Civic Intelligence

American Debt Resources Inc

EIN 11-3603198 • 501(c)3 • Melville, NY

Profile

To assist individuals who are experiencing financial difficulties through professional credit and housing counseling services.

105 Maxess Road 124Melville, NY 11747

americandebtresources.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.25x

Higher debt load relative to assets than 73% of similar nonprofits.

NTEE P • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

78th percentile

0.20x

Higher debt load relative to revenue than 78% of similar nonprofits.

NTEE P • $500k-$1M nonprofits • Source year 2024

Net Margin

42nd percentile

0.3%

Higher net margin than 42% of similar nonprofits.

NTEE P • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

91st percentile

$129,019

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 24.1% of source-year revenue.

NTEE P • $500k-$1M nonprofits • Source year 2024

Asset Growth

70th percentile

29%

Faster asset growth than 70% of similar nonprofits.

NTEE P • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

27th percentile

-6.8%

Faster revenue growth than 27% of similar nonprofits.

NTEE P • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$437,520

Up $97,212 (+29%) from 2023

Liabilities

Up

$108,402

Up $95,659 (+751%) from 2023

Net Assets

Up

$329,118

Up $1,553 (+0.5%) from 2023

Operations
Liabilities / Revenue78th percentileNet Margin42nd percentile

Revenue

Down

$536,414

Down $39,356 (-6.8%) from 2023

Expenses

Up

$534,861

Up $41,215 (+8.3%) from 2023

Net Income

Down

$1,553

Down $80,571 (-98%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $115,711Liabilities 2011: $24,887Net Assets 2011: $90,8242011Assets 2012: $165,805Liabilities 2012: $59,175Net Assets 2012: $106,6302012Assets 2013: $186,906Liabilities 2013: $50,259Net Assets 2013: $136,6472013Assets 2014: $155,344Liabilities 2014: $38,308Net Assets 2014: $117,0362014Assets 2015: $270,766Liabilities 2015: $202,662Net Assets 2015: $68,1042015Assets 2016: $219,788Liabilities 2016: $129,158Net Assets 2016: $90,6302016Assets 2017: $217,721Liabilities 2017: $50,109Net Assets 2017: $167,6122017Assets 2018: $197,232Liabilities 2018: $11,875Net Assets 2018: $185,3572018Assets 2019: $214,241Liabilities 2019: $9,845Net Assets 2019: $204,3962019Assets 2020: $227,236Liabilities 2020: $13,907Net Assets 2020: $213,3292020Assets 2021: $239,021Liabilities 2021: $10,066Net Assets 2021: $228,9552021Assets 2022: $256,624Liabilities 2022: $11,183Net Assets 2022: $245,4412022Assets 2023: $340,308Liabilities 2023: $12,743Net Assets 2023: $327,5652023Assets 2024: $437,520Liabilities 2024: $108,402Net Assets 2024: $329,1182024

Highlighted filing

2024

Assets$437,520
Liabilities$108,402
Net Assets$329,118
Open 2024 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $520,818Expenses 2011: $510,420Net Income 2011: $10,3982011Revenue 2012: $528,334Expenses 2012: $512,528Net Income 2012: $15,8062012Revenue 2013: $557,057Expenses 2013: $527,040Net Income 2013: $30,0172013Revenue 2014: $533,911Expenses 2014: $553,522Net Income 2014: -$19,6112014Revenue 2015: $460,229Expenses 2015: $509,161Net Income 2015: -$48,9322015Revenue 2016: $529,104Expenses 2016: $506,578Net Income 2016: $22,5262016Revenue 2017: $567,658Expenses 2017: $490,676Net Income 2017: $76,9822017Revenue 2018: $479,763Expenses 2018: $462,018Net Income 2018: $17,7452018Revenue 2019: $490,621Expenses 2019: $471,582Net Income 2019: $19,0392019Revenue 2020: $427,375Expenses 2020: $418,442Net Income 2020: $8,9332020Revenue 2021: $428,351Expenses 2021: $412,725Net Income 2021: $15,6262021Revenue 2022: $441,234Expenses 2022: $424,748Net Income 2022: $16,4862022Revenue 2023: $575,770Expenses 2023: $493,646Net Income 2023: $82,1242023Revenue 2024: $536,414Expenses 2024: $534,861Net Income 2024: $1,5532024

Highlighted filing

2024

Revenue$536,414
Expenses$534,861
Net Income$1,553
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$437,520
Liabilities
$108,402
Net assets
$329,118
Revenue
$536,414
Expenses
$534,861
Net income
$1,553
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.38$1.08$3.29$5.36$5.35$0.02
2023Detailed filing. Detailed filing data is available for this year.$3.40$0.13$3.28$5.76$4.94$0.82
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.57$0.11$2.45$4.41$4.25$0.16
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.39$0.10$2.29$4.28$4.13$0.16
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.27$0.14$2.13$4.27$4.18$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.14$0.10$2.04$4.91$4.72$0.19
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.97$0.12$1.85$4.80$4.62$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.18$0.50$1.68$5.68$4.91$0.77
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.20$1.29$0.91$5.29$5.07$0.23
2015Detailed filing. Detailed filing data is available for this year.$2.71$2.03$0.68$4.60$5.09$0.49
2014Summary only. Only limited summary data is available for this year.$1.55$0.38$1.17$5.34$5.54$0.20
2013Summary only. Only limited summary data is available for this year.$1.87$0.50$1.37$5.57$5.27$0.30
2012Summary only. Only limited summary data is available for this year.$1.66$0.59$1.07$5.28$5.13$0.16
2011Summary only. Only limited summary data is available for this year.$1.16$0.25$0.91$5.21$5.10$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 20, 2025
Return Version
2024v5.2
Gross Receipts
$536,414
Mission and Program Overview

Mission

To assist individuals who are experiencing financial difficulties through professional credit and housing counseling services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$202,435$253,683▲ $51,248
Land, Buildings, and Equipment, Net$101,533$103,306▲ $1,773
Intangible Assets-$56,378-
Savings and Temporary Cash Investments$10,000$10,003▲ $3
Prepaid Expenses and Deferred Charges$1,218$0▼ $1,218
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Inventories for Sale or Use-$0-
Total Assets$340,308$437,520▲ $97,212
Other Assets Total$25,122$14,150▼ $10,972
Liabilities
Other Liabilities$5,974$101,852▲ $95,878
Escrow Account Liability$6,769$6,550▼ $219
Total Liabilities$12,743$108,402▲ $95,659
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$287,904$289,240▲ $1,336
Net Assets With Donor Restrictions$39,661$39,878▲ $217
Total Net Assets Fund Balance$327,565$329,118▲ $1,553
Total Liabilities and Net Assets / Fund Balance$340,308$437,520▲ $97,212

Asset Categories

AssetBook ValueDepreciationBasis
Land$100,000-$100,000
Equipment$2,374$30,893$33,267
Leasehold Improvements$806$6,606$7,412
Other Land Buildings$126$3,034$3,160
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Christian MoriartyPresidentFT$129,019$129,019

Board Members and Trustees

NameTitle
William DelibertiVice President
Lloyd AndersonBoard Member
Stephen DunatSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$514,120
Program Service Revenue
$21,998
Investment Income
$296
Other Revenue
$0
All Other Contributions
$20,050
Change in Net Assets
$1,553
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$407,022
Other Expenses$127,839
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$212,516$2,135-$214,651
Current Officers, Directors, Trustees, and Key Employees-$129,019-$129,019
Other Employee Benefits-$35,821-$35,821
Occupancy-$31,137-$31,137
Payroll Taxes$17,190$10,341-$27,531
Fees for Services Accounting-$13,550-$13,550
Information Technology$7,568$4,859-$12,427
Depreciation Depletion-$11,721-$11,721
Fees for Services Other$5,952$4,569-$10,521
All Other Expenses$335$8,130-$8,465
Office Expenses-$8,363-$8,363
Insurance-$5,755-$5,755
Other Expenses-$4,705-$4,705
Travel-$3,345-$3,345
Interest-$422-$422
Advertising-$225-$225
Total Functional Expenses$243,561$291,300$0$534,861
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$61,356
Unearned Grants$34,194
Accrued Expenses$3,770
Payroll Taxes Payable$2,532
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The governing body reviews all tax returns prior to filing.”

Form 990, Part VI, Section B, Line 15A

“Compensation is reviewed for all top level directors on an annual basis.”

Form 990, Part VI, Section B, Line 15B

“Annual compensation is reviewed by reviewing similar management positions salaries.”

Form 990, Part VI, Section C, Line 19

“No documents are available for the general public unless requested.”

Filing and Contact Details

Filer

Filer Name
American Debt Resources Inc
EIN
11-3603198
Phone
6312089005
Address
105 MAXESS ROAD 124, MELVILLE, NY 11747

Signing Officer

Name
Christian Moriarty
Title
President
Signed
2025-08-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christian Moriarty
Formed
2001
Legal Domicile
Ny
Voting Board Members
4
Independent Board Members
3
Employees
6

Preparer

Firm
June Perciballi & Company CPAS PC
Address
317 E Main St, Smithtown, NY 11787
Preparer
Edward E Perciballi
Phone
6317241020
Supplemental Narrative

Financial Statement Notes

Part IV, Line 1B: Why is organization an agent, trustee, custodian or other intermediary for contrib

“Organization receives payments from clients, holds funds in a separate account, and remits payments to creditors according to agreed upon debt management arrangement between clients and creditors.”

Part IV, Line 2B: Explanation of escrow account liability

“Organization holds funds on behalf of clients to be remitted to creditors per debt management agreement. Accordingly, escrow liability represents the amount due to creditors as of year-end.”

Raw XML AppendixShowing 400 of 437 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/DescribedInSection501c3Ind0true
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IRS990/DonorRstrOrQuasiEndowmentsInd0false
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IRS990/ForeignActivitiesInd0false
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IRS990/OtherExpensesGrp/TotalAmt24750
IRS990/OtherExpensesGrp/TotalAmt34705
IRS990/OtherLiabilitiesGrp/BOYAmt05974
IRS990/OtherLiabilitiesGrp/EOYAmt0101852
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt02135
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0212516
IRS990/OtherSalariesAndWagesGrp/TotalAmt0214651
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010341
IRS990/PayrollTaxesGrp/ProgramServicesAmt017190
IRS990/PayrollTaxesGrp/TotalAmt027531
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01218
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0CHRISTIAN MORIARTY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0DEBT CONSOLIDATION
IRS990/ProgramServiceRevenueGrp/Desc1MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt021868
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1130
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt021868
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1130
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0453292
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0390
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0126654
IRS990/PYProgramServiceRevenueAmt0122088
IRS990/PYRevenuesLessExpensesAmt082124
IRS990/PYSalariesCompEmpBnftPaidAmt0366992
IRS990/PYTotalExpensesAmt0493646
IRS990/PYTotalRevenueAmt0575770
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt01553
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010003
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0536118
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0575380
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0441157
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0428332
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0427321
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02408308
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0296
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0390
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt077
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt019
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt054
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0836
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0296
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0390
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt077
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt019
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt054
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0836
IRS990ScheduleA/InvestmentIncomeCYPct00.00030
IRS990ScheduleA/InvestmentIncomePYPct00.00030
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99970
IRS990ScheduleA/PublicSupportPY509Pct00.99970
IRS990ScheduleA/PublicSupportTotal509Amt02408308
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0536118
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0575380
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0441157
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0428332
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0427321
IRS990ScheduleA/Total509Grp/TotalAmt02408308
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0536414
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0575770
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0441234
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0428351
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0427375
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02409144
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AdditionsDuringYearAmt0194648
IRS990ScheduleD/AgentTrusteeEtcInd0true
IRS990ScheduleD/BeginningBalanceAmt06769
IRS990ScheduleD/DistributionsDuringYearAmt0194867
IRS990ScheduleD/EndingBalanceAmt06550
IRS990ScheduleD/EquipmentGrp/BookValueAmt02374
IRS990ScheduleD/EquipmentGrp/DepreciationAmt030893
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt033267
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt0100000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0100000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0806
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt06606
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt07412
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0126
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03034
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03160
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03770
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt161356
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22532
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt334194
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED EXPENSES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LEASE LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2PAYROLL TAXES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3UNEARNED GRANTS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION RECEIVES PAYMENTS FROM CLIENTS, HOLDS FUNDS IN A SEPARATE ACCOUNT, AND REMITS PAYMENTS TO CREDITORS ACCORDING TO AGREED UPON DEBT MANAGEMENT ARRANGEMENT BETWEEN CLIENTS AND CREDITORS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1ORGANIZATION HOLDS FUNDS ON BEHALF OF CLIENTS TO BE REMITTED TO CREDITORS PER DEBT MANAGEMENT AGREEMENT. ACCORDINGLY, ESCROW LIABILITY REPRESENTS THE AMOUNT DUE TO CREDITORS AS OF YEAR-END.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 1b: Why is organization an agent, trustee, custodian or other intermediary for contrib
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Part IV, Line 2b: Explanation of escrow account liability
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0103306
IRS990ScheduleD/TotalLiabilityAmt0101852
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE GOVERNING BODY REVIEWS ALL TAX RETURNS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1COMPENSATION IS REVIEWED FOR ALL TOP LEVEL DIRECTORS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUAL COMPENSATION IS REVIEWED BY REVIEWING SIMILAR MANAGEMENT POSITIONS SALARIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO DOCUMENTS ARE AVAILABLE FOR THE GENERAL PUBLIC UNLESS REQUESTED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NY
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0340308
IRS990/TotalAssetsEOYAmt0437520
IRS990/TotalAssetsGrp/BOYAmt0340308
IRS990/TotalAssetsGrp/EOYAmt0437520
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0514120
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0291300
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0243561
IRS990/TotalFunctionalExpensesGrp/TotalAmt0534861
IRS990/TotalGrossUBIAmt0296
IRS990/TotalLiabilitiesBOYAmt012743
IRS990/TotalLiabilitiesEOYAmt0108402
IRS990/TotalLiabilitiesGrp/BOYAmt012743
IRS990/TotalLiabilitiesGrp/EOYAmt0108402
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0327565
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0329118
IRS990/TotalProgramServiceExpensesAmt0243561
IRS990/TotalProgramServiceRevenueAmt021998
IRS990/TotalReportableCompFromOrgAmt0129019
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt021998
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0536414
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0296
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0340308
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0437520
IRS990/TravelGrp/ManagementAndGeneralAmt03345
IRS990/TravelGrp/TotalAmt03345
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X

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