Civic Intelligence

Banksville Independent Fire Company

EIN 13-3191335 • 501(c)3 • Bedford, NY

Profile

The organization operates a fire station located in banksville, ny. The organization provides fire protection and emergency services for the towns of greenwich, ct and north castle, ny.

33 Bedford-banksville RoadBedford, NY 10506

www.banksvillefire.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

23rd percentile

0.01x

Higher debt load relative to assets than 23% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

36th percentile

0.08x

Higher debt load relative to revenue than 36% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

82nd percentile

33%

Higher net margin than 82% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

24th percentile

$7,200

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 0.8% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

57th percentile

6.5%

Faster asset growth than 57% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

72nd percentile

23%

Faster revenue growth than 72% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Up

$5,132,574

Up $310,998 (+6.5%) from 2023

Liabilities

Up

$72,218

Up $14,168 (+24%) from 2023

Net Assets

Up

$5,060,356

Up $296,830 (+6.2%) from 2023

Operations
Liabilities / Revenue36th percentileNet Margin82nd percentile

Revenue

Up

$895,767

Up $170,367 (+23%) from 2023

Expenses

Up

$598,937

Up $107 (+0.0%) from 2023

Net Income

Up

$296,830

Up $170,260 (+135%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,920,788Liabilities 2010: $1,714,917Net Assets 2010: $3,205,8712010Assets 2011: $4,923,338Liabilities 2011: $1,648,503Net Assets 2011: $3,274,8352011Assets 2012: $4,880,490Liabilities 2012: $1,559,167Net Assets 2012: $3,321,3232012Assets 2013: $4,758,942Liabilities 2013: $1,473,355Net Assets 2013: $3,285,5872013Assets 2014: $4,739,039Liabilities 2014: $1,387,128Net Assets 2014: $3,351,9112014Assets 2015: $4,553,936Liabilities 2015: $1,077,715Net Assets 2015: $3,476,2212015Assets 2016: $4,668,820Liabilities 2016: $1,040,475Net Assets 2016: $3,628,3452016Assets 2017: $4,625,866Liabilities 2017: $884,612Net Assets 2017: $3,741,2542017Assets 2018: $4,359,998Liabilities 2018: $508,369Net Assets 2018: $3,851,6292018Assets 2019: $4,466,772Liabilities 2019: $400,887Net Assets 2019: $4,065,8852019Assets 2020: $4,531,823Liabilities 2020: $223,656Net Assets 2020: $4,308,1672020Assets 2021: $4,612,454Liabilities 2021: $101,598Net Assets 2021: $4,510,8562021Assets 2022: $4,693,771Liabilities 2022: $56,815Net Assets 2022: $4,636,9562022Assets 2023: $4,821,576Liabilities 2023: $58,050Net Assets 2023: $4,763,5262023Assets 2024: $5,132,574Liabilities 2024: $72,218Net Assets 2024: $5,060,3562024

Highlighted filing

2024

Assets$5,132,574
Liabilities$72,218
Net Assets$5,060,356
Open 2024 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $703,2802010Revenue 2011: $780,307Expenses 2011: $643,900Net Income 2011: $136,4072011Revenue 2012: $633,805Expenses 2012: $587,317Net Income 2012: $46,4882012Revenue 2013: $643,664Expenses 2013: $662,005Net Income 2013: -$18,3412013Revenue 2014: $696,979Expenses 2014: $638,563Net Income 2014: $58,4162014Revenue 2015: $688,531Expenses 2015: $597,900Net Income 2015: $90,6312015Revenue 2016: $682,714Expenses 2016: $479,582Net Income 2016: $203,1322016Revenue 2017: $672,152Expenses 2017: $501,280Net Income 2017: $170,8722017Revenue 2018: $693,563Expenses 2018: $538,022Net Income 2018: $155,5412018Revenue 2019: $690,185Expenses 2019: $497,914Net Income 2019: $192,2712019Revenue 2020: $680,621Expenses 2020: $432,839Net Income 2020: $247,7822020Revenue 2021: $674,091Expenses 2021: $520,655Net Income 2021: $153,4362021Revenue 2022: $681,885Expenses 2022: $568,946Net Income 2022: $112,9392022Revenue 2023: $725,400Expenses 2023: $598,830Net Income 2023: $126,5702023Revenue 2024: $895,767Expenses 2024: $598,937Net Income 2024: $296,8302024

Highlighted filing

2024

Revenue$895,767
Expenses$598,937
Net Income$296,830
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,132,574
Liabilities
$72,218
Net assets
$5,060,356
Revenue
$895,767
Expenses
$598,937
Net income
$296,830
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.13$0.07$5.06$0.90$0.60$0.30
2023Detailed filing. Detailed filing data is available for this year.$4.82$0.06$4.76$0.73$0.60$0.13
2022Detailed filing. Detailed filing data is available for this year.$4.69$0.06$4.64$0.68$0.57$0.11
2021Detailed filing. Detailed filing data is available for this year.$4.61$0.10$4.51$0.67$0.52$0.15
2020Detailed filing. Detailed filing data is available for this year.$4.53$0.22$4.31$0.68$0.43$0.25
2019Detailed filing. Detailed filing data is available for this year.$4.47$0.40$4.07$0.69$0.50$0.19
2018Detailed filing. Detailed filing data is available for this year.$4.36$0.51$3.85$0.69$0.54$0.16
2017Detailed filing. Detailed filing data is available for this year.$4.63$0.88$3.74$0.67$0.50$0.17
2016Detailed filing. Detailed filing data is available for this year.$4.67$1.04$3.63$0.68$0.48$0.20
2015Detailed filing. Detailed filing data is available for this year.$4.55$1.08$3.48$0.69$0.60$0.09
2014Summary only. Only limited summary data is available for this year.$4.74$1.39$3.35$0.70$0.64$0.06
2013Summary only. Only limited summary data is available for this year.$4.76$1.47$3.29$0.64$0.66$0.02
2012Summary only. Only limited summary data is available for this year.$4.88$1.56$3.32$0.63$0.59$0.05
2011Summary only. Only limited summary data is available for this year.$4.92$1.65$3.27$0.78$0.64$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.92$1.71$3.21$0.70
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$895,767
Mission and Program Overview

Mission

The organization operates a fire station located in banksville, ny. The organization provides fire protection and emergency services for the towns of greenwich, ct and north castle, ny.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,405,247$3,340,955▲ $935,708
Cash and Non-Interest-Bearing Accounts$1,499,802$1,343,285▼ $156,517
Savings and Temporary Cash Investments$835,684$366,185▼ $469,499
Pledges and Grants Receivable$77,071$77,071→ $0
Prepaid Expenses and Deferred Charges$3,772$5,078▲ $1,306
Total Assets$4,821,576$5,132,574▲ $310,998
Liabilities
Accounts Payable and Accrued Expenses$58,050$72,218▲ $14,168
Total Liabilities$58,050$72,218▲ $14,168
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,763,526$5,055,380▲ $291,854
Net Assets With Donor Restrictions-$4,976-
Total Net Assets Fund Balance$4,763,526$5,060,356▲ $296,830
Total Liabilities and Net Assets / Fund Balance$4,821,576$5,132,574▲ $310,998

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,226,182$2,535,698$3,761,880
Buildings$1,906,873$1,787,891$3,694,764
Land$207,900-$207,900
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleBaseTotal
Lisa NataleTreasurer$7,200$7,200
Al FarquharChief$3,200$3,200
Walter WatsonCaptain$3,200$3,200
Steven BarkerAssistant Ch$3,035$3,035
Joe HuleySecretary$2,790$2,790
Austin Kottoor1st Lieutena$2,490$2,490
Robin HoffkinsPresident$2,000$2,000
Alyson Kaplan2nd Lieutena$1,720$1,720
Todd MurdochVice Preside$1,000$1,000
Marty Richardon SrDirector$460$460
Revenue and Support

Revenue Composition

Contributions and Grants
$687,275
Program Service Revenue
$0
Investment Income
$51,666
Other Revenue
$156,826
All Other Contributions
$36,302
Change in Net Assets
$296,830

Audited Revenue Reconciliation

Revenue per Audited Statements
$895,767
Total Revenue per Audited Statements
$895,767
Total Revenue per Form 990
$895,767
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$587,148
Salaries, Compensation, and Employee Benefits$11,789
Total Fundraising Expense$11,439
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$68,174$92,345-$160,519
Insurance$35,672$17,368-$53,040
Other Expenses$20,855$58,834-$20,855
Office Expenses-$8,692$11,439$20,131
All Other Expenses$17,087--$17,087
Fees for Services Accounting-$10,500-$10,500
Other Salaries and Wages-$7,200-$7,200
Payroll Taxes-$4,589-$4,589
Fees for Services Other-$1,773-$1,773
Advertising-$600-$600
Travel-$360-$360
Total Functional Expenses$385,237$202,261$11,439$598,937

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$598,937
Total Expenses per Audited Statements$598,937
Total Expenses per Form 990$598,937
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Other Events$17,085---
Total Events$17,085---
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The fire company is a membership organization. Members are volunteers interested in the mission of the fire company and choose to participate in the organization.”

Form 990, Page 6, Part VI, Line 7A

“The fire company's membership elects the board of directors, who elect the officers of the fire company. The members of the fire company do not have a financial interest in the fire company.”

Form 990, Page 6, Part VI, Line 11B

“Drafts of the financial statements and form 990 were included for review and approval at a regularly scheduled board of directors meeting.”

Form 990, Page 6, Part VI, Line 12C

“Officers and directors are required to complete a conflict of interest questionaire annually upon appointment. The board of directors review the statements to determine if a potential conflict of interest exists and determine what action is required.”

Form 990, Page 6, Part VI, Line 19

“The fire company maintains an office at the fire station to conduct administrative functions. The office is open during regular business hours. Members and the public may request information and review that information at the office.”

Form 990, Part VII

“Incentive fee for particpation in organization events.”

Filing and Contact Details

Filer

Filer Name
Banksville Independent Fire Company
EIN
13-3191335
Phone
9142347104
Address
33 BEDFORD-BANKSVILLE ROAD, BEDFORD, NY 10506

Signing Officer

Name
Lisa Natale
Title
Treasurer
Phone
9142347104
Signed
2025-11-14

Organization Details

Principal Officer
Lisa Natale
Formed
1949
Legal Domicile
Ny
Voting Board Members
10
Independent Board Members
0
Employees
21
Volunteers
50

Preparer

Firm
Fiondella Milone & Lasaracina Llp
Address
300 WINDING BROOK DR STE 1, GLASTONBURY, CT 06033
Preparer
Amber D Tucker
Phone
8606573651
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 3, Part X

“The organization is a nonprofit organization that is exempt from taxes under 501(c) (3) of the internal revenue code (irc), and is classified as an organization other than a private foundation under irc 509(a). The exemption applies to all income, except unrelated business income as noted in irc 511. The organization did not have unrelated business income in excess of 1,000 for the years ended december 31, 2024 and 2023, and was therefore not liable for taxes on unrelated business income. Accounting principles generally accepted in the united states of america require management to evaluate tax positions taken by the organization and recognize a tax liability if the organization has taken an uncertain position that more likely than not will not be sustained upon examination by the internal revenue service. Management has analyzed tax positions taken by the organization, and has concluded that as of december 31, 2024 and 2023, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. The organization's tax filings are generally subject to examination by the internal revenue service (irs) and applicable state governments for three years from the later of the due date of the returns or the date the returns are actually filed. As of december 31, 2024, the organization's informational returns for the years ended december 31, 2021 through 2024 were subject to examination by the applicable governmental organizations.”

Raw XML AppendixShowing 400 of 418 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0THE ORGANIZATION OPERATES A FIRE STATION LOCATED IN BANKSVILLE, NY. THE ORGANIZATION PROVIDES FIRE PROTECTION AND EMERGENCY SERVICES FOR THE TOWNS OF GREENWICH, CT AND NORTH CASTLE, NY.
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IRS990/OtherExpensesGrp/Desc1VEHICLE & EQUIPMENT MAINT
IRS990/OtherExpensesGrp/Desc2GOOD OF THE COMPANY
IRS990/OtherExpensesGrp/Desc3AMBULANCE SERVICES
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0NY STATE FIRE INSURANCE PREMIUM 77,295 OTHER INCOME 4,594
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt031623
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt01301
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990ScheduleD/EquipmentGrp/BookValueAmt01226182
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02535698
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0207900
IRS990ScheduleD/RevenueSubtotalAmt0895767
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A NONPROFIT ORGANIZATION THAT IS EXEMPT FROM TAXES UNDER 501(C) (3) OF THE INTERNAL REVENUE CODE (IRC), AND IS CLASSIFIED AS AN ORGANIZATION OTHER THAN A PRIVATE FOUNDATION UNDER IRC 509(A). THE EXEMPTION APPLIES TO ALL INCOME, EXCEPT UNRELATED BUSINESS INCOME AS NOTED IN IRC 511. THE ORGANIZATION DID NOT HAVE UNRELATED BUSINESS INCOME IN EXCESS OF 1,000 FOR THE YEARS ENDED DECEMBER 31, 2024 AND 2023, AND WAS THEREFORE NOT LIABLE FOR TAXES ON UNRELATED BUSINESS INCOME. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE ORGANIZATION AND RECOGNIZE A TAX LIABILITY IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WILL NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. MANAGEMENT HAS ANALYZED TAX POSITIONS TAKEN BY THE ORGANIZATION, AND HAS CONCLUDED THAT AS OF DECEMBER 31, 2024 AND 2023, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE ORGANIZATION'S TAX FILINGS ARE GENERALLY SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) AND APPLICABLE STATE GOVERNMENTS FOR THREE YEARS FROM THE LATER OF THE DUE DATE OF THE RETURNS OR THE DATE THE RETURNS ARE ACTUALLY FILED. AS OF DECEMBER 31, 2024, THE ORGANIZATION'S INFORMATIONAL RETURNS FOR THE YEARS ENDED DECEMBER 31, 2021 THROUGH 2024 WERE SUBJECT TO EXAMINATION BY THE APPLICABLE GOVERNMENTAL ORGANIZATIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FIRE COMPANY IS A MEMBERSHIP ORGANIZATION. MEMBERS ARE VOLUNTEERS INTERESTED IN THE MISSION OF THE FIRE COMPANY AND CHOOSE TO PARTICIPATE IN THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FIRE COMPANY'S MEMBERSHIP ELECTS THE BOARD OF DIRECTORS, WHO ELECT THE OFFICERS OF THE FIRE COMPANY. THE MEMBERS OF THE FIRE COMPANY DO NOT HAVE A FINANCIAL INTEREST IN THE FIRE COMPANY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DRAFTS OF THE FINANCIAL STATEMENTS AND FORM 990 WERE INCLUDED FOR REVIEW AND APPROVAL AT A REGULARLY SCHEDULED BOARD OF DIRECTORS MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICERS AND DIRECTORS ARE REQUIRED TO COMPLETE A CONFLICT OF INTEREST QUESTIONAIRE ANNUALLY UPON APPOINTMENT. THE BOARD OF DIRECTORS REVIEW THE STATEMENTS TO DETERMINE IF A POTENTIAL CONFLICT OF INTEREST EXISTS AND DETERMINE WHAT ACTION IS REQUIRED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FIRE COMPANY MAINTAINS AN OFFICE AT THE FIRE STATION TO CONDUCT ADMINISTRATIVE FUNCTIONS. THE OFFICE IS OPEN DURING REGULAR BUSINESS HOURS. MEMBERS AND THE PUBLIC MAY REQUEST INFORMATION AND REVIEW THAT INFORMATION AT THE OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INCENTIVE FEE FOR PARTICPATION IN ORGANIZATION EVENTS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VII
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IRS990/TerminateOperationsInd0false
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IRS990/TotalVolunteersCnt050
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IRS990/TravelGrp/ManagementAndGeneralAmt0360
IRS990/TravelGrp/TotalAmt0360
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
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IRS990/WebsiteAddressTxt0WWW.BANKSVILLEFIRE.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA NATALE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09142347104
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BANKSVILLE INDEPENDENT FIRE COMPANY
ReturnHeader/Filer/BusinessNameControlTxt0BANK
ReturnHeader/Filer/EIN0133191335
ReturnHeader/Filer/PhoneNum09142347104
ReturnHeader/Filer/USAddress/AddressLine1Txt033 BEDFORD-BANKSVILLE ROAD

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