Liabilities / Assets
69th percentile
Tied with the lowest-debt nonprofits in its peer group.
Metropolitan Underwriting Discussion Group Inc
EIN 11-3491419 • 501(c)6 • Kew Gardens, NY
Profile
MUD Group Inc supports East Coast networking sessions to educate and bring together members of the Underwriting Community at large for periodic meetings and events The MUD Group had their last meeting in New York City in January 2024 All members of the MUD Group Executive Committee are volunteers MUD is a nonprofit organization relying heavily on sponsorships It has become increasingly costly to run our annual 3 day meeting yet we have only had one increase to the registration fees in the last several years thanks to our sponsors
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.00x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
85th percentile
Higher top officer pay than 85% of similar nonprofits.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
Score unavailable
A valid growth rate could not be computed from the available filing history.
Balance Sheet
Assets
Up$134,245
Up $31,782 (+31%) from 2024
Liabilities
Flat$0
Flat from 2024
Net Assets
Up$134,245
Up $31,782 (+31%) from 2024
Revenue
Flat$0
Flat from 2024
Expenses
Down$26
Down $59 (-69%) from 2024
Net Income
Up-$26
Up $59 (+69%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $134,245
- Liabilities
- $0
- Net assets
- $134,245
- Revenue
- $0
- Expenses
- $26
- Net income
- -$26
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- May 1, 2024 to Apr 30, 2025
- Signed
- Feb 1, 2026
- Return Version
- 2024v5.0
Mission and Program Overview
Mission
MUD Group Inc supports East Coast networking sessions to educate and bring together members of the Underwriting Community at large for periodic meetings and events The MUD Group had their last meeting in New York City in January 2025 All members of the MUD Group Executive Committee are volunteers MUD is a nonprofit organization relying heavily on sponsorships It has become increasingly costly to run our annual 3 day meeting yet we have only had one increase to the registration fees in the last several years thanks to our sponsors
Program Services
| Description | Grants | Expenses |
|---|---|---|
| 0 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Pamela Bergsten | President | - | $0 | - | - |
| Joseph Lapine | Co-Treasurer | - | $0 | - | - |
| Gary Kranich | C0-Treasurer | - | $0 | - | - |
| Carolyn McAvinn | Secretary | - | $0 | - | - |
| Doreen Acampora | Vice President | - | $0 | - | - |
| Kacie Williams | Operations Committee Lead | - | $0 | - | - |
| Erin McClintock | Committee Member | - | $0 | - | - |
| Colleen Eng | Committee Member | - | $0 | - | - |
| Kevin OHanlon | Committee Member | - | $0 | - | - |
| Heather Haslam | Committee Member | - | $0 | - | - |
| Stephanie Shumosic | Committee Member | - | $0 | - | - |
| Keith Ax | Committee Member | - | $0 | - | - |
| Jennifer Ciollarro | Committee Member | - | $0 | - | - |
| Maria McGowan | Committee Member | - | $0 | - | - |
| Aaron Baack | Committee Member | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Metropolitan Underwriting Discussion Group Inc
- EIN
- 11-3491419
- Phone
- 0000000000
- Address
- PO BOX 150243, KEW GARDENS, NY 11415
Signing Officer
- Name
- Joseph Lapine
- Title
- Co-Treasurer
- Phone
- 0000000000
- Signed
- 2026-02-01
Supplemental Narrative
Additional Explanations
Schedule O:
“Part 1.16 - Other Expenses - bank service charges (wire/ACH fees) Part 1.20 - Other change in net assets - Other Assets less Total Liabilities (adding back bank service charges ? wire/ACH fees) Part 2.24 - Other Assets - Individual attendee registration fees and vendor/insurance sponsorships Part 2.26 - Total Liabilities - Wire payments (and associated wire/ACH fees) for the Westin Hotel meeting rooms and conference center (inclusive of AV services) MUD sponsored dinner one evening for attendees, speaker fee for main stage speaker, fees for marketing firm which supports web site and our marketing services, photographer fee, Payment of vendor for MUD website redesign (Apr 2025), Speaker gift cards (exclude main stage)and other miscellaneous expenses (990EZ tax filing fee 2023/24, conference supplies)”
Raw XML Appendix188 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 14 | 1.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 12 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 13 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 14 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Pamela Bergsten |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Joseph Lapine |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Gary Kranich |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Carolyn McAvinn |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Doreen Acampora |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Kacie Williams |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | Erin McClintock |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | Colleen Eng |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | Kevin OHanlon |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 13 | Maria McGowan |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 14 | Aaron Baack |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Co-Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | C0-Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Operations Committee Lead |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Committee Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Committee Member |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 14 | Committee Member |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 226035 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 0 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 31808 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 26 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 0 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | MUD Group Inc supports East Coast networking sessions to educate and bring together members of the Underwriting Community at large for periodic meetings and events The MUD Group had their last meeting in New York City in January 2025 All members of the MUD Group Executive Committee are volunteers MUD is a nonprofit organization relying heavily on sponsorships It has become increasingly costly to run our annual 3 day meeting yet we have only had one increase to the registration fees in the last several years thanks to our sponsors |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 0 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 0 |
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| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
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| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 194253 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 26 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 0 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
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| IRS990EZ/TypeOfOrganizationOtherDesc | 0 | membership based non-profit |
| IRS990EZ/TypeOfOrganizationOtherInd | 0 | X |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Part 1.16 - Other Expenses - bank service charges (wire/ACH fees) Part 1.20 - Other change in net assets - Other Assets less Total Liabilities (adding back bank service charges ? wire/ACH fees) Part 2.24 - Other Assets - Individual attendee registration fees and vendor/insurance sponsorships Part 2.26 - Total Liabilities - Wire payments (and associated wire/ACH fees) for the Westin Hotel meeting rooms and conference center (inclusive of AV services) MUD sponsored dinner one evening for attendees, speaker fee for main stage speaker, fees for marketing firm which supports web site and our marketing services, photographer fee, Payment of vendor for MUD website redesign (Apr 2025), Speaker gift cards (exclude main stage)and other miscellaneous expenses (990EZ tax filing fee 2023/24, conference supplies) |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Schedule O: |
| ReasonableCauseExplanation/ExplanationTxt | 0 | Challenges with bank accounts - hacking causing new accounts to be reset monies to be chased and reimbursed |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Joseph Lapine |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Co-Treasurer |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 0000000000 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | METROPOLITAN UNDERWRITING DISCUSSION GROUP INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | METR |
| ReturnHeader/Filer/EIN | 0 | 113491419 |
| ReturnHeader/Filer/PhoneNum | 0 | 0000000000 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 150243 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KEW GARDENS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 11415 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/ReturnTs | 0 | 2026-02-01T17:00:03Z |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-05-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-04-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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