Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
990EZ • Fiscal year 2013 • EIN 10-0003835
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
66th percentile
Higher debt load relative to assets than 66% of similar nonprofits.
Liabilities / Revenue
64th percentile
Higher debt load relative to revenue than 64% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
73rd percentile
Higher top officer pay than 73% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
94th percentile
Faster asset growth than 94% of similar nonprofits.
Revenue Growth
69th percentile
Faster revenue growth than 69% of similar nonprofits.
Assets
Up$16,072
Up $9,367 (+140%) from 2012
Net Assets
$15,702
No earlier filing loaded for comparison.
Liabilities
Up$370
Up $370 from 2012
Revenue
Up$37,207
Up $5,492 (+17%) from 2012
Expenses
Down$28,210
Down $11,916 (-30%) from 2012
Net Income
Up$8,997
Up $17,408 (+207%) from 2012
Supporting education locally and in the developing world. Increasing quality of life for families through microloans and education
| Description | Grants | Expenses |
|---|---|---|
| SUPPORTING EDUCATION LOCALLY AND IN THE DEVELOPING WORLD. | $5,402 | $21,524 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| RICHARD STEVENS | Director | - | $0 | - | - |
| VERONICA BAKER | Secretary | - | $0 | - | - |
| DAVE PEISER | President | - | $0 | - | - |
| VERNE SCHOLL | Director | - | $0 | - | - |
| LEA SPARARINO | Director | - | $0 | - | - |
“Product sales 3,984 rounding 3 total 3,987”
“Expenses adv & promo 1,859 office supplies 795 office equipment 1,406 e & o insurance 2,173 workmans comp insurance 261 auto expense 1,578 bank charges 73 misc 321 professional fees - artis 3,957 travel 223 web expenses 1,761 classroom expenses 180 returned client savings 850 client savings held 370 professional development 52 total 15,859”
“MOTHERS SAVINGS 0 370”
“Supporting education locally and in the developing world. Increasing quality of life for families through microloans and education”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | RICHARD STEVENS |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 1 | VERONICA BAKER |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 2 | DAVE PEISER |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 3 | VERNE SCHOLL |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 4 | LEA SPARARINO |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | NEILS LUND |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 7604362729 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 887 SANDCASTLE DR |
| IRS990EZ/BooksInCareOfDetail/USAddress/City | 0 | CARDIFF |
| IRS990EZ/BooksInCareOfDetail/USAddress/State | 0 | CA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 92007 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 6705 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 16072 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 31928 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 8997 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 6705 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 16072 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 5402 |
| IRS990EZ/GrossReceiptsAmt | 0 | 37207 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 392 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 6705 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 15702 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 6705 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 15702 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 4.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 4.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | RICHARD STEVENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | VERONICA BAKER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | DAVE PEISER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | VERNE SCHOLL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | LEA SPARARINO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 15859 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 3987 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SUPPORTING EDUCATION LOCALLY AND IN THE DEVELOPING WORLD. INCREASING QUALITY OF LIFE FOR FAMILIES THROUGH MICROLOANS AND EDUCATION |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 900 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | SUPPORTING EDUCATION LOCALLY AND IN THE DEVELOPING WORLD. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 0 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 5402 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 21524 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 6949 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | CA |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 370 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 28210 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 21524 |
| IRS990EZ/TotalRevenueAmt | 0 | 37207 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationAssocInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | CLASSACTARTS.ORG |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 31928 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 30386 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 35105 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 45845 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 56675 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 199939 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 5279 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 1329 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 7284 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 8691 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 5713 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 28296 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.77950 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.73890 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 177910 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 10190 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 7635 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 32500 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 50325 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt | 0 | 10190 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt | 0 | 7635 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt | 0 | 32500 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 50325 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 37207 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 31715 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 42389 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 54536 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 62388 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 228235 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 37207 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 31715 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 42389 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 54536 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 62388 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 228235 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | PRODUCT SALES 3,984 ROUNDING 3 TOTAL 3,987 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES ADV & PROMO 1,859 OFFICE SUPPLIES 795 OFFICE EQUIPMENT 1,406 E & O INSURANCE 2,173 WORKMANS COMP INSURANCE 261 AUTO EXPENSE 1,578 BANK CHARGES 73 MISC 321 PROFESSIONAL FEES - ARTIS 3,957 TRAVEL 223 WEB EXPENSES 1,761 CLASSROOM EXPENSES 180 RETURNED CLIENT SAVINGS 850 CLIENT SAVINGS HELD 370 PROFESSIONAL DEVELOPMENT 52 TOTAL 15,859 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MOTHERS SAVINGS 0 370 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SUPPORTING EDUCATION LOCALLY AND IN THE DEVELOPING WORLD. INCREASING QUALITY OF LIFE FOR FAMILIES THROUGH MICROLOANS AND EDUCATION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVE PEISER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7604363729 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-02-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | CLASS - ARTS CHILDREN & TECHNOLOGY |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CLAS |
| ReturnHeader/Filer/EIN | 0 | 100003835 |
| ReturnHeader/Filer/PhoneNum | 0 | 7604363729 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 887 SANDCASTLE DRIVE |
| ReturnHeader/Filer/USAddress/City | 0 | CARDIFF |
| ReturnHeader/Filer/USAddress/State | 0 | CA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 92007 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | NYBERG FINANCIAL SERVICES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 2163 NEWCASTLE AVE STE 150 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | CARDIFF |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | CA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 920073642 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7607533555 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-02-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | NORMAN NYBERG |
| ReturnHeader/ReturnTs | 0 | 2014-04-14T17:29:32-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.