Liabilities / Assets
69th percentile
Higher debt load relative to assets than 69% of similar nonprofits.
EIN 11-3795547 • 501(c)3 • Boston, MA
Profile
The organization's mission is to provide unbiased information to massachusetts low and moderate-income residents organizing their finances to achieve larger financial goals. These goals include home purchases, education, entrepreneurship and retirement.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
69th percentile
Higher debt load relative to assets than 69% of similar nonprofits.
Liabilities / Revenue
73rd percentile
Higher debt load relative to revenue than 73% of similar nonprofits.
Net Margin
40th percentile
Higher net margin than 40% of similar nonprofits.
Top Officer Pay
98th percentile
Higher top officer pay than 98% of similar nonprofits.
Top officer pay equals 56.5% of source-year revenue.
Asset Growth
49th percentile
Faster asset growth than 49% of similar nonprofits.
Revenue Growth
41st percentile
Faster revenue growth than 41% of similar nonprofits.
Assets
Down$229,170
Down $5,142 (-2.2%) from 2023
Liabilities
Down$3,861
Down $132 (-3.3%) from 2023
Net Assets
Down$225,309
Down $5,010 (-2.2%) from 2023
Revenue
Down$194,940
Down $24,828 (-11%) from 2023
Expenses
Up$199,950
Up $32,967 (+20%) from 2023
Net Income
Down-$5,010
Down $57,795 (-109%) from 2023
Most recent year
2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2023 below.
The organization's mission is to provide unbiased information to massachusetts low and moderate-income residents organizing their finances to achieve larger financial goals. These goals include home purchases, education, entrepreneurship and retirement.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $147,743 | $173,612 | ▲ $25,869 |
| Savings and Temporary Cash Investments | $500 | $50,500 | ▲ $50,000 |
| Pledges and Grants Receivable | $35,000 | $0 | ▼ $35,000 |
| Accounts Receivable | $16,250 | $10,200 | ▼ $6,050 |
| Total Assets | $199,493 | $234,312 | ▲ $34,819 |
| Liabilities | |||
| Deferred Revenue | $10,694 | $0 | ▼ $10,694 |
| Accounts Payable and Accrued Expenses | $11,265 | $3,993 | ▼ $7,272 |
| Total Liabilities | $21,959 | $3,993 | ▼ $17,966 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $177,534 | $230,319 | ▲ $52,785 |
| Total Net Assets Fund Balance | $177,534 | $230,319 | ▲ $52,785 |
| Total Liabilities and Net Assets / Fund Balance | $199,493 | $234,312 | ▲ $34,819 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jacqueline Cooper | Executive Director | FT | $94,000 | $2,022 | $96,022 |
| Name | Title |
|---|---|
| Aida Franquiz | President |
| Angelo S Nuby | Board Member |
| Isabel S Cruz | Clerk |
| Michelle Meiser | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $121,408 |
| Other Expenses | $45,575 |
| Total Fundraising Expense | $9,729 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $40,060 | $40,060 | $8,902 | $89,022 |
| Other Salaries and Wages | $23,740 | - | - | $23,740 |
| Fees for Services Accounting | - | $13,822 | - | $13,822 |
| Office Expenses | $3,562 | $5,569 | $72 | $9,203 |
| Payroll Taxes | $4,910 | $3,057 | $679 | $8,646 |
| Information Technology | $7,030 | - | - | $7,030 |
| Fees for Services Other | $5,561 | - | - | $5,561 |
| Advertising | - | $2,594 | - | $2,594 |
| Insurance | $551 | $343 | $76 | $970 |
| Other Expenses | $773 | - | - | $773 |
| Conferences and Meetings | - | $418 | - | $418 |
| Total Functional Expenses | $91,391 | $65,863 | $9,729 | $166,983 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The organization does not have a committee with authority to act on behalf of the governing body.”
“The executive director, treasurer, and the secretary review the 990 prior to filing.”
“Members of the board are required to sign a conflict of interest statement annually that discloses any and all financial interests that may present a conflict of interest.”
“UPON REQUEST”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 11265 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 3993 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 16250 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 10200 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE ORGANIZATION'S MISSION IS TO PROVIDE UNBIASED INFORMATION TO MASSACHUSETTS LOW AND MODERATE-INCOME RESIDENTS ORGANIZING THEIR FINANCES TO ACHIEVE LARGER FINANCIAL GOALS. THESE GOALS INCLUDE HOME PURCHASES, EDUCATION, ENTREPRENEURSHIP AND RETIREMENT. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 2594 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2594 |
| IRS990/AllOtherContributionsAmt | 0 | 50000 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 0 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | DENISHA MCDONALD EXECUTIVE DIRECTOR |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8888390963 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 184 DUDLEY STREET SUITE 200 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BOSTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 02119 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 147743 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 173612 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 8902 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 40060 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 40060 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 89022 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 418 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 418 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 50000 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 45575 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 169768 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 52785 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 121408 |
| IRS990/CYTotalExpensesAmt | 0 | 166983 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 9729 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 219768 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 10694 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | FEA HAS PROVIDED HOMEBUYER EDUCATION CLASSES SINCE ITS INCEPTION AND HAS GRADUATED OVER 15,000 PEOPLE. THE ORGANIZATION ALSO PROVIDES FINANCIAL EDUCATION SEMINARS, ONLINE HOMEBUYER CLASSES, ONLINE LANDLORD CLASSES AND CLASSES FOR NEW HOMEOWNERS. FEA ALSO PROVIDES CLASSES AND SEMINARS IN BOSTON AND EASTERN MASSACHUSETTS. SINCE THE COVID-19 PANDEMIC, ALL CLASSES AND SEMINARS ARE IN WEBINAR FORMAT USING ZOOM. ON-DEMAND ONLINE CLASSES ARE AVAILABLE TO THOSE WHO DESIRE TO TAKE THE CLASS IN THEIR OWN TIME OR WHO ARE UNABLE TO ATTEND CLASSES NEAR THEIR HOME. WE PROVIDE CLIENT-SPECIFIC CURRICULUM TO FIT OUR CLIENTS' SPECIFIC NEEDS. WE HAVE WORKED WITH LOW AND MODERATE-INCOME INDIVIDUALS FOR GOAL RELATED SAVINGS PROGRAMS TO PREPARE FOR HOMEOWNERSHIP, STARTING A BUSINESS, RETIREMENT, AND POST-SECONDARY EDUCATION. TO HELP MASSACHUSETTS HOME BUYERS PREPARE FOR THE RESPONSIBILITIES OF HOMEOWNERSHIP, WE OFFER HOMESAFE, FRAMEWORK, HOMEBUYING 101, HOMEBUYING 100, LANDLORD CLASSES AND WHAT'S NEXT SEMINAR FURTHER OUTLINED BELOW. HOMEBUYING 101 CLASSES: HOMEBUYING 101 IS AN 8-HOUR CLASS (TWO FOUR-HOUR SESSIONS OR FOUR TWO-HOUR SESSIONS) THAT EDUCATES PARTICIPANTS ON THE HOME PURCHASE PROCESS IN MASSACHUSETTS. INFORMATION INCLUDES SPECIAL PROGRAMS FOR FINANCIAL ASSISTANCE IN BUYING AND REPAIRING A HOME, SPECIALTY MORTGAGE PRODUCTS, THE PROCESS OF GETTING A MORTGAGE, FINDING A HOME, AND DETERMINING IF THE HOME IS RIGHT IS FOR YOU. WE ALSO DISCUSS THE PURCHASE PROCESS AND SUSTAINABLE HOMEOWNERSHIP ISSUES. THE CERTIFICATE EARNED UPON SUCCESSFUL COMPLETION OF THE CLASS CAN BE USED TO SATISFY THE EDUCATION REQUIREMENTS FOR MASSHOUSING MORTGAGES, ONE MORTGAGE, AFFORDABLE HOMEOWNERSHIP LOTTERIES, DOWN PAYMENT/CLOSING COST ASSISTANCE, AND BANK FIRST-TIME HOMEBUYER PRODUCTS.FRAMEWORK: FRAMEWORK IS AN ONLINE FIRST-TIME HOMEBUYER PROGRAM ACCEPTED THROUGHOUT MASSACHUSETTS FOR FIRST-TIME HOMEBUYER EDUCATION. THE CERTIFICATE EARNED UPON SUCCESSFUL COMPLETION OF THE ONLINE PROGRAM AND INDIVIDUAL COUNSELING SESSION CAN BE USED TO SATISFY THE EDUCATION REQUIREMENTS FOR MASSHOUSING MORTGAGES, ONE MORTGAGE, AFFORDABLE HOMEOWNERSHIP LOTTERIES, DOWN PAYMENT/CLOSING COST ASSISTANCE, AND BANK FIRST-TIME HOMEBUYER PRODUCTS. ACCESS TO THE PROGRAM IS AVAILABLE 24/7 SO THAT PARTICIPANTS CAN START WHEN THEY WANT AND TAKE AS LONG AS THEY WANT. FEA'S COUNSELING SESSIONS ARE HELD ONLINE USING ZOOM, MONDAY THROUGH THURSDAY AND CAN BE ACCESSED BY COMPUTER, SMARTPHONE OR TABLET.WHAT'S NEXT?: WHAT'S NEXT IS A 1-HOUR SEMINAR FOR FIRST-TIME HOMEBUYER PROGRAM GRADUATES. THE PROGRAM OUTLINES HOW TO EVALUATE MORTGAGE ELIGIBILITY, MORTGAGE PROGRAMS FOR FIRST-TIME BUYERS, AND HOW TO CHOOSE A LENDER. HOMEBUYING 100: HOMEBUYING 100 IS A HOMEBUYER INFORMATION CLASS SPONSORED BY THE CITY OF BOSTON HOME CENTER. THE CLASS INCLUDED THE STEPS TO HOMEOWNERSHIP AND HOW TO PREPARE FOR THE HOMEBUYING PROCESS. THE 90-MINUTE CLASS IS OFFERED FREE TO THE PUBLIC.LANDLORD CLASS: THE FANNIE MAE LANDLORD CLASS IS ACCEPTED BY MASSHOUSING AND MASSACHUSETTS HOUSING PARTNERSHIP FOR LANDLORD EDUCATION. THE CERTIFICATE IS EARNED UPON SUCCESSFUL COMPLETION OF READING THE COURSE MATERIALS, COMPLETING THE FINAL EXAM AND INDIVIDUAL COUNSELING SESSION. HOMESAFE: HOMESAFE IS A PROGRAM DESIGNED TO PROVIDE INFORMATION FOR HOMEOWNERS. IN THE HOMESAFE CLASS, PARTICIPANTS WILL LEARN: HOW TO ADDRESS MAINTENANCE AND REPAIR ISSUES IN THEIR HOME HOW TO PREPARE FOR UPDATING THEIR HOME HOW TO KEEP THEIR HOME SAFE FROM FIRE AND THEFT HOW TO MAINTAIN THEIR FINANCES AS A HOMEOWNER HOW TO MAKE SURE THE OWNER AND THEIR HOME ARE ADEQUATELY COVERED BY INSURANCE HOW TO ADDRESS LANDLORD ISSUES HOW TO BE AN EFFECTIVE CONDOMINIUM OWNER THIS PROGRAM IS SUPPORTED BY THE MASSACHUSETTS HOUSING PARTNERSHIP. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 91391 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 13822 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13822 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 5561 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 5561 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 2022 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | AIDA FRANQUIZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHELLE MEISER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ISABEL S CRUZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANGELO S NUBY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JACQUELINE COOPER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 94000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CLERK |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | EXECUTIVE DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 2006 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 4 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 219768 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 4 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 7030 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 7030 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 76 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 343 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 551 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 970 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | MA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE ORGANIZATION'S MISSION IS TO PROVIDE UNBIASED INFORMATION TO MASSACHUSETTS LOW AND MODERATE-INCOME RESIDENTS ORGANIZING THEIR FINANCES TO ACHIEVE LARGER FINANCIAL GOALS. THESE GOALS INCLUDE HOME PURCHASES, EDUCATION, ENTREPRENEURSHIP AND RETIREMENT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 177534 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 230319 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 177534 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 230319 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 72 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 5569 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 3562 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 9203 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROGRAM SUPPLIES AND AC |
| IRS990/OtherExpensesGrp/Desc | 1 | PROFESSIONAL DEVELOPMEN |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 5204 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 773 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 5204 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 773 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 23740 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 23740 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 679 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 3057 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 4910 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 8646 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 35000 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | DENISHA MCDONALD |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | CONTRACT SERVICE REVEN |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | TUITION FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 102520 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 67248 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 102520 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 67248 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 75315 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 37206 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 158003 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 72736 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 123376 |
| IRS990/PYTotalExpensesAmt | 0 | 160582 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 233318 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 52785 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 169768 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 500 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 50500 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/First5Years509Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 50000 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 75315 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 7500 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 22015 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 18250 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 173080 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 169768 |
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| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 172477 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 160788 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 45740 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 706776 |
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| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 79660 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 81260 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 91215 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 2500 |
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| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt | 0 | 79660 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt | 0 | 81260 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt | 0 | 91215 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt | 0 | 2500 |
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| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 179977 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 182803 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 63990 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 879856 |
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| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 233318 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 179977 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 182803 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 63990 |
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| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
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| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION DOES NOT HAVE A COMMITTEE WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE EXECUTIVE DIRECTOR, TREASURER, AND THE SECRETARY REVIEW THE 990 PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS OF THE BOARD ARE REQUIRED TO SIGN A CONFLICT OF INTEREST STATEMENT ANNUALLY THAT DISCLOSES ANY AND ALL FINANCIAL INTERESTS THAT MAY PRESENT A CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 8B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 21959 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 3993 |
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| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 3993 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 234312 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 184 DUDLEY STREET SUITE 200 |
| IRS990/USAddress/CityNm | 0 | BOSTON |
| IRS990/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/USAddress/ZIPCd | 0 | 02119 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 4 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | HTTPS://WWW.MONEY-CLASSES.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2024-10-15 13:58:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DENISHA MCDONALD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8888390963 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2024-11-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FINANCIAL EDUCATION ASSOCIATES INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FINA |
| ReturnHeader/Filer/EIN | 0 | 113795547 |
| ReturnHeader/Filer/PhoneNum | 0 | 8888390963 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 184 DUDLEY STREET SUITE 200 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BOSTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 02119 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431985162 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SMITH SULLIVAN & BROWN PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 80 FLANDERS ROAD SUITE 302 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WESTBOROUGH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 01581 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5088717178 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2024-11-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | SANDRA M BROWN CPA |
| ReturnHeader/ReturnTs | 0 | 2024-11-08T11:49:40-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2023-12-31 |
| ReturnHeader/TaxYr | 0 | 2023 |
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