Civic Intelligence

Metropolitan District Employees Credit

990 • Fiscal year 2015 • EIN 06-0709551

Jan 01, 2015 to Dec 31, 2015 • Filed on May 11, 2016

Organization ProfileN/A

View Organization Page

PO Box 1348Hartford, CT 06143

(860) 560-9036

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

44th percentile

0.86x

Higher debt load relative to assets than 44% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Liabilities / Revenue

80th percentile

27.53x

Higher debt load relative to revenue than 80% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Net Margin

64th percentile

9.7%

Higher net margin than 64% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Top Officer Pay

84th percentile

$103,278

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 13.5% of source-year revenue.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2015

Asset Growth

68th percentile

5.5%

Faster asset growth than 68% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Revenue Growth

82nd percentile

7.2%

Faster revenue growth than 82% of similar nonprofits.

2015 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets44th percentile

Assets

Up

$24,518,274

Up $1,267,512 (+5.5%) from 2014

Net Assets

Up

$3,430,488

Up $51,114 (+1.5%) from 2014

Liabilities

Up

$21,087,786

Up $1,216,398 (+6.1%) from 2014

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin64th percentile

Revenue

Up

$765,929

Up $51,246 (+7.2%) from 2014

Expenses

Up

$691,815

Up $41,187 (+6.3%) from 2014

Net Income

Up

$74,114

Up $10,059 (+16%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth68th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $23,246,984Liabilities 2010: $1,116Net Assets 2010: $23,245,8682010Assets 2011: $23,785,166Liabilities 2011: $20,618,953Net Assets 2011: $3,166,2132011Assets 2012: $23,685,647Liabilities 2012: $20,473,309Net Assets 2012: $3,212,3382012Assets 2013: $23,449,099Liabilities 2013: $20,133,780Net Assets 2013: $3,315,3192013Assets 2014: $23,250,762Liabilities 2014: $19,871,388Net Assets 2014: $3,379,3742014Assets 2015: $24,518,274Liabilities 2015: $21,087,786Net Assets 2015: $3,430,4882015Assets 2016: $24,652,934Liabilities 2016: $21,181,821Net Assets 2016: $3,471,1132016Assets 2017: $24,304,969Liabilities 2017: $20,796,908Net Assets 2017: $3,508,0612017Assets 2018: $23,908,359Liabilities 2018: $20,370,686Net Assets 2018: $3,537,6732018Assets 2019: $24,818,274Liabilities 2019: $21,266,037Net Assets 2019: $3,552,2372019Assets 2020: $27,191,066Liabilities 2020: $23,660,704Net Assets 2020: $3,530,3622020Assets 2021: $28,442,227Liabilities 2021: $24,888,072Net Assets 2021: $3,554,1552021Assets 2022: $30,928,206Liabilities 2022: $27,318,277Net Assets 2022: $3,609,9292022Assets 2023: $32,131,533Liabilities 2023: $28,637,655Net Assets 2023: $3,493,8782023Assets 2024: $32,381,111Liabilities 2024: $28,819,025Net Assets 2024: $3,562,0862024

Highlighted filing

2015

Assets$24,518,274
Liabilities$21,087,786
Net Assets$3,430,488
Open 2015 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $656,6872010Expenses 2011: $730,6402011Expenses 2012: $662,2232012Revenue 2013: $692,303Expenses 2013: $589,322Net Income 2013: $102,9812013Revenue 2014: $714,683Expenses 2014: $650,628Net Income 2014: $64,0552014Revenue 2015: $765,929Expenses 2015: $691,815Net Income 2015: $74,1142015Revenue 2016: $813,503Expenses 2016: $772,878Net Income 2016: $40,6252016Revenue 2017: $872,292Expenses 2017: $835,344Net Income 2017: $36,9482017Revenue 2018: $916,745Expenses 2018: $887,133Net Income 2018: $29,6122018Revenue 2019: $944,864Expenses 2019: $930,300Net Income 2019: $14,5642019Revenue 2020: $896,909Expenses 2020: $918,784Net Income 2020: -$21,8752020Revenue 2021: $864,350Expenses 2021: $840,557Net Income 2021: $23,7932021Revenue 2022: $943,824Expenses 2022: $888,050Net Income 2022: $55,7742022Revenue 2023: $1,144,783Expenses 2023: $1,100,834Net Income 2023: $43,9492023Revenue 2024: $1,422,047Expenses 2024: $1,353,839Net Income 2024: $68,2082024

Highlighted filing

2015

Revenue$765,929
Expenses$691,815
Net Income$74,114
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 11, 2016
Return Version
2015v2.1
Gross Receipts
$765,929
Mission and Program Overview

Mission

We provide financial services for our members.

Provides financial services to member owners

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,207,064$13,233,832▲ $1,026,768
Investments Program Related$9,861,083$10,251,345▲ $390,262
Rtn Earn Endowment Incm Other Fnds$3,379,374$3,430,488▲ $51,114
Land, Buildings, and Equipment, Net$477,991$465,787▼ $12,204
Savings and Temporary Cash Investments$410,727$285,340▼ $125,387
Intangible Assets$92,503$87,626▼ $4,877
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$23,250,762$24,518,274▲ $1,267,512
Other Assets Total$201,394$194,344▼ $7,050
Liabilities
Other Liabilities$19,846,713$21,066,888▲ $1,220,175
Accounts Payable and Accrued Expenses$24,675$20,898▼ $3,777
Total Liabilities$19,871,388$21,087,786▲ $1,216,398
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,379,374$3,430,488▲ $51,114
Total Liabilities and Net Assets / Fund Balance$23,250,762$24,518,274▲ $1,267,512

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$212,695$38,671$251,366
Land$178,500-$178,500
Equipment$74,592$30,659$105,251
Investment Program Related Org$10,251,345--
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Karen VietsCEO / TreasurerFT$103,278$103,278

Board Members and Trustees

NameTitle
Robert FaceyChairperson
Stephen PrattVice Chairperson
Douglas Wood SrBoard Member
James DayBoard Member
Sebastian FraelloBoard Member
James MasseSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$652,354
Investment Income
$113,575
Other Revenue
$0
Change in Net Assets
$74,114
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$391,058
Salaries, Compensation, and Employee Benefits$300,757
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$241,460--$241,460
Office Expenses$142,074--$142,074
Fees for Services Legal$90,809--$90,809
Other Employee Benefits$40,825--$40,825
Payroll Taxes$18,472--$18,472
Fees for Services Other$16,937--$16,937
Advertising$13,601--$13,601
Payments to Affiliates$12,731--$12,731
Other Expenses$11,500--$11,500
Occupancy$11,195--$11,195
Travel$9,624--$9,624
All Other Expenses$2,325--$2,325
Interest$13--$13
Total Functional Expenses$691,815$0$0$691,815
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares$21,066,888
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members who are part owners of the institution.”

Form 990, Part VI, Section A, Line 7A

“Members elect directors at the annual meeting and the directors serve a term of two years.”

Form 990, Part VI, Section A, Line 7B

“Most decisions are subject to approval of board members if they disagree with board decisions.”

Form 990, Part VI, Section B, Line 11

“The tax return is reviewed by the ceo and accountants.”

Form 990, Part VI, Section B, Line 12C

“Policy compliance is governed by a supervisory committee.”

Form 990, Part VI, Section B, Line 15

“Salary surveys are done to determine wages of officers and other key employees”

Form 990, Part VI, Section C, Line 19

“All information is available upon request.”

Filing and Contact Details

Filer

Filer Name
METROPOLITAN DISTRICT EMPLOYEES'
EIN
06-0709551
Phone
8605609036
Address
PO BOX 1348, HARTFORD, CT 06143
Doing Business As
METROPOLITAN DISTRICT EMPLOYEES' CREDIT UNION

Signing Officer

Name
Karen Viets
Title
CEO
Phone
8605609036
Signed
2016-05-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Viets
Formed
1955
Legal Domicile
Ct
Voting Board Members
1,766
Independent Board Members
1,766
Employees
5
Volunteers
7

Preparer

Firm
Whittlesey & Hadley Pc
Address
ONE HAMDEN CTR 2319 WHITNEY AVE STE, 2A, HAMDEN, CT 06518
Preparer
Kevin La Chapelle
Phone
2033972525
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Decrease adjustment to 2014 balance in reserve for loan loss per examiner -23,000.”

Raw XML Appendix362 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt024675
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt020898
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDES FINANCIAL SERVICES TO MEMBER OWNERS
IRS990/AdvertisingGrp/ProgramServicesAmt013601
IRS990/AdvertisingGrp/TotalAmt013601
IRS990/AllOtherExpensesGrp/ProgramServicesAmt02325
IRS990/AllOtherExpensesGrp/TotalAmt02325
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MANAGER & STAFF
IRS990/BooksInCareOfDetail/PhoneNum08605609036
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1348
IRS990/BooksInCareOfDetail/USAddress/CityNm0HARTFORD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd006143
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt0241460
IRS990/CompDisqualPersonsGrp/TotalAmt0241460
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0113575
IRS990/CYOtherExpensesAmt0391058
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0652354
IRS990/CYRevenuesLessExpensesAmt074114
IRS990/CYSalariesCompEmpBnftPaidAmt0300757
IRS990/CYTotalExpensesAmt0691815
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0765929
IRS990/DAFExcessBusinessHoldingsInd00
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0TO PROTECT, PRESERVE AND SAFEGUARD THE ASSETS OF ITS MEMBERS; TO OFFER QUALITY FINANCIAL SERVICES AT EQUITABLE RATES FOR THE BENEFIT OF MEMBERS; AND TO PROMOTE THE CREDIT UNION PHILOSOPHY OF MEMBERS HELPING MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DistributionToDonorInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0METROPOLITAN DISTRICT EMPLOYEES' CREDIT UNION
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0691815
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt090809
IRS990/FeesForServicesLegalGrp/TotalAmt090809
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt016937
IRS990/FeesForServicesOtherGrp/TotalAmt016937
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0KAREN VIETS
IRS990/Form990PartVIISectionAGrp/PersonNm1STEPHEN PRATT
IRS990/Form990PartVIISectionAGrp/PersonNm2DOUGLAS WOOD SR
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES MASSE
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT FACEY
IRS990/Form990PartVIISectionAGrp/PersonNm5SEBASTIAN FRAELLO
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES DAY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0103278
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO / TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt01766
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0765929
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt01766
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/IntangibleAssetsGrp/BOYAmt092503
IRS990/IntangibleAssetsGrp/EOYAmt087626
IRS990/InterestGrp/ProgramServicesAmt013
IRS990/InterestGrp/TotalAmt013
IRS990/InvestmentIncomeGrp/ExclusionAmt0113575
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0113575
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt09861083
IRS990/InvestmentsProgramRelatedGrp/EOYAmt010251345
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt069330
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0477991
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0465787
IRS990/LandBldgEquipCostOrOtherBssAmt0535117
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROTECT, PRESERVE AND SAFEGUARD THE ASSETS OF ITS MEMBERS; TO OFFER QUALITY FINANCIAL SERVICES AT EQUITABLE RATES FOR THE BENEFIT OF MEMBERS; AND TO PROMOTE THE CREDIT UNION PHILOSOPHY OF MEMBERS HELPING MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03379374
IRS990/NetAssetsOrFundBalancesEOYAmt03430488
IRS990/NetUnrelatedBusTxblIncmAmt02478
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt011195
IRS990/OccupancyGrp/TotalAmt011195
IRS990/OfficeExpensesGrp/ProgramServicesAmt0142074
IRS990/OfficeExpensesGrp/TotalAmt0142074
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0201394
IRS990/OtherAssetsTotalGrp/EOYAmt0194344
IRS990/OtherChangesInNetAssetsAmt0-23000
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt040825
IRS990/OtherEmployeeBenefitsGrp/TotalAmt040825
IRS990/OtherExpensesGrp/Desc0DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/ProgramServicesAmt080249
IRS990/OtherExpensesGrp/ProgramServicesAmt111500
IRS990/OtherExpensesGrp/TotalAmt080249
IRS990/OtherExpensesGrp/TotalAmt111500
IRS990/OtherLiabilitiesGrp/BOYAmt019846713
IRS990/OtherLiabilitiesGrp/EOYAmt021066888
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012207064
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013233832
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt012731
IRS990/PaymentsToAffiliatesGrp/TotalAmt012731
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt018472
IRS990/PayrollTaxesGrp/TotalAmt018472
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KAREN VIETS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME ON LOA
IRS990/ProgramServiceRevenueGrp/Desc1MISC FEES, NSF, ETC.
IRS990/ProgramServiceRevenueGrp/Desc2CHARGE FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0571207
IRS990/ProgramServiceRevenueGrp/ExclusionAmt143107
IRS990/ProgramServiceRevenueGrp/ExclusionAmt238040
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0571207
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt143107
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt238040
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt097986
IRS990/PYOtherExpensesAmt0345181
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0616697
IRS990/PYRevenuesLessExpensesAmt064055
IRS990/PYSalariesCompEmpBnftPaidAmt0305447
IRS990/PYTotalExpensesAmt0650628
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0714683
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt074114
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0765929
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03379374
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03430488
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0410727
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0285340
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0212695
IRS990ScheduleD/BuildingsGrp/DepreciationAmt038671
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0251366
IRS990ScheduleD/EquipmentGrp/BookValueAmt074592
IRS990ScheduleD/EquipmentGrp/DepreciationAmt030659
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0105251
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt010251345
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERTIFICATE OF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0178500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0178500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021066888
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TOTAL SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0465787
IRS990ScheduleD/TotalBookValueProgramRltdAmt010251345
IRS990ScheduleD/TotalLiabilityAmt021066888
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS WHO ARE PART OWNERS OF THE INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT DIRECTORS AT THE ANNUAL MEETING AND THE DIRECTORS SERVE A TERM OF TWO YEARS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MOST DECISIONS ARE SUBJECT TO APPROVAL OF BOARD MEMBERS IF THEY DISAGREE WITH BOARD DECISIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE TAX RETURN IS REVIEWED BY THE CEO AND ACCOUNTANTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4POLICY COMPLIANCE IS GOVERNED BY A SUPERVISORY COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SALARY SURVEYS ARE DONE TO DETERMINE WAGES OF OFFICERS AND OTHER KEY EMPLOYEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ALL INFORMATION IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DECREASE ADJUSTMENT TO 2014 BALANCE IN RESERVE FOR LOAN LOSS PER EXAMINER -23,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CT
IRS990/SubjectToProxyTaxInd00
IRS990/TaxableDistributionsInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt023250762
IRS990/TotalAssetsEOYAmt024518274
IRS990/TotalAssetsGrp/BOYAmt023250762
IRS990/TotalAssetsGrp/EOYAmt024518274
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0691815
IRS990/TotalFunctionalExpensesGrp/TotalAmt0691815
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt019871388
IRS990/TotalLiabilitiesEOYAmt021087786
IRS990/TotalLiabilitiesGrp/BOYAmt019871388
IRS990/TotalLiabilitiesGrp/EOYAmt021087786
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03379374
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03430488
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0691815
IRS990/TotalProgramServiceRevenueAmt0652354
IRS990/TotalReportableCompFromOrgAmt0103278
IRS990/TotalRevenueGrp/ExclusionAmt0765929
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0765929
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt023250762
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt024518274
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt09624
IRS990/TravelGrp/TotalAmt09624
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1348
IRS990/USAddress/CityNm0HARTFORD
IRS990/USAddress/StateAbbreviationCd0CT
IRS990/USAddress/ZIPCd006143
IRS990/VotingMembersGoverningBodyCnt01766
IRS990/VotingMembersIndependentCnt01766
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN VIETS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08605609036
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0METROPOLITAN DISTRICT EMPLOYEES'
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0METR
ReturnHeader/Filer/EIN0060709551
ReturnHeader/Filer/PhoneNum08605609036
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1348
ReturnHeader/Filer/USAddress/CityNm0HARTFORD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006143
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0060903326
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WHITTLESEY & HADLEY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0ONE HAMDEN CTR 2319 WHITNEY AVE STE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine2Txt02A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HAMDEN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006518
ReturnHeader/PreparerPersonGrp/PhoneNum02033972525
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN LA CHAPELLE
ReturnHeader/ReturnTs02016-05-13T12:32:55-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$24,518,274
Liabilities
$21,087,786
Net assets
$3,430,488
Revenue
$765,929
Expenses
$691,815
Net income
$74,114
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.4$28.8$3.56$1.42$1.35$0.07
2023Detailed filing. Detailed filing data is available for this year.$32.1$28.6$3.49$1.14$1.10$0.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.9$27.3$3.61$0.94$0.89$0.06
2021Detailed filing. Detailed filing data is available for this year.$28.4$24.9$3.55$0.86$0.84$0.02
2020Detailed filing. Detailed filing data is available for this year.$27.2$23.7$3.53$0.90$0.92$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.8$21.3$3.55$0.94$0.93$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.9$20.4$3.54$0.92$0.89$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.3$20.8$3.51$0.87$0.84$0.04
2016Detailed filing. Detailed filing data is available for this year.$24.7$21.2$3.47$0.81$0.77$0.04
2015Detailed filing. Detailed filing data is available for this year.$24.5$21.1$3.43$0.77$0.69$0.07
2014Detailed filing. Detailed filing data is available for this year.$23.3$19.9$3.38$0.71$0.65$0.06
2013Detailed filing. Detailed filing data is available for this year.$23.4$20.1$3.32$0.69$0.59$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.7$20.5$3.21$0.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.8$20.6$3.17$0.73
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.2$0.00$23.2$0.66