Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
EIN 13-3407599 • 501(c)3 • New York, NY
Profile
The business consortium fund (bcf) provides access to capital to national minority supplier development council (nmsdc) certified minority business entrepreneurs (mbe) unable to secure financing on reasonable terms through traditional lending channels. A number of financing programs are avilable through the bcf, including: contracts, accounts receivable and equipment financing, working capital loans, term loand and equity based funding.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
31st percentile
Higher net margin than 31% of similar nonprofits.
Top Officer Pay
91st percentile
Higher top officer pay than 91% of similar nonprofits.
Top officer pay equals 14.4% of source-year revenue.
Asset Growth
80th percentile
Faster asset growth than 80% of similar nonprofits.
Revenue Growth
71st percentile
Faster revenue growth than 71% of similar nonprofits.
Assets
Up$9,647,306
Up $1,581,230 (+20%) from 2023
Liabilities
Up$5,955,034
Up $2,133,099 (+56%) from 2023
Net Assets
Down$3,692,272
Down $551,869 (-13%) from 2023
Revenue
Up$2,482,518
Up $459,730 (+23%) from 2023
Expenses
Up$2,537,875
Up $876,895 (+53%) from 2023
Net Income
Down-$55,357
Down $417,165 (-115%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
The business consortium fund (bcf) provides access to capital to national minority supplier development council (nmsdc) certified minority business entrepreneurs (mbe) unable to secure financing on reasonable terms through traditional lending channels. A number of financing programs are available through the bcf, including: contract, accounts receivable and equipment financing, working capital loans, term loans and equity based funding.
To provide access to capital to nmsdc council certified minority business entrepreneure unable to secure financing on reasonable terms through traditional lending channels.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,185,594 | $4,623,097 | ▲ $1,437,503 |
| Savings and Temporary Cash Investments | $3,298,561 | $4,177,108 | ▲ $878,547 |
| Investments in Publicly Traded Securities | $693,950 | $731,730 | ▲ $37,780 |
| Investments Other Securities | $561,270 | - | - |
| Accounts Receivable | $215,942 | $73,026 | ▼ $142,916 |
| Prepaid Expenses and Deferred Charges | $26,577 | $28,546 | ▲ $1,969 |
| Land, Buildings, and Equipment, Net | $6,441 | $4,902 | ▼ $1,539 |
| Cash and Non-Interest-Bearing Accounts | $42 | $46 | ▲ $4 |
| Total Assets | $8,066,076 | $9,647,306 | ▲ $1,581,230 |
| Other Assets Total | $77,699 | $8,851 | ▼ $68,848 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $3,206,334 | $5,527,169 | ▲ $2,320,835 |
| Other Liabilities | $375,729 | $300,666 | ▼ $75,063 |
| Accounts Payable and Accrued Expenses | $239,872 | $127,199 | ▼ $112,673 |
| Total Liabilities | $3,821,935 | $5,955,034 | ▲ $2,133,099 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,998,829 | $2,865,691 | ▼ $133,138 |
| Net Assets With Donor Restrictions | $1,245,312 | $826,581 | ▼ $418,731 |
| Total Net Assets Fund Balance | $4,244,141 | $3,692,272 | ▼ $551,869 |
| Total Liabilities and Net Assets / Fund Balance | $8,066,076 | $9,647,306 | ▲ $1,581,230 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $4,902 | $26,150 | $31,052 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sahra Halpern | President | FT | $290,730 | $65,947 | $356,677 |
| Ruben Rodriguez | VP, Chief Lending Officer | FT | $130,218 | $41,725 | $171,943 |
| Socorro T Vallejo | VP/controller | FT | $138,705 | $25,243 | $163,948 |
| Camellia Loojune | Director, Small Business Lending | FT | $117,565 | $35,485 | $153,050 |
| Jeffrey Underweiser | Secretary | - | $60,875 | - | $60,875 |
| Name | Title |
|---|---|
| Natalie Mcgrady | Chairperson |
| Clifford Bailey | Vice Chair |
| Brian Maddox | Director |
| Heather Herndon-wright | Director |
| Johanne Chan | Director |
| John S Adams | Director |
| Kala Gibson | Director |
| Michelle Robinson | Director |
| Sandra Nielsen | Director |
| Tameka Porte | Director |
| Terrence Clark | Director |
| Thomas C Fitzgerald | Director |
| Todd Brantley | Director |
| Ying Mcguire | Director |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,444,148 |
| Other Expenses | $1,093,727 |
| Total Fundraising Expense | $211,435 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $911,337 | $295,614 | $169,137 | $1,376,088 |
| Fees for Services Accounting | $27,093 | $118,007 | $19,668 | $164,768 |
| Interest | $79,662 | - | - | $79,662 |
| Payroll Taxes | $44,534 | $14,964 | $8,562 | $68,060 |
| Fees for Services Legal | $34,532 | $9,401 | $7,753 | $51,686 |
| Travel | $1,474 | $37,796 | - | $39,270 |
| Insurance | $19,846 | $7,799 | $1,939 | $29,584 |
| Office Expenses | $12,871 | $9,527 | $2,427 | $24,825 |
| Occupancy | $14,566 | $5,742 | $1,463 | $21,771 |
| Other Expenses | $19,496 | - | - | $19,496 |
| Depreciation Depletion | $2,441 | $958 | $243 | $3,642 |
| Payment Travel Entrtnmnt Publicly Ofcl | $2,341 | $958 | $243 | $3,542 |
| Total Functional Expenses | $1,825,674 | $500,766 | $211,435 | $2,537,875 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $2,712,085 |
| Expenses per Audited Statements | $2,537,875 |
| Total Expenses per Form 990 | $2,537,875 |
| Expenses Not Reported on Form 990 | $174,210 |
| Expenses Not Reported on Financial Statements | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Paid in Investment | $300,666 |
“The bcf members consist of corporations, individuals, partnerships, and other business entities which have made an investment in the bcf for a minimum of two-years and are interested in stimulating the economic growth of certified minority entrepreneurs.”
“Each member is entitled to one vote in person or by proxy in connection with affairs of the corporation and the election of bcf board of directors at the bcf's annual meeting of the members.”
“Responsiblity for reviewing the completed form 990 has been delegated to the treasurer by the board of directors.”
“The executive committee with the assistance of a compensation consultant determines the salary of the president/ceo.”
“Governing documents, policies and financial statements are made available to the public upon request.”
“From elimination -384,110.”
“Revenue from triad investment 12,440.”
“Expenses from triad capital 50. Expenses from bcf advisory 50. Expenses from triad investment 174,110.”
“The company follows the provisions of financial accounting standards board accounting standard codification ("fasb asc") 740, income taxes. Fasb asc 740 creates a single model to address uncertainty in tax positions and clarifies the accounting for income taxes recognized by prescribing the minimum recognition threshold a tax position is required to meet being recognized in the consolidated financial statements. Fasb asc 740. Also provides guidance on recognition, measurement, clarification, treatment of interest and penalties, disclosure and transition. Management has determined there are no uncertain tax positions taken. These consolidated financial statements do not include any expenses related to penalties or interest from income taxes.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 239872 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 127199 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 215942 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 73026 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE ACCESS TO CAPITAL TO NMSDC COUNCIL CERTIFIED MINORITY BUSINESS ENTREPRENEURE UNABLE TO SECURE FINANCING ON REASONABLE TERMS THROUGH TRADITIONAL LENDING CHANNELS. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AllOtherContributionsAmt | 0 | 1664629 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SOCORRO T VALLEJO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2122437360 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1350 AVE OF THE AMERICAS 3RD FL 356 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEW YORK |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 10019 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 42 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 46 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 169137 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 295614 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 911337 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1376088 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 1664629 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 177292 |
| IRS990/CYOtherExpensesAmt | 0 | 1093727 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 640597 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -55357 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1444148 |
| IRS990/CYTotalExpensesAmt | 0 | 2537875 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 211435 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2482518 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 243 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 958 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 2441 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 3642 |
| IRS990/Desc | 0 | A NONPROFIT LENDER THAT PROVIDES FINANCING TO CERTIFIED MINORITY-OWNED BUSINESSES THAT ENGAGE IN BUSINESS-RELATED ACTIVITY WITH CORPORATE MEMBERS OF THE NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL AND ITS AFFILIATED REGIONAL COUNCILS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1245312 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 826581 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 1825674 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 19668 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 118007 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 27093 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 164768 |
| IRS990/FeesForServicesLegalGrp/FundraisingAmt | 0 | 7753 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 9401 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 34532 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 51686 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 15 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 16 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 17 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 18 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 65947 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 35485 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 25243 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 41725 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SAHRA HALPERN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CAMELLIA LOOJUNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEFFREY UNDERWEISER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | NATALIE MCGRADY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CLIFFORD BAILEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN S ADAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TODD BRANTLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JOHANNE CHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TERRENCE CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | THOMAS C FITZGERALD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KALA GIBSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | YING MCGUIRE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | TAMEKA PORTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MICHELLE ROBINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | BRIAN MADDOX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | HEATHER HERNDON-WRIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | SANDRA NIELSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | SOCORRO T VALLEJO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | RUBEN RODRIGUEZ |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 290730 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 117565 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 60875 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 138705 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 130218 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR, SMALL BUSINESS LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP/CONTROLLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP, CHIEF LENDING OFFICER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1987 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 1 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 17 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2482518 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 15 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 4 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 1939 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 7799 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 19846 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29584 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 79662 |
| IRS990/InterestGrp/TotalAmt | 0 | 79662 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 177292 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 177292 |
| IRS990/InvestmentInJointVentureInd | 0 | 1 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 561270 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 693950 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 731730 |
| IRS990/IRPDocumentCnt | 0 | 10 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 26150 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 6441 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4902 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 31052 |
| IRS990/LegalDomicileStateCd | 0 | NY |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE BUSINESS CONSORTIUM FUND (BCF) PROVIDES ACCESS TO CAPITAL TO NATIONAL MINORITY SUPPLIER DEVELOPMENT COUNCIL (NMSDC) CERTIFIED MINORITY BUSINESS ENTREPRENEURS (MBE) UNABLE TO SECURE FINANCING ON REASONABLE TERMS THROUGH TRADITIONAL LENDING CHANNELS. A NUMBER OF FINANCING PROGRAMS ARE AVILABLE THROUGH THE BCF, INCLUDING: CONTRACTS, ACCOUNTS RECEIVABLE AND EQUIPMENT FINANCING, WORKING CAPITAL LOANS, TERM LOAND AND EQUITY BASED FUNDING. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4244141 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3692272 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -112402 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 2998829 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 2865691 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 1463 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 5742 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 14566 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 21771 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 2427 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 9527 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 12871 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 24825 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 77699 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 8851 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -384110 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | BAD DEBT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICE FEES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 541040 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 114441 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 19496 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 541040 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 114441 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 19496 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 375729 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 300666 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3185594 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4623097 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 8562 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 14964 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 44534 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 68060 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 26577 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 28546 |
| IRS990/PrincipalOfficerNm | 0 | SAHRA HALPERN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME FROM L |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MANAGEMENT FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER LOAN FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 329205 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 250000 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 61392 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 329205 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 250000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 61392 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 1409150 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 95661 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt | 0 | 243 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt | 0 | 958 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt | 0 | 2341 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 3542 |
| IRS990/PYOtherExpensesAmt | 0 | 469408 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 517977 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 361808 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1191572 |
| IRS990/PYTotalExpensesAmt | 0 | 1660980 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2022788 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -55357 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 1 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 652366 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3298561 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4177108 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 1664629 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 1409150 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1194770 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1401835 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 376500 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 6046884 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 168620 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 95661 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 27989 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 435 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 3909 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 296614 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.57880 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.62730 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 3671844 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 2375040 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 1664629 |
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