Civic Intelligence

Overcoming Love Ministries Inc

EIN 11-2774575 • 501(c)3 • Woodhaven, NY

Profile

The organizational mission is to provide services, programs, and support that will meet the mental, emotional, physical, and spiritual needs of anyone in need of or desiring assistance. Our organization believes that a holistic approach to man's needs creates a more stable human being and thus the ability to function at a higher level.

7814 Rockaway BlvdWoodhaven, NY 11421

oclm.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.05x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

41st percentile

0.04x

Higher debt load relative to revenue than 41% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

12th percentile

-25%

Higher net margin than 12% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

80th percentile

$140,830

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

9th percentile

-24%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

61st percentile

14%

Faster revenue growth than 61% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$1,681,112

Down $517,993 (-24%) from 2024

Liabilities

Up

$86,326

Up $41,293 (+92%) from 2024

Net Assets

Down

$1,594,786

Down $559,286 (-26%) from 2024

Revenue

Up

$2,209,635

Up $278,193 (+14%) from 2024

Expenses

Up

$2,762,120

Up $325,241 (+13%) from 2024

Net Income

Down

-$552,485

Down $47,048 (-9.3%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $4,492,333Liabilities 2010: $392,969Net Assets 2010: $4,099,3642010Assets 2012: $4,417,681Liabilities 2012: $264,373Net Assets 2012: $4,153,3082012Assets 2013: $5,074,716Liabilities 2013: $48,746Net Assets 2013: $5,025,9702013Assets 2014: $5,228,708Liabilities 2014: $67,500Net Assets 2014: $5,161,2082014Assets 2015: $4,876,465Liabilities 2015: $0Net Assets 2015: $4,876,4652015Assets 2016: $5,027,126Liabilities 2016: $838Net Assets 2016: $5,026,2882016Assets 2020: $3,799,374Liabilities 2020: $46,897Net Assets 2020: $3,752,4772020Assets 2021: $3,350,912Liabilities 2021: $9,365Net Assets 2021: $3,341,5472021Assets 2022: $3,116,185Liabilities 2022: $8,336Net Assets 2022: $3,107,8492022Assets 2023: $2,678,618Liabilities 2023: $9,561Net Assets 2023: $2,669,0572023Assets 2024: $2,199,105Liabilities 2024: $45,033Net Assets 2024: $2,154,0722024Assets 2025: $1,681,112Liabilities 2025: $86,326Net Assets 2025: $1,594,7862025

Highlighted filing

2025

Assets$1,681,112
Liabilities$86,326
Net Assets$1,594,786

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2010: $1,372,005Expenses 2010: $990,496Net Income 2010: $381,5092010Revenue 2012: $1,358,551Expenses 2012: $1,116,629Net Income 2012: $241,9222012Revenue 2013: $1,479,292Expenses 2013: $1,053,029Net Income 2013: $426,2632013Revenue 2014: $1,740,486Expenses 2014: $1,244,024Net Income 2014: $496,4622014Revenue 2015: $1,408,446Expenses 2015: $1,169,067Net Income 2015: $239,3792015Revenue 2016: $1,445,478Expenses 2016: $1,255,482Net Income 2016: $189,9962016Revenue 2020: $2,771,391Expenses 2020: $3,064,623Net Income 2020: -$293,2322020Revenue 2021: $2,614,539Expenses 2021: $3,025,469Net Income 2021: -$410,9302021Revenue 2022: $2,856,644Expenses 2022: $3,090,342Net Income 2022: -$233,6982022Revenue 2023: $2,021,251Expenses 2023: $2,460,081Net Income 2023: -$438,8302023Revenue 2024: $1,931,442Expenses 2024: $2,436,879Net Income 2024: -$505,4372024Revenue 2025: $2,209,635Expenses 2025: $2,762,120Net Income 2025: -$552,4852025

Highlighted filing

2025

Revenue$2,209,635
Expenses$2,762,120
Net Income-$552,485

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 6, 2026
Return Version
2025v4.0
Gross Receipts
$2,209,635
Mission and Program Overview

Mission

The organizational mission is to provide services, programs, and support that will meet the mental, emotional, physical, and spiritual needs of anyone in need of or desiring assistance. Our organization believes that a holistic approach to man's needs creates a more stable human being and thus the ability to function at a higher level.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$2,154,072$1,594,786▼ $559,286
Land, Buildings, and Equipment, Net$1,989,394$1,576,991▼ $412,403
Cash and Non-Interest-Bearing Accounts$206,545$101,021▼ $105,524
Savings and Temporary Cash Investments$3,166$3,100▼ $66
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$2,199,105$1,681,112▼ $517,993
Other Assets Total-$0-
Liabilities
Other Liabilities$45,033$86,326▲ $41,293
Total Liabilities$45,033$86,326▲ $41,293
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,154,072$1,594,786▼ $559,286
Total Liabilities and Net Assets / Fund Balance$2,199,105$1,681,112▼ $517,993

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,406,067$10,137,143$11,543,210
Leasehold Improvements$137,640$23,751$161,391
Land$33,284-$33,284
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Rafael MarteDirectorFT$140,830$140,830

Board Members and Trustees

NameTitle
Beatriz RiveraTrustee
Matilde GarciaTrustee
Katherine MorenoSecretary
Alejandra TangoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,979,535
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$230,100
All Other Contributions
$852,953
Change in Net Assets
$-552,485

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Food Inventory40$841,181
Total Noncash Contributions40$841,181
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,850,491
Salaries, Compensation, and Employee Benefits$911,629
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$627,300$69,700-$697,000
Depreciation Depletion$427,803--$427,803
Occupancy$201,237--$201,237
Current Officers, Directors, Trustees, and Key Employees$126,747$14,083-$140,830
Fees for Services Other$97,063$20,394-$117,457
Insurance-$103,945-$103,945
Payroll Taxes$66,419$7,380-$73,799
Office Expenses$4,492$40,427-$44,919
Other Expenses$23,323$19,144-$19,144
Fees for Services Accounting-$8,009-$8,009
Travel$7,106$790-$7,896
Fees for Services Legal-$3,880-$3,880
All Other Expenses$1,977$1,280-$3,257
Total Functional Expenses$2,470,497$291,623$0$2,762,120
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
American Express Loan$36,619
American Express CC$25,434
Chase CC$24,273
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The Governing Body meets to review and take written notes of any recommendations to improve the operation in regard to compliance with the non-profit law.

Form 990, Part VI, Section B, Line 15A

The Board votes on the compensation of the current Executive Director and reviews this with outside professionals and compares to research studies on comparable positions.

Form 990, Part VI, Section C, Line 19

Only Financial Statements are available upon request to the Public. We do not make available any document of conflicts. We have Annual Formal meetings to agree on any decision. Any conflict is resolved in our meeting. No issue is left. In addition anything that needs immediate attention results in an emergency meeting.

Filing and Contact Details

Filer

Filer Name
Overcoming Love Ministries Inc
EIN
11-2774575
Phone
3472402177
Address
7814 Rockaway Blvd, Woodhaven, NY 11421

Signing Officer

Name
Rafael Marte
Title
Executive Director
Signed
2026-03-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rafael Marte
Formed
1985
Legal Domicile
Ny
Voting Board Members
5
Independent Board Members
4
Employees
21
Volunteers
7

Preparer

Firm
Maureen Cross
Address
165 West 83rd Street, New York, NY 10024
Preparer
Maureen Cross
Phone
6468414331
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/RentalIncomeOrLossGrp/RealAmt030100
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
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IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt033284
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IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0161391
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt224273
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0American Express CC
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1American Express Loan
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Chase CC
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01576991
IRS990ScheduleD/TotalLiabilityAmt086326
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IRS990ScheduleM/FoodInventoryGrp/ContributionCnt040
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Governing Body meets to review and take written notes of any recommendations to improve the operation in regard to compliance with the non-profit law.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board votes on the compensation of the current Executive Director and reviews this with outside professionals and compares to research studies on comparable positions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Only Financial Statements are available upon request to the Public. We do not make available any document of conflicts. We have Annual Formal meetings to agree on any decision. Any conflict is resolved in our meeting. No issue is left. In addition anything that needs immediate attention results in an emergency meeting.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02209635
IRS990/TotalVolunteersCnt07
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01681112
IRS990/TravelGrp/ManagementAndGeneralAmt0790
IRS990/TravelGrp/ProgramServicesAmt07106
IRS990/TravelGrp/TotalAmt07896
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt07814 Rockaway Blvd
IRS990/USAddress/CityNm0Woodhaven
IRS990/USAddress/StateAbbreviationCd0NY
IRS990/USAddress/ZIPCd011421
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IRS990/WebsiteAddressTxt0oclm.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Rafael Marte
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Overcoming Love Ministries Inc
ReturnHeader/Filer/BusinessNameControlTxt0OVER
ReturnHeader/Filer/EIN0112774575
ReturnHeader/Filer/PhoneNum03472402177
ReturnHeader/Filer/USAddress/AddressLine1Txt07814 Rockaway Blvd
ReturnHeader/Filer/USAddress/CityNm0Woodhaven
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd011421
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Maureen Cross
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0165 West 83rd Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0New York
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd010024
ReturnHeader/PreparerPersonGrp/PhoneNum06468414331
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Maureen Cross
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-03-06T09:58:47-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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