Civic Intelligence

Rockland Business Association Inc

990 • Fiscal year 2013 • EIN 13-2603907

Jan 01, 2013 to Dec 31, 2013 • Filed on May 14, 2014

1 Blue Hill Plaza PO Box 1567Nyack, NY 10965

(845) 735-2100

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.59x

Higher debt load relative to assets than 88% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Liabilities / Revenue

44th percentile

0.06x

Higher debt load relative to revenue than 44% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Net Margin

40th percentile

0.8%

Higher net margin than 40% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Top Officer Pay

34th percentile

$0

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2013

Asset Growth

94th percentile

57%

Faster asset growth than 94% of similar nonprofits.

2013 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$68,573

Up $24,960 (+57%) from 2012

Net Assets

Up

$27,858

Up $5,461 (+24%) from 2012

Liabilities

Up

$40,715

Up $19,499 (+92%) from 2012

Revenue

$713,146

No earlier filing loaded for comparison.

Expenses

Up

$707,685

Up $47,573 (+7.2%) from 2012

Net Income

$5,461

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100KAssets 2010: $48,675Liabilities 2010: $34,500Net Assets 2010: $14,1752010Assets 2011: $46,928Liabilities 2011: $30,216Net Assets 2011: $16,7122011Assets 2012: $43,613Liabilities 2012: $21,216Net Assets 2012: $22,3972012Assets 2013: $68,573Liabilities 2013: $40,715Net Assets 2013: $27,8582013Assets 2014: $91,114Liabilities 2014: $58,001Net Assets 2014: $33,1132014Assets 2015: $83,295Liabilities 2015: $22,500Net Assets 2015: $60,7952015Assets 2016: $82,989Liabilities 2016: $0Net Assets 2016: $82,9892016Assets 2017: $113,442Liabilities 2017: $40,000Net Assets 2017: $73,4422017Assets 2018: $59,875Liabilities 2018: $0Net Assets 2018: $59,8752018Assets 2019: $65,621Liabilities 2019: $0Net Assets 2019: $65,6212019Assets 2020: $91,913Liabilities 2020: $105,486Net Assets 2020: -$13,5732020Assets 2021: $79,519Liabilities 2021: $130,515Net Assets 2021: -$50,9962021Assets 2022: $151,258Liabilities 2022: $111,259Net Assets 2022: $39,9992022Assets 2023: $145,226Liabilities 2023: $97,529Net Assets 2023: $47,6972023Assets 2024: $82,030Liabilities 2024: $81,188Net Assets 2024: $8422024

Highlighted filing

2013

Assets$68,573
Liabilities$40,715
Net Assets$27,858

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $691,5432010Expenses 2011: $643,4452011Expenses 2012: $660,1122012Revenue 2013: $713,146Expenses 2013: $707,685Net Income 2013: $5,4612013Revenue 2014: $674,915Expenses 2014: $669,660Net Income 2014: $5,2552014Revenue 2015: $744,417Expenses 2015: $716,735Net Income 2015: $27,6822015Revenue 2016: $749,433Expenses 2016: $727,239Net Income 2016: $22,1942016Revenue 2017: $729,252Expenses 2017: $738,799Net Income 2017: -$9,5472017Revenue 2018: $738,957Expenses 2018: $752,524Net Income 2018: -$13,5672018Revenue 2019: $712,313Expenses 2019: $706,567Net Income 2019: $5,7462019Revenue 2020: $427,253Expenses 2020: $506,447Net Income 2020: -$79,1942020Revenue 2021: $349,150Expenses 2021: $386,573Net Income 2021: -$37,4232021Revenue 2022: $468,520Expenses 2022: $377,525Net Income 2022: $90,9952022Revenue 2023: $382,655Expenses 2023: $374,957Net Income 2023: $7,6982023Revenue 2024: $254,339Expenses 2024: $301,194Net Income 2024: -$46,8552024

Highlighted filing

2013

Revenue$713,146
Expenses$707,685
Net Income$5,461
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 14, 2014
Return Version
2013v3.0
Gross Receipts
$713,146
Mission and Program Overview

Mission

To educate, inform, and provide beneficial services to members and actively represent, promote and support the business community of rockland county.

Provide members-rockland cty business issues/needs

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$43,243$68,573▲ $25,330
Accounts Receivable$370--
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$43,613$68,573▲ $24,960
Liabilities
Other Liabilities$21,216$40,715▲ $19,499
Total Liabilities$21,216$40,715▲ $19,499
Net Assets / Fund Balance
Unrestricted Net Assets$22,397$27,858▲ $5,461
Total Net Assets Fund Balance$22,397$27,858▲ $5,461
Total Liabilities and Net Assets / Fund Balance$43,613$68,573▲ $24,960

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$54,936$54,936
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$450,386
Investment Income
$1
Other Revenue
$262,759
Change in Net Assets
$5,461
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$406,015
Other Expenses$301,670
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$347,500--$347,500
All Other Expenses$91,129--$91,129
Occupancy$37,400--$37,400
Other Employee Benefits$29,311--$29,311
Other Expenses$23,563--$23,563
Payroll Taxes$22,576--$22,576
Office Expenses$9,138--$9,138
Insurance$7,264--$7,264
Pension Plan Contributions$6,628--$6,628
Advertising$5,161--$5,161
Travel$1,292--$1,292
Total Functional Expenses$707,685$0$0$707,685
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Provident Line of Credit$40,715
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 2

The rockland business association is an organization whose mission is to educate, inform and provide beneficial services to members and actively represent, promote and support the business community. Any business relationships formed among members of the rockland business association would be in accordance with the organization's mission.

Form 990, Part VI, Section B, line 11

A copy of the 990 is provided to the organization. However, there is no formal policy of review of the 990 established.

Form 990, Part VI, Section B, line 12C

At every meeting board members are regularly required to disclose any conflicts of interest they may have. If there are any conflicts of interests, that particular board member would recuse themselves from any debate and/or vote.

Form 990, Part VI, Section B, line 15

The finance committee suggests the compensation amount through discussion and through the use of comparability data to the executive committee. The executive committee would give the final vote on the compensation amount.

Form 990, Part VI, Section C, line 19

Documents are made available through the public both through an outside organizations website and upon request.

Filing and Contact Details

Filer

EIN
13-2603907
Phone
8457352100

Signing Officer

Name
Al Samuels
Title
President
Phone
8457352100
Signed
2014-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Al Samuels
Formed
1967
Legal Domicile
Ny
Voting Board Members
28
Independent Board Members
28
Employees
0
Volunteers
0

Preparer

Preparer
David Wemmer
Phone
8453544646
Supplemental Narrative

Additional Explanations

Form 990, Part IX, line 24E

TRADE SHOW: Program service expenses 18,093. Management and general expenses 0. Fundraising expenses 0. Total expenses 18,093. RBA SEMINARS: Program service expenses 15,025. Management and general expenses 0. Fundraising expenses 0. Total expenses 15,025. DIRECTORY EXPENSE: Program service expenses 14,057. Management and general expenses 0. Fundraising expenses 0. Total expenses 14,057. WHITE PAPER EXPENSE: Program service expenses 14,000. Management and general expenses 0. Fundraising expenses 0. Total expenses 14,000. TELEPHONE: Program service expenses 9,248. Management and general expenses 0. Fundraising expenses 0. Total expenses 9,248. BANK CHARGES: Program service expenses 8,650. Management and general expenses 0. Fundraising expenses 0. Total expenses 8,650. CEO MEETINGS/MISC: Program service expenses 7,525. Management and general expenses 0. Fundraising expenses 0. Total expenses 7,525. POSTAGE: Program service expenses 1,940. Management and general expenses 0. Fundraising expenses 0. Total expenses 1,940. SPRING TABLETOP EXPENSES: Program service expenses 1,645. Management and general expenses 0. Fundraising expenses 0. Total expenses 1,645. DUES & SUBSCRIPTIONS: Program service expenses 625. Management and general expenses 0. Fundraising expenses 0. Total expenses 625. GREEN AWARDS: Program service expenses 321. Management and general expenses 0. Fundraising expenses 0. Total expenses 321.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt27SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt28TREASURER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt028
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0713146
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt028
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt07264
IRS990/InsuranceGrp/TotalAmt07264
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt054936
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LandBldgEquipCostOrOtherBssAmt054936
IRS990/LegalDomicileStateCd0NY
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt029272
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt029272
IRS990/MissionDesc0TO EDUCATE, INFORM, AND PROVIDE BENEFICIAL SERVICES TO MEMBERS AND ACTIVELY REPRESENT, PROMOTE AND SUPPORT THE BUSINESS COMMUNITY OF ROCKLAND COUNTY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt022397
IRS990/NetAssetsOrFundBalancesEOYAmt027858
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt037400
IRS990/OccupancyGrp/TotalAmt037400
IRS990/OfficeExpensesGrp/ProgramServicesAmt09138
IRS990/OfficeExpensesGrp/TotalAmt09138
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt029311
IRS990/OtherEmployeeBenefitsGrp/TotalAmt029311
IRS990/OtherExpensesGrp/Desc0SERVICE CONTRACTS
IRS990/OtherExpensesGrp/Desc1PINNACLE AWARDS
IRS990/OtherExpensesGrp/Desc2GENERAL MEMBER EXPENSE
IRS990/OtherExpensesGrp/Desc3ANNUAL DINNER
IRS990/OtherExpensesGrp/ProgramServicesAmt049138
IRS990/OtherExpensesGrp/ProgramServicesAmt139403
IRS990/OtherExpensesGrp/ProgramServicesAmt238182
IRS990/OtherExpensesGrp/ProgramServicesAmt323563
IRS990/OtherExpensesGrp/TotalAmt049138
IRS990/OtherExpensesGrp/TotalAmt139403
IRS990/OtherExpensesGrp/TotalAmt238182
IRS990/OtherExpensesGrp/TotalAmt323563
IRS990/OtherLiabilitiesGrp/BOYAmt021216
IRS990/OtherLiabilitiesGrp/EOYAmt040715
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0CORPORATE SPONSORSHIP
IRS990/OtherRevenueMiscGrp/Desc1DIRECTORIES/NEWSLETTER
IRS990/OtherRevenueMiscGrp/Desc2TRADE SHOW EXPO
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt157614
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt237740
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0138133
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt157614
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt237740
IRS990/OtherRevenueTotalAmt0262759
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0347500
IRS990/OtherSalariesAndWagesGrp/TotalAmt0347500
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt022576
IRS990/PayrollTaxesGrp/TotalAmt022576
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt06628
IRS990/PensionPlanContributionsGrp/TotalAmt06628
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0AL SAMUELS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
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IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0RENEWALS/NEW DUES
IRS990/ProgramServiceRevenueGrp/Desc1PINNACLE AWARD
IRS990/ProgramServiceRevenueGrp/Desc2GENERAL MEMBER
IRS990/ProgramServiceRevenueGrp/Desc3ANNUAL DINNER DANCE
IRS990/ProgramServiceRevenueGrp/Desc4MEMBER SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0259504
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt192540
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt252125
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt344742
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt41100
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0259504
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt192540
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt252125
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt344742
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41100
IRS990/ProgSrvcAccomActy2Grp/Desc0PINNACLE AWARDS
IRS990/ProgSrvcAccomActy3Grp/Desc0GENERAL MEETINGS MONTHLY REGULAR MEETINGS VARYING NUMBER OF MEMBERS ATTENDING
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TRADE SHOW ANNUAL SHOW FOR MEMBERSHIP NETWORKING
IRS990/ProgSrvcAccomActyOtherGrp/Desc1SEE STATEMENT
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02
IRS990/PYOtherExpensesAmt0282343
IRS990/PYOtherRevenueAmt0184131
IRS990/PYProgramServiceRevenueAmt0481664
IRS990/PYRevenuesLessExpensesAmt05685
IRS990/PYSalariesCompEmpBnftPaidAmt0377769
IRS990/PYTotalExpensesAmt0660112
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0665797
IRS990/ReconcilationRevenueExpnssAmt05461
IRS990/RegularMonitoringEnfrcInd01

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.82$0.81$0.01$2.54$3.01$0.47
2023Detailed filing. Detailed filing data is available for this year.$1.45$0.98$0.48$3.83$3.75$0.08
2022Detailed filing. Detailed filing data is available for this year.$1.51$1.11$0.40$4.69$3.78$0.91
2021Detailed filing. Detailed filing data is available for this year.$0.80$1.31$0.51$3.49$3.87$0.37
2020Detailed filing. Detailed filing data is available for this year.$0.92$1.05$0.14$4.27$5.06$0.79
2019Detailed filing. Detailed filing data is available for this year.$0.66$0.00$0.66$7.12$7.07$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.60$0.00$0.60$7.39$7.53$0.14
2017Detailed filing. Detailed filing data is available for this year.$1.13$0.40$0.73$7.29$7.39$0.10
2016Detailed filing. Detailed filing data is available for this year.$0.83$0.00$0.83$7.49$7.27$0.22
2015Detailed filing. Detailed filing data is available for this year.$0.83$0.23$0.61$7.44$7.17$0.28
2014Detailed filing. Detailed filing data is available for this year.$0.91$0.58$0.33$6.75$6.70$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.69$0.41$0.28$7.13$7.08$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.21$0.22$6.60
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.30$0.17$6.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.35$0.14$6.92