Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
EIN 06-1427317 • 501(c)3 • Phoenix, AZ
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
Score unavailable
No filing with officer or executive compensation is available for this organization yet.
Asset Growth
37th percentile
Faster asset growth than 37% of similar nonprofits.
Revenue Growth
Score unavailable
A valid growth rate could not be computed from the available filing history.
Assets
Down$5,527
Down $861 (-13%) from 2014
Liabilities
Up$195
Up $195 from 2014
Net Assets
-
No earlier filing loaded for comparison.
Revenue
Flat$0
Flat from 2014
Expenses
Down$1,056
Down $4,910 (-82%) from 2014
Net Income
Up-$1,056
Up $4,910 (+82%) from 2014
Most recent year
2015 • Form 990EZSummary only. Only limited summary data is available for this year.
The latest 2015 filing currently has summary financial data only. Showing the latest detailed filing from 2011 below.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRpt | 0 | false |
| IRS990EZ/AddressChange | 0 | X |
| IRS990EZ/CashSavingsAndInvestments/EOY | 0 | 14837 |
| IRS990EZ/CostOfGoodsSold | 0 | 0 |
| IRS990EZ/CostOtherBasisAndSalesExpenses | 0 | 0 |
| IRS990EZ/DidOrgFileForm1120POLThisYear | 0 | false |
| IRS990EZ/DoesOrgHaveHospital | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTrans | 0 | false |
| IRS990EZ/EngageInLobbyingActivities | 0 | false |
| IRS990EZ/EngagePoliticalCmpgnActivities | 0 | false |
| IRS990EZ/ExcessOrDeficitForYear | 0 | -44865 |
| IRS990EZ/FeesAndOthPymtToIndContractors | 0 | 13700 |
| IRS990EZ/FiledScheduleA | 0 | true |
| IRS990EZ/ForeignFinancialAccount | 0 | false |
| IRS990EZ/ForeignOffice | 0 | false |
| IRS990EZ/Form720Filed | 0 | false |
| IRS990EZ/FundraisingGrossIncome | 0 | 0 |
| IRS990EZ/GrossReceiptsForPublicUse | 0 | 0 |
| IRS990EZ/GrossReceiptsLessThan25000 | 0 | X |
| IRS990EZ/InfoInScheduleOPartI | 0 | X |
| IRS990EZ/InfoInScheduleOPartII | 0 | X |
| IRS990EZ/InfoInScheduleOPartV | 0 | X |
| IRS990EZ/InitiationFeesAndCapitalContri | 0 | 0 |
| IRS990EZ/MadeChangesToOrgnzngEtcDoc | 0 | false |
| IRS990EZ/MadeLoansToFromOfficers | 0 | false |
| IRS990EZ/MaintainAnyDonorAdvisedFunds | 0 | false |
| IRS990EZ/MethodOfAccountingAccrual | 0 | X |
| IRS990EZ/NetAssetsOrFundBalances/BOY | 0 | 0 |
| IRS990EZ/NetAssetsOrFundBalances/EOY | 0 | -44865 |
| IRS990EZ/NetAssetsOrFundBalancesEOY | 0 | -44865 |
| IRS990EZ/OccupancyRentUtilitiesAndMaint | 0 | 1400 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1 | 0 | 57 OAKDALE RD |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1 | 1 | 12 DOW AVE |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1 | 2 | 71 MICHIGAN AVE |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1 | 3 | 3 PULVER DRIVE |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine1 | 4 | 109 RIVER ST UNIT 405 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City | 0 | NO READING |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City | 1 | ATAKINSON |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City | 2 | LYNN |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City | 3 | PEABODY |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City | 4 | BEVERLY |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State | 0 | MA |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State | 1 | NH |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State | 2 | MA |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State | 3 | MA |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State | 4 | MA |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode | 0 | 01864 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode | 1 | 03811 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode | 2 | 01902 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode | 3 | 01960 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode | 4 | 01915 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName | 0 | DONALD SHEMACK |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName | 1 | ROBERT HORGAN |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName | 2 | JEAN-FRANCOIS GARDY |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName | 3 | CHARLES ORPHANOS |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName | 4 | KEVIN R WEEKS |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title | 0 | Director |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title | 3 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title | 4 | President |
| IRS990EZ/OperatingSchool | 0 | false |
| IRS990EZ/Organization501c3 | 0 | X |
| IRS990EZ/OrganizationDissolvedEtc | 0 | false |
| IRS990EZ/OrganizationFiled990T | 0 | false |
| IRS990EZ/OrganizationHadUBI | 0 | false |
| IRS990EZ/OtherExpensesTotal | 0 | 23288 |
| IRS990EZ/PartVIAHghstPaidCntrctProfSer | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHighestPaidEmpl | 0 | NONE |
| IRS990EZ/PrimaryExemptPurpose | 0 | For providing nonprofit credit counseling services, as defined in M.G.L. Chapter 180, s.4A. |
| IRS990EZ/PrintingPublicationsPostage | 0 | 203 |
| IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom | 0 | For providing nonprofit credit counseling services, as defined in M.G.L. Chapter 180, s.4A. |
| IRS990EZ/ProhibitedTaxShelterTrans | 0 | false |
| IRS990EZ/RelatedOrgControlledEntity | 0 | false |
| IRS990EZ/RelatedOrgSection527Org | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBenefits | 0 | 6274 |
| IRS990EZ/ScheduleBNotRequired | 0 | X |
| IRS990EZ/SpecialEventsDirectExpenses | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFiled | 0 | CT |
| IRS990EZ/SubjectToProxyTax | 0 | false |
| IRS990EZ/SumOfTotalLiabilities/EOY | 0 | 59702 |
| IRS990EZ/TanningServicesProvided | 0 | false |
| IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | PO BOX 7 |
| IRS990EZ/TheBooksAreInCareOf/AddressUS/City | 0 | PEABODY |
| IRS990EZ/TheBooksAreInCareOf/AddressUS/State | 0 | MA |
| IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 01960 |
| IRS990EZ/TheBooksAreInCareOf/NamePerson | 0 | KEVIN R WEEKS |
| IRS990EZ/TheBooksAreInCareOf/TelephoneNumber | 0 | 7814386700 |
| IRS990EZ/TotalAssets/BOY | 0 | 0 |
| IRS990EZ/TotalAssets/EOY | 0 | 14837 |
| IRS990EZ/TotalExpenses | 0 | 44865 |
| IRS990EZ/TotalRevenue | 0 | 0 |
| IRS990EZ/TransactionWithControlEntity | 0 | false |
| IRS990EZ/TrnsfrsExemptNonCharRelatedOrg | 0 | false |
| IRS990EZ/WebSite | 0 | N/A |
| IRS990ScheduleA/AmountsSubstContributorsTotal | 0 | 0 |
| IRS990ScheduleA/First5Years170 | 0 | X |
| IRS990ScheduleA/GiftsGrantsContribReceived170/Total | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome170/Total | 0 | 0 |
| IRS990ScheduleA/NetUBI/Total | 0 | 0 |
| IRS990ScheduleA/OtherIncome170/Total | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg170b1Avi | 0 | X |
| IRS990ScheduleA/PublicSupportPertcentage170 | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportTotal170 | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedForOrgBenefit170/Total | 0 | 0 |
| IRS990ScheduleA/TotalSupport | 0 | 0 |
| IRS990ScheduleA/ValueSrvcFcltsFurnishedByGovt/Total | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Secured Mortgages and Notes Payable - Beginning $0 Secured Mortgages and Notes Payable - Ending $59702 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | WEB SITE EXPENSES $194 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | BANK CHARGES $397 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | ORGANIZATIONAL & START-UP EXP. $6544 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | CONTRACT LABOR $9072 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Insurance $1099 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Interest $3032 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | Office Expenses $2950 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | Form 990-EZ, Part II, Line 26.1007 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | Form 990-EZ, Part I, Line 16.5 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | Form 990-EZ, Part I, Line 16.3 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | Form 990-EZ, Part I, Line 16.2 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | Form 990-EZ, Part I, Line 16.1 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | Form 990-EZ, Part I, Line 16.1012 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | Form 990-EZ, Part I, Line 16.1008 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | Form 990-EZ, Part I, Line 16.1002 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Total Liabilities.1007 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Other Expenses.5 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Other Expenses.3 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Other Expenses.2 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Other Expenses.1 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Other Expenses.1012 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Other Expenses.1008 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Other Expenses.1002 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 061427317 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | CREDIT COUNSELING SOLUTIONS INC |
| ReturnHeader/Filer/Name/BusinessNameLine2 | 0 | CO KEVIN WEEKS |
| ReturnHeader/Filer/NameControl | 0 | CRED |
| ReturnHeader/Filer/Phone | 0 | 7814386700 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 7 |
| ReturnHeader/Filer/USAddress/City | 0 | PEABODY |
| ReturnHeader/Filer/USAddress/State | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 01960 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2012-11-27 |
| ReturnHeader/Officer/Name | 0 | KEVIN R WEEKS |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | Burke & Company LLC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 481 Main Street |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | Stoneham |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | MA |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 02180 |
| ReturnHeader/Preparer/Name | 0 | Mark F Nihan CPA |
| ReturnHeader/Preparer/Phone | 0 | 7814386700 |
| ReturnHeader/ReturnType | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-11-27T12:41:33-08:00 |
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