Civic Intelligence

Tuckahoe Teachers Assoc Trust Fund

EIN 13-3083976 • 501(c)9 • Wallingford, CT

Profile

To provide dental, vision and life insurance benefits to members and their dependents.

PO Box 5817Wallingford, CT 06492

www.ipi.zenith-american.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.31x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

0.16x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

51st percentile

-9.4%

Higher net margin than 51% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$300

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2024

Asset Growth

62nd percentile

-14%

Faster asset growth than 62% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

81st percentile

11%

Faster revenue growth than 81% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$179,972

Down $30,435 (-14%) from 2023

Liabilities

Up

$56,556

Up $24,597 (+77%) from 2023

Net Assets

Down

$123,416

Down $55,032 (-31%) from 2023

Revenue

Up

$347,446

Up $35,428 (+11%) from 2023

Expenses

Up

$380,149

Up $35,409 (+10%) from 2023

Net Income

Up

-$32,703

Up $19 (+0.1%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $109,310Liabilities 2010: $6,652Net Assets 2010: $102,6582010Assets 2011: $116,989Liabilities 2011: $9,921Net Assets 2011: $107,0682011Assets 2012: $114,114Liabilities 2012: $10,891Net Assets 2012: $103,2232012Assets 2013: $109,262Liabilities 2013: $14,573Net Assets 2013: $94,6892013Assets 2014: $105,879Liabilities 2014: $8,845Net Assets 2014: $97,0342014Assets 2015: $118,848Liabilities 2015: $13,602Net Assets 2015: $105,2462015Assets 2016: $118,796Liabilities 2016: $16,046Net Assets 2016: $102,7502016Assets 2017: $128,203Liabilities 2017: $13,745Net Assets 2017: $114,4582017Assets 2018: $161,963Liabilities 2018: $15,759Net Assets 2018: $146,2042018Assets 2019: $185,564Liabilities 2019: $14,448Net Assets 2019: $171,1162019Assets 2020: $213,216Liabilities 2020: $22,203Net Assets 2020: $191,0132020Assets 2021: $221,738Liabilities 2021: $30,437Net Assets 2021: $191,3012021Assets 2022: $228,052Liabilities 2022: $16,882Net Assets 2022: $211,1702022Assets 2023: $210,407Liabilities 2023: $31,959Net Assets 2023: $178,4482023Assets 2024: $179,972Liabilities 2024: $56,556Net Assets 2024: $123,4162024

Highlighted filing

2024

Assets$179,972
Liabilities$56,556
Net Assets$123,416

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2010: $234,722Expenses 2010: $233,799Net Income 2010: $9232010Expenses 2011: $236,3982011Expenses 2012: $248,4602012Revenue 2013: $248,546Expenses 2013: $257,080Net Income 2013: -$8,5342013Revenue 2014: $264,084Expenses 2014: $261,739Net Income 2014: $2,3452014Revenue 2015: $274,831Expenses 2015: $266,619Net Income 2015: $8,2122015Revenue 2016: $281,858Expenses 2016: $284,354Net Income 2016: -$2,4962016Revenue 2017: $306,566Expenses 2017: $294,858Net Income 2017: $11,7082017Revenue 2018: $319,094Expenses 2018: $287,348Net Income 2018: $31,7462018Revenue 2019: $331,021Expenses 2019: $306,108Net Income 2019: $24,9132019Revenue 2020: $339,779Expenses 2020: $319,882Net Income 2020: $19,8972020Revenue 2021: $332,451Expenses 2021: $332,163Net Income 2021: $2882021Revenue 2022: $343,506Expenses 2022: $323,637Net Income 2022: $19,8692022Revenue 2023: $312,018Expenses 2023: $344,740Net Income 2023: -$32,7222023Revenue 2024: $347,446Expenses 2024: $380,149Net Income 2024: -$32,7032024

Highlighted filing

2024

Revenue$347,446
Expenses$380,149
Net Income-$32,703

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.80$0.57$1.23$3.47$3.80$0.33
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.32$1.78$3.12$3.45$0.33
2022Detailed filing. Detailed filing data is available for this year.$2.28$0.17$2.11$3.44$3.24$0.20
2021Detailed filing. Detailed filing data is available for this year.$2.22$0.30$1.91$3.32$3.32$0.00
2020Detailed filing. Detailed filing data is available for this year.$2.13$0.22$1.91$3.40$3.20$0.20
2019Detailed filing. Detailed filing data is available for this year.$1.86$0.14$1.71$3.31$3.06$0.25
2018Detailed filing. Detailed filing data is available for this year.$1.62$0.16$1.46$3.19$2.87$0.32
2017Detailed filing. Detailed filing data is available for this year.$1.28$0.14$1.14$3.07$2.95$0.12
2016Detailed filing. Detailed filing data is available for this year.$1.19$0.16$1.03$2.82$2.84$0.02
2015Detailed filing. Detailed filing data is available for this year.$1.19$0.14$1.05$2.75$2.67$0.08
2014Detailed filing. Detailed filing data is available for this year.$1.06$0.09$0.97$2.64$2.62$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.09$0.15$0.95$2.49$2.57$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.11$1.03$2.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.17$0.10$1.07$2.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.09$0.07$1.03$2.35$2.34$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Apr 30, 2025
Return Version
2023v6.0
Gross Receipts
$347,446
Mission and Program Overview

Mission

To provide dental and vision benefits to members and their dependents.

To provide dental, vision and life insurance benefits to members and their dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$103,917$104,493▲ $576
Cash and Non-Interest-Bearing Accounts$105,590$75,479▼ $30,111
Total Assets$210,407$179,972▼ $30,435
Other Assets Total$900--
Liabilities
Other Liabilities$32,638$28,556▼ $4,082
Accounts Payable and Accrued Expenses$21,650$28,000▲ $6,350
Total Liabilities$54,288$56,556▲ $2,268
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$156,119$123,416▼ $32,703
Total Net Assets Fund Balance$156,119$123,416▼ $32,703
Total Liabilities and Net Assets / Fund Balance$210,407$179,972▼ $30,435
Compensation and Service Providers

Employees

NameTitleBaseTotal
Alexis MuscaTrustee$300$300
Donna RieblingTrustee$300$300
Kelly DonovanChairperson$300$300
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$346,870
Investment Income
$576
Other Revenue
$0
Change in Net Assets
$-32,703
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$32,036
Salaries, Compensation, and Employee Benefits$900
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$347,213
Fees for Services Accounting---$15,000
Fees for Services Other---$12,863
Fees for Services Legal---$3,000
Current Officers, Directors, Trustees, and Key Employees---$900
Insurance---$600
Office Expenses---$573
Total Functional Expenses$0$0$0$380,149
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Claims Payable$28,556
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

The association has no committees other than the trustees.

Form 990, Part VI, Section B, Line 11B

When the form 990 has been prepared, reviewed by management, and is ready to be filed with the internal revenue service, a copy of the form 990 is provided to all board members for review and comment prior to submission. All questions and comments are addressed until the return is finalized and approved for filing.

Form 990, Part VI, Section C, Line 19

The organization makes its form 990 available for public inspection as required under section 6104 of the internal revenue code. The return is posted on guidestar.org and similar websites. In addition, the financial statements, form 990 and bylaws may be made available upon written request at the organization's address.

Filing and Contact Details

Filer

Filer Name
Tuckahoe Teachers Assoc Trust Fund
EIN
13-3083976
Phone
2032848656
Address
PO BOX 5817, WALLINGFORD, CT 06492

Signing Officer

Name
Kelly Donovan
Title
Chairperson
Phone
2032848656
Signed
2025-04-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kelly Donovan
Formed
1981
Legal Domicile
Ny
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
3

Preparer

Firm
PKF O'CONNOR DAVIES ADVISORY LLC
Address
32 FOSTERTOWN ROAD, NEWBURGH, NY 12550
Preparer
Tracy L Badgley
Phone
8455655400
Supplemental Narrative

Additional Explanations

Form 900, Part V, Line 1A

The organization's third party administrator, zenith american solutions, id # 52-1590516, files forms 1096 and 1099 on behalf of the organization. Therefore, tuckahoe teachers association trust fund did not individually file forms 1096 and 1099. Zenith american solutions filed form 1099 for approximately 2 providers and others on the organization's behalf.

FORM 990, PART XII, LINE 2C:

The process has not changed from the prior year.

Financial Statement Notes

PART X, LINE 2:

The organization recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Management has determined that the organization had no uncertain tax positions that would require financial statement recognition or disclosure. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The organization is no longer subject to examinations by the applicable taxing jurisdictions for tax years prior to june 30, 2020.

Raw XML Appendix293 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION RECOGNIZES THE EFFECT OF INCOME TAX POSITIONS ONLY IF THOSE POSITIONS ARE MORE LIKELY THAN NOT OF BEING SUSTAINED. MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION HAD NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE FINANCIAL STATEMENT RECOGNITION OR DISCLOSURE. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. THE ORGANIZATION IS NO LONGER SUBJECT TO EXAMINATIONS BY THE APPLICABLE TAXING JURISDICTIONS FOR TAX YEARS PRIOR TO JUNE 30, 2020.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S THIRD PARTY ADMINISTRATOR, ZENITH AMERICAN SOLUTIONS, ID # 52-1590516, FILES FORMS 1096 AND 1099 ON BEHALF OF THE ORGANIZATION. THEREFORE, TUCKAHOE TEACHERS ASSOCIATION TRUST FUND DID NOT INDIVIDUALLY FILE FORMS 1096 AND 1099. ZENITH AMERICAN SOLUTIONS FILED FORM 1099 FOR APPROXIMATELY 2 PROVIDERS AND OTHERS ON THE ORGANIZATION'S BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ASSOCIATION HAS NO COMMITTEES OTHER THAN THE TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WHEN THE FORM 990 HAS BEEN PREPARED, REVIEWED BY MANAGEMENT, AND IS READY TO BE FILED WITH THE INTERNAL REVENUE SERVICE, A COPY OF THE FORM 990 IS PROVIDED TO ALL BOARD MEMBERS FOR REVIEW AND COMMENT PRIOR TO SUBMISSION. ALL QUESTIONS AND COMMENTS ARE ADDRESSED UNTIL THE RETURN IS FINALIZED AND APPROVED FOR FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS FORM 990 AVAILABLE FOR PUBLIC INSPECTION AS REQUIRED UNDER SECTION 6104 OF THE INTERNAL REVENUE CODE. THE RETURN IS POSTED ON GUIDESTAR.ORG AND SIMILAR WEBSITES. IN ADDITION, THE FINANCIAL STATEMENTS, FORM 990 AND BYLAWS MAY BE MADE AVAILABLE UPON WRITTEN REQUEST AT THE ORGANIZATION'S ADDRESS.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XII, LINE 2C:
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IRS990/TotalAssetsGrp/BOYAmt0210407
IRS990/TotalAssetsGrp/EOYAmt0179972
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0380149
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt054288
IRS990/TotalLiabilitiesEOYAmt056556
IRS990/TotalLiabilitiesGrp/BOYAmt054288
IRS990/TotalLiabilitiesGrp/EOYAmt056556
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0156119
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0123416
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0380149
IRS990/TotalProgramServiceRevenueAmt0346870
IRS990/TotalReportableCompFromOrgAmt0900
IRS990/TotalRevenueGrp/ExclusionAmt0576
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0346870
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0347446
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt03
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0210407
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0179972
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0WALLINGFORD
IRS990/USAddress/StateAbbreviationCd0CT
IRS990/USAddress/ZIPCd006492
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0WWW.IPI.ZENITH-AMERICAN.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KELLY DONOVAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRPERSON
ReturnHeader/BusinessOfficerGrp/PhoneNum02032848656
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TUCKAHOE TEACHERS ASSOC TRUST FUND
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O ZENITH AMERICAN SOLUTIONS
ReturnHeader/Filer/BusinessNameControlTxt0TUCK
ReturnHeader/Filer/EIN0133083976
ReturnHeader/Filer/PhoneNum02032848656
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 5817
ReturnHeader/Filer/USAddress/CityNm0WALLINGFORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006492
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0331374517
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PKF O'CONNOR DAVIES ADVISORY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt032 FOSTERTOWN ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWBURGH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd012550
ReturnHeader/PreparerPersonGrp/PhoneNum08455655400
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TRACY L BADGLEY
ReturnHeader/ReturnTs02025-04-30T08:07:30-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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