Civic Intelligence

North Amherst Community Farm Inc

EIN 11-3756955 • 501(c)3 • North Amherst, MA

Profile

To preserve local farmland and encourage organic farming practices, educate the public about organic food production, sustainability and related issues, create access to local organic produce for low-income families and strengthen the working of community among the diverse population of amherst ma. And the surrounding area.

PO Box 9648North Amherst, MA 01059

nacfonline.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

1st percentile

-5737%

Higher net margin than 1% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

44th percentile

-6.0%

Faster asset growth than 44% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

7th percentile

-88%

Faster revenue growth than 7% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$364,493

Down $23,466 (-6.0%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$364,493

Down $23,466 (-6.0%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin1st percentile

Revenue

Down

$409

Down $2,988 (-88%) from 2024

Expenses

Up

$23,875

Up $3,496 (+17%) from 2024

Net Income

Down

-$23,466

Down $6,484 (-38%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth44th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $465,225Liabilities 2011: $430,3222011Assets 2012: $443,618Liabilities 2012: $421,7012012Assets 2013: $429,942Liabilities 2013: $412,6382013Assets 2014: $468,278Liabilities 2014: $403,1122014Assets 2015: $429,321Liabilities 2015: $227,3552015Assets 2016: $328,607Liabilities 2016: $87,3552016Assets 2017: $257,284Liabilities 2017: $2,3552017Assets 2018: $246,515Liabilities 2018: $2,3552018Assets 2019: $416,624Liabilities 2019: $2,3552019Assets 2020: $453,269Liabilities 2020: $2,355Net Assets 2020: $450,9142020Assets 2021: $442,427Liabilities 2021: $2,355Net Assets 2021: $440,0722021Assets 2022: $426,579Liabilities 2022: $2,355Net Assets 2022: $424,2242022Assets 2023: $404,941Liabilities 2023: $0Net Assets 2023: $404,9412023Assets 2024: $387,959Liabilities 2024: $0Net Assets 2024: $387,9592024Assets 2025: $364,493Net Assets 2025: $364,4932025

Highlighted filing

2025

Assets$364,493
Liabilities-
Net Assets$364,493
Open 2025 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $58,544Expenses 2011: $62,569Net Income 2011: -$4,0252011Revenue 2012: $49,665Expenses 2012: $62,651Net Income 2012: -$12,9862012Revenue 2013: $46,775Expenses 2013: $51,388Net Income 2013: -$4,6132013Revenue 2014: $104,403Expenses 2014: $56,541Net Income 2014: $47,8622014Revenue 2015: $167,581Expenses 2015: $30,781Net Income 2015: $136,8002015Revenue 2016: $74,881Expenses 2016: $35,595Net Income 2016: $39,2862016Revenue 2017: $41,306Expenses 2017: $27,629Net Income 2017: $13,6772017Revenue 2018: $11,567Expenses 2018: $22,336Net Income 2018: -$10,7692018Revenue 2019: $187,109Expenses 2019: $17,000Net Income 2019: $170,1092019Revenue 2020: $58,633Expenses 2020: $21,988Net Income 2020: $36,6452020Revenue 2021: $10,660Expenses 2021: $21,502Net Income 2021: -$10,8422021Revenue 2022: $6,776Expenses 2022: $22,624Net Income 2022: -$15,8482022Revenue 2023: $3,842Expenses 2023: $23,125Net Income 2023: -$19,2832023Revenue 2024: $3,397Expenses 2024: $20,379Net Income 2024: -$16,9822024Revenue 2025: $409Expenses 2025: $23,875Net Income 2025: -$23,4662025

Highlighted filing

2025

Revenue$409
Expenses$23,875
Net Income-$23,466
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$364,493
Liabilities
-
Net assets
$364,493
Revenue
$409
Expenses
$23,875
Net income
-$23,466
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.64$3.64$0.00$0.24$0.23
2024Detailed filing. Detailed filing data is available for this year.$3.88$0.00$3.88$0.03$0.20$0.17
2023Detailed filing. Detailed filing data is available for this year.$4.05$0.00$4.05$0.04$0.23$0.19
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$4.27$0.02$4.24$0.07$0.23$0.16
2021Detailed filing. Detailed filing data is available for this year.$4.42$0.02$4.40$0.11$0.22$0.11
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$4.53$0.02$4.51$0.59$0.22$0.37
2019Summary only. Only limited summary data is available for this year.$4.17$0.02$1.87$0.17$1.70
2018Summary only. Only limited summary data is available for this year.$2.47$0.02$0.12$0.22$0.11
2017Summary only. Only limited summary data is available for this year.$2.57$0.02$0.41$0.28$0.14
2016Summary only. Only limited summary data is available for this year.$3.29$0.87$0.75$0.36$0.39
2015Summary only. Only limited summary data is available for this year.$4.29$2.27$1.68$0.31$1.37
2014Summary only. Only limited summary data is available for this year.$4.68$4.03$1.04$0.57$0.48
2013Summary only. Only limited summary data is available for this year.$4.30$4.13$0.47$0.51$0.05
2012Summary only. Only limited summary data is available for this year.$4.44$4.22$0.50$0.63$0.13
2011Summary only. Only limited summary data is available for this year.$4.65$4.30$0.59$0.63$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 23, 2025
Return Version
2024v5.2
Gross Receipts
$409
Mission and Program Overview

Mission

To preserve local farmland and encourage organic farming practices, educate the public about organic food production, sustainability and related issues, create access to local organic produce for low-income families and strengthen the working of community among the diverse population of amherst ma. And the surrounding area.

Program Services

DescriptionGrantsExpenses
ACQUISITION AND PRESERVATION OF FARM LAND-$20,325
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TED WHITEDirector-$0--
CARL MAILLERDirector-$0--
BRUCE COLDHAMPresident-$0--
LAURA SAYREClerk-$0--
PENNY PEKOWDirector-$0--
JOHN GERBERDirector-$0--
KEVIN MOORETreasurer-$0--
LARRY ZACHARIASDirector-$0--
JACKIE FIOCCHIDirector-$0--
RUTH HAZZARDDirector-$0--
Filing and Contact Details

Filer

Filer Name
North Amherst Community Farm Inc
EIN
11-3756955
Phone
2155393698
Address
PO BOX 9648, NORTH AMHERST, MA 01059

Signing Officer

Name
Bruce Coldham
Title
President
Signed
2025-10-23
Discuss with paid preparer
Yes

Preparer

Firm
David J Decker CPA
Address
6 SOUTH EAST ST, AMHERST, MA 01002
Preparer
David Decker
Phone
4132568660
Supplemental Narrative

Additional Explanations

Other Expenses.1009

“Depreciation $18132”

Other Expenses.1012

“Insurance $4564”

Other Expenses.1

“po box $144”

Other Expenses.2

“FEES $35”

Other Assets.1009

“Notes and Loans Receivable - Beginning $20000 Notes and Loans Receivable - Ending $20000”

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0amherst
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001002
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt017474
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02166
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0393
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-23466
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01000
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0387959
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IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0409
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt016
IRS990EZ/LandAndBuildingsGrp/BOYAmt0350485
IRS990EZ/LandAndBuildingsGrp/EOYAmt0342327
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0387959
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0364493
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0387959
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0364493
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TED WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CARL MAILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BRUCE COLDHAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LAURA SAYRE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PENNY PEKOW
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JOHN GERBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6KEVIN MOORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LARRY ZACHARIAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JACKIE FIOCCHI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9RUTH HAZZARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Clerk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt020000
IRS990EZ/OtherAssetsTotalDetail/EOYAmt020000
IRS990EZ/OtherExpensesTotalAmt022875
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PRESERVE LOCAL FARMLAND AND ENCOURAGE ORGANIC FARMING PRACTICES, EDUCATE THE PUBLIC ABOUT ORGANIC FOOD PRODUCTION, SUSTAINABILITY AND RELATED ISSUES, CREATE ACCESS TO LOCAL ORGANIC PRODUCE FOR LOW-INCOME FAMILIES AND STRENGTHEN THE WORKING OF COMMUNITY AMONG THE DIVERSE POPULATION OF AMHERST MA. AND THE SURROUNDING AREA.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ACQUISITION AND PRESERVATION OF FARM LAND
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020325
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt023875
IRS990EZ/TotalProgramServiceExpensesAmt020325
IRS990EZ/TotalRevenueAmt0409
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0nacfonline.org
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0393
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01242
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01690
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt03298
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt05848
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt012471
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt014
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt019
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt016
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt07
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt056
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt012555
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.73230
IRS990ScheduleA/PublicSupportPY170Pct00.86590
IRS990ScheduleA/PublicSupportTotal170Amt09173
IRS990ScheduleA/SubstantialContributorsTotAmt03298
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0393
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01242
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01690
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt03298
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt05848
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt012471
IRS990ScheduleA/TotalSupportAmt012527
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Depreciation $18132
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Insurance $4564
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2po box $144
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FEES $35
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Notes and Loans Receivable - Beginning $20000 Notes and Loans Receivable - Ending $20000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Assets.1009
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRUCE COLDHAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH AMHERST COMMUNITY FARM INC
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0113756955
ReturnHeader/Filer/PhoneNum02155393698
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 9648
ReturnHeader/Filer/USAddress/CityNm0NORTH AMHERST
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001059
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043251074
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DAVID J DECKER CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06 SOUTH EAST ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0AMHERST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001002
ReturnHeader/PreparerPersonGrp/PhoneNum04132568660
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0David Decker
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-27T06:39:30-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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