Civic Intelligence

Goshen Teachers Association Insurance Trust Fund

990 • Fiscal year 2013 • EIN 13-3207143

Jul 01, 2012 to Jun 30, 2013 • Filed on Nov 12, 2013

C/O P O Box 630Warwick, NY 10990
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • NTEE Y • <$500k nonprofits • Source year 2013

Liabilities / Revenue

64th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • NTEE Y • <$500k nonprofits • Source year 2013

Net Margin

63rd percentile

11%

Higher net margin than 63% of similar nonprofits.

2013 filings • NTEE Y • <$500k nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

75th percentile

16%

Faster asset growth than 75% of similar nonprofits.

2013 filings • NTEE Y • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

61st percentile

7.0%

Faster revenue growth than 61% of similar nonprofits.

2013 filings • NTEE Y • <$500k nonprofits • Annualized from 2012 to 2013

Assets

Up

$319,619

Up $43,474 (+16%) from 2012

Net Assets

Up

$319,619

Up $43,474 (+16%) from 2012

Liabilities

Flat

$0

Flat from 2012

Revenue

Up

$391,347

Up $25,663 (+7.0%) from 2012

Expenses

Up

$347,873

Up $22,731 (+7.0%) from 2012

Net Income

Up

$43,474

Up $2,932 (+7.2%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $235,603Liabilities 2011: $0Net Assets 2011: $235,6032011Assets 2012: $276,145Liabilities 2012: $0Net Assets 2012: $276,1452012Assets 2013: $319,619Liabilities 2013: $0Net Assets 2013: $319,6192013Assets 2014: $406,759Liabilities 2014: $0Net Assets 2014: $406,7592014Assets 2015: $508,732Liabilities 2015: $0Net Assets 2015: $508,7322015Assets 2016: $634,700Liabilities 2016: $0Net Assets 2016: $634,7002016Assets 2017: $772,416Liabilities 2017: $0Net Assets 2017: $772,4162017Assets 2018: $786,816Liabilities 2018: $0Net Assets 2018: $786,8162018Assets 2019: $733,912Liabilities 2019: $0Net Assets 2019: $733,9122019Assets 2020: $760,676Liabilities 2020: $0Net Assets 2020: $760,6762020Assets 2021: $784,527Liabilities 2021: $0Net Assets 2021: $784,5272021Assets 2022: $746,524Liabilities 2022: $0Net Assets 2022: $746,5242022Assets 2023: $680,160Liabilities 2023: $0Net Assets 2023: $680,1602023Assets 2024: $681,895Liabilities 2024: $0Net Assets 2024: $681,8952024Assets 2025: $672,307Liabilities 2025: $0Net Assets 2025: $672,3072025

Highlighted filing

2013

Assets$319,619
Liabilities$0
Net Assets$319,619

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $353,2132011Revenue 2012: $365,684Expenses 2012: $325,142Net Income 2012: $40,5422012Revenue 2013: $391,347Expenses 2013: $347,873Net Income 2013: $43,4742013Revenue 2014: $398,613Expenses 2014: $311,473Net Income 2014: $87,1402014Revenue 2015: $406,269Expenses 2015: $304,296Net Income 2015: $101,9732015Revenue 2016: $433,855Expenses 2016: $307,887Net Income 2016: $125,9682016Revenue 2017: $448,092Expenses 2017: $310,376Net Income 2017: $137,7162017Revenue 2018: $462,839Expenses 2018: $448,439Net Income 2018: $14,4002018Revenue 2019: $540,952Expenses 2019: $630,584Net Income 2019: -$89,6322019Revenue 2020: $597,389Expenses 2020: $570,625Net Income 2020: $26,7642020Revenue 2021: $612,888Expenses 2021: $589,037Net Income 2021: $23,8512021Revenue 2022: $625,826Expenses 2022: $663,829Net Income 2022: -$38,0032022Revenue 2023: $607,248Expenses 2023: $673,612Net Income 2023: -$66,3642023Revenue 2024: $703,320Expenses 2024: $701,585Net Income 2024: $1,7352024Revenue 2025: $695,149Expenses 2025: $704,737Net Income 2025: -$9,5882025

Highlighted filing

2013

Revenue$391,347
Expenses$347,873
Net Income$43,474
Jump To
Filing Snapshot
Filing Period
Jul 1, 2012 to Jun 30, 2013
Signed
Nov 12, 2013
Return Version
2012v2.1
Gross Receipts
$391,347
Mission and Program Overview

Mission

NONE

Filing and Contact Details

Filer

EIN
13-3207143
Raw XML Appendix267 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0TO PROVIDE INSURANCE BENEFITS
IRS990/AddressPrincipalOfficerUS/AddressLine10C/O P O BOX 630
IRS990/AddressPrincipalOfficerUS/City0WARWICK
IRS990/AddressPrincipalOfficerUS/State0NY
IRS990/AddressPrincipalOfficerUS/ZIPCode010990
IRS990/BenefitsPaidToMembersCY0330636
IRS990/BenefitsPaidToMembersPriorYear0309692
IRS990/BenefitsToMembers/ProgramServices0330636
IRS990/BenefitsToMembers/Total0330636
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY06460
IRS990/CashNonInterestBearing/EOY02281
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO00
IRS990/CompensationProcessOther00
IRS990/ConflictOfInterestPolicy00
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DescribedIn501C300
IRS990/Description0INSURANCE BENEFITS
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy00
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers00
IRS990/Expense0347873
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/ProgramServices0725
IRS990/FeesForServicesAccounting/Total0725
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form8282PropertyDisposedOf00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek05.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek15.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek25.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek35.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek45.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0HUGH MACKAY
IRS990/Form990PartVIISectionA/NamePerson1JEAN KITHCART
IRS990/Form990PartVIISectionA/NamePerson2JENNIFER CAPOZZI
IRS990/Form990PartVIISectionA/NamePerson3REBECCA HASKEL
IRS990/Form990PartVIISectionA/NamePerson4MICHELE WEST
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/Title0TRUSTEE
IRS990/Form990PartVIISectionA/Title1TRUSTEE
IRS990/Form990PartVIISectionA/Title2TRUSTEE
IRS990/Form990PartVIISectionA/Title3TRUSTEE
IRS990/Form990PartVIISectionA/Title4TRUSTEE
IRS990/Form990ProvidedToGoverningBody01
IRS990/FormersListed00
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts0391347
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InvestmentIncomeCurrentYear01107
IRS990/InvestmentIncomePriorYear01204
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome01107
IRS990/InvestmentIncome/TotalRevenueColumn01107
IRS990/InvestmentInJointVenture00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders00
IRS990/MethodOfAccountingCash0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0NONE
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0HUGH MACKAY
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers00
IRS990/NbrVotingMembersGoverningBody00
IRS990/NetAssetsOrFundBalancesBOY0276145
IRS990/NetAssetsOrFundBalancesEOY0319619
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers00
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/OfficeExpenses/ProgramServices025
IRS990/OfficeExpenses/Total025
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherExpensePriorYear015450
IRS990/OtherExpensesCurrentYear017237
IRS990/OtherExpenses/Description0ADMINISTRATION FEE
IRS990/OtherExpenses/ProgramServices016487
IRS990/OtherExpenses/Total016487
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PoliticalActivities00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0525100
IRS990/ProgramServiceRevenueCY0390240
IRS990/ProgramServiceRevenue/Description0GOSHEN CENTRAL SCHOOL
IRS990/ProgramServiceRevenuePriorYear0364480
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0390240
IRS990/ProgramServiceRevenue/TotalRevenueColumn0390240
IRS990/ProhibitedTaxShelterTrans00
IRS990/QuidProQuoContributions00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses043474
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip00
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities00
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY0276145
IRS990/RetainedEarningsEndowmentEtc/EOY0319619
IRS990/Revenue0391347
IRS990/RevenuesLessExpensesCY043474
IRS990/RevenuesLessExpensesPriorYear040542
IRS990/SalariesEtcCurrentYear00
IRS990/SalariesEtcPriorYear00
IRS990/SavingsAndTempCashInvestments/BOY0269685
IRS990/SavingsAndTempCashInvestments/EOY0317338
IRS990/ScheduleBRequired00
IRS990/ScheduleJRequired00
IRS990ScheduleO/GeneralExplanation/Explanation0COPIES ARE DISTRIBUTED AT BOARD MEETINGS
IRS990ScheduleO/GeneralExplanation/Explanation1N/A
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION C, LINE 19
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0NY
IRS990/StatesWhereCopyOfReturnIsFiled0NY
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine109 OAKLAND AVENUE
IRS990/TheBooksAreInCareOf/AddressUS/City0WARWICK
IRS990/TheBooksAreInCareOf/AddressUS/State0NY
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode010990
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10MICHAEL VERNIERI CPA
IRS990/TheBooksAreInCareOf/TelephoneNumber08459867636
IRS990/TotalAssets/BOY0276145
IRS990/TotalAssetsBOY0276145
IRS990/TotalAssets/EOY0319619
IRS990/TotalAssetsEOY0319619
IRS990/TotalCompGT150K00
IRS990/TotalExpensesCurrentYear0347873
IRS990/TotalExpensesPriorYear0325142
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices0347873
IRS990/TotalFunctionalExpenses/Total0347873
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY00
IRS990/TotalLiabilitiesBOY00
IRS990/TotalLiabilities/EOY00
IRS990/TotalLiabilitiesEOY00
IRS990/TotalLiabNetAssetsFundBalances/BOY0276145
IRS990/TotalLiabNetAssetsFundBalances/EOY0319619
IRS990/TotalNbrEmployees00
IRS990/TotalNbrVolunteers00
IRS990/TotalNetAssetsFundBalances/BOY0276145
IRS990/TotalNetAssetsFundBalances/EOY0319619
IRS990/TotalOtherCompensation00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceExpense0347873
IRS990/TotalProgramServiceRevenue0390240
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg00
IRS990/TotalRevenueCurrentYear0391347
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear0365684
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0391347
IRS990/TotalRevenue/TotalRevenueColumn0391347
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TypeOfOrganizationTrust0X
IRS990/UnrelatedBusinessIncome00
IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01982
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/Filer/EIN0133207143
ReturnHeader/Filer/Name/BusinessNameLine10GOSHEN TEACHERS' ASSOCIATION BENEFIT TRUST FUND
ReturnHeader/Filer/NameControl0GOSH
ReturnHeader/Filer/Phone08459867636
ReturnHeader/Filer/USAddress/AddressLine10C/O P O BOX 630
ReturnHeader/Filer/USAddress/City0WARWICK
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode010990
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-11-12
ReturnHeader/Officer/Name0HUGH MACKAY
ReturnHeader/Officer/Phone08459867636
ReturnHeader/Officer/Title0TRUSTEE
ReturnHeader/Preparer/DatePrepared02013-11-12
ReturnHeader/PreparerFirm/EIN0061211501
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10MICHAEL VERNIERI CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10PO BOX 630
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0WARWICK
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0NY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode010990
ReturnHeader/Preparer/Name0MICHAEL VERNIERI
ReturnHeader/Preparer/Phone08459867636
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-07-01
ReturnHeader/TaxPeriodEndDate02013-06-30
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-15T14:53:19-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.72$0.00$6.72$6.95$7.05$0.10
2024Detailed filing. Detailed filing data is available for this year.$6.82$0.00$6.82$7.03$7.02$0.02
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.80$0.00$6.80$6.07$6.74$0.66
2022Detailed filing. Detailed filing data is available for this year.$7.47$0.00$7.47$6.26$6.64$0.38
2021Detailed filing. Detailed filing data is available for this year.$7.85$0.00$7.85$6.13$5.89$0.24
2020Detailed filing. Detailed filing data is available for this year.$7.61$0.00$7.61$5.97$5.71$0.27
2019Detailed filing. Detailed filing data is available for this year.$7.34$0.00$7.34$5.41$6.31$0.90
2018Detailed filing. Detailed filing data is available for this year.$7.87$0.00$7.87$4.63$4.48$0.14
2017Detailed filing. Detailed filing data is available for this year.$7.72$0.00$7.72$4.48$3.10$1.38
2016Detailed filing. Detailed filing data is available for this year.$6.35$0.00$6.35$4.34$3.08$1.26
2015Detailed filing. Detailed filing data is available for this year.$5.09$0.00$5.09$4.06$3.04$1.02
2014Detailed filing. Detailed filing data is available for this year.$4.07$0.00$4.07$3.99$3.11$0.87
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.20$0.00$3.20$3.91$3.48$0.43
2012Summary only. Only limited summary data is available for this year.$2.76$0.00$2.76$3.66$3.25$0.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.36$0.00$2.36$3.53