Civic Intelligence

Waterbury Housing Fund Inc

EIN 06-1322389 • 501(c)4 • Waterbury, CT

Profile

Partnership of banks,corporations,local government agencies and neighborhood, community and religious organizations to help rebuild neighborhoods in the greater waterbury area.

PO Box 510Waterbury, CT 06720

waterburyha.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.89x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)4 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

97th percentile

12.57x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)4 • $10M-$25M nonprofits • Source year 2025

Net Margin

63rd percentile

18%

Higher net margin than 63% of similar nonprofits.

501(c)4 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

72nd percentile

$251,099

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 34.5% of source-year revenue.

501(c)4 • $10M-$25M nonprofits • Source year 2025

Asset Growth

80th percentile

20%

Faster asset growth than 80% of similar nonprofits.

501(c)4 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

69th percentile

24%

Faster revenue growth than 69% of similar nonprofits.

501(c)4 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Assets

Up

$10,244,453

Up $1,691,696 (+20%) from 2024

Liabilities

Up

$9,141,711

Up $1,558,473 (+21%) from 2024

Net Assets

Up

$1,102,742

Up $133,223 (+14%) from 2024

Revenue

Up

$727,003

Up $142,626 (+24%) from 2024

Expenses

Up

$593,780

Up $68,236 (+13%) from 2024

Net Income

Up

$133,223

Up $74,390 (+126%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2012: $12,985,595Liabilities 2012: $12,510,633Net Assets 2012: $474,9622012Assets 2013: $11,576,752Liabilities 2013: $11,084,511Net Assets 2013: $492,2412013Assets 2014: $10,438,654Liabilities 2014: $9,860,055Net Assets 2014: $578,5992014Assets 2015: $9,684,168Liabilities 2015: $9,066,886Net Assets 2015: $617,2822015Assets 2016: $8,992,574Liabilities 2016: $8,371,502Net Assets 2016: $621,0722016Assets 2017: $8,091,678Liabilities 2017: $7,410,578Net Assets 2017: $681,1002017Assets 2018: $6,971,232Liabilities 2018: $6,266,070Net Assets 2018: $705,1622018Assets 2019: $9,080,630Liabilities 2019: $8,340,397Net Assets 2019: $740,2332019Assets 2020: $8,678,621Liabilities 2020: $7,856,168Net Assets 2020: $822,4532020Assets 2021: $7,873,023Liabilities 2021: $7,002,476Net Assets 2021: $870,5472021Assets 2022: $6,870,835Liabilities 2022: $5,975,819Net Assets 2022: $895,0162022Assets 2023: $6,257,087Liabilities 2023: $5,346,401Net Assets 2023: $910,6862023Assets 2024: $8,552,757Liabilities 2024: $7,583,238Net Assets 2024: $969,5192024Assets 2025: $10,244,453Liabilities 2025: $9,141,711Net Assets 2025: $1,102,7422025

Highlighted filing

2025

Assets$10,244,453
Liabilities$9,141,711
Net Assets$1,102,742

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Expenses 2012: $840,4072012Revenue 2013: $781,487Expenses 2013: $764,208Net Income 2013: $17,2792013Revenue 2014: $760,210Expenses 2014: $673,852Net Income 2014: $86,3582014Revenue 2015: $673,331Expenses 2015: $634,648Net Income 2015: $38,6832015Revenue 2016: $619,269Expenses 2016: $615,479Net Income 2016: $3,7902016Revenue 2017: $615,864Expenses 2017: $555,836Net Income 2017: $60,0282017Revenue 2018: $504,573Expenses 2018: $480,513Net Income 2018: $24,0602018Revenue 2019: $548,402Expenses 2019: $513,331Net Income 2019: $35,0712019Revenue 2020: $617,743Expenses 2020: $535,523Net Income 2020: $82,2202020Revenue 2021: $569,538Expenses 2021: $521,444Net Income 2021: $48,0942021Revenue 2022: $511,939Expenses 2022: $487,470Net Income 2022: $24,4692022Revenue 2023: $495,499Expenses 2023: $479,829Net Income 2023: $15,6702023Revenue 2024: $584,377Expenses 2024: $525,544Net Income 2024: $58,8332024Revenue 2025: $727,003Expenses 2025: $593,780Net Income 2025: $133,2232025

Highlighted filing

2025

Revenue$727,003
Expenses$593,780
Net Income$133,223

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.2$9.14$1.10$0.73$0.59$0.13
2024Detailed filing. Detailed filing data is available for this year.$8.55$7.58$0.97$0.58$0.53$0.06
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.26$5.35$0.91$0.50$0.48$0.02
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.87$5.98$0.90$0.51$0.49$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.87$7.00$0.87$0.57$0.52$0.05
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.68$7.86$0.82$0.62$0.54$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.08$8.34$0.74$0.55$0.51$0.04
2018Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$6.97$6.27$0.71$0.50$0.48$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.09$7.41$0.68$0.62$0.56$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.99$8.37$0.62$0.62$0.62$0.00
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.68$9.07$0.62$0.67$0.63$0.04
2014Detailed filing. Detailed filing data is available for this year.$10.4$9.86$0.58$0.76$0.67$0.09
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$11.6$11.1$0.49$0.78$0.76$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.0$12.5$0.47$0.84
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 19, 2025
Return Version
2024v5.2
Gross Receipts
$727,003
Mission and Program Overview

Mission

Partnership of banks,corporations,local government agencies and neighborhood, community and religious organizations to help rebuild neighborhoods in the greater waterbury area.

To help rebuild neighborhoods in greater waterbury area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$7,694,459$8,706,705▲ $1,012,246
Savings and Temporary Cash Investments$795,577$1,463,434▲ $667,857
Cash and Non-Interest-Bearing Accounts$7,044$6,317▼ $727
Land, Buildings, and Equipment, Net$4,745$4,267▼ $478
Prepaid Expenses and Deferred Charges$2,429$909▼ $1,520
Total Assets$8,552,757$10,244,453▲ $1,691,696
Other Assets Total$48,503$62,821▲ $14,318
Liabilities
Mortgage Notes Payable Secured by Investment Property$7,135,111$8,704,059▲ $1,568,948
Escrow Account Liability$367,212$336,864▼ $30,348
Other Liabilities$65,275$86,212▲ $20,937
Accounts Payable and Accrued Expenses$15,640$14,576▼ $1,064
Total Liabilities$7,583,238$9,141,711▲ $1,558,473
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$969,519$1,102,742▲ $133,223
Total Net Assets Fund Balance$969,519$1,102,742▲ $133,223
Total Liabilities and Net Assets / Fund Balance$8,552,757$10,244,453▲ $1,691,696

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,267$9,112$13,379
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert NoceraExecutive DirectorFT$179,356$71,743$251,099

Board Members and Trustees

NameTitle
Stephani HayesChairperson of Loan Commit
Mark GravelinePresident
Timothy BergstromVice President
Ann MarinoDirector
Brenda CorboDirector
Fred RiccioDirector
Joe McgrathDirector
Linda FercodiniDirector
Matt MauroDirector
Robert MezzoDirector
Glenn DavisAsst Vice-pres
Eric BauerSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$709,257
Investment Income
$17,746
Other Revenue
$0
Change in Net Assets
$133,223

Audited Revenue Reconciliation

Revenue per Audited Statements
$727,003
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$727,003
Total Revenue per Form 990
$727,003
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$328,265
Salaries, Compensation, and Employee Benefits$265,515
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$243,007--$243,007
Current Officers, Directors, Trustees, and Key Employees$167,485$41,871-$209,356
Other Employee Benefits$33,421$8,355-$41,776
Fees for Services Accounting$15,141$15,141-$30,282
Fees for Services Other$23,083--$23,083
Payroll Taxes$11,506$2,877-$14,383
Office Expenses$4,431$4,431-$8,862
Advertising$3,326$3,327-$6,653
Occupancy$4,800$1,200-$6,000
Travel$2,580$2,580-$5,160
Insurance$1,720$1,720-$3,440
Other Expenses$649$650-$1,299
Depreciation Depletion$240$239-$479
Total Functional Expenses$511,389$82,391$0$593,780

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$593,780
Total Expenses per Audited Statements$593,780
Total Expenses per Form 990$593,780
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Interest Payable$66,000
Customer Deposits$20,212
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Upon receiving copy of form 990, management reviews all information.

Form 990, Part VI, Section B, Line 15A

Board of directors reviews activity of fund and then determines annual salary for executive director

Form 990, Part VI, Section C, Line 19

Notice published in local newspaper announcing availability of documents.

Filing and Contact Details

Filer

Filer Name
Waterbury Housing Fund Inc
EIN
06-1322389
Phone
2037533017
Address
PO BOX 510, WATERBURY, CT 06720

Signing Officer

Name
Robert Nocera
Title
Exec Director
Phone
2037533017
Signed
2025-08-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Nocera
Formed
1991
Legal Domicile
Ct
Voting Board Members
13
Independent Board Members
13
Employees
1
Volunteers
19

Preparer

Firm
Zackin Zimyeski Sullivan LLC CPA
Address
333 CHURCH STREET FLOOR 3, NAUGATUCK, CT 06770
Preparer
Keith F Sullivan
Phone
2037532200
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

Escrow account maintained for tax and other liabilities

Raw XML AppendixShowing 400 of 442 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015640
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt014576
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO HELP REBUILD NEIGHBORHOODS IN GREATER WATERBURY AREA.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt03327
IRS990/AdvertisingGrp/ProgramServicesAmt03326
IRS990/AdvertisingGrp/TotalAmt06653
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ROBERT NOCERA
IRS990/BooksInCareOfDetail/PhoneNum02037533017
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 510
IRS990/BooksInCareOfDetail/USAddress/CityNm0WATERBURY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd006720
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt07044
IRS990/CashNonInterestBearingGrp/EOYAmt06317
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt041871
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0167485
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0209356
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt017746
IRS990/CYOtherExpensesAmt0328265
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0709257
IRS990/CYRevenuesLessExpensesAmt0133223
IRS990/CYSalariesCompEmpBnftPaidAmt0265515
IRS990/CYTotalExpensesAmt0593780
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0727003
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt0239
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0240
IRS990/DepreciationDepletionGrp/TotalAmt0479
IRS990/Desc0CORPORATION RUNS ONLY ONE PROGRAM, MAKING LOANS TO HELP REBUILD NEIGHBORHOODS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/EscrowAccountLiabilityGrp/BOYAmt0367212
IRS990/EscrowAccountLiabilityGrp/EOYAmt0336864
IRS990/ExpenseAmt0511389
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt015141
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt015141
IRS990/FeesForServicesAccountingGrp/TotalAmt030282
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt023083
IRS990/FeesForServicesOtherGrp/TotalAmt023083
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd01
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1241743
IRS990/Form990PartVIISectionAGrp/PersonNm0FRED RICCIO
IRS990/Form990PartVIISectionAGrp/PersonNm1ERIC BAUER
IRS990/Form990PartVIISectionAGrp/PersonNm2LINDA FERCODINI
IRS990/Form990PartVIISectionAGrp/PersonNm3TIMOTHY BERGSTROM
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT MEZZO
IRS990/Form990PartVIISectionAGrp/PersonNm5STEPHANI HAYES
IRS990/Form990PartVIISectionAGrp/PersonNm6BRENDA CORBO
IRS990/Form990PartVIISectionAGrp/PersonNm7JOE MCGRATH
IRS990/Form990PartVIISectionAGrp/PersonNm8MARK GRAVELINE
IRS990/Form990PartVIISectionAGrp/PersonNm9GLENN DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm10MATT MAURO
IRS990/Form990PartVIISectionAGrp/PersonNm11ANN MARINO
IRS990/Form990PartVIISectionAGrp/PersonNm12ROBERT NOCERA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12209356
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRPERSON OF LOAN COMMIT
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9ASST VICE-PRES
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01991
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0727003
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt013
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt01720
IRS990/InsuranceGrp/ProgramServicesAmt01720
IRS990/InsuranceGrp/TotalAmt03440
IRS990/InterestGrp/ProgramServicesAmt0243007
IRS990/InterestGrp/TotalAmt0243007
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt017746
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt017746
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt01
IRS990/LandBldgEquipAccumDeprecAmt09112
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04745
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04267
IRS990/LandBldgEquipCostOrOtherBssAmt013379
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PARTNERSHIP OF BANKS,CORPORATIONS,LOCAL GOVERNMENT AGENCIES AND NEIGHBORHOOD, COMMUNITY AND RELIGIOUS ORGANIZATIONS TO HELP REBUILD NEIGHBORHOODS IN THE GREATER WATERBURY AREA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt07135111
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt08704059
IRS990/NetAssetsOrFundBalancesBOYAmt0969519
IRS990/NetAssetsOrFundBalancesEOYAmt01102742
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0969519
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01102742
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt01200
IRS990/OccupancyGrp/ProgramServicesAmt04800
IRS990/OccupancyGrp/TotalAmt06000
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04431
IRS990/OfficeExpensesGrp/ProgramServicesAmt04431
IRS990/OfficeExpensesGrp/TotalAmt08862
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt048503
IRS990/OtherAssetsTotalGrp/EOYAmt062821
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt08355
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt033421
IRS990/OtherEmployeeBenefitsGrp/TotalAmt041776
IRS990/OtherExpensesGrp/Desc0UTILITIES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0650
IRS990/OtherExpensesGrp/ProgramServicesAmt0649
IRS990/OtherExpensesGrp/TotalAmt01299
IRS990/OtherLiabilitiesGrp/BOYAmt065275
IRS990/OtherLiabilitiesGrp/EOYAmt086212
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07694459
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08706705
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02877
IRS990/PayrollTaxesGrp/ProgramServicesAmt011506
IRS990/PayrollTaxesGrp/TotalAmt014383
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02429
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0909
IRS990/PrincipalOfficerNm0ROBERT NOCERA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1ORIGINATION FEES
IRS990/ProgramServiceRevenueGrp/Desc2APPLICATION FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0673064
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt113762
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21400
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0673064
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt113762
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21400
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt06178
IRS990/PYOtherExpensesAmt0274181
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0578199
IRS990/PYRevenuesLessExpensesAmt058833
IRS990/PYSalariesCompEmpBnftPaidAmt0251363
IRS990/PYTotalExpensesAmt0525544
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0584377
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0133223
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0727003
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0795577
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01463434
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AdditionsDuringYearAmt02349005
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BeginningBalanceAmt0367213
IRS990ScheduleD/DistributionsDuringYearAmt02379354
IRS990ScheduleD/EndingBalanceAmt0336864
IRS990ScheduleD/EquipmentGrp/BookValueAmt04267
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09112
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt013379
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0593780
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt066000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt120212
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0INTEREST PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CUSTOMER DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0727003
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ESCROW ACCOUNT MAINTAINED FOR TAX AND OTHER LIABILITIES
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04267
IRS990ScheduleD/TotalExpensesPerForm990Amt0593780
IRS990ScheduleD/TotalLiabilityAmt086212
IRS990ScheduleD/TotalRevenuePerForm990Amt0727003
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0727003
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0593780
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0179356
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount030000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt030000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt011743
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROBERT NOCERA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0251099
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0UPON RECEIVING COPY OF FORM 990, MANAGEMENT REVIEWS ALL INFORMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS REVIEWS ACTIVITY OF FUND AND THEN DETERMINES ANNUAL SALARY FOR EXECUTIVE DIRECTOR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NOTICE PUBLISHED IN LOCAL NEWSPAPER ANNOUNCING AVAILABILITY OF DOCUMENTS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CT
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt08552757
IRS990/TotalAssetsEOYAmt010244453
IRS990/TotalAssetsGrp/BOYAmt08552757
IRS990/TotalAssetsGrp/EOYAmt010244453
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt082391
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0511389
IRS990/TotalFunctionalExpensesGrp/TotalAmt0593780
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07583238
IRS990/TotalLiabilitiesEOYAmt09141711
IRS990/TotalLiabilitiesGrp/BOYAmt07583238
IRS990/TotalLiabilitiesGrp/EOYAmt09141711
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0969519
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01102742
IRS990/TotalOtherCompensationAmt041743
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt021031
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt021031
IRS990/TotalProgramServiceExpensesAmt0511389
IRS990/TotalProgramServiceRevenueAmt0709257
IRS990/TotalReportableCompFromOrgAmt0209356
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0727003
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0727003
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt019
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt08552757
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010244453
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt02580

Document Assets

No mirrored PDF or thumbnail assets are attached yet.