Civic Intelligence

New Hampshire Automobile Reinsurance Facility

EIN 13-2882101 • 501(c)6 • Johnston, RI

Profile

Placement of automobile insurance

c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919

www.aipso.com/np

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.32x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

1.01x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

9th percentile

-71%

Higher net margin than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

31st percentile

-15%

Faster asset growth than 31% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

18th percentile

-32%

Faster revenue growth than 18% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$257,090

Down $46,615 (-15%) from 2023

Liabilities

Down

$82,585

Down $50,593 (-38%) from 2023

Net Assets

Up

$174,505

Up $3,978 (+2.3%) from 2023

Revenue

Down

$81,458

Down $37,848 (-32%) from 2023

Expenses

Down

$139,687

Down $50,603 (-27%) from 2023

Net Income

Up

-$58,229

Up $12,755 (+18%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $1,498,592Liabilities 2010: $1,281,827Net Assets 2010: $216,7652010Assets 2011: $1,228,643Liabilities 2011: $1,012,324Net Assets 2011: $216,3192011Assets 2012: $1,260,962Liabilities 2012: $1,072,418Net Assets 2012: $188,5442012Assets 2013: $1,076,832Liabilities 2013: $964,833Net Assets 2013: $111,9992013Assets 2014: $930,973Liabilities 2014: $730,823Net Assets 2014: $200,1502014Assets 2015: $511,859Liabilities 2015: $377,038Net Assets 2015: $134,8212015Assets 2016: $457,391Liabilities 2016: $307,930Net Assets 2016: $149,4612016Assets 2017: $713,413Liabilities 2017: $567,352Net Assets 2017: $146,0612017Assets 2018: $547,848Liabilities 2018: $412,057Net Assets 2018: $135,7912018Assets 2019: $526,629Liabilities 2019: $381,123Net Assets 2019: $145,5062019Assets 2020: $469,270Liabilities 2020: $332,508Net Assets 2020: $136,7622020Assets 2021: $333,747Liabilities 2021: $208,243Net Assets 2021: $125,5042021Assets 2022: $393,629Liabilities 2022: $222,373Net Assets 2022: $171,2562022Assets 2023: $303,705Liabilities 2023: $133,178Net Assets 2023: $170,5272023Assets 2024: $257,090Liabilities 2024: $82,585Net Assets 2024: $174,5052024

Highlighted filing

2024

Assets$257,090
Liabilities$82,585
Net Assets$174,505

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $948,2532010Revenue 2011: $584,841Expenses 2011: $572,512Net Income 2011: $12,3292011Expenses 2012: $708,4672012Revenue 2013: $477,041Expenses 2013: $531,789Net Income 2013: -$54,7482013Revenue 2014: $394,669Expenses 2014: $345,736Net Income 2014: $48,9332014Revenue 2015: $316,961Expenses 2015: $438,318Net Income 2015: -$121,3572015Revenue 2016: $256,552Expenses 2016: $326,752Net Income 2016: -$70,2002016Revenue 2017: $228,301Expenses 2017: $628,658Net Income 2017: -$400,3572017Revenue 2018: $207,545Expenses 2018: $191,935Net Income 2018: $15,6102018Revenue 2019: $156,187Expenses 2019: $199,346Net Income 2019: -$43,1592019Revenue 2020: $126,927Expenses 2020: $222,892Net Income 2020: -$95,9652020Revenue 2021: $111,994Expenses 2021: $180,811Net Income 2021: -$68,8172021Revenue 2022: $115,350Expenses 2022: $293,479Net Income 2022: -$178,1292022Revenue 2023: $119,306Expenses 2023: $190,290Net Income 2023: -$70,9842023Revenue 2024: $81,458Expenses 2024: $139,687Net Income 2024: -$58,2292024

Highlighted filing

2024

Revenue$81,458
Expenses$139,687
Net Income-$58,229

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.26$0.08$0.17$0.08$0.14$0.06
2023Detailed filing. Detailed filing data is available for this year.$0.30$0.13$0.17$0.12$0.19$0.07
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.22$0.17$0.12$0.29$0.18
2021Detailed filing. Detailed filing data is available for this year.$0.33$0.21$0.13$0.11$0.18$0.07
2020Detailed filing. Detailed filing data is available for this year.$0.47$0.33$0.14$0.13$0.22$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.53$0.38$0.15$0.16$0.20$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.55$0.41$0.14$0.21$0.19$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.71$0.57$0.15$0.23$0.63$0.40
2016Detailed filing. Detailed filing data is available for this year.$0.46$0.31$0.15$0.26$0.33$0.07
2015Detailed filing. Detailed filing data is available for this year.$0.51$0.38$0.13$0.32$0.44$0.12
2014Detailed filing. Detailed filing data is available for this year.$0.93$0.73$0.20$0.39$0.35$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.08$0.96$0.11$0.48$0.53$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.26$1.07$0.19$0.71
2011Summary only. Only limited summary data is available for this year.$1.23$1.01$0.22$0.58$0.57$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.50$1.28$0.22$0.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 1, 2025
Return Version
2023v6.0
Gross Receipts
$81,458
Mission and Program Overview

Mission

Placement of automobile insurance for those unable to obtain coverage in the voluntary market.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$250,401$226,656▼ $23,745
Rtn Earn Endowment Incm Other Fnds$170,527$174,505▲ $3,978
Accounts Receivable$53,304$30,434▼ $22,870
Total Assets$303,705$257,090▼ $46,615
Liabilities
Accounts Payable and Accrued Expenses$45,247$45,145▼ $102
Other Liabilities$87,931$37,440▼ $50,491
Total Liabilities$133,178$82,585▼ $50,593
Net Assets / Fund Balance
Total Net Assets Fund Balance$170,527$174,505▲ $3,978
Total Liabilities and Net Assets / Fund Balance$303,705$257,090▼ $46,615
Compensation and Service Providers

Board Members and Trustees

NameTitle
-Gov Comm Member
Andre GagneGov Comm Member
NHAIAJudy DurstGov Comm Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$53,526
Investment Income
$13,628
Other Revenue
$14,304
Change in Net Assets
$-58,229

Audited Revenue Reconciliation

Revenue per Audited Statements
$81,458
Total Revenue per Audited Statements
$81,458
Total Revenue per Form 990
$81,458
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$81,664
Salaries, Compensation, and Employee Benefits$58,023
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$0$0$0$64,595
Other Salaries and Wages$0$0$0$44,661
Other Employee Benefits$0$0$0$7,835
Payroll Taxes$0$0$0$3,425
Other Expenses$0$0$0$2,624
Pension Plan Contributions$0$0$0$2,102
Occupancy$0$0$0$1,980
Office Expenses$0$0$0$388
Total Functional Expenses$0$0$0$139,687

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$139,180
Total Expenses per Audited Statements$139,180
Total Expenses per Form 990$139,180
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Premiums$23,186
Loss Reserves$14,254
Ineligible Losses Not Reimbursed$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

Liberty Mut Ins Co 109 Cottage Way Pittsboro NC XXX-XX-XXXX

Form 990, Part VI, Line 9

Allstate Ins Co 157 Village Green Way Hazlet NJ XXX-XX-XXXX

Form 990, Part VI, Line 9

Nationwide Mut Ins Co 1 Nationwide PLZ Columbus OH XXX-XX-XXXX

Form 990, Part VI, Line 9

State Farm Mut Auto Ins Co 1 State Farm Drive Concordville PA XXX-XX-XXXX

Form 990, Part VI, Line 9

The Travelers Companies 105 Grennan Road West Hartford CT XXX-XX-XXXX

Form 990, Part VI, Line 9

Amica Mut Ins Co 5 Chenell Dr Ste 12 Concord NH XXX-XX-XXXX

Form 990, Part VI, Line 9

NH Dept of Insurance 21 S Fruit St Ste 14 Concord NH XXX-XX-XXXX

Form 990, Part VI, Line 9

NHAIA/Judy Durst 6 Garvins Falls Road Concord NH XXX-XX-XXXX

Form 990, Part VI, Line 9

Hanover Ins Co 440 Lincoln St Worcester MA XXX-XX-XXXX

Form 990, Part VI, Line 9

MAPFRE Insurance Co 11 Gore Rd Webster MA XXX-XX-XXXX

Form 990, Part VI, Line 9

Reliable Ins Solutions LLC 6 Garvins Falls Rd Concord NH 03301

Form 990, Part VI, Line 9

Andre Gagne 17 Lorraine Road Merrimack NH XXX-XX-XXXX

Filing and Contact Details

Filer

Filer Name
New Hampshire Automobile Reinsurance Facility
EIN
13-2882101
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919

Signing Officer

Name
David Maynard
Title
Manager,Financial & Investment Serv
Phone
4019462310
Signed
2025-08-01

Organization Details

Formed
1975
Legal Domicile
Ri
Voting Board Members
11
Independent Board Members
11
Employees
0
Volunteers
11
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

Every insurer authorized to write direct automobile insurance in the State of NH shall be a member company of the NH Automobile Reinsurance Facility.

Pt VI, Line 7A

Members and the NH Commissioner of Insurance elect the Board of Governors.

Pt VI, Line 11B

Form 990 is reviewed and signed by either AIPSOs Manager or Director of Financial and Investment Services.

Pt VI, Line 12C

The Board of Governors is required annually to sign a conflict of interest statement.

Pt VI, Line 15A

NH ARF employees are managed and paid employees of AIPSO, Federal ID#13-2732270. The compensation of the Regional Manager and other employees is reviewed and approved by Human Resources and the President of AIPSO, provided that persons with conflicts of interest with respect to the compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.

Pt VI, Line 19

Governing documents, conflict of interest policy and financial statements are available upon request.

Pt XI

Line 9; Other changes in net assets or fund balance, consist of collections from participating member companies $60,129 and other comprehensive gain 2,078.

Raw XML AppendixShowing 400 of 418 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt045247
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt045145
IRS990/AccountsReceivableGrp/BOYAmt053304
IRS990/AccountsReceivableGrp/EOYAmt030434
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Placement of automobile insurance for those unable to obtain coverage in the voluntary market.
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AIPSO
IRS990/BooksInCareOfDetail/PhoneNum04019462310
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0302 Central Avenue
IRS990/BooksInCareOfDetail/USAddress/CityNm0Johnston
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002919
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt013628
IRS990/CYOtherExpensesAmt081664
IRS990/CYOtherRevenueAmt014304
IRS990/CYProgramServiceRevenueAmt053526
IRS990/CYRevenuesLessExpensesAmt0-58229
IRS990/CYSalariesCompEmpBnftPaidAmt058023
IRS990/CYTotalExpensesAmt0139687
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt081458
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0Placement of automobile insurance for those unable to obtain coverage in the voluntary market.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt064595
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.10
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt0Hanover Ins Co
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt1Liberty Mut Ins Co
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt2Allstate Ins Co
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt3Nationwide Mut Ins Co
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt4State Farm Mut Auto Ins Co
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt5The Travelers Co's
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt6NH Dept of Insurance
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt7Amica Mutual Ins Co
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt8MAPFRE Insurance
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt9Reliable Ins Solutions LLC
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0NHAIAJudy Durst
IRS990/Form990PartVIISectionAGrp/PersonNm1Andre Gagne
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Gov Comm Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Gov Comm Member
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01975
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt081458
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt011
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InfoInScheduleOPartXInd0X
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt013628
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0RI
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt021
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt021
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Placement of automobile insurance for those unable to obtain coverage in the voluntary market.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0170527
IRS990/NetAssetsOrFundBalancesEOYAmt0174505
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt01980
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0388
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt07835
IRS990/OtherExpensesGrp/Desc0Losses Incurred
IRS990/OtherExpensesGrp/Desc1Commission Expense Allowance
IRS990/OtherExpensesGrp/Desc2Ceding Expense Allowance
IRS990/OtherExpensesGrp/Desc3Bank & Finance Charges
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt04576
IRS990/OtherExpensesGrp/TotalAmt13468
IRS990/OtherExpensesGrp/TotalAmt24033
IRS990/OtherExpensesGrp/TotalAmt32624
IRS990/OtherLiabilitiesGrp/BOYAmt087931
IRS990/OtherLiabilitiesGrp/EOYAmt037440
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1524298
IRS990/OtherRevenueMiscGrp/BusinessCd2524298
IRS990/OtherRevenueMiscGrp/Desc0Late Payment Fees
IRS990/OtherRevenueMiscGrp/Desc1Uncorrected Transaction Fees
IRS990/OtherRevenueMiscGrp/Desc2Unreported Premium Penalty Fees
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt09450
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt14733
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2100
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt09450
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt14733
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2100
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt014304
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt044661
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt03425
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02102
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0AIPSO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0524298
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/Desc0Premiums Earned
IRS990/ProgramServiceRevenueGrp/Desc1Membership Fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt038140
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt115386
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt011694
IRS990/PYOtherExpensesAmt0137575
IRS990/PYOtherRevenueAmt013997
IRS990/PYProgramServiceRevenueAmt093615
IRS990/PYRevenuesLessExpensesAmt0-70984
IRS990/PYSalariesCompEmpBnftPaidAmt052715
IRS990/PYTotalExpensesAmt0190290
IRS990/PYTotalRevenueAmt0119306
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-58229
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0170527
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0174505
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0250401
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0226656
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0139180
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014254
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt123186
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt20
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Loss Reserves
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Unearned Premiums
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Ineligible Losses Not Reimbursed
IRS990ScheduleD/RevenueSubtotalAmt081458
IRS990ScheduleD/TotalExpensesPerForm990Amt0139180
IRS990ScheduleD/TotalLiabilityAmt037440
IRS990ScheduleD/TotalRevenuePerForm990Amt081458
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt081458
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0139180
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Every insurer authorized to write direct automobile insurance in the State of NH shall be a member company of the NH Automobile Reinsurance Facility.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members and the NH Commissioner of Insurance elect the Board of Governors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed and signed by either AIPSOs Manager or Director of Financial and Investment Services.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Board of Governors is required annually to sign a conflict of interest statement.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NH ARF employees are managed and paid employees of AIPSO, Federal ID#13-2732270. The compensation of the Regional Manager and other employees is reviewed and approved by Human Resources and the President of AIPSO, provided that persons with conflicts of interest with respect to the compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Governing documents, conflict of interest policy and financial statements are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Line 9; Other changes in net assets or fund balance, consist of collections from participating member companies $60,129 and other comprehensive gain 2,078.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Liberty Mut Ins Co 109 Cottage Way Pittsboro NC XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Allstate Ins Co 157 Village Green Way Hazlet NJ XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Nationwide Mut Ins Co 1 Nationwide PLZ Columbus OH XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10State Farm Mut Auto Ins Co 1 State Farm Drive Concordville PA XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11The Travelers Companies 105 Grennan Road West Hartford CT XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Amica Mut Ins Co 5 Chenell Dr Ste 12 Concord NH XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13NH Dept of Insurance 21 S Fruit St Ste 14 Concord NH XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14NHAIA/Judy Durst 6 Garvins Falls Road Concord NH XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Hanover Ins Co 440 Lincoln St Worcester MA XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16MAPFRE Insurance Co 11 Gore Rd Webster MA XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Reliable Ins Solutions LLC 6 Garvins Falls Rd Concord NH 03301
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Andre Gagne 17 Lorraine Road Merrimack NH XXX-XX-XXXX
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990, Part VI, Line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NH
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0303705
IRS990/TotalAssetsEOYAmt0257090
IRS990/TotalAssetsGrp/BOYAmt0303705
IRS990/TotalAssetsGrp/EOYAmt0257090
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0139687
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0133178
IRS990/TotalLiabilitiesEOYAmt082585
IRS990/TotalLiabilitiesGrp/BOYAmt0133178
IRS990/TotalLiabilitiesGrp/EOYAmt082585
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0170527
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0174505
IRS990/TotalProgramServiceRevenueAmt053526
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt081458
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt081458
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0303705
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0257090
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0302 Central Avenue
IRS990/USAddress/CityNm0Johnston
IRS990/USAddress/StateAbbreviationCd0RI
IRS990/USAddress/ZIPCd002919
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0www.aipso.com/np
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z

Document Assets

No mirrored PDF or thumbnail assets are attached yet.