Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
EIN 13-2882101 • 501(c)6 • Johnston, RI
Profile
Placement of automobile insurance
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
9th percentile
Higher net margin than 9% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
18th percentile
Faster revenue growth than 18% of similar nonprofits.
Assets
Down$257,090
Down $46,615 (-15%) from 2023
Liabilities
Down$82,585
Down $50,593 (-38%) from 2023
Net Assets
Up$174,505
Up $3,978 (+2.3%) from 2023
Revenue
Down$81,458
Down $37,848 (-32%) from 2023
Expenses
Down$139,687
Down $50,603 (-27%) from 2023
Net Income
Up-$58,229
Up $12,755 (+18%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Placement of automobile insurance for those unable to obtain coverage in the voluntary market.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $250,401 | $226,656 | ▼ $23,745 |
| Rtn Earn Endowment Incm Other Fnds | $170,527 | $174,505 | ▲ $3,978 |
| Accounts Receivable | $53,304 | $30,434 | ▼ $22,870 |
| Total Assets | $303,705 | $257,090 | ▼ $46,615 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $45,247 | $45,145 | ▼ $102 |
| Other Liabilities | $87,931 | $37,440 | ▼ $50,491 |
| Total Liabilities | $133,178 | $82,585 | ▼ $50,593 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $170,527 | $174,505 | ▲ $3,978 |
| Total Liabilities and Net Assets / Fund Balance | $303,705 | $257,090 | ▼ $46,615 |
| Name | Title |
|---|---|
| - | Gov Comm Member |
| Andre Gagne | Gov Comm Member |
| NHAIAJudy Durst | Gov Comm Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $81,664 |
| Salaries, Compensation, and Employee Benefits | $58,023 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Fees for Services Management | $0 | $0 | $0 | $64,595 |
| Other Salaries and Wages | $0 | $0 | $0 | $44,661 |
| Other Employee Benefits | $0 | $0 | $0 | $7,835 |
| Payroll Taxes | $0 | $0 | $0 | $3,425 |
| Other Expenses | $0 | $0 | $0 | $2,624 |
| Pension Plan Contributions | $0 | $0 | $0 | $2,102 |
| Occupancy | $0 | $0 | $0 | $1,980 |
| Office Expenses | $0 | $0 | $0 | $388 |
| Total Functional Expenses | $0 | $0 | $0 | $139,687 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $139,180 |
| Total Expenses per Audited Statements | $139,180 |
| Total Expenses per Form 990 | $139,180 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Unearned Premiums | $23,186 |
| Loss Reserves | $14,254 |
| Ineligible Losses Not Reimbursed | $0 |
“Liberty Mut Ins Co 109 Cottage Way Pittsboro NC XXX-XX-XXXX”
“Allstate Ins Co 157 Village Green Way Hazlet NJ XXX-XX-XXXX”
“Nationwide Mut Ins Co 1 Nationwide PLZ Columbus OH XXX-XX-XXXX”
“State Farm Mut Auto Ins Co 1 State Farm Drive Concordville PA XXX-XX-XXXX”
“The Travelers Companies 105 Grennan Road West Hartford CT XXX-XX-XXXX”
“Amica Mut Ins Co 5 Chenell Dr Ste 12 Concord NH XXX-XX-XXXX”
“NH Dept of Insurance 21 S Fruit St Ste 14 Concord NH XXX-XX-XXXX”
“NHAIA/Judy Durst 6 Garvins Falls Road Concord NH XXX-XX-XXXX”
“Hanover Ins Co 440 Lincoln St Worcester MA XXX-XX-XXXX”
“MAPFRE Insurance Co 11 Gore Rd Webster MA XXX-XX-XXXX”
“Reliable Ins Solutions LLC 6 Garvins Falls Rd Concord NH 03301”
“Andre Gagne 17 Lorraine Road Merrimack NH XXX-XX-XXXX”
“Every insurer authorized to write direct automobile insurance in the State of NH shall be a member company of the NH Automobile Reinsurance Facility.”
“Members and the NH Commissioner of Insurance elect the Board of Governors.”
“Form 990 is reviewed and signed by either AIPSOs Manager or Director of Financial and Investment Services.”
“The Board of Governors is required annually to sign a conflict of interest statement.”
“NH ARF employees are managed and paid employees of AIPSO, Federal ID#13-2732270. The compensation of the Regional Manager and other employees is reviewed and approved by Human Resources and the President of AIPSO, provided that persons with conflicts of interest with respect to the compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.”
“Governing documents, conflict of interest policy and financial statements are available upon request.”
“Line 9; Other changes in net assets or fund balance, consist of collections from participating member companies $60,129 and other comprehensive gain 2,078.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 45247 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 45145 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 53304 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 30434 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Placement of automobile insurance for those unable to obtain coverage in the voluntary market. |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4019462310 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 302 Central Avenue |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Johnston |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02919 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 13628 |
| IRS990/CYOtherExpensesAmt | 0 | 81664 |
| IRS990/CYOtherRevenueAmt | 0 | 14304 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 53526 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -58229 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 58023 |
| IRS990/CYTotalExpensesAmt | 0 | 139687 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 81458 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | Placement of automobile insurance for those unable to obtain coverage in the voluntary market. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesManagementGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 64595 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.10 |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 0 | Hanover Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 1 | Liberty Mut Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 2 | Allstate Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 3 | Nationwide Mut Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 4 | State Farm Mut Auto Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 5 | The Travelers Co's |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 6 | NH Dept of Insurance |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 7 | Amica Mutual Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 8 | MAPFRE Insurance |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 9 | Reliable Ins Solutions LLC |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | NHAIAJudy Durst |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Andre Gagne |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Gov Comm Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1975 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 81458 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InfoInScheduleOPartXInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 13628 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | RI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
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| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 21 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 21 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | Placement of automobile insurance for those unable to obtain coverage in the voluntary market. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 170527 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 174505 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
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| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1980 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
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| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 388 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 7835 |
| IRS990/OtherExpensesGrp/Desc | 0 | Losses Incurred |
| IRS990/OtherExpensesGrp/Desc | 1 | Commission Expense Allowance |
| IRS990/OtherExpensesGrp/Desc | 2 | Ceding Expense Allowance |
| IRS990/OtherExpensesGrp/Desc | 3 | Bank & Finance Charges |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
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| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
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| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 0 |
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| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4576 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 3468 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4033 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 2624 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 87931 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 37440 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Late Payment Fees |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Uncorrected Transaction Fees |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Unreported Premium Penalty Fees |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 2 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9450 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4733 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 100 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 9450 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 4733 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 100 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 14304 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 44661 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 3425 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 2102 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Premiums Earned |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Membership Fees |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 38140 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 15386 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 11694 |
| IRS990/PYOtherExpensesAmt | 0 | 137575 |
| IRS990/PYOtherRevenueAmt | 0 | 13997 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 93615 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -70984 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 52715 |
| IRS990/PYTotalExpensesAmt | 0 | 190290 |
| IRS990/PYTotalRevenueAmt | 0 | 119306 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -58229 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 170527 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 174505 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 250401 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 226656 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 139180 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 14254 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 23186 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Loss Reserves |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Unearned Premiums |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Ineligible Losses Not Reimbursed |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 81458 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 139180 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 37440 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 81458 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 81458 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 139180 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Every insurer authorized to write direct automobile insurance in the State of NH shall be a member company of the NH Automobile Reinsurance Facility. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members and the NH Commissioner of Insurance elect the Board of Governors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is reviewed and signed by either AIPSOs Manager or Director of Financial and Investment Services. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The Board of Governors is required annually to sign a conflict of interest statement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | NH ARF employees are managed and paid employees of AIPSO, Federal ID#13-2732270. The compensation of the Regional Manager and other employees is reviewed and approved by Human Resources and the President of AIPSO, provided that persons with conflicts of interest with respect to the compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Governing documents, conflict of interest policy and financial statements are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Line 9; Other changes in net assets or fund balance, consist of collections from participating member companies $60,129 and other comprehensive gain 2,078. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Liberty Mut Ins Co 109 Cottage Way Pittsboro NC XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Allstate Ins Co 157 Village Green Way Hazlet NJ XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Nationwide Mut Ins Co 1 Nationwide PLZ Columbus OH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | State Farm Mut Auto Ins Co 1 State Farm Drive Concordville PA XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | The Travelers Companies 105 Grennan Road West Hartford CT XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Amica Mut Ins Co 5 Chenell Dr Ste 12 Concord NH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | NH Dept of Insurance 21 S Fruit St Ste 14 Concord NH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | NHAIA/Judy Durst 6 Garvins Falls Road Concord NH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Hanover Ins Co 440 Lincoln St Worcester MA XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | MAPFRE Insurance Co 11 Gore Rd Webster MA XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | Reliable Ins Solutions LLC 6 Garvins Falls Rd Concord NH 03301 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | Andre Gagne 17 Lorraine Road Merrimack NH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt VI, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Pt XI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990, Part VI, Line 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | NH |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 303705 |
| IRS990/TotalAssetsEOYAmt | 0 | 257090 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 303705 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 257090 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 139687 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 133178 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 82585 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 133178 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 82585 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 170527 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 174505 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 53526 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 81458 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 81458 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 303705 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 257090 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 302 Central Avenue |
| IRS990/USAddress/CityNm | 0 | Johnston |
| IRS990/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/USAddress/ZIPCd | 0 | 02919 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 11 |
| IRS990/VotingMembersIndependentCnt | 0 | 11 |
| IRS990/WebsiteAddressTxt | 0 | www.aipso.com/np |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
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