Civic Intelligence

Ridgefield Chamber of Commerce Inc

EIN 06-0865871 • 501(c)6 • Ridgefield, CT

Profile

Thw missiom of the chamber of commerce is to promote the economic vitality of the town of ridgefield ct through member engagement, hospitality.

383 Main St 2BRidgefield, CT 06877

chamber.inridgefield.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.67x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

89th percentile

0.33x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

45th percentile

-1.0%

Higher net margin than 45% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

90th percentile

46%

Faster asset growth than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

25th percentile

-21%

Faster revenue growth than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$56,828

Up $17,837 (+46%) from 2024

Liabilities

Down

$38,333

Down $945 (-2.4%) from 2024

Net Assets

Up

$18,495

Up $18,782 (+6544%) from 2024

Revenue

Down

$117,611

Down $31,034 (-21%) from 2024

Expenses

Down

$118,825

Down $16,266 (-12%) from 2024

Net Income

Down

-$1,214

Down $14,768 (-109%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100KAssets 2010: $127,663Liabilities 2010: $154,146Net Assets 2010: -$26,4832010Assets 2011: $92,445Liabilities 2011: $158,1782011Assets 2012: $111,415Liabilities 2012: $157,089Net Assets 2012: -$45,6742012Assets 2013: $101,992Liabilities 2013: $159,451Net Assets 2013: -$57,4592013Assets 2014: $97,572Liabilities 2014: $154,412Net Assets 2014: -$56,8402014Assets 2015: $37,689Liabilities 2015: $128,431Net Assets 2015: -$90,7422015Assets 2016: $30,180Liabilities 2016: $97,865Net Assets 2016: -$67,6852016Assets 2017: $45,988Liabilities 2017: $64,516Net Assets 2017: -$18,5282017Assets 2018: $18,192Liabilities 2018: $39,911Net Assets 2018: -$21,7192018Assets 2019: $11,356Liabilities 2019: $62,395Net Assets 2019: -$51,0392019Assets 2020: $11,027Liabilities 2020: $62,051Net Assets 2020: -$51,0242020Assets 2021: $44,143Liabilities 2021: $61,680Net Assets 2021: -$17,5372021Assets 2022: $57,350Liabilities 2022: $44,079Net Assets 2022: $13,2712022Assets 2023: $44,970Liabilities 2023: $38,810Net Assets 2023: $6,1602023Assets 2024: $38,991Liabilities 2024: $39,278Net Assets 2024: -$2872024Assets 2025: $56,828Liabilities 2025: $38,333Net Assets 2025: $18,4952025

Highlighted filing

2025

Assets$56,828
Liabilities$38,333
Net Assets$18,495

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $172,4432010Revenue 2011: $134,174Expenses 2011: $173,424Net Income 2011: -$39,2502011Expenses 2012: $190,8002012Revenue 2013: $183,938Expenses 2013: $195,723Net Income 2013: -$11,7852013Revenue 2014: $205,254Expenses 2014: $204,635Net Income 2014: $6192014Revenue 2015: $189,749Expenses 2015: $223,651Net Income 2015: -$33,9022015Revenue 2016: $247,187Expenses 2016: $224,130Net Income 2016: $23,0572016Revenue 2017: $244,285Expenses 2017: $195,128Net Income 2017: $49,1572017Revenue 2018: $159,187Expenses 2018: $162,378Net Income 2018: -$3,1912018Revenue 2019: $108,364Expenses 2019: $130,797Net Income 2019: -$22,4332019Revenue 2020: $83,327Expenses 2020: $83,312Net Income 2020: $152020Revenue 2021: $107,434Expenses 2021: $67,389Net Income 2021: $40,0452021Revenue 2022: $125,791Expenses 2022: $107,401Net Income 2022: $18,3902022Revenue 2023: $190,786Expenses 2023: $111,191Net Income 2023: $79,5952023Revenue 2024: $148,645Expenses 2024: $135,091Net Income 2024: $13,5542024Revenue 2025: $117,611Expenses 2025: $118,825Net Income 2025: -$1,2142025

Highlighted filing

2025

Revenue$117,611
Expenses$118,825
Net Income-$1,214

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.57$0.38$0.18$1.18$1.19$0.01
2024Detailed filing. Detailed filing data is available for this year.$0.39$0.39$0.00$1.49$1.35$0.14
2023Detailed filing. Detailed filing data is available for this year.$0.45$0.39$0.06$1.91$1.11$0.80
2022Detailed filing. Detailed filing data is available for this year.$0.57$0.44$0.13$1.26$1.07$0.18
2021Detailed filing. Detailed filing data is available for this year.$0.44$0.62$0.18$1.07$0.67$0.40
2020Detailed filing. Detailed filing data is available for this year.$0.11$0.62$0.51$0.83$0.83$0.00
2019Summary only. Only limited summary data is available for this year.$0.11$0.62$0.51$1.08$1.31$0.22
2018Detailed filing. Detailed filing data is available for this year.$0.18$0.40$0.22$1.59$1.62$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.46$0.65$0.19$2.44$1.95$0.49
2016Detailed filing. Detailed filing data is available for this year.$0.30$0.98$0.68$2.47$2.24$0.23
2015Detailed filing. Detailed filing data is available for this year.$0.38$1.28$0.91$1.90$2.24$0.34
2014Detailed filing. Detailed filing data is available for this year.$0.98$1.54$0.57$2.05$2.05$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.02$1.59$0.57$1.84$1.96$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.11$1.57$0.46$1.91
2011Summary only. Only limited summary data is available for this year.$0.92$1.58$1.34$1.73$0.39
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$1.54$0.26$1.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 13, 2026
Return Version
2025v4.0
Gross Receipts
$188,279
Mission and Program Overview

Mission

The mission of ridgefield chamber of commerce is to promote the economic vitality of the town of ridgefield ct through member engagement, hospitality.

Balance Sheet Detail
LineBeginningEndChange
Assets
Prepaid Expenses and Deferred Charges$3,048$42,636▲ $39,588
Rtn Earn Endowment Incm Other Fnds$-287$18,495▲ $18,782
Cash and Non-Interest-Bearing Accounts$32,224$12,369▼ $19,855
Land, Buildings, and Equipment, Net$3,719$1,823▼ $1,896
Total Assets$38,991$56,828▲ $17,837
Liabilities
Other Liabilities$37,278$36,333▼ $945
Unsecured Notes Loans Payable$2,000$2,000→ $0
Total Liabilities$39,278$38,333▼ $945
Net Assets / Fund Balance
Total Net Assets Fund Balance$-287$18,495▲ $18,782
Total Liabilities and Net Assets / Fund Balance$38,991$56,828▲ $17,837

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,823$14,433$16,256
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$72,560
Program Service Revenue
$0
Investment Income
$9
Other Revenue
$45,042
All Other Contributions
$4,500
Change in Net Assets
$-1,214
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$75,306
Other Expenses$43,519
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$74,565
Occupancy---$10,389
Fees for Services Accounting---$4,941
Insurance---$3,406
Depreciation Depletion---$1,895
All Other Expenses---$1,852
Payroll Taxes---$741
Other Expenses---$632
Total Functional Expenses$0$0$0$118,825
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$115,710
Fundraising Direct Expenses$70,668
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$45,475$45,475$28,414$17,061
Summer Fest$32,109$32,109$10,269$21,840
Total Events$115,710$115,710$70,668$45,042
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Gift Certificates$36,333
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Ridgefield Chamber of Commerce
EIN
06-0865871
Phone
2034385992
Address
383 MAIN ST 2B, RIDGEFIELD, CT 06877

Signing Officer

Name
Ron Pac
Title
Treasurer
Phone
2034385992
Signed
2026-02-13

Organization Details

Principal Officer
Diana Spence
Formed
1966
Legal Domicile
Ct
Voting Board Members
23
Independent Board Members
23
Employees
2

Preparer

Firm
Trivium Point Accounting
Address
40 DANBURY RD STE 301, WILTON, CT 06897
Preparer
Ron Pac
Phone
9144165200
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Prior period adjustment 19,996

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
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IRS990/LocalChaptersInd0false
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IRS990/MembershipDuesAmt068060
IRS990/MembersOrStockholdersInd0false
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IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE MISSION OF RIDGEFIELD CHAMBER OF COMMERCE IS TO PROMOTE THE ECONOMIC VITALITY OF THE TOWN OF RIDGEFIELD CT THROUGH MEMBER ENGAGEMENT, HOSPITALITY.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetAssetsOrFundBalancesEOYAmt018495
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IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt010389
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt019996
IRS990/OtherExpensesGrp/Desc0WEB EXPENSE
IRS990/OtherExpensesGrp/Desc1PHONE/CABLE
IRS990/OtherExpensesGrp/Desc2BANK FEES
IRS990/OtherExpensesGrp/Desc3OFFICE SUPPLIES
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IRS990/OtherExpensesGrp/TotalAmt13009
IRS990/OtherExpensesGrp/TotalAmt22489
IRS990/OtherExpensesGrp/TotalAmt3632
IRS990/OtherLiabilitiesGrp/BOYAmt037278
IRS990/OtherLiabilitiesGrp/EOYAmt036333
IRS990/OtherSalariesAndWagesGrp/TotalAmt074565
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0741
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03048
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt042636
IRS990/PrincipalOfficerNm0DIANA SPENCE
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IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt092975
IRS990/PYInvestmentIncomeAmt0439
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0GIFT CERTIFICATES
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IRS990ScheduleD/TotalLiabilityAmt036333
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt032109
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt038126
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt045475
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt032109
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0115710
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt045042
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt031985
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt070668
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt028414
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PRIOR PERIOD ADJUSTMENT 19,996
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART XI, LINE 9
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IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
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IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt072560
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0118825
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt039278
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0117611
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt038991
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt02000
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IRS990/USAddress/AddressLine1Txt0100B DANBURY RD
IRS990/USAddress/CityNm0RIDGEFIELD
IRS990/USAddress/StateAbbreviationCd0CT
IRS990/USAddress/ZIPCd006877
IRS990/VotingMembersGoverningBodyCnt023
IRS990/VotingMembersIndependentCnt023
IRS990/WebsiteAddressTxt0HTTPS://CHAMBER.INRIDGEFIELD.COM/
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0RON PAC
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02034385992
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIDGEFIELD CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0RIDG
ReturnHeader/Filer/EIN0060865871
ReturnHeader/Filer/PhoneNum02034385992
ReturnHeader/Filer/USAddress/AddressLine1Txt0383 MAIN ST 2B
ReturnHeader/Filer/USAddress/CityNm0RIDGEFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006877
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0061034288
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TRIVIUM POINT ACCOUNTING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt040 DANBURY RD STE 301
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WILTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006897
ReturnHeader/PreparerPersonGrp/PhoneNum09144165200
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RON PAC
ReturnHeader/ReturnTs02026-02-17T11:39:30-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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