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1664145 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 322360 |
| IRS990/PYTotalExpensesAmt | 0 | 699964 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2364109 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 7607081 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 862932 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1548257 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5448953 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 7674658 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 1480203 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 118331 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2074611 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1609397 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 12957200 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 92497 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 23799 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 12309 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 11728 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 11831 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 152164 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.98840 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.98870 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 12957200 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 7674658 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 1480203 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 118331 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 2074611 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1609397 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 12957200 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 13109364 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 4500 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 4500 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 4500 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1023006 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 17365 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4309 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 24802 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 35361 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ACCRUED PAYROLL LIABILITIES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ACCRUED INTEREST PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ACCRUED VACATION PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | OPERATING LEASE LIABILITY |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 4500 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 8630087 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1023006 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 81837 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 8630087 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 8634587 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1027506 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | 0 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | 0 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 144568 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 19410 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JEFFERSON ECKLES |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 163978 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | 1 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ORGANIZATION'S PROCESS TO REVIEW FORM 990: ORGANIZATION'S BOOKKEEPER, CEO AND BOARD REVIEW TAX RETURN PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL STAFF, DIRECTORS AND LOAN COMMITTEE MEMBERS SIGN AN AGREEMENT TO FOLLOW THE CODE OF ETHICS, WHICH INCLUDES THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE EXECUTIVE COMMITTEE TYPICALLY PERFORMS AN ANNUAL PERFORMANCE REVIEW AND ANNUAL SALARY REVIEW OF THE ORGANIZATION'S CEO, INCLUDING A REVIEW AND APPROVAL BY INDEPENDENT PERSONS, USING COMPARABILITY DATA AND CONTEMPORANEOUS SUBSTANTIATION OF THE DELIBERATION AND DECISION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PUBLIC DISCLOSURE COPIES OF THE ORGANIZATION'S GOVERNING DOCUMENTS, DETERMINATION LETTERS, POLICIES, AND AUDITED FINANCIAL STATEMENTS ARE POSTED ON THE ORGANIZATION'S WEBSITE AND ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | CA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 21684022 |
| IRS990/TotalAssetsEOYAmt | 0 | 25690313 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 21684022 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 25690313 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalContributionsAmt | 0 | 7674658 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 45950 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 181068 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 795988 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1023006 |
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