Civic Intelligence

Working in Support of Education Inc

EIN 13-4024627 • 501(c)3 • New York, NY

View Organization Page

Profile

The mission of w!se is to improve economic mobility through programs that develop financial literacy and readiness for college and careers. Our success is built on five pillars relevancy, digital leadership, real-world experiences, volunteerism, and evaluation to improve economic mobility through programs that develop financial literacy and readiness for college and careers. Our success is built on five pillars relevancy, digital leadership, real-world experiences, volunteerism, and evaluation.

227 East 56th Street 201New York, NY 10022

www.wise-ny.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.28x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

75th percentile

0.33x

Higher debt load relative to revenue than 75% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

49th percentile

4.1%

Higher net margin than 49% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

61st percentile

7.9%

Faster asset growth than 61% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2025

Revenue Growth

44th percentile

4.0%

Faster revenue growth than 44% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$3,606,413

Up $782,115 (+28%) from 2024

Liabilities

Up

$1,002,873

Up $608,912 (+155%) from 2024

Net Assets

Up

$2,603,540

Up $173,203 (+7.1%) from 2024

Operations
Liabilities / Revenue75th percentileNet Margin49th percentile

Revenue

Up

$3,001,119

Up $218,533 (+7.9%) from 2024

Expenses

Up

$2,877,142

Up $293,438 (+11%) from 2024

Net Income

Down

$123,977

Down $74,905 (-38%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $1,084,589Liabilities 2011: $438,129Net Assets 2011: $646,4602011Assets 2012: $1,103,452Liabilities 2012: $451,498Net Assets 2012: $651,9542012Assets 2013: $1,150,006Liabilities 2013: $496,796Net Assets 2013: $653,2102013Assets 2014: $1,084,395Liabilities 2014: $372,208Net Assets 2014: $712,1872014Assets 2015: $1,449,322Liabilities 2015: $550,394Net Assets 2015: $898,9282015Assets 2016: $1,301,696Liabilities 2016: $432,909Net Assets 2016: $868,7872016Assets 2017: $1,483,580Liabilities 2017: $499,744Net Assets 2017: $983,8362017Assets 2018: $1,774,248Liabilities 2018: $731,006Net Assets 2018: $1,043,2422018Assets 2019: $1,957,132Liabilities 2019: $816,231Net Assets 2019: $1,140,9012019Assets 2020: $2,071,262Liabilities 2020: $1,119,269Net Assets 2020: $951,9932020Assets 2021: $3,131,982Liabilities 2021: $605,271Net Assets 2021: $2,526,7112021Assets 2022: $2,619,454Liabilities 2022: $531,188Net Assets 2022: $2,088,2662022Assets 2023: $3,095,165Liabilities 2023: $860,394Net Assets 2023: $2,234,7712023Assets 2024: $2,824,298Liabilities 2024: $393,961Net Assets 2024: $2,430,3372024Assets 2025: $3,606,413Liabilities 2025: $1,002,873Net Assets 2025: $2,603,5402025

Highlighted filing

2025

Assets$3,606,413
Liabilities$1,002,873
Net Assets$2,603,540
Open 2025 Filing

Operations Trend

Revenue Growth44th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $2,180,572Expenses 2011: $2,173,170Net Income 2011: $7,4022011Expenses 2012: $1,983,5842012Expenses 2013: $1,945,5902013Revenue 2014: $2,208,439Expenses 2014: $2,151,546Net Income 2014: $56,8932014Revenue 2015: $2,553,947Expenses 2015: $2,367,206Net Income 2015: $186,7412015Revenue 2016: $2,354,936Expenses 2016: $2,385,077Net Income 2016: -$30,1412016Revenue 2017: $2,307,996Expenses 2017: $2,196,077Net Income 2017: $111,9192017Revenue 2018: $2,444,233Expenses 2018: $2,384,827Net Income 2018: $59,4062018Revenue 2019: $2,630,699Expenses 2019: $2,533,040Net Income 2019: $97,6592019Revenue 2020: $1,869,742Expenses 2020: $2,100,542Net Income 2020: -$230,8002020Revenue 2021: $2,007,911Expenses 2021: $2,103,926Net Income 2021: -$96,0152021Revenue 2022: $2,434,512Expenses 2022: $2,361,627Net Income 2022: $72,8852022Revenue 2023: $2,775,292Expenses 2023: $2,601,423Net Income 2023: $173,8692023Revenue 2024: $2,782,586Expenses 2024: $2,583,704Net Income 2024: $198,8822024Revenue 2025: $3,001,119Expenses 2025: $2,877,142Net Income 2025: $123,9772025

Highlighted filing

2025

Revenue$3,001,119
Expenses$2,877,142
Net Income$123,977
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,606,413
Liabilities
$1,002,873
Net assets
$2,603,540
Revenue
$3,001,119
Expenses
$2,877,142
Net income
$123,977
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.61$1.00$2.60$3.00$2.88$0.12
2024Detailed filing. Detailed filing data is available for this year.$2.82$0.39$2.43$2.78$2.58$0.20
2023Detailed filing. Detailed filing data is available for this year.$3.10$0.86$2.23$2.78$2.60$0.17
2022Detailed filing. Detailed filing data is available for this year.$2.62$0.53$2.09$2.43$2.36$0.07
2021Detailed filing. Detailed filing data is available for this year.$3.13$0.61$2.53$2.01$2.10$0.10
2020Detailed filing. Detailed filing data is available for this year.$2.07$1.12$0.95$1.87$2.10$0.23
2019Detailed filing. Detailed filing data is available for this year.$1.96$0.82$1.14$2.63$2.53$0.10
2018Detailed filing. Detailed filing data is available for this year.$1.77$0.73$1.04$2.44$2.38$0.06
2017Detailed filing. Detailed filing data is available for this year.$1.48$0.50$0.98$2.31$2.20$0.11
2016Detailed filing. Detailed filing data is available for this year.$1.30$0.43$0.87$2.35$2.39$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.45$0.55$0.90$2.55$2.37$0.19
2014Detailed filing. Detailed filing data is available for this year.$1.08$0.37$0.71$2.21$2.15$0.06
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.15$0.50$0.65$1.95
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.10$0.45$0.65$1.98
2011Summary only. Only limited summary data is available for this year.$1.08$0.44$0.65$2.18$2.17$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2024 to Jul 31, 2025
Signed
Dec 23, 2025
Return Version
2024v5.2
Gross Receipts
$3,366,374
Mission and Program Overview

Mission

Through the use of grants solicited from a wide variety of sources-(government agencies, private foundations, businesses, etc.)the organization will enchance the educational experience of students by initiating and executing special educational projects and activities.

To improve economic mobility through programs that develop financial literacy and readiness for college and careers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,257,941$1,652,770▲ $394,829
Investments in Publicly Traded Securities$656,589$677,064▲ $20,475
Pledges and Grants Receivable$0$527,367▲ $527,367
Cash and Non-Interest-Bearing Accounts$626,394$335,687▼ $290,707
Accounts Receivable$169,813$218,303▲ $48,490
Land, Buildings, and Equipment, Net$24,778$32,434▲ $7,656
Prepaid Expenses and Deferred Charges$21,245$12,832▼ $8,413
Intangible Assets$8,938$0▼ $8,938
Total Assets$2,824,298$3,606,413▲ $782,115
Other Assets Total$58,600$149,956▲ $91,356
Liabilities
Other Liabilities$57,557$608,921▲ $551,364
Deferred Revenue$114,000$184,665▲ $70,665
Accounts Payable and Accrued Expenses$134,192$128,927▼ $5,265
Grants Payable$88,212$80,360▼ $7,852
Total Liabilities$393,961$1,002,873▲ $608,912
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,983,798$2,138,751▲ $154,953
Net Assets With Donor Restrictions$446,539$464,789▲ $18,250
Total Net Assets Fund Balance$2,430,337$2,603,540▲ $173,203
Total Liabilities and Net Assets / Fund Balance$2,824,298$3,606,413▲ $782,115

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$32,434$115,478$147,912
Leasehold Improvements$0$82,447$82,447
Other Land Buildings$0$11,112$11,112
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
David AndersonPresident/CEOFT$239,761$23,622$263,383
Kristy NguyenSenior Vice PresidentFT$144,915$26,949$171,864
Dario StipisicSenior Director, FinancialFT$133,018$36,092$169,110
Lilai TeckieAssistant Director of DevelopmentFT$105,842$24,502$130,344

Board Members and Trustees

NameTitle
Kresimir MarusicChair
Kamala AnantharamVice Chair
Anneicia RichardsDirector
Bruce KasmanDirector
Hady FaragDirector
Jacques FriedmanDirector
Jasmine GolubicDirector
John StanzialeDirector
Kate FaradayDirector
Martin SmitDirector
Mike WarszawskiDirector
Phyllis Frankfort PerilloDirector
Tatyana KibrikDirector
Victor MitchellDirector
James AbrySecretary/director

Highest Paid Contractors

ContractorServicesLocationCompensation
Internet Testing SystemsStudent Testing3000 CHESTNUT AVENUE SUITE 401, Baltimore, MD 21211$350,728
Revenue and Support

Revenue Composition

Contributions and Grants
$1,456,400
Program Service Revenue
$1,417,726
Investment Income
$61,661
Other Revenue
$65,332
All Other Contributions
$1,268,758
Change in Net Assets
$123,977

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,995,590
Revenue Not Reported on Financial Statements
$5,529
Revenue Not Reported on Form 990
$559,379
Total Revenue per Audited Statements
$3,554,969
Total Revenue per Form 990
$3,001,119
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,800,209
Other Expenses$1,066,558
Total Fundraising Expense$527,014
Grants and Similar Amounts Paid$10,375
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$842,874$38,803$343,912$1,225,589
Information Technology$400,711$19,699-$420,410
Current Officers, Directors, Trustees, and Key Employees$117,120$73,200$102,480$292,800
Fees for Services Accounting$32,058$110,014-$142,072
Payroll Taxes$78,654$7,392$35,333$121,379
Conferences and Meetings$108,843$11,738-$120,581
Travel$102,090$4,620-$106,710
Occupancy$83,094$18,570-$101,664
Pension Plan Contributions$57,104$2,777$23,575$83,456
Other Employee Benefits$52,815$2,456$21,714$76,985
Fees for Services Other$62,698$13,555-$76,253
Office Expenses$15,805$25,514-$41,319
Depreciation Depletion$8,938$14,864-$23,802
Insurance-$9,121-$9,121
Fees for Service Investment Mgmnt Fees-$5,529-$5,529
Grants to Domestic Individuals$5,500--$5,500
Grants to Domestic Orgs$4,875--$4,875
Other Expenses$2,019$940-$2,959
Advertising$162$1,116-$1,278
Total Functional Expenses$1,990,220$359,908$527,014$2,877,142

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,381,766
Total Expenses per Form 990$2,877,142
Expenses per Audited Statements$2,871,613
Expenses Not Reported on Form 990$510,153
Expenses Not Reported on Financial Statements$5,529
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$172,960
Fundraising Direct Expenses$111,511
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Gala$292,762$165,430$27,059$138,371
5k Fun Run$43,215$7,530$9,652$-2,122
Total Events$347,602$172,960$111,511$61,449
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Contract Liabilities$461,424
Lease Liability$147,497
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 is prepared by an outside accounting firm. It is reviewed by the president & ceo and the finance, audit, & investment committee. A complete copy of the form 990 is provided to all members of the organization's governing body prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization has a conflict of interest policy which it consistently monitors and enforces. All directors, officers, and employees of the organization annually sign a copy of the organization's conflict of interest policy, disclosing any potential conflicts that may exist. The documents are submitted to the president & ceo who reviews the signed attestations. The board of directors determines whether a conflict of interest exists and decides whether the organization may enter into the proposed transaction or arrangement. The person with the actual conflict of interest is prohibited from voting on the matter giving rise to the conflict.”

Form 990, Part VI, Section B, Line 15A

“The compensation of the president and ceo is annually reviewed and approved by the executive committee of the board of directors. The committee uses form 990s of other organizations with a comparable mission and in a comparable market. The decision is contemporaneously documented in the minutes of the meeting. The process last occurred in january 2025.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Working in Support of Education Inc
EIN
13-4024627
Phone
2124212700
Address
227 EAST 56TH STREET 201, NEW YORK, NY 10022

Signing Officer

Name
David Anderson
Title
President & CEO
Phone
2124212700
Signed
2025-12-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Anderson
Formed
1998
Legal Domicile
Ny
Voting Board Members
16
Independent Board Members
15
Employees
21
Volunteers
434

Preparer

Firm
PKF O'CONNOR DAVIES ADVISORY LLC
Address
245 PARK AVENUE 12TH FLOOR, NEW YORK, NY 10167
Preparer
Eva Mruk
Phone
2122862600
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has a committee which assumes responsibility for the oversight of the audit of its financial statements and the selection of an independent accountant. The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“Wise recognizes the effect of income tax positions only if those positions are more likely than not to be sustained. Management is not aware of any violations of its tax status as organizations exempt from income tax, nor of any exposure to unrelated business income tax that would require financial statement recognition or disclosure. Wise is no longer subject to examinations by the applicable taxing jurisdictions for periods prior to 2022.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising event expenses reported in part viii 30,656.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising event expenses reported in part viii 30,656.”

Raw XML AppendixShowing 400 of 691 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO IMPROVE ECONOMIC MOBILITY THROUGH PROGRAMS THAT DEVELOP FINANCIAL LITERACY AND READINESS FOR COLLEGE AND CAREERS.
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IRS990/Desc0FINANCIAL LITERACY PROGRAMTHE FINANCIAL LITERACY CERTIFICATION PROGRAM PREPARES HIGH SCHOOL STUDENTS TO GRADUATE AS FINANCIALLY CAPABLE YOUNG ADULTS. SCHOOLS TEACH PERSONAL FINANCE AND ADMINISTER OUR NATIONAL, STANDARDIZED CERTIFICATION TEST, SUPPORTED BY W!SE'S PROFESSIONAL DEVELOPMENT, STANDARDS-ALIGNED RESOURCES, ONLINE PRACTICE QUIZZES, AND OPTIONAL PRETESTING. STUDENTS WHO PASS EARN THE W!SE CERTIFIED FINANCIALLY LITERATE (CFL) CREDENTIAL, RECOGNIZED BY COLLEGES AND EMPLOYERS. SCHOOLS AND TEACHERS ARE ALSO ACKNOWLEDGED FOR STUDENT ACHIEVEMENT, INCLUDING THROUGH THE ANNUAL "W!SE 100 BEST HIGH SCHOOLS TEACHING PERSONAL FINANCE" RANKING.
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CEO
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IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY/DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16SENIOR DIRECTOR, FINANCIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt17SENIOR VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt18ASSISTANT DIRECTOR OF DEVELOPMENT
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IRS990/MissionDesc0THE MISSION OF W!SE IS TO IMPROVE ECONOMIC MOBILITY THROUGH PROGRAMS THAT DEVELOP FINANCIAL LITERACY AND READINESS FOR COLLEGE AND CAREERS. OUR SUCCESS IS BUILT ON FIVE PILLARS RELEVANCY, DIGITAL LEADERSHIP, REAL-WORLD EXPERIENCES, VOLUNTEERISM, AND EVALUATION.
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IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM AND SERVICE FE
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IRS990/ProgSrvcAccomActy2Grp/Desc0EURO CHALLENGE PROGRAMTHE EURO CHALLENGE IS A NATIONAL COMPETITION THAT INVITES HIGH SCHOOL STUDENTS TO LEARN ABOUT THE EURO AREA ECONOMY AND APPLY THEIR KNOWLEDGE TO REAL-WORLD ISSUES. STUDENTS WORK IN TEAMS TO RESEARCH A EURO-AREA COUNTRY, ANALYZE AN ECONOMIC CHALLENGE IT FACES, AND PRESENT POLICY RECOMMENDATIONS TO A PANEL OF JUDGES. THE PROGRAM BUILDS ECONOMIC LITERACY, PUBLIC SPEAKING SKILLS, TEAMWORK, AND GLOBAL AWARENESS WHILE GIVING STUDENTS A HANDS-ON OPPORTUNITY TO THINK LIKE POLICYMAKERS.
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IRS990/ProgSrvcAccomActy3Grp/Desc0W!SE INSTITUTETHE W!SE INSTITUTE IS A COLLEGE AND CAREER READINESS PROGRAM EMBEDDED INTO THE REGULAR SCHOOL DAY AT NYC SCHOOLS. THROUGHOUT THE SCHOOL YEAR, STUDENTS PARTICIPATE IN A SERIES OF SEMINARS AND INTERNSHIP OPPORTUNITIES LED BY VOLUNTEERS FROM INDUSTRY AND EDUCATIONAL ORGANIZATIONS. THESE VOLUNTEERS BRING PROFESSIONAL EXPERTISE AND REAL-WORLD EXPERIENCE DIRECTLY INTO THE CLASSROOM.THE PROGRAM SERVES STUDENTS IN GRADES 8-12, OFFERING SEMINARS ACROSS A WIDE RANGE OF SUBJECTS, INCLUDING SUSTAINABILITY AND STEM, ECONOMICS AND FINANCE, BUSINESS, COMMUNICATION AND LAW, CAREER AND ACADEMIC SKILLS, AND ESSENTIAL LIFE SKILLS. THROUGH THESE ENGAGING, PRACTICAL SESSIONS, STUDENTS GAIN CURRENT, RELEVANT KNOWLEDGE THAT SUPPORTS THEIR ACADEMIC SUCCESS AND PREPARES THEM FOR FUTURE COLLEGE AND CAREER PATHWAYS.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0DOMESTIC VIOLENCE PROGRAM - MONEYW!SECREATED IN 2009 AND CURRENTLY OFFERED IN 22 U.S. CITIES WITH 30 PARTNER SITES, MONEYW!SE IS A 10-12 SESSION COMPREHENSIVE PERSONAL FINANCE COURSE FOR DOMESTIC VIOLENCE SURVIVORS AND OTHER UNDERSERVED WOMEN'S GROUPS. MONEYW!SE HELPS ITS PARTICIPANTS DEVELOP THE FINANCIAL KNOWLEDGE, SKILLS AND CONFIDENCE TO BREAK FREE OF ABUSIVE RELATIONSHIPS AND FIND A PATHWAY TO FINANCIAL INDEPENDENCE. PARTICIPANTS TAKE A PRE-TEST TO BENCHMARK KNOWLEDGE PRIOR TO INSTRUCTION. ON THE LAST DAY, THEY TAKE W!SE'S FINANCIAL LITERACY CERTIFICATION TEST; THOSE PASSING BECOME "CERTIFIED FINANCIALLY LITERATE", A CREDENTIAL THAT CAN HELP THEM IN THEIR SEARCH FOR WORK. MONEYW!SE IS PROVIDED FREE OF CHARGE TO PARTNER CENTERS (E.G., YWCAS, FAMILY JUSTICE CENTERS, AND NON-PROFITS) AND THEIR CLIENTS. MONEYW!SE INSTRUCTORS OFFER THEIR SERVICES ON A VOLUNTEER BASIS. THEY COMPRISE SENIOR FINANCE EXPERTS FROM LEADING FINANCIAL INSTITUTIONS IN NYC AND ACROSS THE COUNTRY; MANY ARE CERTIFIED FINANCIAL PLANNERS (CFPS) RECRUITED BY FINANCIAL PLANNING ASSOCIATIONS IN CITIES WHERE MONEYW!SE IS OFFERED. EACH SESSION IS 90 MINUTES WITH THE INSTRUCTOR DEDICATING AT LEAST 3 HOURS/CLASS TO PREPARE FOR AND DELIVER THE SESSION. TO ENCOURAGE ATTENDANCE, A LIGHT MEAL, PUBLIC TRANSPORTATION CARDS/OTHER TRANSPORTATION COST SUPPORT, CHILDCARE, AND PARTICIPATION INCENTIVES (TYPICALLY GIFT CARDS) CAN BE OFFERED, THANKS TO EXTERNAL GRANT FINANCING. 90% OF PARTICIPANTS ARE LOWER, MIDDLE INCOME (LMI). AN AVERAGE OF 83% OF PARTICIPANTS EARN THE FINANCIAL LITERACY CERTIFICATION. QUALITY OF LIFETHE QUALITY OF LIFE INNOVATIONS (QLI) PROGRAM IS A PROJECT-BASED LEARNING EXPERIENCE THAT EMPOWERS STUDENTS TO RESEARCH A COMMUNITY ISSUE, DEVELOP AN EVIDENCE-BASED RECOMMENDATION, AND IMPLEMENT A REAL SOLUTION. THE PROGRAM BUILDS CIVIC READINESS, PROFESSIONAL SKILLS, AND ACADEMIC CONFIDENCE WHILE CONNECTING STUDENTS WITH MENTORS WHO SUPPORT THEIR GROWTH. IN APRIL, STUDENTS WILL SUBMIT THEIR WORK (A 10 TO 17-PAGE RESEARCH PROPOSAL) TO THE QLI COMPETITION WHERE THE WINNERS EARN COLLEGE SCHOLARSHIPS.
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