Civic Intelligence

Greenwich Scholarship Association Inc

EIN 06-1467698 • 501(c)3 • Greenwich, CT

Profile

Provide need-based financial assistance from its own funds and various sponsors to graduating greenwich students for the students higher education.

PO Box 4627Greenwich, CT 06831

www.greenwichscholarship.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.13x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

85th percentile

1.00x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

72nd percentile

19%

Higher net margin than 72% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

23rd percentile

$0

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

68th percentile

11%

Faster asset growth than 68% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

9th percentile

-32%

Faster revenue growth than 9% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$7,405,486

Up $722,553 (+11%) from 2024

Liabilities

Up

$939,457

Up $111,847 (+14%) from 2024

Net Assets

Up

$6,466,029

Up $610,706 (+10%) from 2024

Operations
Liabilities / Revenue85th percentileNet Margin72nd percentile

Revenue

Down

$940,367

Down $446,546 (-32%) from 2024

Expenses

Up

$764,281

Up $72,246 (+10%) from 2024

Net Income

Down

$176,086

Down $518,792 (-75%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $1,232,364Liabilities 2011: $656,940Net Assets 2011: $575,4242011Assets 2012: $1,120,546Liabilities 2012: $514,187Net Assets 2012: $606,3592012Assets 2013: $1,272,890Liabilities 2013: $513,138Net Assets 2013: $759,7522013Assets 2014: $1,442,130Liabilities 2014: $570,805Net Assets 2014: $871,3252014Assets 2015: $1,679,408Liabilities 2015: $569,538Net Assets 2015: $1,109,8702015Assets 2016: $1,648,026Liabilities 2016: $620,152Net Assets 2016: $1,027,8742016Assets 2017: $1,710,188Liabilities 2017: $543,192Net Assets 2017: $1,166,9962017Assets 2018: $1,833,480Liabilities 2018: $530,356Net Assets 2018: $1,303,1242018Assets 2019: $2,366,353Liabilities 2019: $554,125Net Assets 2019: $1,812,2282019Assets 2020: $2,029,089Liabilities 2020: $91,427Net Assets 2020: $1,937,6622020Assets 2021: $3,145,877Liabilities 2021: $575,217Net Assets 2021: $2,570,6602021Assets 2022: $3,544,227Liabilities 2022: $564,328Net Assets 2022: $2,979,8992022Assets 2023: $5,231,302Liabilities 2023: $681,692Net Assets 2023: $4,549,6102023Assets 2024: $6,682,933Liabilities 2024: $827,610Net Assets 2024: $5,855,3232024Assets 2025: $7,405,486Liabilities 2025: $939,457Net Assets 2025: $6,466,0292025

Highlighted filing

2025

Assets$7,405,486
Liabilities$939,457
Net Assets$6,466,029
Open 2025 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2011: $618,5742011Expenses 2012: $495,3852012Revenue 2013: $624,227Expenses 2013: $472,718Net Income 2013: $151,5092013Revenue 2014: $589,833Expenses 2014: $521,503Net Income 2014: $68,3302014Revenue 2015: $855,940Expenses 2015: $557,591Net Income 2015: $298,3492015Revenue 2016: $616,186Expenses 2016: $593,364Net Income 2016: $22,8222016Revenue 2017: $566,310Expenses 2017: $517,237Net Income 2017: $49,0732017Revenue 2018: $644,496Expenses 2018: $538,472Net Income 2018: $106,0242018Revenue 2019: $1,050,100Expenses 2019: $518,676Net Income 2019: $531,4242019Revenue 2020: $726,360Expenses 2020: $524,020Net Income 2020: $202,3402020Revenue 2021: $787,503Expenses 2021: $528,262Net Income 2021: $259,2412021Revenue 2022: $1,419,655Expenses 2022: $514,868Net Income 2022: $904,7872022Revenue 2023: $1,886,894Expenses 2023: $602,236Net Income 2023: $1,284,6582023Revenue 2024: $1,386,913Expenses 2024: $692,035Net Income 2024: $694,8782024Revenue 2025: $940,367Expenses 2025: $764,281Net Income 2025: $176,0862025

Highlighted filing

2025

Revenue$940,367
Expenses$764,281
Net Income$176,086
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$7,405,486
Liabilities
$939,457
Net assets
$6,466,029
Revenue
$940,367
Expenses
$764,281
Net income
$176,086
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.41$0.94$6.47$0.94$0.76$0.18
2024Detailed filing. Detailed filing data is available for this year.$6.68$0.83$5.86$1.39$0.69$0.69
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.23$0.68$4.55$1.89$0.60$1.28
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.54$0.56$2.98$1.42$0.51$0.90
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.15$0.58$2.57$0.79$0.53$0.26
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.03$0.09$1.94$0.73$0.52$0.20
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.37$0.55$1.81$1.05$0.52$0.53
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.83$0.53$1.30$0.64$0.54$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.71$0.54$1.17$0.57$0.52$0.05
2016Detailed filing. Detailed filing data is available for this year.$1.65$0.62$1.03$0.62$0.59$0.02
2015Detailed filing. Detailed filing data is available for this year.$1.68$0.57$1.11$0.86$0.56$0.30
2014Detailed filing. Detailed filing data is available for this year.$1.44$0.57$0.87$0.59$0.52$0.07
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.51$0.76$0.62$0.47$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.12$0.51$0.61$0.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.66$0.58$0.62
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 20, 2025
Return Version
2024v5.2
Gross Receipts
$940,367
Mission and Program Overview

Mission

Provide need-based financial assistance from its own funds and various sponsors to graduating greenwich students for the students higher education.

Provide need-based financial assistance from its own funds and various sponsors to graduating students for the students higher education.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$6,036,189$7,050,628▲ $1,014,439
Cash and Non-Interest-Bearing Accounts$628,744$312,858▼ $315,886
Accounts Receivable$18,000$42,000▲ $24,000
Total Assets$6,682,933$7,405,486▲ $722,553
Liabilities
Other Liabilities$827,610$939,457▲ $111,847
Total Liabilities$827,610$939,457▲ $111,847
Net Assets / Fund Balance
Net Assets With Donor Restrictions$3,521,773$3,827,092▲ $305,319
Net Assets Without Donor Restrictions$2,333,550$2,638,937▲ $305,387
Total Net Assets Fund Balance$5,855,323$6,466,029▲ $610,706
Total Liabilities and Net Assets / Fund Balance$6,682,933$7,405,486▲ $722,553

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$5,855,323$797,122▲ $577,865$226,323$6,466,029
2023$4,549,610$1,268,139▲ $729,609$170,219$5,855,323
2022$2,979,899$1,828,433▲ $343,514$45,232$4,549,610
2021$2,570,660$1,363,843▼ $439,736$18,418$2,979,899
2020$1,937,662$698,786▲ $462,474$22,158$2,570,660
Compensation and Service Providers
Top Officer Pay23rd percentile

Board Members and Trustees

NameTitle
Holden CatherineCo-president
Brea MariaDirector
Cassidy JoyceDirector
Chapman JudyDirector
Dobryn LeslieDirector
Fikre Benvenuto CristinaDirector
Hagstrom LouiseDirector
Haidinger TerriDirector
Merrill MariaDirector
Murdock AnneDirector
Sygall StacyDirector
Turkeltaub GailDirector
Bjerke SareetaCp Students
Lynch JenniferGhs Liaison
Powers RachelIndependent School Liaison
Port JenniferLegal Counsel
Gilbert MarleneSecretary
Laffan NanetteSponsor Liaison
Wan Sze LingTreasurer
Schnur JulietVP Administration
Revenue and Support

Revenue Composition

Contributions and Grants
$797,122
Program Service Revenue
$0
Investment Income
$143,245
Other Revenue
$0
All Other Contributions
$797,122
Change in Net Assets
$176,086
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$537,958
Other Expenses$226,323
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$537,958--$537,958
Other Expenses$173,900$52,423-$173,900
Total Functional Expenses$711,858$52,423$0$764,281
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes$578,825
Scholarships Payable$360,632
Deferred and Prefunded Scholarships Payable-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The return prepared by the preparer is reviewed by the president and treasurer prior to filing with the irs. Also, a copy is emailed to each board member for their review.”

Form 990, Part VI, Section B, Line 12C

“There is an annual review to confirm that there are no conflicts of interest with any trustee, board committee member, or employee. The board determines whether a conflict exists based on the annual review and if it appears there are any conflicts the board would review such conflict. If the conflict involved a board member, it would result in their removal from the board.”

Form 990, Part VI, Section B, Line 19

“The organization makes its form 990 available on guidestar.org. In addition, the forms 1023 and 990 as well as the audited financial statements, governing documents are available upon written request at the organizations business office.”

Filing and Contact Details

Filer

Filer Name
Greenwich Scholarship Association Inc
EIN
06-1467698
Phone
7322138495
Address
PO BOX 4627, GREENWICH, CT 06831

Signing Officer

Name
Catherine Holden
Title
Copresident
Phone
7322138495
Signed
2025-12-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Catherine Holden
Formed
1972
Legal Domicile
Ct
Voting Board Members
20
Independent Board Members
20
Employees
0

Preparer

Firm
Solakian & Company LLC
Address
580 JOHNS PASS AVENUE, MADEIRA BEACH, FL 33708
Preparer
Michael Solakian
Phone
2032156541
Supplemental Narrative

Financial Statement Notes

X 2

“The Organization has adopted the provisions of FASB ASC 740-10 Accounting for Uncertainty in Income Taxes and as a result has not recognized any liability for uncertain tax positions.”

Raw XML AppendixShowing 400 of 493 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt10SPONSOR LIAISON
IRS990/Form990PartVIISectionAGrp/TitleTxt11GHS LIAISON
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt15INDEPENDENT SCHOOL LIAISON
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP ADMINISTRATION
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
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