Finca International Inc

“Per finca international's constituent documents, members are the functional equivalent of shareholders but hold no economic interest. They act as stewards of the charitable mission and serve as the ultimate governance authority of the organization. Finca international has 4 (four) members. Each of whom have equal voting rights and devote considerable time and attention to its activities. Memberships in finca international are not sold as fundraising mechanisms.”

“Per the bylaws of the organization, the members have power to make appointments to, accept resignations, make substitutions for, and remove persons from the board of directors.”

“Certain key decisions of the board of directors (finca international's governing body) are subject to the approval of the members of the organization.”

“The form 990 is presented to the 990 review team composed of the audit committee and representatives from management team, finance and legal. The review team surveys the document and a meeting is scheduled to discuss any questions with the cfo. Reviewing process includes surveying sections, schedules, checklists, and disclosures of the return plus corresponding approvals.”

“Officers, directors and key employees are required to disclose any conflicts of interests on an ongoing basis. Conflict of interests are prohibited by finca international's code of conduct and employee handbook, subject to exceptions based by an independent audit committee. Conflicts - including related party transactions - are strongly discouraged and approved, if at all, in exceptional cases. The process is monitored through acknowledgement of the policy prohibiting and requiring reporting of any conflicts, along with internal audits and other controls (including the contract review process). The finca code of conduct, applicable to all finca persons globally, provides a confidential reporting mechanism (*hotline*) for reporting violations of the code, including of interests.”

“Compensation for the president & ceo is determined annually by the executive committee. The president & ceo recuses herself from that conversation.”

“The process for determining all officers' compensation is performed by the human resources department and reviewed and approved by the board of directors executive committee. The process includes a review of other form 990s and compensation surveys, and there is contemporaneous substantiation of the deliberation and decision. The review is performed annually.”

“The organization makes its governing documents, conflicts of interest policy, and financial statements available to the general public upon request and on its own website.”

“(Expenses $ 9,815,247 including grants of $ 0)(Revenue $ 301,765) ALL OTHER PROGRAM EXPENSES”

“(Expenses $ 1,582,352 including grants of $ 0)(Revenue $ 0) FINCA PLUS PROGRAM EXPENSE”

“(Expenses $ 1,217,092 including grants of $)(Revenue $ 103,299) FINCA Ventures - FINCA Ventures invests in early-stage companies that provide transformative products/services that support women, smallholder farmers, families on the margins, and microbusinesses in low-income communities across Sub-Saharan Africa. At present, FINCA Ventures has investments in health, fintech, agriculture, livelihoods, energy, education, water and sanitation. FINCA Ventures supported 26 portfolio companies that delivered life-enhancing products and services in 39 countries globally in 2024. IGNITIA: 3,128,851 users received access to local weather forecasts in West Africa, Kenya and Brazil. EAST AFRICA FRUITS: 25,090 smallholder farmers connected to 8,910 small, informal vendors in Tanzania, allowing for both groups to improve their incomes. GOOD NATURE AGRO: 21,999 smallholder farmers (45 percent of whom are female) reached in Zambia and Malawi. MERIDIA: 20,176 hectares mapped for 18,381 smallholder farmers across Ghana, Cote D'Ivoire and Indonesia. YYTZ: 911 smallholder farmers (65 percent of whom are female) received higher cashew prices in Tanzania. KUUNDA: 173M loans, totaling $965M, to over 5.5M registered mobile money agents and consumers in Tanzania, Uganda, and Malawi. KWARA: 149 SACCO / Credit Union clients fully digitized serving 161,703 end users in Kenya. MDAAS GLOBAL: 144,186 patients (60 percent of whom are female) gained affordable diagnostic services in Nigeria. SISU GLOBAL: Increased geographic scope by selling the Hemafuse device through distribution partners in Kenya, Uganda, Tanzania, Liberia, Ghana, and Ukraine hospitals to be used in surgeries to recycle a patient's own blood. SANIVATION: 527 metric tons of fecal sludge converted to fuel substitutes, saving 9,473 trees in Kenya. JIBU: 171M liters of clean water provided to customers and 1,620 jobs supported through 231 franchises in East Africa and Ghana. AMPED INNOVATION: 27,743 families benefited from 3,298 mWh of clean energy in Sub-Saharan Africa. PENDA: 159,883 patient visits at one of 16 affordable primary care clinics in Kenya. FLOATPAYS: 38,679 employees provided with early wage access in South Africa. RICULT: 1.3M smallholder farmers in Pakistan, Thailand and Vietnam use the Ricult farmer app to access satellite imagery, weather and soil maps to make better decisions on their farms and access input financing. CINCH: 236 smallholder farmers leased land to Cinch to earn a more stable income and increase the productivity of their land and an average of 902 casual workers supported field operations on a monthly basis. CHANZI: 7,847 MT of food waste processed using black soldier flies to produce nutritious protein for animal feed used by farmers and feed processors in Tanzania and Kenya, supporting 130 full-time employees across sites. KENTASTE: 5,812 smallholder farmers (29 percent of whom are female) received consistent access to market for their coconuts in Kenya. CASSVITA: 2,413 smallholder cassava farmers (93 percent of whom are female) saw an average increase in income of 400% and a post-harvest loss reduction from 40 to 5% after selling to CassVita in Cameroon. RISING ACADEMIES: 269,083 students across 926 schools in Sierra Leone, Ghana, Liberia, Rwanda, Uganda provided access to affordable, quality education. BANKINGLY: 120 small and medium size financial institutions with a registered customer base of 843,271 provided with digital banking channels in over 20 countries globally. ELUCID: 6,440 smallholder farmer households provided with access to affordable health care in Ghana, Madagascar, Venezuela and Ecuador. LAPAIRE: 76,354 customers (46 percent women) received access to glasses across 90 optical shops in Cote D'Ivoire, Togo, Burkina Faso, Uganda, Benin, and Mali. RELEAF: 290 palm nut suppliers (24 percent women) provided with consistent access to market in Nigeria. AFFINITY AFRICA: 45,880 underserved and unbanked customers received access to financial servi”

“Professional Services - Total Expense: 6634159, Program Service Expense: 5185870, Management and General Expenses: 219080, Fundraising Expenses: 1229209;”

“Reserves - -320600; Currency Translation Adjustments - -2148455; Actuarial gains (losses) in defined benefit plan - 76744; Total - -2392311;”