Civic Intelligence

North Central Connecticut Chamber Of

EIN 06-0723752 • 501(c)6 • Enfield, CT

Profile

CHAMBER OF COMMERCE

PO Box 123Enfield, CT 06083-0123

www.ncccc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.13x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.02x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

42nd percentile

-3.2%

Higher net margin than 42% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

41st percentile

-6.4%

Faster asset growth than 41% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

59th percentile

4.2%

Faster revenue growth than 59% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$36,358

Down $2,495 (-6.4%) from 2023

Liabilities

Up

$4,765

Up $4,765 from 2023

Net Assets

Down

$31,593

Down $7,260 (-19%) from 2023

Revenue

Up

$225,442

Up $9,136 (+4.2%) from 2023

Expenses

Up

$232,702

Up $9,466 (+4.2%) from 2023

Net Income

Down

-$7,260

Down $330 (-4.8%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2010: $81,705Liabilities 2010: $4,440Net Assets 2010: $77,2652010Assets 2011: $57,245Liabilities 2011: $2,500Net Assets 2011: $54,7452011Assets 2012: $35,089Liabilities 2012: $0Net Assets 2012: $35,0892012Assets 2013: $36,985Liabilities 2013: $0Net Assets 2013: $36,9852013Assets 2014: $34,972Liabilities 2014: $0Net Assets 2014: $34,9722014Assets 2015: $36,202Liabilities 2015: $0Net Assets 2015: $36,2022015Assets 2016: $37,718Liabilities 2016: $0Net Assets 2016: $37,7182016Assets 2017: $24,901Liabilities 2017: $0Net Assets 2017: $24,9012017Assets 2018: $24,007Liabilities 2018: $0Net Assets 2018: $24,0072018Assets 2019: $26,578Liabilities 2019: $0Net Assets 2019: $26,5782019Assets 2020: $20,780Liabilities 2020: $0Net Assets 2020: $20,7802020Assets 2021: $38,681Liabilities 2021: $0Net Assets 2021: $38,6812021Assets 2022: $42,378Liabilities 2022: $0Net Assets 2022: $42,3782022Assets 2023: $38,853Liabilities 2023: $0Net Assets 2023: $38,8532023Assets 2024: $36,358Liabilities 2024: $4,765Net Assets 2024: $31,5932024

Highlighted filing

2024

Assets$36,358
Liabilities$4,765
Net Assets$31,593

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $208,6992010Expenses 2011: $201,1012011Revenue 2012: $141,627Expenses 2012: $161,283Net Income 2012: -$19,6562012Revenue 2013: $103,055Expenses 2013: $101,159Net Income 2013: $1,8962013Revenue 2014: $100,897Expenses 2014: $102,910Net Income 2014: -$2,0132014Revenue 2015: $89,539Expenses 2015: $88,310Net Income 2015: $1,2292015Revenue 2016: $91,797Expenses 2016: $90,281Net Income 2016: $1,5162016Revenue 2017: $95,707Expenses 2017: $108,524Net Income 2017: -$12,8172017Revenue 2018: $104,191Expenses 2018: $105,084Net Income 2018: -$8932018Revenue 2019: $109,951Expenses 2019: $107,381Net Income 2019: $2,5702019Revenue 2020: $77,916Expenses 2020: $86,589Net Income 2020: -$8,6732020Revenue 2021: $74,715Expenses 2021: $75,121Net Income 2021: -$4062021Revenue 2022: $137,146Expenses 2022: $133,449Net Income 2022: $3,6972022Revenue 2023: $216,306Expenses 2023: $223,236Net Income 2023: -$6,9302023Revenue 2024: $225,442Expenses 2024: $232,702Net Income 2024: -$7,2602024

Highlighted filing

2024

Revenue$225,442
Expenses$232,702
Net Income-$7,260

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.36$0.05$0.32$2.25$2.33$0.07
2023Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$2.16$2.23$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$1.37$1.33$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$0.75$0.75$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$0.78$0.87$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$1.10$1.07$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.24$0.00$0.24$1.04$1.05$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.25$0.00$0.25$0.96$1.09$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.38$0.00$0.38$0.92$0.90$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$0.90$0.88$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.35$0.00$0.35$1.01$1.03$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.37$0.00$0.37$1.03$1.01$0.02
2012Summary only. Only limited summary data is available for this year.$0.35$0.00$0.35$1.42$1.61$0.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.57$0.03$0.55$2.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.82$0.04$0.77$2.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 3, 2025
Return Version
2024v5.2
Gross Receipts
$225,442
Mission and Program Overview

Mission

CHAMBER OF COMMERCE

To promote and support the economic development and business interests of our members and the local community by providing networking opportunities, advocacy, and resources that enhance the business environment.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$23,578$23,602▲ $24
Cash and Non-Interest-Bearing Accounts$12,973$12,640▼ $333
Accounts Receivable$2,302$116▼ $2,186
Total Assets$38,853$36,358▼ $2,495
Liabilities
Accounts Payable and Accrued Expenses-$4,765-
Total Liabilities$0$4,765▲ $4,765
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$38,853$31,593▼ $7,260
Total Net Assets Fund Balance$38,853$31,593▼ $7,260
Total Liabilities and Net Assets / Fund Balance$38,853$36,358▼ $2,495
Compensation and Service Providers

Board Members and Trustees

NameTitle
Peter DiMariaPast President
Linda CotePresident
Chris Stone1st Vice President
Tim St James2nd Vice President
Carolyn McCaffreyDirector
Colleen PhelpsDirector
Jo Ann WalkDirector
Joyce CrowleyDirector
Joyce KeatingDirector
Laura GouldDirector
Melissa TrzepaczDirector
Michael LoudonDirector
Nikki OuelletteDirector
Paul PoutreDirector
Rob KwasnickiDirector
Sandy MorrisDirector
Scott KaupinDirector
Vicki ClarkDirector
Connie ProvincherDirector of Membership
Karen CampbellExecutive Director
Aimee BoettcherSecretary
Theresa MeyerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$188,276
Program Service Revenue
$37,112
Investment Income
$54
Other Revenue
$0
Change in Net Assets
$-7,260
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$151,810
Other Expenses$80,892
Total Fundraising Expense$28,964
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$139,991-$139,991
Conferences and Meetings$21,598-$28,964$50,562
Office Expenses-$15,041-$15,041
Payroll Taxes-$11,819-$11,819
Advertising-$4,985-$4,985
Other Expenses-$3,398-$3,398
Insurance-$2,991-$2,991
Fees for Services Accounting-$1,504-$1,504
Travel-$1,200-$1,200
All Other Expenses-$50-$50
Total Functional Expenses$21,598$182,140$28,964$232,702
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournam----
Home Show----
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

The organization is a membership organization that collects dues from its members.

Member election for additional members Part VI line 7A

The board of directors is elected by the membership at the annual meeting.

Form 990 governing body review Part VI line 11

Form 990 is distributed to the executive commitee for review and approval prior to filing

Governing documents etc available to public Part VI line 19

Documents are available upon request

Filing and Contact Details

Filer

Filer Name
North Central CT Chamber Of Commerce
EIN
06-0723752
In Care Of
% Linda Cote
Address
PO Box 123, Enfield, CT 06083-0123

Signing Officer

Name
Linda Cote
Title
President
Phone
8606921356
Signed
2025-06-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Campbell
Formed
1956
Legal Domicile
Ct
Voting Board Members
21
Independent Board Members
21
Employees
2
Volunteers
50

Preparer

Firm
Vector Tax Solutions
Address
576 Elm St, Windsor Locks, CT 06096
Preparer
Joseph Orabona Ea
Phone
8605805183
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director of Membership
IRS990/Form990PartVIISectionAGrp/TitleTxt14President
IRS990/Form990PartVIISectionAGrp/TitleTxt15Past President
IRS990/Form990PartVIISectionAGrp/TitleTxt161st Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt172nd Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt18Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt19Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt20Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt21Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01956
IRS990/FormerOfcrEmployeesListedInd0true
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingAmt091586
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt021
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0225442
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt021
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt02991
IRS990/InsuranceGrp/TotalAmt02991
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt054
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt054
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt096690
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To promote and support the economic development and business interests of our members and the local community by providing networking opportunities, advocacy, and resources that enhance the business environment.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt038853
IRS990/NetAssetsOrFundBalancesEOYAmt031593
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt038853
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt031593
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt015041
IRS990/OfficeExpensesGrp/TotalAmt015041
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Training
IRS990/OtherExpensesGrp/Desc1Property Tax
IRS990/OtherExpensesGrp/Desc2PO Box
IRS990/OtherExpensesGrp/Desc3Merchant processing fees
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0480
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1487
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2194
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt33398
IRS990/OtherExpensesGrp/TotalAmt0480
IRS990/OtherExpensesGrp/TotalAmt1487
IRS990/OtherExpensesGrp/TotalAmt2194
IRS990/OtherExpensesGrp/TotalAmt33398
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0139991
IRS990/OtherSalariesAndWagesGrp/TotalAmt0139991
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt011819
IRS990/PayrollTaxesGrp/TotalAmt011819
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Karen Campbell
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0561499
IRS990/ProgramServiceRevenueGrp/Desc0Business Development
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt037112
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt037112
IRS990/ProgSrvcAccomActy2Grp/Desc0Networking Luncheon
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt09122
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt010055
IRS990/ProgSrvcAccomActy3Grp/Desc0North Central Act of Kindness
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt02992
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt05377
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0186884
IRS990/PYInvestmentIncomeAmt055
IRS990/PYOtherExpensesAmt077661
IRS990/PYProgramServiceRevenueAmt029367
IRS990/PYRevenuesLessExpensesAmt0-6930
IRS990/PYSalariesCompEmpBnftPaidAmt0145575
IRS990/PYTotalExpensesAmt0223236
IRS990/PYTotalRevenueAmt0216306
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-7260
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt021680
IRS990/SavingsAndTempCashInvstGrp/BOYAmt023578
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023602
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Golf Tournam
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Home Show
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0VICKI CLARK
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Director
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization is a membership organization that collects dues from its members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board of directors is elected by the membership at the annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is distributed to the executive commitee for review and approval prior to filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Documents are available upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CT
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt038853
IRS990/TotalAssetsEOYAmt036358
IRS990/TotalAssetsGrp/BOYAmt038853
IRS990/TotalAssetsGrp/EOYAmt036358
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0188276
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt028964
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0182140
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt021598
IRS990/TotalFunctionalExpensesGrp/TotalAmt0232702
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt04765
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt04765
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt038853
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt031593

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