Civic Intelligence

Greenwich High School Student Loan Fund Inc

EIN 06-6071060 • 501(c)3 • Old Greenwich, CT

Profile

Provide loans to needy high school students to pursue higher education

PO Box 646Old Greenwich, CT 06870

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

78th percentile

24%

Faster asset growth than 78% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2023 to 2024

Assets

Up

$132,599

Up $25,875 (+24%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$132,599

Up $25,875 (+24%) from 2023

Revenue

Flat

$0

Flat from 2023

Expenses

Down

$122,627

Down $196,404 (-62%) from 2023

Net Income

Up

-$122,627

Up $196,404 (+62%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $2,614,143Liabilities 2011: $0Net Assets 2011: $2,614,1432011Assets 2012: $2,657,910Liabilities 2012: $0Net Assets 2012: $2,657,9102012Assets 2013: $2,698,365Liabilities 2013: $0Net Assets 2013: $2,698,3652013Assets 2014: $2,747,293Liabilities 2014: $0Net Assets 2014: $2,747,2932014Assets 2015: $2,786,601Liabilities 2015: $0Net Assets 2015: $2,786,6012015Assets 2016: $2,823,134Liabilities 2016: $0Net Assets 2016: $2,823,1342016Assets 2017: $2,857,448Liabilities 2017: $0Net Assets 2017: $2,857,4482017Assets 2018: $2,899,064Liabilities 2018: $0Net Assets 2018: $2,899,0642018Assets 2019: $3,263,994Liabilities 2019: $0Net Assets 2019: $3,263,9942019Assets 2021: $1,169,910Liabilities 2021: $0Net Assets 2021: $1,169,9102021Assets 2023: $106,724Liabilities 2023: $0Net Assets 2023: $106,7242023Assets 2024: $132,599Liabilities 2024: $0Net Assets 2024: $132,5992024

Highlighted filing

2024

Assets$132,599
Liabilities$0
Net Assets$132,599

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200K-$400KRevenue 2011: $66,579Expenses 2011: $11,283Net Income 2011: $55,2962011Revenue 2012: $53,278Expenses 2012: $9,511Net Income 2012: $43,7672012Revenue 2013: $57,885Expenses 2013: $17,430Net Income 2013: $40,4552013Revenue 2014: $59,474Expenses 2014: $10,546Net Income 2014: $48,9282014Revenue 2015: $49,082Expenses 2015: $9,774Net Income 2015: $39,3082015Revenue 2016: $48,239Expenses 2016: $11,706Net Income 2016: $36,5332016Revenue 2017: $45,377Expenses 2017: $11,063Net Income 2017: $34,3142017Revenue 2018: $51,916Expenses 2018: $10,300Net Income 2018: $41,6162018Revenue 2019: $368,070Expenses 2019: $3,140Net Income 2019: $364,9302019Revenue 2021: $2,489Expenses 2021: $2,665Net Income 2021: -$1762021Revenue 2023: $0Expenses 2023: $319,031Net Income 2023: -$319,0312023Revenue 2024: $0Expenses 2024: $122,627Net Income 2024: -$122,6272024

Highlighted filing

2024

Revenue$0
Expenses$122,627
Net Income-$122,627

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 15, 2025
Return Version
2024v5.0
Gross Receipts
$0
Mission and Program Overview

Mission

Provide loans to needy high school students to pursue higher education

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$106,724$132,599▲ $25,875
Total Assets$106,724$132,599▲ $25,875
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$106,724$132,599▲ $25,875
Total Net Assets Fund Balance$106,724$132,599▲ $25,875
Total Liabilities and Net Assets / Fund Balance$106,724$132,599▲ $25,875
Compensation and Service Providers

Board Members and Trustees

NameTitle
Judith NedellDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-122,627
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$100,000
Other Expenses$22,627
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$100,000--$100,000
Fees for Services Accounting-$21,245-$21,245
Fees for Services Other-$878-$878
Office Expenses-$504-$504
Total Functional Expenses$100,000$22,627$0$122,627
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
The Greenwich Alliance for EducatioGreenwich, CT--$50,000
The Greenwich Scholarship AssociatiGreenwich, CT--$50,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Greenwich High School Student Loan
EIN
06-6071060
Phone
2038954419
Address
PO BOX 646, OLD GREENWICH, CT 06870

Signing Officer

Name
Judith Nedell
Title
Director
Phone
2038955000
Signed
2025-04-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Judith Nedell
Formed
1953
Legal Domicile
Ct
Voting Board Members
8
Independent Board Members
8
Employees
0

Preparer

Firm
David F Alfano CPA
Address
3 BOULDER AVE, OLD GREENWICH, CT 06870-1420
Preparer
David Alfano CPA Pfs Cgma
Phone
2036987700
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Repayment of student loans 148,502

Raw XML Appendix243 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0DAVID ALFANO CPA
IRS990/BooksInCareOfDetail/PhoneNum02036987700
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03 BOULDER AVENUE
IRS990/BooksInCareOfDetail/USAddress/CityNm0OLD GREENWICH
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd006870
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IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt0100000
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt022627
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-122627
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0122627
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt00
IRS990/DecisionsSubjectToApprovaInd0false
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IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt021245
IRS990/FeesForServicesAccountingGrp/TotalAmt021245
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt0878
IRS990/FeesForServicesOtherGrp/TotalAmt0878
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/PersonNm0JUDITH NEDELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0100000
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0100000
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0true
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt00
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROVIDE LOANS TO NEEDY HIGH SCHOOL STUDENTS TO PURSUE HIGHER EDUCATION.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0106724
IRS990/NetAssetsOrFundBalancesEOYAmt0132599
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0106724
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0132599
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0504
IRS990/OfficeExpensesGrp/TotalAmt0504
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt0148502
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JUDITH NEDELL
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDE LOANS TO NEEDY HIGH SCHOOL STUDENTS TO PURSUE HIGHER EDUCATION.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0100000
IRS990/ProgSrvcAccomActy3Grp/GrantAmt0100000
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt0300000
IRS990/PYOtherExpensesAmt019031
IRS990/PYRevenuesLessExpensesAmt0-319031
IRS990/PYTotalExpensesAmt0319031
IRS990/ReconcilationRevenueExpnssAmt0-122627
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt02489
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt03489
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
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IRS990ScheduleA/PublicSupportTotal509Amt03489
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt02489
IRS990ScheduleA/Total509Grp/TotalAmt03489
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt02489
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03489
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleI/GrantRecordsMaintainedInd0false
IRS990ScheduleI/RecipientTable/CashGrantAmt050000
IRS990ScheduleI/RecipientTable/CashGrantAmt150000
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0THE GREENWICH SCHOLARSHIP ASSOCIATI
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1THE GREENWICH ALLIANCE FOR EDUCATIO
IRS990ScheduleI/RecipientTable/RecipientEIN0061467698
IRS990ScheduleI/RecipientTable/RecipientEIN1204356460
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0PO BOX 4627
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt12001 W MAIN STREET
IRS990ScheduleI/RecipientTable/USAddress/AddressLine2Txt0STE 115
IRS990ScheduleI/RecipientTable/USAddress/CityNm0GREENWICH
IRS990ScheduleI/RecipientTable/USAddress/CityNm1GREENWICH
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IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REPAYMENT OF STUDENT LOANS 148,502
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
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IRS990/SubjectToProxyTaxInd0false
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IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JUDITH NEDELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum02038955000
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GREENWICH HIGH SCHOOL STUDENT LOAN
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0GREE
ReturnHeader/Filer/EIN0066071060
ReturnHeader/Filer/PhoneNum02038954419
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ReturnHeader/Filer/USAddress/CityNm0OLD GREENWICH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006870
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID ALFANO CPA PFS CGMA
ReturnHeader/ReturnTs02025-04-15T22:05:47-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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