Civic Intelligence

Catholic Engaged Encounter of the Lower

EIN 13-3964508 • 501(c)3 • White Plains, NY

Profile

Training engaged couples for marriage

9 Granada Crescent Unit 3White Plains, NY 10603

www.engagedencounterny.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.07x

Higher debt load relative to assets than 76% of similar nonprofits.

NTEE P • <$500k nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

0.09x

Higher debt load relative to revenue than 83% of similar nonprofits.

NTEE P • <$500k nonprofits • Source year 2024

Net Margin

64th percentile

18%

Higher net margin than 64% of similar nonprofits.

NTEE P • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$0

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE P • <$500k nonprofits • Source year 2024

Asset Growth

67th percentile

18%

Faster asset growth than 67% of similar nonprofits.

NTEE P • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

79th percentile

52%

Faster revenue growth than 79% of similar nonprofits.

NTEE P • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$27,403

Up $4,254 (+18%) from 2023

Liabilities

Up

$1,840

Up $460 (+33%) from 2023

Net Assets

Up

$25,563

Up $3,794 (+17%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin64th percentile

Revenue

Up

$20,673

Up $7,102 (+52%) from 2023

Expenses

Up

$16,879

Up $3,060 (+22%) from 2023

Net Income

Up

$3,794

Up $4,042 (+1630%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2010: $37,227Liabilities 2010: $10,325Net Assets 2010: $26,9022010Assets 2011: $34,429Liabilities 2011: $9,645Net Assets 2011: $24,7842011Assets 2012: $43,596Liabilities 2012: $13,840Net Assets 2012: $29,7562012Assets 2013: $44,874Liabilities 2013: $12,615Net Assets 2013: $32,2592013Assets 2014: $48,188Liabilities 2014: $13,685Net Assets 2014: $34,5032014Assets 2015: $41,648Liabilities 2015: $6,090Net Assets 2015: $35,5582015Assets 2016: $52,711Liabilities 2016: $10,975Net Assets 2016: $41,7362016Assets 2017: $50,776Liabilities 2017: $9,135Net Assets 2017: $41,6412017Assets 2018: $40,537Liabilities 2018: $4,350Net Assets 2018: $36,1872018Assets 2019: $28,095Liabilities 2019: $1,170Net Assets 2019: $26,9252019Assets 2020: $24,001Net Assets 2020: $24,0012020Assets 2021: $24,224Net Assets 2021: $24,2242021Assets 2022: $22,467Liabilities 2022: $450Net Assets 2022: $22,0172022Assets 2023: $23,149Liabilities 2023: $1,380Net Assets 2023: $21,7692023Assets 2024: $27,403Liabilities 2024: $1,840Net Assets 2024: $25,5632024

Highlighted filing

2024

Assets$27,403
Liabilities$1,840
Net Assets$25,563
Open 2024 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $74,693Expenses 2010: $78,778Net Income 2010: -$4,0852010Revenue 2011: $81,717Expenses 2011: $83,834Net Income 2011: -$2,1172011Revenue 2012: $56,569Expenses 2012: $51,597Net Income 2012: $4,9722012Revenue 2013: $73,395Expenses 2013: $70,892Net Income 2013: $2,5032013Revenue 2014: $67,070Expenses 2014: $64,826Net Income 2014: $2,2442014Revenue 2015: $57,104Expenses 2015: $56,049Net Income 2015: $1,0552015Revenue 2016: $47,854Expenses 2016: $41,676Net Income 2016: $6,1782016Revenue 2017: $44,222Expenses 2017: $44,317Net Income 2017: -$952017Revenue 2018: $27,666Expenses 2018: $33,120Net Income 2018: -$5,4542018Revenue 2019: $11,124Expenses 2019: $20,386Net Income 2019: -$9,2622019Revenue 2020: $2,374Expenses 2020: $5,298Net Income 2020: -$2,9242020Revenue 2021: $7,417Expenses 2021: $7,194Net Income 2021: $2232021Revenue 2022: $3,453Expenses 2022: $5,660Net Income 2022: -$2,2072022Revenue 2023: $13,571Expenses 2023: $13,819Net Income 2023: -$2482023Revenue 2024: $20,673Expenses 2024: $16,879Net Income 2024: $3,7942024

Highlighted filing

2024

Revenue$20,673
Expenses$16,879
Net Income$3,794
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$27,403
Liabilities
$1,840
Net assets
$25,563
Revenue
$20,673
Expenses
$16,879
Net income
$3,794
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$27.4$1.84$25.6$20.7$16.9$3.79
2023Detailed filing. Detailed filing data is available for this year.$23.1$1.38$21.8$13.6$13.8$0.25
2022Detailed filing. Detailed filing data is available for this year.$22.5$0.45$22.0$3.45$5.66$2.21
2021Detailed filing. Detailed filing data is available for this year.$24.2$24.2$7.42$7.19$0.22
2020Detailed filing. Detailed filing data is available for this year.$24.0$24.0$2.37$5.30$2.92
2019Detailed filing. Detailed filing data is available for this year.$28.1$1.17$26.9$11.1$20.4$9.26
2018Detailed filing. Detailed filing data is available for this year.$40.5$4.35$36.2$27.7$33.1$5.45
2017Detailed filing. Detailed filing data is available for this year.$50.8$9.14$41.6$44.2$44.3$0.10
2016Detailed filing. Detailed filing data is available for this year.$52.7$11.0$41.7$47.9$41.7$6.18
2015Detailed filing. Detailed filing data is available for this year.$41.6$6.09$35.6$57.1$56.0$1.06
2014Detailed filing. Detailed filing data is available for this year.$48.2$13.7$34.5$67.1$64.8$2.24
2013Detailed filing. Detailed filing data is available for this year.$44.9$12.6$32.3$73.4$70.9$2.50
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.6$13.8$29.8$56.6$51.6$4.97
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.4$9.65$24.8$81.7$83.8$2.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.2$10.3$26.9$74.7$78.8$4.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 31, 2025
Return Version
2024v5.2
Gross Receipts
$20,673
Mission and Program Overview

Mission

Training engaged couples for marriage

Program Services

DescriptionGrantsExpenses
TRAINING ENGAGED COUPLES FOR MARRIAGE THROUGH WEEKEND RELIGOUS RETREATS-$14,765
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOSEPH STANKAVAGELeadership-$0--
VALERIE STANKAVAGELeadership-$0--
DONALD GAMMONCo-Treasurer-$0--
ELSA GAMMONCo-TreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
Catholic Engaged Encounter of the Lower
EIN
13-3964508
Address
9 GRANADA CRESCENT UNIT 3, WHITE PLAINS, NY 10603

Signing Officer

Name
Elsa Gammon
Title
Co-Treasurer
Signed
2025-07-31
Discuss with paid preparer
Yes

Preparer

Firm
Jd CPA Pc
Address
3 NANCY CT STE 5, WAPPINGERS FALLS, NY 12590
Preparer
Penny B Ormiston
Phone
8452268112
Supplemental Narrative

Additional Explanations

Other Expenses.1

“HOUSING $12865”

Other Expenses.2

“Organization expenses $1740”

Other Expenses.3

“TELEPHONE $815”

Other Expenses.4

“GOOD & WELFARE $437”

Other Expenses.5

“Credit card fees/charges $411”

Other Expenses.6

“CEE ASSESSMENTS $264”

Other Expenses.7

“Website hosting/setup $110”

Other Expenses.8

“WEEKEND SUPPLIES $108”

Other Assets.1011

“Prepaid Expenses and Deferred Charges - Beginning $129 Prepaid Expenses and Deferred Charges - Ending $139”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $1380 Accounts Payable and Accrued Expenses - Ending $1840”

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0ELSA GAMMON
IRS990EZ/BooksInCareOfDetail/PhoneNum09149616144
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt09 GRANADA CRES 3
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WHITE PLAINS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd010603
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt023020
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt027264
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt02491
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt03794
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt023149
IRS990EZ/Form990TotalAssetsGrp/EOYAmt027403
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt020673
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt021769
IRS990EZ/NetAssetsOrFundBalancesEOYAmt025563
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt021769
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt025563
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt23.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOSEPH STANKAVAGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1VALERIE STANKAVAGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DONALD GAMMON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ELSA GAMMON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0LEADERSHIP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1LEADERSHIP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Co-TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Co-TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0129
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0139
IRS990EZ/OtherExpensesTotalAmt016750
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TRAINING ENGAGED COUPLES FOR MARRIAGE
IRS990EZ/PrintingPublicationsPostageAmt0129
IRS990EZ/ProgramServiceRevenueAmt018180
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TRAINING ENGAGED COUPLES FOR MARRIAGE THROUGH WEEKEND RELIGOUS RETREATS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt014765
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01380
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01840
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt016879
IRS990EZ/TotalProgramServiceExpensesAmt014765
IRS990EZ/TotalRevenueAmt020673
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990EZ/WebsiteAddressTxt0WWW.ENGAGEDENCOUNTERNY.ORG
IRS990ScheduleA/ChurchInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOUSING $12865
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ORGANIZATION EXPENSES $1740
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TELEPHONE $815
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOOD & WELFARE $437
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT CARD FEES/CHARGES $411
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CEE ASSESSMENTS $264
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WEBSITE HOSTING/SETUP $110
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7WEEKEND SUPPLIES $108
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Prepaid Expenses and Deferred Charges - Beginning $129 Prepaid Expenses and Deferred Charges - Ending $139
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Accounts Payable and Accrued Expenses - Beginning $1380 Accounts Payable and Accrued Expenses - Ending $1840
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Assets.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Total Liabilities.1001
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ELSA GAMMON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Co-Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CATHOLIC ENGAGED ENCOUNTER OF THE LOWER
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0HUDSON VALLEY
ReturnHeader/Filer/BusinessNameControlTxt0CATH
ReturnHeader/Filer/EIN0133964508
ReturnHeader/Filer/USAddress/AddressLine1Txt09 GRANADA CRESCENT UNIT 3
ReturnHeader/Filer/USAddress/CityNm0WHITE PLAINS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd010603
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0815130099
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JD CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03 NANCY CT STE 5
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WAPPINGERS FALLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd012590
ReturnHeader/PreparerPersonGrp/PhoneNum08452268112
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Penny B Ormiston
ReturnHeader/ReturnTs02025-07-31T06:41:46-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. NTEE P46 • <$500k nonprofits