Civic Intelligence

YWCA White Plains & Central Westchester Inc

EIN 13-1740519 • 501(c)3 • White Plains, NY

Profile

The ywca is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all.

515 North StreetWhite Plains, NY 10605

www.ywcawpcw.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.72x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

79th percentile

0.66x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

25th percentile

-5.8%

Higher net margin than 25% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

80th percentile

$232,448

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 2.8% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

40th percentile

1.2%

Faster asset growth than 40% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-2.8%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$7,683,989

Up $89,677 (+1.2%) from 2023

Liabilities

Up

$5,507,034

Up $553,822 (+11%) from 2023

Net Assets

Down

$2,176,955

Down $464,145 (-18%) from 2023

Revenue

Down

$8,374,487

Down $238,886 (-2.8%) from 2023

Expenses

Up

$8,860,681

Up $443,024 (+5.3%) from 2023

Net Income

Down

-$486,194

Down $681,910 (-348%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $7,178,237Liabilities 2011: $4,702,379Net Assets 2011: $2,475,8582011Assets 2012: $7,427,441Liabilities 2012: $4,487,156Net Assets 2012: $2,940,2852012Assets 2013: $7,448,182Liabilities 2013: $4,496,155Net Assets 2013: $2,952,0272013Assets 2014: $7,212,661Liabilities 2014: $4,298,082Net Assets 2014: $2,914,5792014Assets 2015: $8,411,779Liabilities 2015: $5,985,659Net Assets 2015: $2,426,1202015Assets 2016: $7,784,189Liabilities 2016: $5,793,012Net Assets 2016: $1,991,1772016Assets 2017: $7,308,506Liabilities 2017: $5,250,168Net Assets 2017: $2,058,3382017Assets 2018: $7,227,038Liabilities 2018: $5,253,083Net Assets 2018: $1,973,9552018Assets 2019: $6,397,060Liabilities 2019: $4,947,165Net Assets 2019: $1,449,8952019Assets 2020: $6,618,335Liabilities 2020: $5,603,216Net Assets 2020: $1,015,1192020Assets 2021: $7,603,921Liabilities 2021: $6,164,330Net Assets 2021: $1,439,5912021Assets 2022: $7,410,907Liabilities 2022: $4,965,523Net Assets 2022: $2,445,3842022Assets 2023: $7,594,312Liabilities 2023: $4,953,212Net Assets 2023: $2,641,1002023Assets 2024: $7,683,989Liabilities 2024: $5,507,034Net Assets 2024: $2,176,9552024

Highlighted filing

2024

Assets$7,683,989
Liabilities$5,507,034
Net Assets$2,176,955

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $7,311,529Expenses 2011: $7,172,455Net Income 2011: $139,0742011Expenses 2012: $7,184,4012012Revenue 2013: $7,361,950Expenses 2013: $7,353,659Net Income 2013: $8,2912013Revenue 2014: $7,526,163Expenses 2014: $7,680,679Net Income 2014: -$154,5162014Revenue 2015: $7,608,652Expenses 2015: $7,855,319Net Income 2015: -$246,6672015Revenue 2016: $7,167,700Expenses 2016: $7,647,850Net Income 2016: -$480,1502016Revenue 2017: $7,885,440Expenses 2017: $7,780,591Net Income 2017: $104,8492017Revenue 2018: $7,951,839Expenses 2018: $8,036,222Net Income 2018: -$84,3832018Revenue 2019: $7,736,892Expenses 2019: $8,260,952Net Income 2019: -$524,0602019Revenue 2020: $6,845,727Expenses 2020: $7,280,503Net Income 2020: -$434,7762020Revenue 2021: $7,220,574Expenses 2021: $6,796,102Net Income 2021: $424,4722021Revenue 2022: $8,465,528Expenses 2022: $7,459,735Net Income 2022: $1,005,7932022Revenue 2023: $8,613,373Expenses 2023: $8,417,657Net Income 2023: $195,7162023Revenue 2024: $8,374,487Expenses 2024: $8,860,681Net Income 2024: -$486,1942024

Highlighted filing

2024

Revenue$8,374,487
Expenses$8,860,681
Net Income-$486,194

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.68$5.51$2.18$8.37$8.86$0.49
2023Detailed filing. Detailed filing data is available for this year.$7.59$4.95$2.64$8.61$8.42$0.20
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.41$4.97$2.45$8.47$7.46$1.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.60$6.16$1.44$7.22$6.80$0.42
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.62$5.60$1.02$6.85$7.28$0.43
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.40$4.95$1.45$7.74$8.26$0.52
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.23$5.25$1.97$7.95$8.04$0.08
2017Detailed filing. Detailed filing data is available for this year.$7.31$5.25$2.06$7.89$7.78$0.10
2016Detailed filing. Detailed filing data is available for this year.$7.78$5.79$1.99$7.17$7.65$0.48
2015Detailed filing. Detailed filing data is available for this year.$8.41$5.99$2.43$7.61$7.86$0.25
2014Detailed filing. Detailed filing data is available for this year.$7.21$4.30$2.91$7.53$7.68$0.15
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.45$4.50$2.95$7.36$7.35$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.43$4.49$2.94$7.18
2011Summary only. Only limited summary data is available for this year.$7.18$4.70$2.48$7.31$7.17$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 14, 2025
Return Version
2023v6.0
Gross Receipts
$8,404,152
Mission and Program Overview

Mission

The ywca is dedicated to eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all.

At the ywca, we are dedicated to creating a world free of racism, empowering women, and standing up for social justice. Our mission is to eliminate racism, empower women, and promote peace, justice, freedom, and dignity for all. We have a long history of providing community services that support these goals.each week, over 3,000 members come to our activity center on north street to participate in our early childhood and youth programs. These programs promote health and wellness and empower young people to reach their full potential. We also offer critical services for those with developmental disabilities, breast cancer education, and permanent supportive housing for women. At our women's residence, we serve 193 women and are the largest provider of supportive housing and wraparound services for women in nys. Since 1930, the ywca has provided safe, affordable, comfortable housing for low-income women, working professionals, and women in transition who want independent living.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,090,621$3,697,615▲ $606,994
Pledges and Grants Receivable$628,032$1,146,582▲ $518,550
Accounts Receivable$356,621$502,642▲ $146,021
Investments Other Securities$798,987$357,532▼ $441,455
Prepaid Expenses and Deferred Charges$121,077$133,222▲ $12,145
Cash and Non-Interest-Bearing Accounts$386,192$99,047▼ $287,145
Savings and Temporary Cash Investments$525,015$7,132▼ $517,883
Total Assets$7,594,312$7,683,989▲ $89,677
Other Assets Total$1,687,767$1,740,217▲ $52,450
Liabilities
Tax Exempt Bond Liabilities$3,090,299$2,995,339▼ $94,960
Accounts Payable and Accrued Expenses$958,787$1,531,370▲ $572,583
Deferred Revenue$693,286$591,108▼ $102,178
Mortgage Notes Payable Secured by Investment Property$62,122$240,499▲ $178,377
Unsecured Notes Loans Payable$148,718$148,718→ $0
Total Liabilities$4,953,212$5,507,034▲ $553,822
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,439,129$2,131,945▼ $307,184
Net Assets With Donor Restrictions$201,971$45,010▼ $156,961
Total Net Assets Fund Balance$2,641,100$2,176,955▼ $464,145
Total Liabilities and Net Assets / Fund Balance$7,594,312$7,683,989▲ $89,677

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,252,139$8,126,691$11,378,830
Equipment$310,584$896,015$1,206,599
Land$134,892-$134,892
Other Assets Org$4,150--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Tiffany Sw HamiltonCEOFT$232,448-$232,448
Crissy EspositoCfaoFT$116,602$12,056$128,658

Board Members and Trustees

NameTitle
Andrea FooteBoard President
Astara CrewsBoard Vice President
Elona ShapeBoard Member
Gina AccordinoBoard Member
Gloriana WatersBoard Member
Keith EvansBoard Member
Mary HernstadtBoard Member
Tina Newsome-leeBoard Member
Kimberly DemiliaBoard Treasurer
Christina AltomareSecretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Hayden Building MaintenanceCapital Improvements169 WESTERN HIGHWAY, West Nyack, NY 10994$529,134
Kencal Maintenance CorpJanitorial Services399 KNOLLWOOD ROAD, White Plains, NY 10605$193,576
Progressive ComputingIt Managed Services51 SMART AVENUE, Yonkers, NY 10704$160,923
Dp WolffRepairs And Capital Improvements143 BEDFORD ROAD, Katonah, NY 10536$110,914
Revenue and Support

Revenue Composition

Contributions and Grants
$2,968,551
Program Service Revenue
$5,241,774
Investment Income
$58,657
Other Revenue
$105,505
All Other Contributions
$358,557
Change in Net Assets
$-486,194

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,365,274
Revenue Not Reported on Financial Statements
$9,213
Revenue Not Reported on Form 990
$22,049
Other Revenue Adjustments
$9,213
Total Revenue per Audited Statements
$8,387,323
Total Revenue per Form 990
$8,374,487
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,854,003
Other Expenses$2,997,465
Total Fundraising Expense$299,751
Grants and Similar Amounts Paid$9,213
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,562,930$893,988$165,825$4,622,743
Occupancy$878,305$54,171$4,241$936,717
Fees for Services Other$224,416$209,920$69,558$503,894
Payroll Taxes$319,359$79,257$10,030$408,646
Other Employee Benefits$301,711$74,877$9,476$386,064
Current Officers, Directors, Trustees, and Key Employees$77,389$276,036-$353,425
Depreciation Depletion$309,934$20,099$1,460$331,493
Insurance$174,604$53,764$780$229,148
Interest$127,065$8,240$598$135,903
All Other Expenses$50,553$62,528$11,267$124,348
Travel$87,207$3,282$979$91,468
Pension Plan Contributions$64,963$16,122$2,040$83,125
Office Expenses$38,630$29,880$797$69,307
Other Expenses$35,576$14,101$3,468$53,145
Advertising$2,380$6,405$5,504$14,289
Grants to Domestic Individuals$9,213--$9,213
Total Functional Expenses$6,576,297$1,984,633$299,751$8,860,681

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$8,860,681
Expenses per Audited Statements$8,851,468
Total Expenses per Audited Statements$8,851,468
Expenses Not Reported on Financial Statements$9,213
Other Expense Adjustments$9,213
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$29,665
Fundraising Gross Income$29,665
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
In the Company of Women$179,868$28,915$28,915$0
Movers & Shakers$20,786$750$750$0
Total Events$200,654$29,665$29,665$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Bond Issues

BondIssuerIssuedIssue PricePurpose
AWestchester County Ldc2014-12-10$4,000,000REFUNDING (06/01/2003)

Bond Proceeds

BondTotal ProceedsSpentRetiredIssuance Costs
A----

Bond Financing Compliance

No rebate due
No
Rebate not yet due
No
Form 8038-T filed
No
Gross proceeds invested
No
Gross proceeds invested in GIC
No
Exception to rebate
No
Corrective action procedures
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The ywca white plains & central westchester inc. Has its form 990 prepared by an outside accounting firm and has established the following review process to ensure that the information reported is complete and accurate. When the form 990 has been prepared, reviewed by management and is ready to be filed with the internal revenue service, it is electronically sent to the members of the finance committee for review. After the finance committee receives and approves the 990, it is electronically sent to the entire board for review and approval before it is filed.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy is distributed annually to all board members and officers and employees of the organization. Each board member is required to sign an acknowledgement form with any relevant information. If a conflict were to occur during the year, the individual with the conflict is required to disclose the information in writing to the entire board for discussion. The individual whom the potential conflict of interest relates shall leave the room prior to the conduct of any deliberation or voting on the matter giving rise to the conflict and shall not attempt to influence improperly the deliberation or voting on the matter giving rise to the conflict.

Form 990, Part VI, Section B, Line 15A

The compensation and performance of the ceo of the ywca is reviewed by the executive committee of the board of directors. The members of the executive committee are independent. The executive committee periodically meets to discuss the ceo's compensation and performance. At those meetings the executive committee also reviews comparable data from various salary surveys. The matters discussed at the meetings are documented in a memorandum by the board secretary and reported to the board of directors. Due to the transitions in this role, this process was last conducted in 2021.

Form 990, Part VI, Section C, Line 19

The organization makes its form 990 available for public inspection as required under section 6104 of the internal revenue code. The return is posted on guidestar.org and other similar types of websites. In addition, the financial statements, conflict of interest policy, articles of incorporation, form 990, form 1023, and by-laws are also available upon written request or by calling the organization directly.

Filing and Contact Details

Filer

Filer Name
Ywca White Plains & Central Westchester
EIN
13-1740519
Phone
9149496227
Address
515 NORTH STREET, WHITE PLAINS, NY 10605

Signing Officer

Name
Crissy Esposito
Title
Cfao
Phone
9149496227
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Crissy Esposito
Formed
1930
Legal Domicile
Ny
Voting Board Members
10
Independent Board Members
10
Employees
243
Volunteers
35

Preparer

Firm
Cerini & Associates Llp
Address
3340 VETERANS MEMORIAL HWY, BOHEMIA, NY 11716
Preparer
Matt Burke
Phone
6315821600
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The agency recognizes the effect of income tax positions only if those positions are more likely than not to be sustained. Management has determined that the agency had no uncertain tax positions that would require financial statement recognition or disclosure.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Scholarships included in program service revenue 9,213.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Scholarships included in program expenses 9,213.

Raw XML AppendixShowing 400 of 760 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0AT THE YWCA, WE ARE DEDICATED TO CREATING A WORLD FREE OF RACISM, EMPOWERING WOMEN, AND STANDING UP FOR SOCIAL JUSTICE. OUR MISSION IS TO ELIMINATE RACISM, EMPOWER WOMEN, AND PROMOTE PEACE, JUSTICE, FREEDOM, AND DIGNITY FOR ALL. WE HAVE A LONG HISTORY OF PROVIDING COMMUNITY SERVICES THAT SUPPORT THESE GOALS.EACH WEEK, OVER 3,000 MEMBERS COME TO OUR ACTIVITY CENTER ON NORTH STREET TO PARTICIPATE IN OUR EARLY CHILDHOOD AND YOUTH PROGRAMS. THESE PROGRAMS PROMOTE HEALTH AND WELLNESS AND EMPOWER YOUNG PEOPLE TO REACH THEIR FULL POTENTIAL. WE ALSO OFFER CRITICAL SERVICES FOR THOSE WITH DEVELOPMENTAL DISABILITIES, BREAST CANCER EDUCATION, AND PERMANENT SUPPORTIVE HOUSING FOR WOMEN. AT OUR WOMEN'S RESIDENCE, WE SERVE 193 WOMEN AND ARE THE LARGEST PROVIDER OF SUPPORTIVE HOUSING AND WRAPAROUND SERVICES FOR WOMEN IN NYS. SINCE 1930, THE YWCA HAS PROVIDED SAFE, AFFORDABLE, COMFORTABLE HOUSING FOR LOW-INCOME WOMEN, WORKING PROFESSIONALS, AND WOMEN IN TRANSITION WHO WANT INDEPENDENT LIVING.
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IRS990/Desc0HEALTH AND SAFETY:OUR COMMITMENT TO HEALTH AND SAFETY IS UNMATCHED. WE OFFER ROBUST SWIMMING, GYMNASTICS, AND ACTIVITIES FOR ALL AGES AND ABILITIES. THESE PROGRAMS INCLUDE SAFETY-RELATED CLASSES, SUCH AS LIFEGUARD TRAINING AND RECREATION AND FITNESS CLASSES FOR INDIVIDUALS WITH DEVELOPMENTAL DISABILITIES. WE ALSO PROVIDE RESPITE FOR CARETAKERS THROUGH OUR DAY PROGRAMS. OUR ENCORE PLUS PROGRAM PROVIDES UNDER-INSURED WOMEN WITH BREAST CANCER EDUCATION AND MAMMOGRAMS, AND OVER 4,000 WOMEN RECEIVED EDUCATION THROUGH OUR OUTREACH. THE YWCA MANAGES THE CHILDREN'S CENTER AT THE WHITE PLAINS AND NEW ROCHELLE COURTHOUSES, OFFERING CHILD CARE FOR PARENTS WHO HAVE MATTERS BEFORE THE COURT. THE YWCA ALSO RUNS A SUPERVISED VISIT/SAFE EXCHANGE PROGRAM FOR CHILDREN GOING BETWEEN CUSTODIAL AND NON-CUSTODIAL PARENTS. OVER 3,800 HAVE BEEN SERVED BETWEEN THESE COURT-RELATED PROGRAMS.
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IRS990/MissionDesc0THE YWCA IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN AND PROMOTING PEACE, JUSTICE, FREEDOM AND DIGNITY FOR ALL.
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IRS990/ProgSrvcAccomActy2Grp/Desc0WOMEN AND GIRLS EMPOWERMENT:AT THE YWCA, WE ALSO PRIORITIZE WOMEN AND GIRLS' EMPOWERMENT. FOR APPROXIMATELY 350 CHILDREN, WE OFFER A NATIONALLY ACCREDITED EARLY EDUCATION PROGRAM THROUGH OUR CHILDREN'S LEARNING CHILDREN, BEFORE AND AFTER-SCHOOL CARE FOR ELEMENTARY-AGE STUDENTS, AND REMOTE LEARNING OPTIONS FOR THOSE AFFECTED BY SCHOOL SHUTDOWNS.WE OPERATED A SUMMER DAY CAMP ON A REDUCED BASIS FOR CHILDREN AGE PRESCHOOL THROUGH HIGH SCHOOL WITH ACTIVITIES THAT INCLUDE ART, THEATER, SWIM, AND GYMNASTICS. OUR GIRLS EMPOWERED THROUGH MEANINGFUL SUPPORT PROGRAM (GEMS) PROVIDES LEADERSHIP DEVELOPMENT, ACADEMIC ASSISTANCE, MENTORING, AND STEM-RELATED PROJECTS FOR AFRICAN AMERICAN AND LATINA GIRLS ATTENDING WHITE PLAINS SCHOOLS. WE ALSO OFFER Y-LEADERS THAT PROVIDES LEADERSHIP DEVELOPMENT WORKSHOPS TO YOUNG WOMEN, AND ECONOMIC EMPOWERMENT, THAT PROVIDES DIGITAL SKILLS WORKSHOPS TO WOMEN.
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IRS990/ProgSrvcAccomActy3Grp/Desc0RACIAL JUSTICE & CIVIL RIGHTS:OUR COMMITMENT TO RACIAL JUSTICE AND CIVIL RIGHTS RUNS DEEP. WE RECENTLY LAUNCHED THE WESTCHESTER CENTER FOR RACIAL EQUITY, A DEDICATED SPACE FOR ADVANCING RACIAL EQUITY IN WESTCHESTER COUNTY. THROUGH A RANGE OF RACIAL EQUITY WORKSHOPS AND ORGANIZATIONAL DEVELOPMENT SERVICES, WE HELP LEADERS AND ORGANIZATIONS CREATE THE NECESSARY SHIFT TO BECOME MORE ANTI-RACIST WORKPLACES. WE ALSO SPONSOR BOOK CLUB EVENTS AND COURAGEOUS CONVERSATIONS SERIES TO CONTINUE THE CONVERSATION. IN PARTNERSHIP WITH THE CHILDREN'S DEFENSE FUND, IN THE SUMMER OF 2024, WE LAUNCHED WESTCHESTER COUNTY'S FIRST FREEDOM SCHOOL. DUE TO THE EXTREME SUCCESS OF THE PILOTED PROGRAM, IN THE SUMMER OF 2025 WE WILL BE HOSTING FREEDOM SCHOOL AT TWO LOCATIONS IN WESTCHESTER COUNTY. THIS PROGRAM WILL BE OFFERED TO CHILDREN GRADES 1-4 TO COMBAT THE SUMMER LEARNING LOSS WHILE FOSTERING LEADERSHIP, LITERACY, AND SOCIAL RESPONSIBILITY.
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