Civic Intelligence

Unknown Organization

EIN 13-1739828 • 501(c)14

Profile

Credit Union provides savings and loan services to members

45 Kennedy Drive10977
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.94x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

82nd percentile

21.46x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2013

Net Margin

68th percentile

8.5%

Higher net margin than 68% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2013

Asset Growth

32nd percentile

-4.3%

Faster asset growth than 32% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$7,414,373

Down $335,066 (-4.3%) from 2012

Liabilities

Down

$6,968,634

Down $362,522 (-4.9%) from 2012

Net Assets

Up

$445,739

Up $27,456 (+6.6%) from 2012

Operations
Liabilities / Revenue82nd percentileNet Margin68th percentile

Revenue

$324,742

No earlier filing loaded for comparison.

Expenses

Down

$297,286

Down $15,452 (-4.9%) from 2012

Net Income

$27,456

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $7,257,823Liabilities 2010: $6,810,601Net Assets 2010: $447,2222010Assets 2012: $7,749,439Liabilities 2012: $7,331,156Net Assets 2012: $418,2832012Assets 2013: $7,414,373Liabilities 2013: $6,968,634Net Assets 2013: $445,7392013

Highlighted filing

2013

Assets$7,414,373
Liabilities$6,968,634
Net Assets$445,739
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Expenses 2010: $352,0372010Expenses 2012: $312,7382012Revenue 2013: $324,742Expenses 2013: $297,286Net Income 2013: $27,4562013

Highlighted filing

2013

Revenue$324,742
Expenses$297,286
Net Income$27,456
Open 2013 Filing

Filings

Most recent year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,414,373
Liabilities
$6,968,634
Net assets
$445,739
Revenue
$324,742
Expenses
$297,286
Net income
$27,456
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Detailed filing. Detailed filing data is available for this year.$7.41$6.97$0.45$0.32$0.30$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.75$7.33$0.42$0.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.26$6.81$0.45$0.35
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 27, 2014
Return Version
2013v3.1
Gross Receipts
$324,742
Mission and Program Overview

Mission

Credit Union provides savings and loan services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$4,815,270$4,333,300▼ $481,970
Other Notes and Loans Receivable, Net$1,921,774$2,050,759▲ $128,985
Savings and Temporary Cash Investments$817,804$523,983▼ $293,821
Rtn Earn Endowment Incm Other Fnds$418,283$445,739▲ $27,456
Cash and Non-Interest-Bearing Accounts$84,139$398,869▲ $314,730
Land, Buildings, and Equipment, Net$13,437$7,232▼ $6,205
Total Assets$7,749,439$7,414,373▼ $335,066
Other Assets Total$97,015$100,230▲ $3,215
Liabilities
Other Liabilities$7,321,507$6,959,400▼ $362,107
Accounts Payable and Accrued Expenses$9,649$9,234▼ $415
Total Liabilities$7,331,156$6,968,634▼ $362,522
Net Assets / Fund Balance
Total Net Assets Fund Balance$418,283$445,739▲ $27,456
Total Liabilities and Net Assets / Fund Balance$7,749,439$7,414,373▼ $335,066

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$7,232-$7,232
Investment Program Related Org$4,333,300--
Other Assets Org$73,215--
Compensation and Service Providers
Top Officer Pay18th percentile

Board Members and Trustees

NameTitle
Alan TesherCEO
Laiq Ram DograSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$324,742
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$27,456
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$169,886
Salaries, Compensation, and Employee Benefits$127,400
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting$68,289--$68,289
Other Salaries and Wages$64,000--$64,000
Current Officers, Directors, Trustees, and Key Employees$63,400--$63,400
Occupancy$46,519--$46,519
Office Expenses$36,454--$36,454
Other Expenses$6,722--$6,722
Interest$1,954--$1,954
Total Functional Expenses$297,286$0$0$297,286
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Savings Acct$6,959,400
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Organization is a credit union. Shareholders are referred to as members in the credit union.”

Form 990 governing body review Part VI line 11

“A copy of this return was provided for review before filing.”

Governing documents etc available to public Part VI line 19

“Upon request”

Filing and Contact Details

Filer

EIN
13-1739828

Signing Officer

Name
Laiq Dogra
Title
secretary
Phone
8453562545
Signed
2014-03-27
Discuss with paid preparer
No

Organization Details

Principal Officer
Alan Tesher
Formed
1920
Legal Domicile
Ny
Voting Board Members
5
Independent Board Members
5
Employees
3

Preparer

Preparer
Kerry Molloy
Phone
9149440415
Raw XML Appendix290 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt09649
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt09234
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Credit Union provides savings and loan services to members
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Laiq Ram Dogra
IRS990/BooksInCareOfDetail/PhoneNum08453562545
IRS990/BooksInCareOfDetail/USAddress/AddressLine10792 Brookridge Drive
IRS990/BooksInCareOfDetail/USAddress/City0Valley Cottage
IRS990/BooksInCareOfDetail/USAddress/State0NY
IRS990/BooksInCareOfDetail/USAddress/ZIPCode010989
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt084139
IRS990/CashNonInterestBearingGrp/EOYAmt0398869
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt063400
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt063400
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0169886
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0324742
IRS990/CYRevenuesLessExpensesAmt027456
IRS990/CYSalariesCompEmpBnftPaidAmt0127400
IRS990/CYTotalExpensesAmt0297286
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0324742
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0Credit Union provides savings and loan services to members.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0297286
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt068289
IRS990/FeesForServicesAccountingGrp/TotalAmt068289
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/PersonNm0Alan Tesher
IRS990/Form990PartVIISectionAGrp/PersonNm1Laiq Ram Dogra
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01920
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0324742
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/ProgramServicesAmt01954
IRS990/InterestGrp/TotalAmt01954
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt04815270
IRS990/InvestmentsProgramRelatedGrp/EOYAmt04333300
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt013437
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07232
IRS990/LandBldgEquipCostOrOtherBssAmt07232
IRS990/LegalDomicileStateCd0NY
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Credit Union provides savings and loan services to members
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0418283
IRS990/NetAssetsOrFundBalancesEOYAmt0445739
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt046519
IRS990/OccupancyGrp/TotalAmt046519
IRS990/OfficeExpensesGrp/ProgramServicesAmt036454
IRS990/OfficeExpensesGrp/TotalAmt036454
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt097015
IRS990/OtherAssetsTotalGrp/EOYAmt0100230
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc1Premium Assess
IRS990/OtherExpensesGrp/Desc2Fees and miscellaneous
IRS990/OtherExpensesGrp/ProgramServicesAmt03543
IRS990/OtherExpensesGrp/ProgramServicesAmt16405
IRS990/OtherExpensesGrp/ProgramServicesAmt26722
IRS990/OtherExpensesGrp/TotalAmt03543
IRS990/OtherExpensesGrp/TotalAmt16405
IRS990/OtherExpensesGrp/TotalAmt26722
IRS990/OtherLiabilitiesGrp/BOYAmt07321507
IRS990/OtherLiabilitiesGrp/EOYAmt06959400
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt064000
IRS990/OtherSalariesAndWagesGrp/TotalAmt064000
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01921774
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02050759
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Alan Tesher
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Operating Income
IRS990/ProgramServiceRevenueGrp/Desc3Gain on Asset Disposal
IRS990/ProgramServiceRevenueGrp/Desc4Investment Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0154268
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt163067
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt210525
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt33170
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt493712
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0154268
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt163067
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt210525
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt33170
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt493712
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYOtherExpensesAmt0175836
IRS990/PYProgramServiceRevenueAmt0301715
IRS990/PYRevenuesLessExpensesAmt0-11023
IRS990/PYSalariesCompEmpBnftPaidAmt0136902
IRS990/PYTotalExpensesAmt0312738
IRS990/PYTotalRevenueAmt0301715
IRS990/ReconcilationRevenueExpnssAmt027456
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RevenueAmt0324743
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0418283
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0445739
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0817804
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0523983
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt07232
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt07232
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt04333300
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Investments
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt027015
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt173215
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Other Assets
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Capitaliztion Dep
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06959400
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members Savings Acct
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07232
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0100230
IRS990ScheduleD/TotalBookValueProgramRltdAmt04333300
IRS990ScheduleD/TotalLiabilityAmt06959400
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Organization is a credit union. Shareholders are referred to as members in the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A copy of this return was provided for review before filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NY
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt07749439
IRS990/TotalAssetsEOYAmt07414373
IRS990/TotalAssetsGrp/BOYAmt07749439
IRS990/TotalAssetsGrp/EOYAmt07414373
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0297286
IRS990/TotalFunctionalExpensesGrp/TotalAmt0297286
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07331156
IRS990/TotalLiabilitiesEOYAmt06968634
IRS990/TotalLiabilitiesGrp/BOYAmt07331156
IRS990/TotalLiabilitiesGrp/EOYAmt06968634
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0418283
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0445739
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0297286
IRS990/TotalProgramServiceRevenueAmt0324742
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0324742
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0324742
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07749439
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt07414373
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine102 Melaney Drive
IRS990/USAddress/City0Monsey
IRS990/USAddress/State0NY
IRS990/USAddress/ZIPCode010952
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WhistleblowerPolicyInd0false
IRS990/WrittenPolicyOrProcedureInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Laiq Dogra
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0secretary
ReturnHeader/BusinessOfficerGrp/PhoneNum08453562545
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-03-27
ReturnHeader/Filer/BusinessName/BusinessNameLine10Empire State Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0EMPI
ReturnHeader/Filer/EIN0131739828
ReturnHeader/Filer/USAddress/AddressLine1045 Kennedy Drive
ReturnHeader/Filer/USAddress/City0Spring Valley
ReturnHeader/Filer/USAddress/State0NY
ReturnHeader/Filer/USAddress/ZIPCode010977
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10Kerry Molloy
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1095 Croton Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Ossining
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode010562
ReturnHeader/PreparerPersonGrp/PhoneNum09149440415
ReturnHeader/PreparerPersonGrp/PreparationDt02014-05-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kerry Molloy
ReturnHeader/ReturnTs02014-05-02T15:20:52-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.