Civic Intelligence

Asbestos Workers Local 33 Apprentice Training & Educational

990EZ • Fiscal year 2020 • EIN 06-1330420

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 04, 2021

Organization ProfileNA
616 South Colony RdWallingford, CT 06492

(203) 265-6673

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Net Margin

3rd percentile

-66%

Higher net margin than 3% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Top Officer Pay

48th percentile

$0

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • 501(c)5 • <$500k nonprofits • Source year 2020

Asset Growth

4th percentile

-41%

Faster asset growth than 4% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

8th percentile

-43%

Faster revenue growth than 8% of similar nonprofits.

2020 filings • 501(c)5 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Down

$51,575

Down $36,134 (-41%) from 2019

Net Assets

Down

$51,575

Down $36,134 (-41%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin3rd percentile

Revenue

Down

$55,140

Down $41,828 (-43%) from 2019

Expenses

Up

$91,274

Up $2,704 (+3.1%) from 2019

Net Income

Down

-$36,134

Down $44,532 (-530%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth4th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2010: $87,816Net Assets 2010: $87,8162010Assets 2016: $83,434Liabilities 2016: $0Net Assets 2016: $83,4342016Assets 2017: $90,383Liabilities 2017: $0Net Assets 2017: $90,3832017Assets 2018: $79,311Liabilities 2018: $0Net Assets 2018: $79,3112018Assets 2019: $87,709Liabilities 2019: $0Net Assets 2019: $87,7092019Assets 2020: $51,575Liabilities 2020: $0Net Assets 2020: $51,5752020Assets 2021: $29,363Liabilities 2021: $0Net Assets 2021: $29,3632021Assets 2022: $44,569Liabilities 2022: $0Net Assets 2022: $44,5692022Assets 2023: $88,987Liabilities 2023: $0Net Assets 2023: $88,9872023Assets 2024: $92,538Liabilities 2024: $0Net Assets 2024: $92,5382024

Highlighted filing

2020

Assets$51,575
Liabilities$0
Net Assets$51,575
Open 2020 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $41,129Expenses 2010: $40,255Net Income 2010: $8742010Revenue 2016: $105,084Expenses 2016: $57,109Net Income 2016: $47,9752016Revenue 2017: $87,763Expenses 2017: $80,814Net Income 2017: $6,9492017Revenue 2018: $81,073Expenses 2018: $92,145Net Income 2018: -$11,0722018Revenue 2019: $96,968Expenses 2019: $88,570Net Income 2019: $8,3982019Revenue 2020: $55,140Expenses 2020: $91,274Net Income 2020: -$36,1342020Revenue 2021: $57,338Expenses 2021: $79,550Net Income 2021: -$22,2122021Revenue 2022: $109,729Expenses 2022: $94,523Net Income 2022: $15,2062022Revenue 2023: $134,912Expenses 2023: $90,494Net Income 2023: $44,4182023Revenue 2024: $127,992Expenses 2024: $124,441Net Income 2024: $3,5512024

Highlighted filing

2020

Revenue$55,140
Expenses$91,274
Net Income-$36,134
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 4, 2021
Return Version
2020v4.1
Gross Receipts
$55,140
Mission and Program Overview

Mission

This organization's exempt purpose is to provide education andtraining to eligible members of the heat & frost insulators trades

Program Services

DescriptionGrantsExpenses
THIS ORGANIZATION'S EXEMPT PURPOSE IS TO PROVIDE EDUCATION ANDTRAINING TO ELIGIBLE MEMBERS OF THE HEAT & FROST INSULATORS TRADES$0$0
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PETER GALLOTrustee-$0--
PETER KARASTrustee-$0--
DONALD SCOOPOTrustee-$0--
STEVE MORRELLTrustee-$0--
JOSEPH LEO JRTrustee-$0--
JOHN HOEYTrustee-$0--
KENNETH ERKERTrustee-$0--
NICHOLAS HOYTTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Asbestos Workers Local 33 Apprentice
EIN
06-1330420
Phone
2032656673
Address
616 SOUTH COLONY RD, WALLINGFORD, CT 06492

Signing Officer

Name
Donald Scoopo
Title
Trustee
Phone
2032656673
Signed
2021-11-04
Discuss with paid preparer
Yes

Preparer

Firm
Novak Francella LLC
Address
40 MONUMENT RD 5TH FLR, BALA CYNWYD, PA 19004
Preparer
Louis Verzella CPA
Phone
6106689400
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 129. Total to form 990-ez, line 14: 16,678.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: reimbursements. Amount: 210.”

Form 990-ez, Part I, Line 14

“Description: depreciation. Amount: 954. Description: other expenses. Amount: 15,724.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: international training fund contributions. Amount: 10,933. Description: shop and classroom supplies. Amount: 14,629. Description: apprentice registration fees. Amount: 3,224. Description: administative services. Amount: 3,010. Description: office. Amount: 286. Description: insurance. Amount: 14. Description: travel. Amount: 710. Total to form 990-ez, line 16: 32,806.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: prepaid expenses. Beg. Of year amount: 669. End of year amount: 853. Description: other depreciable assets. Beg. Of year amount: 462. End of year amount: 257.”

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0RODNEY SNIPES
IRS990EZ/BooksInCareOfDetail/PhoneNum02032656673
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0618 SOUTH COLONY RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WALLINGFORD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd006492
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt082412
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt047048
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-36134
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt016489
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt087709
IRS990EZ/Form990TotalAssetsGrp/EOYAmt051575
IRS990EZ/GrossReceiptsAmt055140
IRS990EZ/GroupExemptionNum00225
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0129
IRS990EZ/LandAndBuildingsGrp/BOYAmt04166
IRS990EZ/LandAndBuildingsGrp/EOYAmt03417
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt054801
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt087709
IRS990EZ/NetAssetsOrFundBalancesEOYAmt051575
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt087709
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt051575
IRS990EZ/OccupancyRentUtltsAndMaintAmt016678
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt52.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PETER GALLO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PETER KARAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DONALD SCOOPO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3STEVE MORRELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JOSEPH LEO JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JOHN HOEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6KENNETH ERKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7NICHOLAS HOYT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01131
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01110
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt032806
IRS990EZ/OtherRevenueTotalAmt0210
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THIS ORGANIZATION'S EXEMPT PURPOSE IS TO PROVIDE EDUCATION ANDTRAINING TO ELIGIBLE MEMBERS OF THE HEAT & FROST INSULATORS TRADES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THIS ORGANIZATION'S EXEMPT PURPOSE IS TO PROVIDE EDUCATION ANDTRAINING TO ELIGIBLE MEMBERS OF THE HEAT & FROST INSULATORS TRADES
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt025301
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt091274
IRS990EZ/TotalRevenueAmt055140
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0NA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 129. TOTAL TO FORM 990-EZ, LINE 14: 16,678.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: REIMBURSEMENTS. AMOUNT: 210.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: DEPRECIATION. AMOUNT: 954. DESCRIPTION: OTHER EXPENSES. AMOUNT: 15,724.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: INTERNATIONAL TRAINING FUND CONTRIBUTIONS. AMOUNT: 10,933. DESCRIPTION: SHOP AND CLASSROOM SUPPLIES. AMOUNT: 14,629. DESCRIPTION: APPRENTICE REGISTRATION FEES. AMOUNT: 3,224. DESCRIPTION: ADMINISTATIVE SERVICES. AMOUNT: 3,010. DESCRIPTION: OFFICE. AMOUNT: 286. DESCRIPTION: INSURANCE. AMOUNT: 14. DESCRIPTION: TRAVEL. AMOUNT: 710. TOTAL TO FORM 990-EZ, LINE 16: 32,806.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 669. END OF YEAR AMOUNT: 853. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 462. END OF YEAR AMOUNT: 257.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DONALD SCOOPO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum02032656673
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ASBESTOS WORKERS LOCAL 33 APPRENTICE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0TRAINING & EDUCATION FUND
ReturnHeader/Filer/BusinessNameControlTxt0ASBE
ReturnHeader/Filer/EIN0061330420
ReturnHeader/Filer/PhoneNum02032656673
ReturnHeader/Filer/USAddress/AddressLine1Txt0616 SOUTH COLONY RD
ReturnHeader/Filer/USAddress/CityNm0WALLINGFORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006492
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611436956
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NOVAK FRANCELLA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt040 MONUMENT RD 5TH FLR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BALA CYNWYD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd019004
ReturnHeader/PreparerPersonGrp/PhoneNum06106689400
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LOUIS VERZELLA CPA
ReturnHeader/ReturnTs02021-11-04T15:26:54-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DONALD
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0SCOOPO
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$51,575
Liabilities
$0
Net assets
$51,575
Revenue
$55,140
Expenses
$91,274
Net income
-$36,134
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.93$0.00$0.93$1.28$1.24$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.89$0.00$0.89$1.35$0.90$0.44
2022Detailed filing. Detailed filing data is available for this year.$0.45$0.00$0.45$1.10$0.95$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.29$0.00$0.29$0.57$0.80$0.22
2020Detailed filing. Detailed filing data is available for this year.$0.52$0.00$0.52$0.55$0.91$0.36
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.88$0.00$0.88$0.97$0.89$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.79$0.00$0.79$0.81$0.92$0.11
2017Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.88$0.81$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.83$0.00$0.83$1.05$0.57$0.48
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.88$0.88$0.41$0.40$0.01