Civic Intelligence

Hartford Community Loan Fund Inc

EIN 06-1423598 • 501(c)3 • Hartford, CT

Profile

To provide and promote just and affordable financial services that benefit low-wealth residents of hartford.

215 Garden StreetHartford, CT 06105

www.hartfordloans.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.61x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

7.50x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

83rd percentile

32%

Higher net margin than 83% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

19th percentile

$143,756

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 6.7% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Asset Growth

94th percentile

50%

Faster asset growth than 94% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

80th percentile

33%

Faster revenue growth than 80% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$26,158,647

Up $8,689,946 (+50%) from 2023

Liabilities

Up

$16,053,303

Up $7,994,887 (+99%) from 2023

Net Assets

Up

$10,105,344

Up $695,059 (+7.4%) from 2023

Operations
Liabilities / Revenue96th percentileNet Margin83rd percentile

Revenue

Up

$2,140,887

Up $533,242 (+33%) from 2023

Expenses

Down

$1,445,828

Down $84,082 (-5.5%) from 2023

Net Income

Up

$695,059

Up $617,324 (+794%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth94th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2011: $8,501,042Liabilities 2011: $2,473,473Net Assets 2011: $6,027,5692011Assets 2012: $6,757,684Liabilities 2012: $811,412Net Assets 2012: $5,946,2722012Assets 2013: $6,133,827Liabilities 2013: $85,230Net Assets 2013: $6,048,5972013Assets 2014: $7,814,312Liabilities 2014: $1,737,891Net Assets 2014: $6,076,4212014Assets 2015: $9,101,158Liabilities 2015: $2,894,624Net Assets 2015: $6,206,5342015Assets 2016: $12,204,504Liabilities 2016: $5,293,446Net Assets 2016: $6,911,0582016Assets 2017: $13,946,221Liabilities 2017: $6,286,766Net Assets 2017: $7,659,4552017Assets 2018: $13,122,410Liabilities 2018: $4,825,301Net Assets 2018: $8,297,1092018Assets 2019: $13,082,328Liabilities 2019: $5,008,917Net Assets 2019: $8,073,4112019Assets 2020: $12,886,983Liabilities 2020: $5,077,881Net Assets 2020: $7,809,1022020Assets 2021: $14,989,124Liabilities 2021: $6,789,249Net Assets 2021: $8,199,8752021Assets 2022: $15,357,554Liabilities 2022: $6,025,004Net Assets 2022: $9,332,5502022Assets 2023: $17,468,701Liabilities 2023: $8,058,416Net Assets 2023: $9,410,2852023Assets 2024: $26,158,647Liabilities 2024: $16,053,303Net Assets 2024: $10,105,3442024

Highlighted filing

2024

Assets$26,158,647
Liabilities$16,053,303
Net Assets$10,105,344
Open 2024 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $521,701Expenses 2011: $730,158Net Income 2011: -$208,4572011Expenses 2012: $628,0002012Revenue 2013: $554,103Expenses 2013: $451,778Net Income 2013: $102,3252013Revenue 2014: $698,179Expenses 2014: $670,355Net Income 2014: $27,8242014Revenue 2015: $757,947Expenses 2015: $627,834Net Income 2015: $130,1132015Revenue 2016: $1,545,348Expenses 2016: $840,824Net Income 2016: $704,5242016Revenue 2017: $1,716,179Expenses 2017: $967,782Net Income 2017: $748,3972017Revenue 2018: $1,637,340Expenses 2018: $999,686Net Income 2018: $637,6542018Revenue 2019: $1,048,138Expenses 2019: $1,271,836Net Income 2019: -$223,6982019Revenue 2020: $1,171,740Expenses 2020: $1,436,049Net Income 2020: -$264,3092020Revenue 2021: $1,503,605Expenses 2021: $1,112,832Net Income 2021: $390,7732021Revenue 2022: $2,492,245Expenses 2022: $1,359,570Net Income 2022: $1,132,6752022Revenue 2023: $1,607,645Expenses 2023: $1,529,910Net Income 2023: $77,7352023Revenue 2024: $2,140,887Expenses 2024: $1,445,828Net Income 2024: $695,0592024

Highlighted filing

2024

Revenue$2,140,887
Expenses$1,445,828
Net Income$695,059
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,158,647
Liabilities
$16,053,303
Net assets
$10,105,344
Revenue
$2,140,887
Expenses
$1,445,828
Net income
$695,059
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$26.2$16.1$10.1$2.14$1.45$0.70
2023Detailed filing. Detailed filing data is available for this year.$17.5$8.06$9.41$1.61$1.53$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.4$6.03$9.33$2.49$1.36$1.13
2021Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$15.0$6.79$8.20$1.50$1.11$0.39
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.9$5.08$7.81$1.17$1.44$0.26
2019Detailed filing. Detailed filing data is available for this year.$13.1$5.01$8.07$1.05$1.27$0.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.1$4.83$8.30$1.64$1.00$0.64
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.9$6.29$7.66$1.72$0.97$0.75
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.2$5.29$6.91$1.55$0.84$0.70
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$9.10$2.89$6.21$0.76$0.63$0.13
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$7.81$1.74$6.08$0.70$0.67$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.13$0.09$6.05$0.55$0.45$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.76$0.81$5.95$0.63
2011Summary only. Only limited summary data is available for this year.$8.50$2.47$6.03$0.52$0.73$0.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jan 15, 2025
Return Version
2023v6.0
Gross Receipts
$2,247,935
Mission and Program Overview

Mission

To provide and promote just and affordable financial services that benefit low-wealth residents of hartford.

To provide and promote just and affordable financial services that benefit low-wealth residents of the communities served by hclf.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,523,104$12,978,703▲ $455,599
Savings and Temporary Cash Investments$3,358,075$10,728,828▲ $7,370,753
Land, Buildings, and Equipment, Net$1,113,711$1,503,350▲ $389,639
Cash and Non-Interest-Bearing Accounts$301,789$827,929▲ $526,140
Accounts Receivable$81,841$63,162▼ $18,679
Prepaid Expenses and Deferred Charges$82,681$56,675▼ $26,006
Pledges and Grants Receivable$7,500--
Total Assets$17,468,701$26,158,647▲ $8,689,946
Liabilities
Unsecured Notes Loans Payable$6,506,269$13,592,537▲ $7,086,268
Deferred Revenue$931,478$1,692,399▲ $760,921
Mortgage Notes Payable Secured by Investment Property$441,831$427,212▼ $14,619
Escrow Account Liability$107,530$278,744▲ $171,214
Accounts Payable and Accrued Expenses$71,308$62,411▼ $8,897
Total Liabilities$8,058,416$16,053,303▲ $7,994,887
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$9,210,913$9,939,080▲ $728,167
Net Assets With Donor Restrictions$199,372$166,264▼ $33,108
Total Net Assets Fund Balance$9,410,285$10,105,344▲ $695,059
Total Liabilities and Net Assets / Fund Balance$17,468,701$26,158,647▲ $8,689,946

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,428,933$238,776$1,667,709
Equipment$74,417$210,578$284,995
Compensation and Service Providers
Top Officer Pay19th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rex FowlerCEO (thru 7.7.24)FT$128,384$15,372$143,756

Board Members and Trustees

NameTitle
Anna EmanuelPresident
Annie LazarusDirector
Eric JudgeDirector
Geoff PersonDirector
Lyle FultonDirector
Michael D PerezDirector
Robert DellatorreDirector
Sheldon SmithDirector
Steven VaughanDirector
Michael B HaynesCEO (effective 7.8.24)
Emily HultquistSecretary
Thomas WoodTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,081,899
Program Service Revenue
$978,868
Investment Income
$110,105
Other Revenue
$-29,985
All Other Contributions
$530,969
Change in Net Assets
$695,059

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,140,887
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$48,476
Total Revenue per Audited Statements
$2,189,363
Total Revenue per Form 990
$2,140,887
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$877,950
Other Expenses$567,878
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$461,461$120,260-$581,721
Interest$129,194$59,616-$188,810
Current Officers, Directors, Trustees, and Key Employees$101,856$43,652-$145,508
Fees for Services Other$120,788$18,791-$139,579
Other Employee Benefits$58,215$15,521-$73,736
Payroll Taxes$46,107$13,006-$59,113
Occupancy$15,684$29,835-$45,519
Insurance$22,633$22,606-$45,239
Office Expenses$32,335$9,932-$42,267
Depreciation Depletion-$35,049-$35,049
Fees for Services Accounting-$28,000-$28,000
Pension Plan Contributions$14,460$3,412-$17,872
Conferences and Meetings$7,512$2,118-$9,630
Advertising$6,032$1,702-$7,734
Fees for Services Legal$4,569--$4,569
Other Expenses$1,192$336-$1,528
Total Functional Expenses$1,041,842$403,986$0$1,445,828

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,494,304
Expenses per Audited Statements$1,445,828
Total Expenses per Form 990$1,445,828
Expenses Not Reported on Form 990$48,476
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the treasurer and/or the finance committee and then presented to executive committee or full board for approval.”

Form 990, Part VI, Section B, Line 12C

“Staff identifies key personnel/individuals involved with each loan applicant. Should any hartford community loan fund board or loan committee member be revealed, such applicant would be declined for financing. In the past the organization has requested the resignation of former directors who provided services to loan applicants.”

Form 990, Part VI, Section B, Line 15

“The executive committee reviews compensation on a regular basis.”

Form 990, Part VI, Section C, Line 19

“The organization keeps all documentation in accordance with written policy guidelines for liquidation and destruction procedures. In addition, management makes available all other such information as is determined to be required for public disclosure.”

Filing and Contact Details

Filer

Filer Name
Hartford Community Loan Fund Inc
EIN
06-1423598
Phone
8602967005
Address
215 GARDEN STREET, HARTFORD, CT 06105

Signing Officer

Name
Michael B Haynes
Title
Chief Executive Officer
Phone
8602967005
Signed
2025-01-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael B Haynes
Formed
1994
Legal Domicile
Ct
Voting Board Members
11
Independent Board Members
11
Employees
7
Volunteers
0

Preparer

Firm
Whittlesey Pc
Address
280 TRUMBULL ST 24TH FL, HARTFORD, CT 06103
Preparer
Kimberly Napp
Phone
8605223111
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“The organization has not changed its process from prior year.”

Financial Statement Notes

PART IV, LINE 2B:

“The organization maintains real estate tax escrow accounts for certain borrowers.”

Raw XML AppendixShowing 400 of 538 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE AND PROMOTE JUST AND AFFORDABLE FINANCIAL SERVICES THAT BENEFIT LOW-WEALTH RESIDENTS OF THE COMMUNITIES SERVED BY HCLF.
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IRS990/CompensationProcessOtherInd01
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IRS990/Desc0HARTFORD COMMUNITY LOAN FUND (HCLF) PROVIDES ACQUISITION AND REHAB FINANCING TO FACILITATE THE RENOVATION OF BLIGHTED AND UNDERUTILIZED RESIDENTIAL AND MIXED USE PROPERTIES THROUGHOUT CONNECTICUT. THROUGH THIS PROGRAM, HCLF SEEKS TO BOTH REDUCE BLIGHT AND INCREASE THE STOCK OF AFFORDABLE HOUSING AVAILABLE FOR LOW INCOME RESIDENTS IN THE COMMUNITIES SERVED BY HCLF. HCLF CONTINUES TO SERVICE LOANS ORIGINATED UNDER A COMMERCIAL LOAN PROGRAM AND HOME IMPROVEMENT LOAN PROGRAM, BOTH OF WHICH WERE DISCONTINUED PRIOR TO FISCAL YEAR ENDING JUNE 30, 2015.
IRS990/DescribedInSection501c3Ind01
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IRS990/Form990PartVIISectionAGrp/PersonNm12MICHAEL B HAYNES
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11CEO (THRU 7.7.24)
IRS990/Form990PartVIISectionAGrp/TitleTxt12CEO (EFFECTIVE 7.8.24)
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt0550930
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02247935
IRS990/GrossRentsGrp/RealAmt077063
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt022606
IRS990/InsuranceGrp/ProgramServicesAmt022633
IRS990/InsuranceGrp/TotalAmt045239
IRS990/InterestGrp/ManagementAndGeneralAmt059616
IRS990/InterestGrp/ProgramServicesAmt0129194
IRS990/InterestGrp/TotalAmt0188810
IRS990/InvestmentIncomeGrp/ExclusionAmt0110105
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0110105
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0449354
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01113711
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01503350
IRS990/LandBldgEquipCostOrOtherBssAmt01952704
IRS990/LegalDomicileStateCd0CT
IRS990/LessRentalExpensesGrp/RealAmt0107048
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE AND PROMOTE JUST AND AFFORDABLE FINANCIAL SERVICES THAT BENEFIT LOW-WEALTH RESIDENTS OF THE COMMUNITIES SERVED BY HCLF.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0441831
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0427212
IRS990/NetAssetsOrFundBalancesBOYAmt09410285
IRS990/NetAssetsOrFundBalancesEOYAmt010105344
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-29985
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0-29985
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt09210913
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt09939080
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt029835
IRS990/OccupancyGrp/ProgramServicesAmt015684
IRS990/OccupancyGrp/TotalAmt045519
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt09932
IRS990/OfficeExpensesGrp/ProgramServicesAmt032335
IRS990/OfficeExpensesGrp/TotalAmt042267
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt015521
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt058215
IRS990/OtherEmployeeBenefitsGrp/TotalAmt073736
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR CREDIT LO
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0150
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2336
IRS990/OtherExpensesGrp/ProgramServicesAmt013081
IRS990/OtherExpensesGrp/ProgramServicesAmt16723
IRS990/OtherExpensesGrp/ProgramServicesAmt21192
IRS990/OtherExpensesGrp/TotalAmt013231
IRS990/OtherExpensesGrp/TotalAmt16723
IRS990/OtherExpensesGrp/TotalAmt21528
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0120260
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0461461
IRS990/OtherSalariesAndWagesGrp/TotalAmt0581721
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012523104
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt012978703
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt013006
IRS990/PayrollTaxesGrp/ProgramServicesAmt046107
IRS990/PayrollTaxesGrp/TotalAmt059113
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03412
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt014460
IRS990/PensionPlanContributionsGrp/TotalAmt017872
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt07500
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt082681
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt056675
IRS990/PrincipalOfficerNm0MICHAEL B HAYNES
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1LOAN PORTFOLIO FEE INC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0855465
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1123403
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0855465
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1123403
IRS990/ProgSrvcAccomActy2Grp/Desc0IN 2023, HARTFORD COMMUNITY LOAN FUND ENGAGED IN SPECIFIC POLICY INITIATIVES RELATED TO THE ORGANIZATION'S MISSION. HCLF MANAGED A COLLABORATIVE REAL ESTATE DEVELOPMENT INITIATIVE WITH A GOAL TO BRING A FULL SERVICE SUPERMARKET TO THE CITY OF HARTFORD.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt052742
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0722920
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt019375
IRS990/PYOtherExpensesAmt0539154
IRS990/PYOtherRevenueAmt0-27679
IRS990/PYProgramServiceRevenueAmt0893029
IRS990/PYRevenuesLessExpensesAmt077735
IRS990/PYSalariesCompEmpBnftPaidAmt0990756
IRS990/PYTotalExpensesAmt01529910
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01607645
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0695059
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RentalIncomeOrLossGrp/RealAmt0-29985
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0978868
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03358075
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010728828
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0DESCRIPTION: CDFI EQUITABLE RECOVERY PROGRAM GRANT AMOUNT: 550930.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART VI, LIST OF UNUSUAL GRANTS:
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0530969
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0246655
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0644565
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0352848
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0440454
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02215491
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0110105
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt094681
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt077152
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt069784
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0109004
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0460726
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0978868
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0893029
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0784711
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0849230
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0707277
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt04213115
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0110105
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt094681
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt077152
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt069784
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0109004
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0460726
IRS990ScheduleA/InvestmentIncomeCYPct00.06690
IRS990ScheduleA/InvestmentIncomePYPct00.06930
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.93310
IRS990ScheduleA/PublicSupportPY509Pct00.93070
IRS990ScheduleA/PublicSupportTotal509Amt06428606
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01509837
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01139684
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01429276
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01202078
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01147731
IRS990ScheduleA/Total509Grp/TotalAmt06428606
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01619942
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01234365
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01506428
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01271862
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01256735
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt06889332
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01428933
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0238776
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01667709
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt048476
IRS990ScheduleD/DonatedServicesUseFcltsAmt048476
IRS990ScheduleD/EquipmentGrp/BookValueAmt074417
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0210578
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0284995
IRS990ScheduleD/ExpensesNotReportedAmt048476
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01445828
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01

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