Civic Intelligence

Camp Ramah in the Berkshires Inc

EIN 13-1997276 • 501(c)3 • Teaneck, NJ

Profile

Camp ramah in the berkshires is a vibrant summer camp community, where children grow in a beautiful and safe setting, surrounded by life-long friends and nurtured by spirited role models. From sports to the arts and from swimming to outdoor adventure, camp is infused with the best of the tradition and values of conservative judaism: love of mitzvot,hebrew language, and the land and people of israel; commitment toinclusion and tikun olam; and the joy of learning and prayer. Ramah isa transformative jewish experience for its campers, staff, families andthe communities of the new york metropolitan area, and a place wherejudaism is lived, shabbat is cherished and every moment is elevated.

1086 Teaneck Rd 5BTeaneck, NJ 07666

www.ramahberkshires.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.06x

Higher debt load relative to assets than 32% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

36th percentile

0.12x

Higher debt load relative to revenue than 36% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

11th percentile

-21%

Higher net margin than 11% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$158,149

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

12th percentile

-8.8%

Faster asset growth than 12% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

24th percentile

-5.9%

Faster revenue growth than 24% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Down

$13,121,559

Down $1,259,075 (-8.8%) from 2023

Liabilities

Up

$747,588

Up $69,387 (+10%) from 2023

Net Assets

Down

$12,373,971

Down $1,328,462 (-9.7%) from 2023

Operations
Liabilities / Revenue36th percentileNet Margin11th percentile

Revenue

Down

$6,154,735

Down $382,842 (-5.9%) from 2023

Expenses

Down

$7,441,305

Down $1,053,581 (-12%) from 2023

Net Income

Up

-$1,286,570

Up $670,739 (+34%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2011: $10,621,428Liabilities 2011: $2,967,388Net Assets 2011: $7,654,0402011Assets 2012: $9,758,468Liabilities 2012: $1,816,662Net Assets 2012: $7,941,8062012Assets 2013: $9,479,261Liabilities 2013: $994,735Net Assets 2013: $8,484,5262013Assets 2014: $8,868,059Liabilities 2014: $1,007,393Net Assets 2014: $7,860,6662014Assets 2015: $10,238,013Liabilities 2015: $896,267Net Assets 2015: $9,341,7462015Assets 2016: $10,141,474Liabilities 2016: $708,457Net Assets 2016: $9,433,0172016Assets 2017: $9,552,434Liabilities 2017: $357,136Net Assets 2017: $9,195,2982017Assets 2018: $9,568,621Liabilities 2018: $639,982Net Assets 2018: $8,928,6392018Assets 2019: $10,037,288Liabilities 2019: $989,204Net Assets 2019: $9,048,0842019Assets 2020: $10,860,811Liabilities 2020: $2,027,658Net Assets 2020: $8,833,1532020Assets 2021: $12,323,818Liabilities 2021: $808,870Net Assets 2021: $11,514,9482021Assets 2022: $16,044,253Liabilities 2022: $353,868Net Assets 2022: $15,690,3852022Assets 2023: $14,380,634Liabilities 2023: $678,201Net Assets 2023: $13,702,4332023Assets 2024: $13,121,559Liabilities 2024: $747,588Net Assets 2024: $12,373,9712024

Highlighted filing

2024

Assets$13,121,559
Liabilities$747,588
Net Assets$12,373,971
Open 2024 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2011: $4,764,450Expenses 2011: $5,195,815Net Income 2011: -$431,3652011Expenses 2012: $4,818,3542012Revenue 2013: $5,719,049Expenses 2013: $5,176,329Net Income 2013: $542,7202013Revenue 2014: $5,591,547Expenses 2014: $6,215,407Net Income 2014: -$623,8602014Revenue 2015: $7,077,759Expenses 2015: $5,596,679Net Income 2015: $1,481,0802015Revenue 2016: $5,994,027Expenses 2016: $5,917,505Net Income 2016: $76,5222016Revenue 2017: $6,191,348Expenses 2017: $6,423,532Net Income 2017: -$232,1842017Revenue 2018: $6,428,348Expenses 2018: $6,680,405Net Income 2018: -$252,0572018Revenue 2019: $7,038,613Expenses 2019: $6,919,168Net Income 2019: $119,4452019Revenue 2020: $2,949,851Expenses 2020: $3,117,430Net Income 2020: -$167,5792020Revenue 2021: $9,977,269Expenses 2021: $7,315,104Net Income 2021: $2,662,1652021Revenue 2022: $10,606,025Expenses 2022: $7,302,330Net Income 2022: $3,303,6952022Revenue 2023: $6,537,577Expenses 2023: $8,494,886Net Income 2023: -$1,957,3092023Revenue 2024: $6,154,735Expenses 2024: $7,441,305Net Income 2024: -$1,286,5702024

Highlighted filing

2024

Revenue$6,154,735
Expenses$7,441,305
Net Income-$1,286,570
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$13,121,559
Liabilities
$747,588
Net assets
$12,373,971
Revenue
$6,154,735
Expenses
$7,441,305
Net income
-$1,286,570
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.1$0.75$12.4$6.15$7.44$1.29
2023Detailed filing. Detailed filing data is available for this year.$14.4$0.68$13.7$6.54$8.49$1.96
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.0$0.35$15.7$10.6$7.30$3.30
2021Detailed filing. Detailed filing data is available for this year.$12.3$0.81$11.5$9.98$7.32$2.66
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$10.9$2.03$8.83$2.95$3.12$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.0$0.99$9.05$7.04$6.92$0.12
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.57$0.64$8.93$6.43$6.68$0.25
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.55$0.36$9.20$6.19$6.42$0.23
2016Detailed filing. Detailed filing data is available for this year.$10.1$0.71$9.43$5.99$5.92$0.08
2015Detailed filing. Detailed filing data is available for this year.$10.2$0.90$9.34$7.08$5.60$1.48
2014Detailed filing. Detailed filing data is available for this year.$8.87$1.01$7.86$5.59$6.22$0.62
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.48$0.99$8.48$5.72$5.18$0.54
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.76$1.82$7.94$4.82
2011Summary only. Only limited summary data is available for this year.$10.6$2.97$7.65$4.76$5.20$0.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 15, 2025
Return Version
2023v6.0
Gross Receipts
$6,277,971
Mission and Program Overview

Mission

Camp ramah in the berkshires is a vibrant summer camp community, where children grow in a beautiful and safe setting, surrounded by life-long friends and nurtured by spirited role models. From sports to the arts and from swimming to outdoor adventure, camp is infused with the best of the tradition and values of conservative judaism: love of mitzvot,hebrew language, and the land and people of israel; commitment toinclusion and tikun olam; and the joy of learning and prayer. Ramah isa transformative jewish experience for its campers, staff, families andthe communities of the new york metropolitan area, and a place wherejudaism is lived, shabbat is cherished and every moment is elevated.

To provide camping, education,and boarding for campers under a religious structure

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$7,016,741$6,481,576▼ $535,165
Savings and Temporary Cash Investments-$3,170,084-
Pledges and Grants Receivable$2,884,820$2,396,143▼ $488,677
Cash and Non-Interest-Bearing Accounts$3,985,961$298,202▼ $3,687,759
Investments in Publicly Traded Securities$140,099$145,667▲ $5,568
Prepaid Expenses and Deferred Charges$14,129$89,355▲ $75,226
Total Assets$14,380,634$13,121,559▼ $1,259,075
Other Assets Total$338,884$540,532▲ $201,648
Liabilities
Other Liabilities$339,050$379,005▲ $39,955
Accounts Payable and Accrued Expenses$339,151$368,583▲ $29,432
Total Liabilities$678,201$747,588▲ $69,387
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$9,314,740$8,411,668▼ $903,072
Net Assets With Donor Restrictions$4,387,693$3,962,303▼ $425,390
Total Net Assets Fund Balance$13,702,433$12,373,971▼ $1,328,462
Total Liabilities and Net Assets / Fund Balance$14,380,634$13,121,559▼ $1,259,075

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,587,060$7,735,902$13,322,962
Equipment$871,116$1,442,879$2,313,995
Land$23,400-$23,400
Compensation and Service Providers
Top Officer Pay40th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jonathan SaposhChief Operating OfficerFT$151,749$6,400$158,149
Susan CharendoffCamp DirectorFT$135,326-$135,326

Board Members and Trustees

NameTitle
Richie FriedmanChairman
Atara JacobsonPresident
Jon ApterFinancial Vice President
Sue OchSenior Vice President
Harriet ShaimanVice President
Ian DumainVice President
Ilana KustanowitzVice President
Jeremy KaplanVice President
Abigail ArchibaldBoard Member
Adam WallachBoard Member
Alan SchallBoard Member
Amy Winiker ForrestBoard Member
Ari BermanBoard Member
Chava OrtnerBoard Member
Eric WeinsteinBoard Member
Gena CobrinBoard Member
James RothmanBoard Member
Julia ParisBoard Member
Marc KushnerBoard Member
Moshe HornBoard Member
Rabbi Jason FruithandlerBoard Member
Rabbi Luciana Pajecki LedermanBoard Member
Sarah SokolicBoard Member
Shira Nadich LevinBoard Member
Rebecca KahnSecretary
Rick AtlasVP Development
Revenue and Support

Revenue Composition

Contributions and Grants
$759,564
Program Service Revenue
$4,896,370
Investment Income
$207,380
Other Revenue
$291,421
All Other Contributions
$726,231
Change in Net Assets
$-1,286,570

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,101,430
Revenue Not Reported on Financial Statements
$53,305
Revenue Not Reported on Form 990
$11,216
Other Revenue Adjustments
$50,000
Total Revenue per Audited Statements
$6,112,646
Total Revenue per Form 990
$6,154,735
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,350,232
Salaries, Compensation, and Employee Benefits$2,091,073
Total Fundraising Expense$288,579
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$957,203$467,434$140,594$1,565,231
Depreciation Depletion$551,796--$551,796
Insurance$115,517$232,700$38,505$386,722
Current Officers, Directors, Trustees, and Key Employees$199,207$107,088$29,650$335,945
Other Expenses$60,021$182,902$11,033$253,956
All Other Expenses$178,321$30,438$13,712$222,471
Fees for Services Other$198,845-$3,791$202,636
Payroll Taxes$90,484$45,242$15,081$150,807
Fees for Services Legal-$96,467-$96,467
Office Expenses$37,836$40,297$18,153$96,286
Occupancy$53,578$31,244$5,714$90,536
Travel$46,160$36,832$7,290$90,282
Information Technology$40,018$18,346$1,963$60,327
Fees for Services Accounting-$39,367-$39,367
Fees for Services Management-$22,090-$22,090
Pension Plan Contributions$3,361$17,379$1,121$21,861
Other Employee Benefits$2,649$13,697$883$17,229
Conferences and Meetings$2,176$12,792$1,089$16,057
Total Functional Expenses$5,758,411$1,394,315$288,579$7,441,305

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,441,305
Total Expenses per Audited Statements$7,441,305
Total Expenses per Form 990$7,441,305
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$414,657
Fundraising Direct Expenses$123,236
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Dinner$371,612$338,279$60,973$277,306
Golf Outing$46,259$46,259$41,645$4,614
Total Events$447,990$414,657$123,236$291,421
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liab$354,051
Finance Lease Liab$24,954
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 was distributed to the board members prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Each director, officer, and key person shall, prior to assuming such position, and annually thereafter, complete, sign, and submit a disclosure statement identifying, to the best of the person's knowledge, any entity of which such person is an officer, director, member, owner (either as sole proprietor or a partner), or employee, and with which the camp has a relationship, and any transaction in which the camp is a participant and in which the person might have a conflicting interest. If an insider becomes aware that he or she, or any of his or her relatives or related entities, has a financial interest in a proposed or actual related party transaction, the insider must disclose to the audit committee the existence of the financial interest and all material facts. If the audit committee has reasonable cause to believe that an insider has failed to disclose his or her financial interest, or that of his or her relative or related entity, in any proposed related party transaction, it will afford him or her an opportunity to explain the alleged failure to disclose and it will investigate as warranted by the circumstances. If the audit committee determines the insider has failed to make the disclosures required under this policy, it will take appropriate disciplinary and corrective action in consultation with outside legal counsel, as necessary.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Camp Ramah in the Berkshires Inc
EIN
13-1997276
Phone
8458326622
Address
1086 TEANECK RD 5B, TEANECK, NJ 07666

Signing Officer

Name
Carley Peven
Title
Director of Finance
Phone
8458326622
Signed
2025-08-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carley Peven
Formed
1979
Legal Domicile
Ny
Voting Board Members
26
Independent Board Members
26
Employees
348
Volunteers
0

Preparer

Firm
Prager Metis Cpas LLC
Address
1951 KIDWELL DRIVE SUITE 200, TYSONS CORNER, VA 22182
Preparer
Hin Chiu Lo
Phone
7038210702
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“BAD DEBTS -50,000.”

990, Part XII, 2C

“The process has not changed from the prior year.”

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“BAD DEBTS”

Partx, Line 2

“The camp is subject to regular audit by tax authorities. Management believes that it has appropriate support for the positions taken on its tax returns. In assessing the realizability of tax benefits, management considers whether it is more likely than not that some portion or all of any tax position will not be realized. Nonetheless, the amounts ultimately paid, if any, upon resolution of the issues raised by the taxing authorities may differ materially from the amounts filed. Management believes that its nonprofit status would be sustained upon examination. If applicable, the camp would classify interest and penalties on underpayments of income tax as miscellaneous expenses. The camp files informational returns in the united states federal and new york state and local jurisdictions. The camp is no longer subject to u.s. Federal and new york state and local tax examinations by tax authorities for tax years before september 30,2020.”

Raw XML AppendixShowing 400 of 682 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AllOtherContributionsAmt0726231
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IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt030438
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IRS990/Desc0CAMP RAMAH IN THE BERKSHIRES WAS FORMED IN ORDER TO MAINTAIN AND OPERATE A NOT-FOR-PROFIT CONSERVATIVE JEWISH EDUCATIONAL SUMMER CAMP UNDER THE RELIGIOUS AND EDUCATIONAL SUPERVISION OF THE JEWISH THEOLOGICAL SEMINARY OF AMERICA AND THE NATIONAL RAMAH COMMISSION,INC. AND TO ENGAGE IN ANY ACTIVITIES RELATED THERETO.
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IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
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IRS990/MissionDesc0CAMP RAMAH IN THE BERKSHIRES IS A VIBRANT SUMMER CAMP COMMUNITY, WHERE CHILDREN GROW IN A BEAUTIFUL AND SAFE SETTING, SURROUNDED BY LIFE-LONG FRIENDS AND NURTURED BY SPIRITED ROLE MODELS. FROM SPORTS TO THE ARTS AND FROM SWIMMING TO OUTDOOR ADVENTURE, CAMP IS INFUSED WITH THE BEST OF THE TRADITION AND VALUES OF CONSERVATIVE JUDAISM: LOVE OF MITZVOT, HEBREW LANGUAGE, AND THE LAND AND PEOPLE OF ISRAEL; COMMITMENT TO INCLUSION AND TIKUN OLAM; AND THE JOY OF LEARNING AND PRAYER. RAMAH IS A TRANSFORMATIVE JEWISH EXPERIENCE FOR ITS CAMPERS, STAFF, FAMILIES AND THE COMMUNITIES OF THE NEW YORK METROPOLITAN AREA, AND A PLACE WHERE JUDAISM IS LIVED, SHABBAT IS CHERISHED AND EVERY MOMENT IS ELEVATED.
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