Civic Intelligence

Hubbard W-Curt Mem

EIN 06-6035770 • Waterbury, CT

123 Bank StreetWaterbury, CT 06702
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2025

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2025

Net Margin

10th percentile

-125%

Higher net margin than 10% of similar nonprofits.

<$500k nonprofits • Source year 2025

Top Officer Pay

83rd percentile

$1,214

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 30.5% of source-year revenue.

<$500k nonprofits • Source year 2025

Asset Growth

46th percentile

-4.5%

Faster asset growth than 46% of similar nonprofits.

<$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

23rd percentile

-39%

Faster revenue growth than 23% of similar nonprofits.

<$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Down

$105,217

Down $4,975 (-4.5%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$105,217

Down $4,975 (-4.5%) from 2024

Operations
Liabilities / Revenue66th percentileNet Margin10th percentile

Revenue

Down

$3,984

Down $2,497 (-39%) from 2024

Expenses

Down

$8,949

Down $24 (-0.3%) from 2024

Net Income

Down

-$4,965

Down $2,473 (-99%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2021: $116,982Liabilities 2021: $0Net Assets 2021: $116,9822021Assets 2022: $115,469Liabilities 2022: $0Net Assets 2022: $115,4692022Assets 2023: $112,780Liabilities 2023: $0Net Assets 2023: $112,7802023Assets 2024: $110,192Liabilities 2024: $0Net Assets 2024: $110,1922024Assets 2025: $105,217Liabilities 2025: $0Net Assets 2025: $105,2172025

Highlighted filing

2025

Assets$105,217
Liabilities$0
Net Assets$105,217
Open 2025 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15K$10K$5.0K$0-$5.0KRevenue 2021: $3,578Expenses 2021: $7,324Net Income 2021: -$3,7462021Revenue 2022: $10,683Expenses 2022: $12,189Net Income 2022: -$1,5062022Revenue 2023: $8,233Expenses 2023: $10,895Net Income 2023: -$2,6622023Revenue 2024: $6,481Expenses 2024: $8,973Net Income 2024: -$2,4922024Revenue 2025: $3,984Expenses 2025: $8,949Net Income 2025: -$4,9652025

Highlighted filing

2025

Revenue$3,984
Expenses$8,949
Net Income-$4,965
Open 2025 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$105,217
Liabilities
$0
Net assets
$105,217
Revenue
$3,984
Expenses
$8,949
Net income
-$4,965
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.05$0.00$1.05$0.04$0.09$0.05
2024Detailed filing. Detailed filing data is available for this year.$1.10$0.00$1.10$0.06$0.09$0.02
2023Detailed filing. Detailed filing data is available for this year.$1.13$0.00$1.13$0.08$0.11$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$0.11$0.12$0.02
2021Detailed filing. Detailed filing data is available for this year.$1.17$0.00$1.17$0.04$0.07$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2024 to Apr 30, 2025
Signed
Jul 15, 2025
Return Version
2024v5.2
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Trustee-$1,214-$1,214
Filing and Contact Details

Filer

Filer Name
Hubbard W-curt Mem
EIN
06-6035770
Address
123 BANK STREET, WATERBURY, CT 06702

Signing Officer

Name
Carrie Chace Webster Bank N a
Title
Vice President
Signed
2025-07-15
Discuss with paid preparer
Yes

Preparer

Firm
Ernst & Young US Llp
Address
2100 ONE PPG PLACE, PITTSBURGH, PA 15222
Preparer
Kelly M Nelson
Phone
4126447800
Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr4Amt00
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IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovAppCYCorpusAmt00
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovFromYr5Amt00
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovToNextYrAmt05111
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CARRIE CHACE WEBSTER BANK N A
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-15
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-15
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ReturnHeader/ReturnTs02025-09-03T15:01:21-05:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-05-01
ReturnHeader/TaxPeriodEndDt02025-04-30
ReturnHeader/TaxYr02024

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