Civic Intelligence

Emunah of America Inc

EIN 13-2670365 • 501(c)3 • New York, NY

Profile

Emunah of america was established to provide support for the activities of emunah of israel, one of the largest volunteer organizations in israel, providing a vast network of social welfare and education programs. Since it's establishment in the united states in 1948, emunah has been responding to the needs of the people of israel, caring for the young and old, new immigrants and veteran israelis.

500 7th Avenue 8th FloorNew York, NY 10018

www.emunah.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.21x

Higher debt load relative to assets than 79% of similar nonprofits.

NTEE Q • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

81st percentile

0.16x

Higher debt load relative to revenue than 81% of similar nonprofits.

NTEE Q • $1M-$5M nonprofits • Source year 2024

Net Margin

71st percentile

18%

Higher net margin than 71% of similar nonprofits.

NTEE Q • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

89th percentile

$227,653

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 6.7% of source-year revenue.

NTEE Q • $1M-$5M nonprofits • Source year 2024

Asset Growth

68th percentile

20%

Faster asset growth than 68% of similar nonprofits.

NTEE Q • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

33rd percentile

-6.3%

Faster revenue growth than 33% of similar nonprofits.

NTEE Q • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$2,613,415

Up $435,800 (+20%) from 2023

Liabilities

Down

$547,089

Down $187,637 (-26%) from 2023

Net Assets

Up

$2,066,326

Up $623,437 (+43%) from 2023

Operations
Liabilities / Revenue81st percentileNet Margin71st percentile

Revenue

Down

$3,391,443

Down $226,965 (-6.3%) from 2023

Expenses

Down

$2,782,012

Down $910,870 (-25%) from 2023

Net Income

Up

$609,431

Up $683,905 (+918%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0-$1.0MAssets 2010: $1,473,133Liabilities 2010: $701,283Net Assets 2010: $771,8502010Assets 2011: $1,252,104Liabilities 2011: $243,237Net Assets 2011: $1,008,8672011Assets 2012: $634,300Liabilities 2012: $1,006,675Net Assets 2012: -$372,3752012Assets 2013: $533,163Liabilities 2013: $891,285Net Assets 2013: -$358,1222013Assets 2014: $1,088,420Liabilities 2014: $911,524Net Assets 2014: $176,8962014Assets 2015: $1,373,004Liabilities 2015: $886,324Net Assets 2015: $486,6802015Assets 2016: $1,595,798Liabilities 2016: $701,351Net Assets 2016: $894,4472016Assets 2017: $958,830Liabilities 2017: $714,381Net Assets 2017: $244,4492017Assets 2018: $1,117,704Liabilities 2018: $304,692Net Assets 2018: $813,0122018Assets 2019: $1,120,828Liabilities 2019: $229,854Net Assets 2019: $890,9742019Assets 2020: $1,477,421Liabilities 2020: $451,027Net Assets 2020: $1,026,3942020Assets 2021: $1,802,135Liabilities 2021: $539,934Net Assets 2021: $1,262,2012021Assets 2022: $2,325,875Liabilities 2022: $892,162Net Assets 2022: $1,433,7132022Assets 2023: $2,177,615Liabilities 2023: $734,726Net Assets 2023: $1,442,8892023Assets 2024: $2,613,415Liabilities 2024: $547,089Net Assets 2024: $2,066,3262024

Highlighted filing

2024

Assets$2,613,415
Liabilities$547,089
Net Assets$2,066,326
Open 2024 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2010: $6,147,917Expenses 2010: $6,408,245Net Income 2010: -$260,3282010Revenue 2011: $6,528,589Expenses 2011: $6,289,869Net Income 2011: $238,7202011Revenue 2012: $6,082,411Expenses 2012: $6,096,413Net Income 2012: -$14,0022012Revenue 2013: $5,771,081Expenses 2013: $5,754,010Net Income 2013: $17,0712013Revenue 2014: $5,891,669Expenses 2014: $5,357,117Net Income 2014: $534,5522014Revenue 2015: $5,574,784Expenses 2015: $5,453,579Net Income 2015: $121,2052015Revenue 2016: $6,195,456Expenses 2016: $5,788,362Net Income 2016: $407,0942016Revenue 2017: $4,714,155Expenses 2017: $5,123,297Net Income 2017: -$409,1422017Revenue 2018: $4,184,049Expenses 2018: $3,573,146Net Income 2018: $610,9032018Revenue 2019: $3,790,628Expenses 2019: $3,733,030Net Income 2019: $57,5982019Revenue 2020: $3,547,000Expenses 2020: $3,433,911Net Income 2020: $113,0892020Revenue 2021: $4,366,155Expenses 2021: $4,104,270Net Income 2021: $261,8852021Revenue 2022: $5,172,659Expenses 2022: $4,819,091Net Income 2022: $353,5682022Revenue 2023: $3,618,408Expenses 2023: $3,692,882Net Income 2023: -$74,4742023Revenue 2024: $3,391,443Expenses 2024: $2,782,012Net Income 2024: $609,4312024

Highlighted filing

2024

Revenue$3,391,443
Expenses$2,782,012
Net Income$609,431
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,613,415
Liabilities
$547,089
Net assets
$2,066,326
Revenue
$3,391,443
Expenses
$2,782,012
Net income
$609,431
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.61$0.55$2.07$3.39$2.78$0.61
2023Detailed filing. Detailed filing data is available for this year.$2.18$0.73$1.44$3.62$3.69$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.33$0.89$1.43$5.17$4.82$0.35
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.80$0.54$1.26$4.37$4.10$0.26
2020Detailed filing. Detailed filing data is available for this year.$1.48$0.45$1.03$3.55$3.43$0.11
2019Detailed filing. Detailed filing data is available for this year.$1.12$0.23$0.89$3.79$3.73$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.12$0.30$0.81$4.18$3.57$0.61
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$0.71$0.24$4.71$5.12$0.41
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.60$0.70$0.89$6.20$5.79$0.41
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.37$0.89$0.49$5.57$5.45$0.12
2014Detailed filing. Detailed filing data is available for this year.$1.09$0.91$0.18$5.89$5.36$0.53
2013Detailed filing. Detailed filing data is available for this year.$0.53$0.89$0.36$5.77$5.75$0.02
2012Summary only. Only limited summary data is available for this year.$0.63$1.01$0.37$6.08$6.10$0.01
2011Summary only. Only limited summary data is available for this year.$1.25$0.24$1.01$6.53$6.29$0.24
2010Summary only. Only limited summary data is available for this year.$1.47$0.70$0.77$6.15$6.41$0.26
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.1
Gross Receipts
$4,605,055
Mission and Program Overview

Mission

Emunah of america provides support to emunah of israel by providing a vast network of social welfare and education programs to the jewish community.

To provide support for the activites of emunah of israel

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,267,671$1,626,314▲ $358,643
Cash and Non-Interest-Bearing Accounts$525,045$551,335▲ $26,290
Pledges and Grants Receivable$177,200$135,989▼ $41,211
Prepaid Expenses and Deferred Charges$7,731$91,800▲ $84,069
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$2,177,615$2,613,415▲ $435,800
Other Assets Total$199,968$207,977▲ $8,009
Liabilities
Grants Payable$476,637$301,076▼ $175,561
Other Liabilities$108,676$103,939▼ $4,737
Deferred Revenue-$102,573-
Accounts Payable and Accrued Expenses$149,413$39,501▼ $109,912
Total Liabilities$734,726$547,089▼ $187,637
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$799,538$1,371,966▲ $572,428
Net Assets With Donor Restrictions$643,351$694,360▲ $51,009
Total Net Assets Fund Balance$1,442,889$2,066,326▲ $623,437
Total Liabilities and Net Assets / Fund Balance$2,177,615$2,613,415▲ $435,800

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$35,824$35,824
Equipment$0$5,755$5,755
Other Assets Org$6,375--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$246,938$50,000▲ $5,093-$296,938
2023$246,938-▲ $5,988-$246,938
2022$246,938-▲ $18,543-$246,938
2021$246,938-▲ $14,336-$246,938
2020$246,938-▲ $8,288-$246,938
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hila SternChief Executive OfficerFT$208,000$19,653$227,653

Board Members and Trustees

NameTitle
Debbie BienenfeldChairman of the Board
Careena ParkerPresident
Amy GibberExecutive Board Member
Anne GontownikExecutive Board Member
Bonnie EizikovitzExecutive Board Member
Chanie GreifExecutive Board Member
Charlotte DachsExecutive Board Member
Elizabeth GineaExecutive Board Member
Esther LererExecutive Board Member
Fran HirmesExecutive Board Member
Harriet SapersteinExecutive Board Member
Heddy KleinExecutive Board Member
Johanna Guttman HerskowitzExecutive Board Member
Karen SpitalnikExecutive Board Member
Lisa ReichExecutive Board Member
Lisa SchechterExecutive Board Member
Marcia GenuthExecutive Board Member
Michelle SaligExecutive Board Member
Mindy SteinExecutive Board Member
Myrna ZismanExecutive Board Member
Rhonda AvnerExecutive Board Member
Shaindy BrothmanExecutive Board Member
Shaynee KesslerExecutive Board Member
Sondra FischExecutive Board Member
Sue NadritchExecutive Board Member
Susan WeinstockExecutive Board Member
Sylvia SchonfeldExecutive Board Member
Sora GrunsteinFinancial Secretary
Lynn MaelTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$3,070,378
Program Service Revenue
$298,102
Investment Income
$82,384
Other Revenue
$-59,421
All Other Contributions
$1,836,668
Change in Net Assets
$609,431

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,391,444
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$14,005
Total Revenue per Audited Statements
$3,405,449
Total Revenue per Form 990
$3,391,444
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$1,407,488
Other Expenses$774,591
Salaries, Compensation, and Employee Benefits$599,933
Total Fundraising Expense$283,679
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Foreign Grants$1,407,488--$1,407,488
Other Salaries and Wages$229,557$24,538$81,793$335,888
Current Officers, Directors, Trustees, and Key Employees$147,975$22,765$56,913$227,653
Fees for Services Other$97,160$80,869$29,757$207,786
Fees for Services Accounting$20,000$63,161-$83,161
All Other Expenses--$56,923$56,923
Office Expenses$29,543$3,672$10,831$44,046
Occupancy$22,816$2,836$8,365$34,017
Travel$22,033$2,739$8,079$32,851
Payroll Taxes$19,204$2,054$6,843$28,101
Advertising$14,034$1,744$5,146$20,924
Other Expenses$8,198$1,019$3,005$12,222
Information Technology$7,274$904$2,667$10,845
Other Employee Benefits$5,648$660$1,983$8,291
Total Functional Expenses$2,287,516$210,817$283,679$2,782,012

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,782,012
Total Expenses per Audited Statements$2,782,012
Total Expenses per Form 990$2,782,012
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
International Activity

International Summary

Offices
0
Employees
0
Spending
$1,407,488

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Middle East and North AfricaGrantmaking-00$1,407,488
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$307,559
Fundraising Gross Income$248,138
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Dinner$1,065,229$120,000$41,376$78,624
Wow$124,451$30,001$18,482$11,519
Total Events$1,481,848$248,138$307,559$-59,421
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Annuities Payable$103,939
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Myrna zisman and chanie greif (board members) - family relationship esther lerer and careena parker (board members) - family relationship”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the organization's management and then presented to the board before it is filed with the irs. Any questions are discussed with the preparer and necessary changes are made prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The board of directors and officers sign an annual conflict of interest statement each year. The executive director and outside cfo consultant review the signed statements. The board discusses any actual or potential conflicts of interests and addresses them as needed.”

Form 990, Part VI, Section B, Line 15

“The personnel committee compares compensation of other similar positions at similarly sized organizations by reviewing 990's in order to determine the compensation of the executive director. Compensation is approved by the board and documented accordingly. This was last performed in january 2025. The compensation review was done in january 2025 and the 12 people on the finance committee conducted the review.”

Form 990, Part VI, Section C, Line 19

“The organization's governing documents, conflict of interest policy and financial statements are available upon request. The financial statements are also available on the emunah website.”

Filing and Contact Details

Filer

Filer Name
Emunah of America Inc
EIN
13-2670365
Phone
2125649045
Address
500 7TH AVENUE 8TH FLOOR, NEW YORK, NY 10018

Signing Officer

Name
Debbie Bienenfeld
Title
Chairman of the Board
Phone
2125649045
Signed
2025-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Debbie Bienenfeld
Formed
1948
Legal Domicile
Ny
Voting Board Members
29
Independent Board Members
29
Employees
5
Volunteers
29

Preparer

Firm
GRASSI & CO CPA'S PC
Address
360 MADISON AVENUE 7TH FLOOR, NEW YORK, NY 10017
Preparer
David Rottkamp
Phone
2126616166
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in beneficial interest 26,009. Change in gift annuity liability -8,263.”

FORM 990, PART XII, LINE 2C:

“This process has not changed from prior year.”

Financial Statement Notes

PART X, LINE 2:

“The organization has determined that there are no material uncertain tax positions that require recognition or disclosure in the consolidated financial statements. The organization is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The organization believes it is no longer subject to income tax examinations for years prior to 2021.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Change in beneficial interest 26,009. Change in gift annuity liability -8,263.”

Raw XML AppendixShowing 400 of 742 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AdvertisingGrp/FundraisingAmt05146
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01744
IRS990/AdvertisingGrp/ProgramServicesAmt014034
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IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
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IRS990/Form990PartVIISectionAGrp/PersonNm2LYNN MAEL
IRS990/Form990PartVIISectionAGrp/PersonNm3SORA GRUNSTEIN
IRS990/Form990PartVIISectionAGrp/PersonNm4RHONDA AVNER
IRS990/Form990PartVIISectionAGrp/PersonNm5SHAINDY BROTHMAN
IRS990/Form990PartVIISectionAGrp/PersonNm6CHARLOTTE DACHS
IRS990/Form990PartVIISectionAGrp/PersonNm7BONNIE EIZIKOVITZ
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IRS990/Form990PartVIISectionAGrp/PersonNm10AMY GIBBER
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IRS990/Form990PartVIISectionAGrp/PersonNm12ANNE GONTOWNIK
IRS990/Form990PartVIISectionAGrp/PersonNm13CHANIE GREIF
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IRS990/Form990PartVIISectionAGrp/PersonNm15FRAN HIRMES
IRS990/Form990PartVIISectionAGrp/PersonNm16SHAYNEE KESSLER
IRS990/Form990PartVIISectionAGrp/PersonNm17HEDDY KLEIN
IRS990/Form990PartVIISectionAGrp/PersonNm18ESTHER LERER
IRS990/Form990PartVIISectionAGrp/PersonNm19SUE NADRITCH
IRS990/Form990PartVIISectionAGrp/PersonNm20LISA REICH
IRS990/Form990PartVIISectionAGrp/PersonNm21MICHELLE SALIG
IRS990/Form990PartVIISectionAGrp/PersonNm22HARRIET SAPERSTEIN
IRS990/Form990PartVIISectionAGrp/PersonNm23LISA SCHECHTER
IRS990/Form990PartVIISectionAGrp/PersonNm24SYLVIA SCHONFELD
IRS990/Form990PartVIISectionAGrp/PersonNm25KAREN SPITALNIK
IRS990/Form990PartVIISectionAGrp/PersonNm26MINDY STEIN
IRS990/Form990PartVIISectionAGrp/PersonNm27SUSAN WEINSTOCK
IRS990/Form990PartVIISectionAGrp/PersonNm28MYRNA ZISMAN
IRS990/Form990PartVIISectionAGrp/PersonNm29HILA STERN
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3FINANCIAL SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt19EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt21EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt22EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt23EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt24EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt25EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt26EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt27EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt28EXECUTIVE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt29CHIEF EXECUTIVE OFFICER
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IRS990/MissionDesc0SEE SCHEDULE OEMUNAH OF AMERICA WAS ESTABLISHED TO PROVIDE SUPPORT FOR THE ACTIVITIES OF EMUNAH OF ISRAEL, ONE OF THE LARGEST VOLUNTEER ORGANIZATIONS IN ISRAEL, PROVIDING A VAST NETWORK OF SOCIAL WELFARE AND EDUCATION PROGRAMS. SINCE ITS ESTABLISHMENT IN THE UNITED STATES IN 1948, EMUNAH HAS BEEN RESPONDING TO THE NEEDS OF THE PEOPLE OF ISRAEL, CARING FOR THE YOUNG AND OLD, NEW IMMIGRATNS, AND VETERAN ISRAELIS.
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IRS990/OtherExpensesGrp/Desc0MISSION EXPENSE
IRS990/OtherExpensesGrp/Desc1CREDIT CARD FEES AND BA
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